Rethinking Consumer Protection: Escaping Death By Regulation,
2019
Embry-Riddle Aeronautical University
Rethinking Consumer Protection: Escaping Death By Regulation, Thomas L. Tacker
Publications
This book is designed to appeal to anyone who is at all interested in topics related to making life better and safer—for all us consumers. Our current approach to consumer protection is extremely flawed; sometimes costing lives rather than saving them. There are better ways to protect ourselves and the people we love.
Incipiency,
2019
Loyola University Chicago, School of Law
Ftc Trends In Consumer Protection,
2019
Loyola University Chicago, School of Law
Ftc Trends In Consumer Protection, Margaret Krawiec, Ivan Schlager, Neepa Mehta, Keyawna Griffith, Lotus Ryan
Loyola Consumer Law Review
No abstract provided.
Sexual Orientation And The Ecoa: A Case For Statutory Protections,
2019
Loyola University Chicago, School of Law
Sexual Orientation And The Ecoa: A Case For Statutory Protections, Andrew Potter
Loyola Consumer Law Review
No abstract provided.
The Compensation For Victims Of Disasters In Belgium, France, Germany, And The Netherlands,
2019
Loyola University Chicago, School of Law
The Compensation For Victims Of Disasters In Belgium, France, Germany, And The Netherlands, Véronique Bruggeman, Michael Faure
Loyola Consumer Law Review
No abstract provided.
Supreme Court Spotlight: Lamps Plus, Inc., Et Al. V. Frank Varela,
2019
Loyola University Chicago, School of Law
Supreme Court Spotlight: Lamps Plus, Inc., Et Al. V. Frank Varela, James Orescanin
Loyola Consumer Law Review
No abstract provided.
Table Of Contents,
2019
Loyola University Chicago, School of Law
Table Of Contents, Loyola Consumer Law Review
Loyola Consumer Law Review
No abstract provided.
The Future Of Consumer Protection: Remarks At Loyola University Chicago School Of Law,
2019
Loyola University Chicago, School of Law
The Future Of Consumer Protection: Remarks At Loyola University Chicago School Of Law, Richard Cordray
Loyola Consumer Law Review
No abstract provided.
Commissioning The Consumer Financial Protection Bureau,
2019
Loyola University Chicago, School of Law
Commissioning The Consumer Financial Protection Bureau, Jolina C. Cuaresma
Loyola Consumer Law Review
There has been much debate over the Consumer Financial Protection Bureau's lack of executive and congressional oversight: its single director removable only for cause and its operations are not subject to appropriations. This paper explains how this very leadership and accountability structure-intended to politically insulate the agency-had the perverse effect of politicizing it. Since Director Cordray's departure, there has been increased regulatory uncertainty, discouraging financial innovation and harming consumer welfare. This paper recommends that Congress restructure the Bureau into a multi-member, bipartisan commission to provide industry regulatory predictability and ensure that consumer protection retains its independent seat in the financial …
Every Tool At Its Disposal: The Case For A Student Loan Servicing Rulemaking,
2019
Loyola University Chicago, School of Law
Every Tool At Its Disposal: The Case For A Student Loan Servicing Rulemaking, Seth Frotman
Loyola Consumer Law Review
No abstract provided.
Helsinn V. Teva: A Big Blow To Small Pharma,
2019
Loyola University Chicago, School of Law
Helsinn V. Teva: A Big Blow To Small Pharma, Anureet Sandhu
Loyola Consumer Law Review
In Helsinn v. Teva, the Supreme Court held that Congress did not alter the meaning of "on sale" when it enacted the LeahySmith America In vents Act and, therefore, an inventor's sale of an invention to a third party who is obligated to keep the invention confidential may qualify as prior art. The Court relied upon precedent which suggested that a sale or offer of sale need not make an invention available to the public to qualify as prior art. Instead, the on-sale bar only required that the invention be the subject of a commercial offer for sale and ready …
Bringing Down The Average: The Case For A "Less Sophisticated" Reasonableness Standard In Us And Eu Consumer Law,
2019
Loyola University Chicago, School of Law
Bringing Down The Average: The Case For A "Less Sophisticated" Reasonableness Standard In Us And Eu Consumer Law, Jason Cohen
Loyola Consumer Law Review
No abstract provided.
Scouring Muddied Waters: Towards Clarifying The Cfpb's "Abusive" Practices,
2019
Loyola University Chicago, School of Law
Scouring Muddied Waters: Towards Clarifying The Cfpb's "Abusive" Practices, Michael R. Faz
Loyola Consumer Law Review
While this Article was pending publication, several events unfolded altering the landscape of the abusive power. As a preliminary note, during the pendency of publication several dispositions changed-either by court order or agreement between the parties. Next, in June 2019, Director Kraninger kicked off the Bureau's symposium series by holding an open forum over the abusive power. The symposium consisted of two panels: one focusing on policy, composed of law professors, and one focusing on practical application, comprised of practicing attorneys in private and government practice. Both panels were intellectually stimulating and presented diverging views. In the policy panel, major …
Antitrust Analysis Of Nopec Legislation,
2019
Loyola University Chicago, School of Law
Antitrust Analysis Of Nopec Legislation, Harry First, Darren Bush
Loyola Consumer Law Review
This Article analyzes the proposed "No Oil Producing and Exporting Cartels Act of 2019" (NOPEC). This legislation, which was introduced in the United States Senate and House of Representatives, addresses the antitrust issues involved in suing the Organization of the Petroleum Exporting Countries (OPEC), their member states and their state owned oil companies (SOEs), other states and their SOEs, and private companies for their participation in an international cartel that has long been involved in regulating the production and distribution of oil and other petroleum products. It is our view that this proposed legislation provides a relatively moderate approach to …
Deception Unknown: A Hard Look At Deceptive Trade Practices In The Video Game Industry,
2019
Loyola University Chicago, School of Law
Deception Unknown: A Hard Look At Deceptive Trade Practices In The Video Game Industry, Elad Botwin
Loyola Consumer Law Review
The video game industry is rapidly growing and reaching more people, adults and children alike, across the world. There have been only a handful of legal actions regarding deceptive trade practices by companies in the video game industry. There has been only one government ruling that has substantively reviewed a game over representations regarding its features - the United Kingdom's Advertising Standards Authority (ASA) ruling on the game No Man's Sky in November 2016. The dearth of legal action in this area and the shortfalls in the ASA investigation boil down to a fundamental lack of rules and guidance for …
The California Consumer Privacy Act Of 2018: Toughest U.S. Data Privacy Law With Teeth?,
2019
Loyola University Chicago, School of Law
The California Consumer Privacy Act Of 2018: Toughest U.S. Data Privacy Law With Teeth?, Yunge Li
Loyola Consumer Law Review
No abstract provided.
Platforms, American Express, And The Problem Of Complexity In Antitrust,
2019
Cleveland-Marshall College of Law, Cleveland State University
Platforms, American Express, And The Problem Of Complexity In Antitrust, Chris Sagers
Law Faculty Articles and Essays
Everything about Ohio v. American Express was wrong and the adoption of “two-sided platform” reasoning into American antitrust law might be one of its worst, most regrettable wrong turns in decades. That is not because the original theoretical model of two-sided interaction has anything wrong with it at all. It is rather that nothing could be gained by incorporating it that could be worth the result in the American Express case itself, or the difficulty that has likely been invited into antitrust litigation. The consequences are hard to predict, but they may be severely limiting to our already moribund antitrust …
Consumer Protection Issues And Non-Banks: A Comparative Analysis,
2019
Osgoode Hall Law School of York University
Consumer Protection Issues And Non-Banks: A Comparative Analysis, Stephanie Ben-Ishai
Articles & Book Chapters
The same millennials who spend all their money on avocado toast might not be looking to traditional banks to obtain mortgages or invest their limited funds because they don't have the requisite credit scores or resources to save money. This generation has also seen too many movies about Wall Street disasters and may have decided they don't want to give Leonardo DiCaprio money to "buy wolves." They've been working any number of jobs that don't offer pensions or benefits; they often live paycheck to paycheck; and the prospect of borrowing money from or depositing money at a mainstream bank when …
Data Disparity: Tiered Pricing As An Alternative To Consumer Iot Data Privacy Regulations,
2019
University of New Hampshire, Durham
Data Disparity: Tiered Pricing As An Alternative To Consumer Iot Data Privacy Regulations, Matthew Lostocco
Honors Theses and Capstones
In recent years, Internet of Things (IoT) devices have exploded on the consumer scene. These emerging products bring new technological capabilities into our everyday lives. IoT is projected to contribute anywhere from $4-11 trillion to the global economy and companies are investing billions of dollars into the technology. However, with the vast amount of data that IoT devices collect, consumers are burdening the risk of having their personal data breached or sold to third parties. This paper first identifies why consumers may be weary or willing towards providing their personal data and how unconscious biases in the purchasing process cause …
Blockchain Symposium Introduction: Overview And Historical Introduction,
2019
Cleveland-Marshall College of Law
Blockchain Symposium Introduction: Overview And Historical Introduction, Brian Ray
Cleveland State Law Review
Imagine a world where human drivers can access on-demand micro-insurance contracts tailored to cover only the actual time spent driving. How about a secure, decentralized identity system that allows individuals to purchase a vehicle and obtain insurance without sharing unnecessary private information exposing it to cyber criminals? Take that a step further and consider a system of driverless cars that transact with autonomous gas stations and take payments directly from passengers. These are some of the fascinating applications that blockchain technology could enable. But these applications give rise to significant technical, social, and legal questions, all of which we explored …
