Consumer Protection Law Commons^™

The Equifax Data Breach: An Opportunity To Improve Consumer Protection And Cybersecurity Efforts In America, Gregory S. Gaglione Jr.

Buffalo Law Review

No abstract provided.

Due Process Supreme Court Appellate Division Second Department

Touro Law Review

No abstract provided.

Tacos, Tequila, And Tainted Alcohol? An Examination Of The Tainted Alcohol Problem In Mexico And What It Means For The American Tourist, Tammy Le

Georgia Journal of International & Comparative Law

No abstract provided.

The Challenges Of Water Governance (And Privatization) In China; Normative Traps, Gaps, And Prospects, Xu Qian

Georgia Journal of International & Comparative Law

No abstract provided.

Identities Lost: Enacting Federal Law Mandating Disclosure & Notice After A Data Security Breach, John Ogle

Arkansas Law Review

Identity theft is real, it’s here, and consumers need protection. Over the past five years hackers have stolen billions of consumers’ sensitive information like social security numbers, addresses, and bank routing numbers from companies that have neglected their security measures. Most of the time these security breaches are easily preventable. Companies sometimes wait weeks, months, or even years to inform the customers whose information was stolen because there is no federal law that requires disclosure. As of 2018, all 50 states have adopted security breach notification laws that require companies to inform consumers that their information may have been stolen …

Protecting Consumers Through Mandatory Disclosures: An Experimental Investigation Of Extended Warranties, Breagin K. Riley

Villanova Law Review (1956 - )

No abstract provided.

Anticompetitive Mergers In Labor Markets, Ioana Marinescu, Herbert J. Hovenkamp

Indiana Law Journal

Mergers of competitors are conventionally challenged under the federal antitrust laws when they threaten to lessen competition in some product or service market in which the merging firms sell. In many of these cases the threat is that in concentrated markets—those with only a few sellers—the merger increases the likelihood of collusion or collusion-like behavior. The result will be that the post-merger firm will reduce the volume of sales in the affected market and prices will rise.

Mergers can also injure competition in markets in which the firms purchase, however. Although that principle is widely recognized, very few litigated cases …

An Empirical Investigation Of Third Party Consumer Litigant Funding, Ronen Avraham, Anthony J. Sebok

Articles

This is the first large-scale empirical study of consumer third-party litigation funding in the United States. Despite being part of the American legal system for more than two decades there has been almost no real data-driven empirical study to date. We analyzed funding requests from American consumers in over 100,000 cases over a twelve year period. This proprietary data set was provided to us by one of the largest consumer litigation funder in the United States.

Our results are striking and important. We find that the funder plays an important role in the American legal system by screening cases. Our …

From Fitbits To Pacemakers: Protecting Consumer Privacy And Security In The Healthtech Age, Justin Evans, Katelyn Ringrose

Et Cetera

As wearable and analytics technology continues to be aggressively adopted, there is a congruent rise in data collection from wearable healthtech devices. This unprecedented rise in data collection poses massive privacy and security issues. This note addresses the benefits of IoT healthcare wearables and implants, as well as identifies where the privacy and security of data accrued by such devices could be improved. In an effort to better encapsulate the issue surrounding wearable device data collection, the authors analyze the many benefits of wearable healthcare devices, as well as look into the false sense of trust consumers have in the …

The [Un]Fair Debt Collection Practices Act: A Critique Of Henson V. Santander, Monica Paladini

Pepperdine Law Review

Congress was clear about its purposes and motivations behind enacting the Fair Debt Collection Practices Act of 1977. Namely, it set out to protect consumers from abusive debt collectors and to protect ethical debt collectors from being competitively disadvantaged by those who employ abusive tactics. Although Congress gave much time and effort to crafting the definition of “debt collectors” at the time of the Act’s passage, changes in the debt collection industry over the last four decades have greatly impacted the scope and reach of the FDCPA. Specifically, the advent and rise of debt purchasing have introduced an entirely new …

The Path To Standing: Asserting The Inherent Injury Of The Data Breach, Jennifer M. Joslin

Utah Law Review

Data breaches are on the rise as consumers continue to exchange personally identifiable information for goods and services in sectors from retail to healthcare. In the aftermath of a data breach, it has been difficult for victims of the breach to establish Article III standing to sue in federal courts. The primary hurdle for those seeking a remedy for the theft of their data has been showing that they have suffered an injury-in-fact. Plaintiffs typically assert an injury based on the increased risk of identity theft following a breach. However, courts have divided on whether such an injury satisfies the …

Privacy And Connected Objects, Nicolas Karsenti

Canadian Journal of Law and Technology

Our society perennially seeks to multiply its connectivity in the name of greater efficiency. Over the past few years, several devices that had previously been quite basic have been made ‘‘smarter” in order to facilitate a consumer’s life. A recent study highlights that some of the most common reasons for using ‘‘smart” objects are home automation and remote control. Thus, convenience is driving companies, particularly appliance makers, to connect their devices to the internet in order to make them ‘‘smart”. These range from intelligent thermostats, smart fridges, connected pacemakers, smart watches and personal assistants (PAs) such as Alexa, Siri or …

Assent To Terms In Consumer Contracts, Anthony J. Majestro Esq.

Center for Consumer Law and Education Events

No abstract provided.

The West Virginia Consumer Credit & Protection Act, Sandra M. Murphy Esq.

Center for Consumer Law and Education Events

No abstract provided.

Cfpb Proposed Rule-Making Highlights, Bruce M. Jacobs Esq.

Center for Consumer Law and Education Events

No abstract provided.

Your Home, Your Car, Your Money, Your Privacy, Our State, Norman Googel Esq.

Center for Consumer Law and Education Events

No abstract provided.

The Telephone Consumer Protection Act Of 1991, Danielle Waltz Esq.

Center for Consumer Law and Education Events

No abstract provided.

Consumer Protection: Addressing Unintended Costs, Mark Mangano Esq.

Center for Consumer Law and Education Events

No abstract provided.

Wv Division Of Financial Institutions: Regulatory Trends And Issues On The Horizon, Tracy Hudson Esq.

Center for Consumer Law and Education Events

No abstract provided.

Financial Exploitation In West Virginia, James L. Lindsay Esq.

Center for Consumer Law and Education Events

No abstract provided.