The Legal Underpinnings Of The Global Foreign Exchange Market,
2019
University of North Carolina School of Law
The Legal Underpinnings Of The Global Foreign Exchange Market, David T. Bloom
North Carolina Banking Institute
No abstract provided.
Foreword,
2019
University of North Carolina School of Law
Foreword, Rebecca D. Floyd, Lissa L. Broome
North Carolina Banking Institute
No abstract provided.
Bitcoin Futures: From Self-Certification To Systemic Risk,
2019
University of North Carolina School of Law
Bitcoin Futures: From Self-Certification To Systemic Risk, Lee Reiners
North Carolina Banking Institute
No abstract provided.
Contents,
2019
University of North Carolina School of Law
Contents, North Carolina Banking Institute
North Carolina Banking Institute
No abstract provided.
Gdpr: Navigating Compliance As A United States Bank,
2019
University of North Carolina School of Law
Gdpr: Navigating Compliance As A United States Bank, Lindsay A. Seventko
North Carolina Banking Institute
No abstract provided.
The Potential Effect Of The Economic Growth Act Of 2018 On Bank Mergers And Acquisitions: What This Means For De Novo Banks And Cra Lending,
2019
University of North Carolina School of Law
The Potential Effect Of The Economic Growth Act Of 2018 On Bank Mergers And Acquisitions: What This Means For De Novo Banks And Cra Lending, Joseph C. Fields
North Carolina Banking Institute
No abstract provided.
Modernization Or A Missed Opportunity? The Comptroller Of The Currency Updates The Community Reinvestment Act,
2019
University of North Carolina School of Law
Modernization Or A Missed Opportunity? The Comptroller Of The Currency Updates The Community Reinvestment Act, Morgan O. Schick
North Carolina Banking Institute
No abstract provided.
Pass Or Fail? Grading The Effectiveness Of Stress Tests A Decade After The Financial Crisis,
2019
University of North Carolina School of Law
Pass Or Fail? Grading The Effectiveness Of Stress Tests A Decade After The Financial Crisis, Garrett J. Moore
North Carolina Banking Institute
No abstract provided.
Treating Apples Like Oranges: The Benefits Of Exempting Community Banks From The Volcker Rule,
2019
Texas A&M University School of Law (Student)
Treating Apples Like Oranges: The Benefits Of Exempting Community Banks From The Volcker Rule, Gregory Butz
Texas A&M Law Review
In response to the Financial Crisis of 2008 and the Great Recession that followed, Congress passed the Dodd–Frank Wall Street Reform and Con- sumer Protection Act in 2010. The Volcker Rule is a controversial section of the Dodd–Frank Act that prohibits all banks, no matter their size, from pro- prietary trading and entering into certain relationships with private equity funds. But the Volcker Rule forces banks to incur significant costs to ensure compliance. While Big Banks have the capital and infrastructure to comply with the Volcker Rule, small Community Banks often do not. This gives Big Banks an unfair competitive …
Challenging Payday Lenders By Opening Up The Market For Small-Dollar Loans,
2019
Brigham Young University Law School
Challenging Payday Lenders By Opening Up The Market For Small-Dollar Loans, Eliza Platts-Mills, Justin Chung
Brigham Young University Journal of Public Law
“Why hasn’t someone else stepped in to lend at lower interest rates?” is the question frequently asked in discussions of payday loans. The average payday loan carries an Annual Percentage Rate (APR) of over 300%. Given the strength of th e payday lenders lobby at the federal and state level, one way to help low- and moderate-income households escape the financial harms of pa yday loans is to encourage other lenders to enter the small-dollar loan market and offer more affordable products. Over the past ten years, an array of affordable small-dollar loan programs offered by banks, credit unions, non-profit …
Challenging Payday Lenders By Opening Up The Market For Small-Dollar Loans,
2019
Brigham Young University Law School
Challenging Payday Lenders By Opening Up The Market For Small-Dollar Loans, Rex E. Lee
Brigham Young University Journal of Public Law
“Why hasn’t someone else stepped in to lend at lower interest rates?” is the question frequently asked in discussions of payday loans. The average payday loan carries an Annual Percentage Rate (APR) of over 300%. Given the strength of th e payday lenders lobby at the federal and state level, one way to help low- and moderate-income households escape the financial harms of pa yday loans is to encourage other lenders to enter the small-dollar loan market and offer more affordable products. Over the past ten years, an array of affordable small-dollar loan programs offered by banks, credit unions, non-profit …
Given Today's New Wave Of Protectionsim, Is Antitrust Law The Last Hope For Preserving A Free Global Economy Or Another Nail In Free Trade's Coffin?,
2019
Loyola Marymount University and Loyola Law School
Given Today's New Wave Of Protectionsim, Is Antitrust Law The Last Hope For Preserving A Free Global Economy Or Another Nail In Free Trade's Coffin?, Allison Murray
Loyola of Los Angeles International and Comparative Law Review
No abstract provided.
Financial Repression In China: Short-Term Growth But Long-Term Crisis,
2019
China University of Political Science and Law
Financial Repression In China: Short-Term Growth But Long-Term Crisis, Guangdong Xu, Michael Faure
Loyola of Los Angeles International and Comparative Law Review
No abstract provided.
Venezuela Undermines Gold Miner Crystallex's Attempts To Recover On Its Icsid Award,
2019
Loyola Marymount University and Loyola Law School
Venezuela Undermines Gold Miner Crystallex's Attempts To Recover On Its Icsid Award, Sam Wesson
Loyola of Los Angeles International and Comparative Law Review
No abstract provided.
Table Of Contents,
2019
Seattle University School of Law
Table Of Contents, Seattle University Law Review
Seattle University Law Review
No abstract provided.
Evaluating The Costs And Benefits Of A Smart Contract Blockchain Framework For Credit Default Swaps,
2019
William & Mary Law School
Evaluating The Costs And Benefits Of A Smart Contract Blockchain Framework For Credit Default Swaps, Ryan Clements
William & Mary Business Law Review
Despite wide speculation about its use-value, there are very few large-scale Blockchain implementations, particularly in sophisticated financial applications and mature markets. The extent of Blockchain’s disruptive potential in these domains is uncertain. This Article considers Blockchain’s use-value for credit default swap contract execution, fulfillment, and post-trade processing by using, as an assessment base, a series of derivative industry whitepapers, academic and technological evaluative studies, and commentary relating to current market undertakings. In summary, when applied to credit default swaps, there are many barriers to implementation, as well as costs, fragmentation risks, technological deficiencies, and practical drawbacks. As a result, there …
The Next Two Years Of Federal Housing Policy Could Be Positive Under Mark Calabria,
2019
Cornell Law School
The Next Two Years Of Federal Housing Policy Could Be Positive Under Mark Calabria, David J. Reiss
Cornell Law Faculty Publications
The Trump administration is clearly working to put fair housing, fair lending, community reinvestment and consumer protection in deep freeze for the foreseeable future. So, from the perspective of an affordable housing advocate, there is a lot to oppose in the Trump agenda.But a move to redistribute credit risk in the mortgage market from the government to the private sector is not one of them, so long as housing proponents are able to protect programs that promote affordable housing and sustainable homeownership.
Suffocate Or Innovate: An Observation Of California's Regulatory Framework For Cryptocurrency,
2019
Loyola Marymount University and Loyola Law School
Suffocate Or Innovate: An Observation Of California's Regulatory Framework For Cryptocurrency, Jane Kim
Loyola of Los Angeles Law Review
Transactions involving cryptocurrency are rapidly gaining traction in the United States, prompting the need for regulation. Hence, California legislators proposed the cryptocurrency regulation Assembly Bill 1123. However, based upon the outcome of a virtually identical regulation in New York, this proposed bill is theoretically projected to stifle business growth and potential innovation. This Article focuses on one approach to remedy this by advocating for reform at the federal level and recommending the utilization of the regulatory sandbox as a framework for future regulation.
Gorsuch's Purgatory: Attempting To Define Debt Collector Under The Fair Debt Collection Practices Act,
2019
Georgia State University College of Law
Gorsuch's Purgatory: Attempting To Define Debt Collector Under The Fair Debt Collection Practices Act, Matthew Haan
Georgia State University Law Review
Part I of this Note provides background on the FDCPA and the federal agencies charged with its enforcement. Part I also provides background on judicial analysis of the FDCPA before Henson v. Santander and explains the nature of the Supreme Court’s decision. Part II analyzes the ramifications of Henson v. Santander for debtors and debt purchasers. Part II also analyzes how the Supreme Court’s decision can affect the CFPB. Part III proposes and discusses a three-tiered solution that involves congressional and CFPB action and discusses what would happen if Congress and the CFPB left the solution up to the courts.
Money As Infrastructure,
2019
Vanderbilt University Law School
Money As Infrastructure, Morgan Ricks
Vanderbilt Law School Faculty Publications
Traditional infrastructure regulation—the law of regulated industries—rests atop three pillars: rate regulation, entry restriction, and universal service. This mode of regulation has typically been applied to providers of network-type resources: resources that are optimally supplied as integrated systems. The monetary system is such a resource; and money creation is the distinctive function of banks. Bank regulation can therefore be understood as a subfield of infrastructure regulation. With few exceptions, modern academic treatments of banking have emphasized banks’ intermediation function and downplayed or ignored their monetary function. Concomitantly, in recent decades U.S. bank regulation has strayed from its infrastructural roots. This …
