Banking and Finance Law Commons^™

Build A Job Satisfaction Scale From The Views Of Aau Academic Staff In According With The Item Response Theory, Mohammed Marshoud

Al-Balqa Journal for Research and Studies البلقاء للبحوث والدراسات

The study aimed to build a job satisfaction scale from the views of AAU academic staff in according with the item response theory, where the population study consisted of all academic members at Al-Ahliyya Amman University (AAU) for the year (2018/2017), and they approximately reach (257) academic members, the sample consisted of (154) academic members, which constituted 60 of the original study population, (92) males and (62) females who were randomly selected. The study tool was designed and built based on theoretical literature and scales on measuring job satisfaction at universities. the study tool consisted of (60) items which were …

The Level Teachers’ Knowledge In Public Education For Learning Disabilities Students In Regards Of Variables In Kuwait, Ahmad Saeedy

Al-Balqa Journal for Research and Studies البلقاء للبحوث والدراسات

Knowledge, Teachers, learning difficulties, Kuwait, Training Experience

Review Of The Curving Techniques To Evaluate University Test Scores: A Critical And Analytical Study, Afif Rahma, Sophie Barguil

Al-Balqa Journal for Research and Studies البلقاء للبحوث والدراسات

This study presents a critical review of the proposed mathematical methods for curving students scores. Through the presentation of these methods, the study attempts to ask key questions such as: the causes of dispersion in the tests results, the criteria and principles on which the curving methods are based, the limits of application of these methods. The study also attempts to examine the role of the cognitive level of the student, the subjective factors related to the process of learning and teaching, the conditions of admission and registration in the university programs, and the impact of the above on the …

The Impact Of Using The Electronic Barcode Test Via Smartphone In The Achievement Of The Graduate Students In The Achievement Of The Graduate Students In The Faculty Of Educational Sciences At Amman Arab University And Their Attitudes Towards It., Jehad Almomani, Moen Alnasraween

Al-Balqa Journal for Research and Studies البلقاء للبحوث والدراسات

This study aimed to identify the effectiveness of using barcode via smartphone in the achievement of graduate students in the Faculty of Educational Sciences at Amman Arab University and their attitudes towards it. The sample of this study is consisted of (63 male and female students studying the statistics in the scientific research course at the Faculty of Educational Sciences in the second semester of the academic year (2018-2019). The sample was selected in an intentional manner and it was divided randomly into two groups; one is experimental and the other one is control. To achieve the goal of this …

Human Resources Planning And Its Effect On The Application Of Total Quality Management Of Jazan University, Zakyeh Arishi, Ikhlas Altarawneh

Al-Balqa Journal for Research and Studies البلقاء للبحوث والدراسات

This study aims to examinethe effect of Human Resources Planning on the application of Total Quality Management at Jazan University. It aims to demonstrate the actuality of Human Resources Planning practices and process the application of Total Quality Management in Jazan University. The study adopts the descriptive analytical approach by using self-administrated questionnaire as a data collection method. The questionnaire was distributed to a convenient proper sample out of (100) top management level at human resources officials, and quality officials in Colleges of Arts and Sciences in Al-Ardha and Samtah, College of Education in-Arts Departments in Sabya, Academic Institution for …

Goal Orientation Driving To Study By The Students Institute Science And Technical Physical And Sports Activities In Souk Ahras University, Algeria, Bensayah Samir

Al-Balqa Journal for Research and Studies البلقاء للبحوث والدراسات

The purpose of the study was to know the level of goal orientation Driving to study by the students of institute science and technical physical and sports activities in Souk Ahras University, as the differences between them according to the variables of the sex, the level of study and the specialty. For that, the researcher used the descriptive analytical method and has distributed a questionnaire (Elliot & Charch 1997) to a simple of 72 students, then he statistically treated the results using the software spss. We found that students have a high level goal orientation and that there are no …

Harmonization Between The Outputs Of Community Colleges And The Labor Market In The Kingdom Of Saudi Arabia /Community College In Hafr Al-Batin As A Sample Model, Leena Alkhlewi

Al-Balqa Journal for Research and Studies البلقاء للبحوث والدراسات

This study aims to provide a methodology proposed to achieve harmonizing between the Graduates of community colleges and the Saudi labor market needs. The researcher uses the descriptive survey method. A questionnaire is made to collect credible and acceptable data, whose basic study sample is faculty members in Community Service College in Hafr Al-Batin, which are 32 members. Researcher has got 26 answers, and this study has been applied during academic year 2018G, 1439H. the most prominent results are that there is a high degree agreement of harmonizing between theoretical and applied courses, and that courses of Community College in …

The Degree Of Commitment Of The Faculty Members In The Faculty Of Arts And Sciences In Al-Ahliyya Amman University To The Basic Rules In Building Objective Tests, Attributed To Some Variables, Awnieh Sawalha, Asmaa Al Omary

Al-Balqa Journal for Research and Studies البلقاء للبحوث والدراسات

This study aimed to determine the degree of commitment among faculty members of the Art and Science faculty at Al Ahliyya Amman University to the basic rules in the construction of objective tests of 4 various types; true or false, filling the blank, multiple choice questions, comparison question. And weather the commitment degree is affected by different variables like years of experience and speciality. The study sample consisted of 41 faculty members, who were chosen intentionally from different specialties in the art and science faculty of the 2017/2018 academic year. The researchers developed a tool to measure the degree of …

Public Protector V South African Reserve Bank 2019 (6) Sa 253 (Cc), Dunia P. Zongwe

SAIPAR Case Review

No abstract provided.

Fintech: New Battle Lines In The Patent Wars?, Megan M. La Belle, Heidi Mandanis Schooner

Cardozo Law Review

Historically, financial institutions have relied on trade secrets and first-mover advantages, rather than patents, to protect their inventions. For the few financial patents that were issued, conventional wisdom was that they weren’t terribly interesting or important. In our 2014 study on financial patents, we showed that banks were breaking from past patterns and increasingly seeking patent protection. We explained that financial institutions were primarily building their patent portfolios as a defensive measure—i.e., to protect themselves from infringement suits. Indeed, the finance industry successfully lobbied Congress to include provisions in the America Invents Act of 2011 that made it easier to …

The Political Economy Of The Removal Power, Ganesh Sitaraman

Vanderbilt Law School Faculty Publications

In the years leading up to the 2008 financial crisis, financial institutions targeted communities of color with expensive and risky subprime mortgage products. Hundreds of thousands of Black and Hispanic families were charged more for mortgages than their white counterparts or steered into expensive subprime loans, even though they qualified for cheaper prime loans. Over time, financial institutions like Countrywide pushed these "toxic" loans on more and more homeowners and expanded subprime lending throughout the country. When the music finally stopped in 2008, millions of families lost their jobs and their homes, and nearly $ii trillion in household wealth was …

Regulation Of Securities Offerings In California: Is It Time For A Change After A Century Of Merit Regulation?, Neal H. Brockmeyer

Loyola of Los Angeles Law Review

The California securities law originated in 1913 from a populist movement that embodied a paternalistic attitude toward the protection of investors. It was characterized by the registration of offerings of securities with few exemptions and exclusions, a qualitative review of the merits of those offerings and an administrator with broad authority to implement and enforce the law. While the California securities law is still based on merit review, exclusions and exemptions have been added and expanded over the years by the California legislature and securities regulators. More recently, Congress has preempted state registration and merit review of various securities and …

Afghanistan's New Vat, Part 1: Invoice Matching Or A Unitary Digital Invoice, Richard Thompson Ainsworth, Musaad Alwohaibi, Andrew Leahey, Yujin Li, Haseena Rahman

Faculty Scholarship

In the summer of 1990 two groundbreaking articles on business process re-engineering (BPR) were published, one by Thomas H. Davenport (a professor in information technology at Babson College) in the MIT Sloan Management Review, the other by Michael Hammer (a professor of computer science at MIT) in the Harvard Business Review. BPR is a management strategy that analyzes IT-intensive workflow designs and business processes within an organization.

On December 21, 2020 (Jadi 1, 1399) Afghanistan was scheduled to implement a 10% VAT. It has been delayed one year by the pandemic. When it does implement, Afghanistan will have significant workflow …

Enough Is As Good As A Feast, Noah C. Chauvin

Seattle University Law Review

Ipse Dixit, the podcast on legal scholarship, provides a valuable service to the legal community and particularly to the legal academy. The podcast’s hosts skillfully interview guests about their legal and law-related scholarship, helping those guests communicate their ideas clearly and concisely. In this review essay, I argue that Ipse Dixit has made a major contribution to legal scholarship by demonstrating in its interview episodes that law review articles are neither the only nor the best way of communicating scholarly ideas. This contribution should be considered “scholarship,” because one of the primary goals of scholarship is to communicate new ideas.

The United Kingdom's Secured Commercial Paper Facility (U.K. Gfc), Claire Simon

Journal of Financial Crises

In mid-2009, the Bank of England (Bank) opened the Secured Commercial Paper Facility (SCPF) as part of its larger Asset Purchase Facility (APF). Through the facility, the Bank offered to purchase secured commercial paper (SCP), a form of asset backed commercial paper, issued by approved programs from both dealers acting as principal in the primary market and after issue from secondary market holders. The facility was designed to establish the Bank as a ready buyer of SCP in the primary market and as a backstop purchaser in the secondary market. In extending the APF to include purchases of SCP, the …

The European Central Bank's Securities Markets Programme (Ecb Gfc), Ariel Smith

Journal of Financial Crises

The Eurozone struggled during the escalation of the sovereign debt crisis in 2010. In order to aid malfunctioning securities markets, restore liquidity, and enable proper functioning of the monetary policy transmission mechanism, the European Central Bank (ECB) instituted the Securities Markets Programme (SMP) on May 9, 2010. This program enabled Eurosystem central banks to purchase securities from entities in Greece, Ireland, Portugal, Italy, and Spain. The program ended on September 6, 2012, and evaluations of its effectiveness are mixed.

The Commercial Paper Funding Facility (U.S. Gfc), Rosalind Z. Wiggins

Journal of Financial Crises

In mid-September 2008, prime money market mutual funds (MMMFs) began experiencing run-like redemption requests sparked by one fund that had “broken the buck” because of large exposure to Lehman Brothers commercial paper (CP). As a result, MMMFs, which are significant investors in CP, became reluctant to hold CP. Within a week, outstanding CP had been reduced by roughly $300 billion. The CP market experienced severe shortening of maturities and increased rates, making it difficult for issuers to place new paper. When government efforts to assist the MMMFs did not resolve the stresses in the CP market, the Federal Reserve announced, …

A False Sense Of Security: How Congress And The Sec Are Dropping The Ball On Cryptocurrency, Tessa E. Shurr

Dickinson Law Review (2017-Present)

Today, companies use blockchain technology and digital assets for a variety of purposes. This Comment analyzes the digital token. If the Securities and Exchange Commission (SEC) views a digital token as a security, then the issuer of the digital token must comply with the registration and extensive disclosure requirements of federal securities laws.

To determine whether a digital asset is a security, the SEC relies on the test that the Supreme Court established in SEC v. W.J. Howey Co. Rather than enforcing a statute or agency rule, the SEC enforces securities laws by applying the Howey test on a fact-intensive …

Symposium: The California Consumer Privacy Act, Margot Kaminski, Jacob Snow, Felix T. Wu, Justin Hughes

Articles

This symposium discussion of the Loyola of Los Angeles Law Review focuses on the newly enacted California Consumer Privacy Act (CPPA), a statute signed into state law by then-Governor Jerry Brown on June 28, 2018 and effective as of January 1, 2020. The panel was held on February 20, 2020.

The panelists discuss how businesses are responding to the new law and obstacles for consumers to make effective use of the law’s protections and rights. Most importantly, the panelists grapple with questions courts are likely to have to address, including the definition of personal information under the CCPA, the application …

Bank Resolution And Creditor Distribution: The Tension Shaping Global Banking –Part Ii: The Cross-Border Dimension, David Ramos, Javier Solana

University of Miami Business Law Review

New bank resolution frameworks that aim to address the complex task of managing the collapse of a large financial institution stand in considerable tension with basic principles and policy objectives of insolvency law. In this two-part study, we present an analytical framework that aims at helping us understand how this tension can undermine the effectiveness of the new bank resolution frameworks. In the first part of this article, we introduced our three-layered framework and explored its first two layers: the group dimension, and the duality of crisis-prevention and crisis-management tools. In this Part II, we explore the last layer: the …