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Looking Back And Looking Ahead As The Home Mortgage Disclosure Act Turns Thirty-Five: The Role Of Public Disclosure Of Lending Data In A Time Of Financial Crisis, Richard D. Marsico 2010 New York Law School

Looking Back And Looking Ahead As The Home Mortgage Disclosure Act Turns Thirty-Five: The Role Of Public Disclosure Of Lending Data In A Time Of Financial Crisis, Richard D. Marsico

Articles & Chapters

This article examines the history of the Home Mortgage Disclosure Act (HMDA) and makes proposals for improving it to help prevent another economic crisis. Passed in 1975, HMDA requires most lenders to disclose information about their home mortgage loans, including the number of home mortgage applications it received; the purpose of each application; the type of loan; the decision on the application; the race, gender, and income of the loan applicant/borrower; the location of the loan and the median income and racial composition of the neighborhood; and the interest rate on the loan. HMDA was originally conceived of as a …


Should Unicitral Prepare A Model Law On Secured Transactions, Neil B. Cohen 2010 Brooklyn Law School

Should Unicitral Prepare A Model Law On Secured Transactions, Neil B. Cohen

Faculty Scholarship

No abstract provided.


International Commercial Transactions, Franchising, And Distribution, Arnold S. Rosenberg, Alfredo L. Rovira, Michael R. Daigle, Florian S. Jörg, Marc Ryser, William P. Johnson, Anders Forkman, Alan S. Gutterman, ed., Calvin A. Hamilton, ed. 2010 Thomas Jefferson School of Law

International Commercial Transactions, Franchising, And Distribution, Arnold S. Rosenberg, Alfredo L. Rovira, Michael R. Daigle, Florian S. Jörg, Marc Ryser, William P. Johnson, Anders Forkman, Alan S. Gutterman, Ed., Calvin A. Hamilton, Ed.

All Faculty Scholarship

With the encouragement of the World Bank, Asian Development Bank, and other international financial institutions, in 2008-09 several countries modernized their secured transactions laws, expanded the types of moveable property that can serve as collateral for a debt, and established and streamlined registries for non-possessory security interests in moveable property.


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