The "Current Monthly Income" Debate: Unemployment Compensation As A "Benefit Received Under The Social Security Act"?, 44 J. Marshall L. Rev. 801 (2011),
2011
UIC School of Law
The "Current Monthly Income" Debate: Unemployment Compensation As A "Benefit Received Under The Social Security Act"?, 44 J. Marshall L. Rev. 801 (2011), Brent Wilson
UIC Law Review
No abstract provided.
The Three Cs Versus The Dinosaur: Updating The Technologically Archaic Fdcpa To Provide Consumers, Collectors, And Courts Clarity, 44 J. Marshall L. Rev. 1033 (2011),
2011
UIC School of Law
The Three Cs Versus The Dinosaur: Updating The Technologically Archaic Fdcpa To Provide Consumers, Collectors, And Courts Clarity, 44 J. Marshall L. Rev. 1033 (2011), Melissa Travis
UIC Law Review
No abstract provided.
The New Threat To Financial Reform: The End-User Exception To Dodd-Frank Mandatory Swap Clearance, 45 J. Marshall L. Rev. 117 (2011),
2011
UIC School of Law
The New Threat To Financial Reform: The End-User Exception To Dodd-Frank Mandatory Swap Clearance, 45 J. Marshall L. Rev. 117 (2011), Jeremy A. Liabo
UIC Law Review
No abstract provided.
Reforming Regulation In The Markets For Home Loans,
2011
Fordham University School of Law
Reforming Regulation In The Markets For Home Loans, Susan Block-Lieb, Edward J. Janger
Fordham Urban Law Journal
This article explores the content and institutional context for recently revised regulation of the markets for residential mortgages. The authors compare and contrast the House and Senate bills relating to the market for home loans proposed and/or passed in the wake of the 2008 financial crisis and examines how the Dodd-Frank Act reconciled the various proposals. The article also focuses on the creation and role of the Bureau of Consumer Financial Protection. Lastly, this article examines the portion of the Dodd-Frank Act intended to regulate predatory mortgages.
A Simple Approach To Preventing The Next Housing Crisis-Why We Need One, What One Would Look Like, And Why Dodd-Frank Isn't It,
2011
Northwestern University School of Law
A Simple Approach To Preventing The Next Housing Crisis-Why We Need One, What One Would Look Like, And Why Dodd-Frank Isn't It, David A. Dana
Fordham Urban Law Journal
This article considers the adequacy of The Dodd-Frank Act in terms of its potential ability to prevent another crisis in the housing market. The author argues that Dodd-Frank, even if implemented broadly, will not address the key problem of excess complexity in the housing and financial markets. The author then suggests additional reform focusing on simplicity, exemplified by the existing regulatory framework in Denmark. Lastly, the author addresses the current political economy, which is blamed for making the passage of effective regulation too difficult.
From The Schoolhouse To The Poorhouse: The Credit Card Act's Failure To Adequately Protect Young Consumers,
2011
University of South Carolina - Columbia
From The Schoolhouse To The Poorhouse: The Credit Card Act's Failure To Adequately Protect Young Consumers, Eboni S. Nelson
Faculty Publications
No abstract provided.
Toward Legitimacy Through Collaborative Governance: An Analysis Of The Effect Of South Carolina's Office Of Regulatory Staff On Public Utility Regulation,
2011
University of Michigan Law School
Toward Legitimacy Through Collaborative Governance: An Analysis Of The Effect Of South Carolina's Office Of Regulatory Staff On Public Utility Regulation, William H. Ellerbe
Michigan Telecommunications & Technology Law Review
In 2004 the South Carolina General Assembly instituted a major reform to its system of public utility regulation. Previously, the Public Service Commission, the administrative agency in charge of regulating public utilities, both adjudicated utility proceedings and, through its staff,a advocated for the public interest. A scandal concerning revelations of extensive ex parte communications between regulated utilities and members of the Public Service Commission led to the 2004 reform, which created the Office of Regulatory Staff (ORS) as a separate agency to perform the Commission's advocative functions. In my research, I use data on fuel factor proceedings before and after …
"Consumer Choice" Is Where We Are All Going - So Let's Go Together,
2011
Bureau of Competition, Federal Trade Commission
"Consumer Choice" Is Where We Are All Going - So Let's Go Together, Neil W. Averitt, Robert H. Lande, Paul Nihoul
All Faculty Scholarship
Globalisation of business makes it important for firms to predict how their behaviour is likely to be treated in the roughly 200 nations that have competition laws. In that context, a crucial question is: are we in a position to develop a common intellectual framework that would give coherence to policy statements made on specific competition related issues and, at the same time, be acceptable, broadly, in a variety of legal systems, not necessarily based on identical assumptions? We believe that the answer is “yes.” A concept is emerging as a possible source of unification for competition policies around the …
Debts, Defaults And Details: Exploring The Impact Of Debt Collection Litigation On Consumers And Courts,
2011
Southern Methodist University, Dedman School of Law
Debts, Defaults And Details: Exploring The Impact Of Debt Collection Litigation On Consumers And Courts, Mary B. Spector
Faculty Journal Articles and Book Chapters
This Article explores consumer collection litigation through original research from more than five hundred cases filed in the Dallas County courts. It analyzes the data within the context of the modern debt collection industry, paying special attention to the role of debt buyers and to the peculiar legal issues their involvement raises. After explaining the methodology and mechanics used to gather and analyze the data, the Article discusses the data collected, identifying and analyzing the most significant findings and placing them within a larger legal landscape. While the research confirms anecdotal reports of litigation abuse in consumer collection cases, it …
Regulating Online Behavioral Advertising, 44 J. Marshall L. Rev. 899 (2011),
2011
UIC School of Law
Regulating Online Behavioral Advertising, 44 J. Marshall L. Rev. 899 (2011), Steven C. Bennett
UIC Law Review
No abstract provided.
From The Schoolhouse To The Poorhouse: The Credit Card Act's Failure To Adequately Protect Young Consumers,
2011
Villanova University Charles Widger School of Law
From The Schoolhouse To The Poorhouse: The Credit Card Act's Failure To Adequately Protect Young Consumers, Eboni S. Nelson
Villanova Law Review (1956 - )
The article discusses the Credit Card Act of 2009 specifically its provisions aiming to protect college-aged consumers. The author cites the students' high debt figures and discusses the negative impact on their academic, personal and future professional lives. He identifies loopholes that have enabled circumventions and deliberates on proposals which include increases in age and ability-to-pay requirements, limits to increasing credit limits and imposition of usury or interest rate caps.
Symposium On Commercial Speech And Public Health,
2011
Case Western University School of Law
Symposium On Commercial Speech And Public Health, Jonathan H. Adler
Faculty Publications
Americans have access to more health-related information today than ever before. Consumers are bombarded with medical messages and flooded with health-based claims. Television and magazine advertisements inform consumers about everything from insomnia and erectile dysfunction to the importance of dietary fiber and the allegedly wondrous properties of pomegranates. Product labels and promotions provide more food for thought about fat, sodium, and carbohydrates; nutritional supplement makers further supplement consumer nutritional information. Were that not enough, the internet provides access to still more data (and opinion), much of it of questionable provenance and reliability.
Whoops - The Imminent Reconciliation Of U.S. Securities Laws With International Comity After Morrison V. National Australia Bank And The Drafting Error In The Dodd-Frank Act,
2011
Villanova University Charles Widger School of Law
Whoops - The Imminent Reconciliation Of U.S. Securities Laws With International Comity After Morrison V. National Australia Bank And The Drafting Error In The Dodd-Frank Act, Andrew Rocks
Villanova Law Review (1956 - )
The article contends that the Dodd-Frank Act and the case, Morrison v. National Australia Bank, restrict the extraterritorial reach of U.S. fraud laws to private rights of action involving domestic transactions of U.S. securities. The author notes that the U.S. legal jurisdiction is governed by the policy of minimal interference and respect for sovereignties and by the principle of comity. He states that this position will help establish a cooperative regulatory effort across global markets.
Outsourcing Fraud Detection: The Analyst As Dodd-Frank Whistleblower,
2011
University of Maryland Francis King Carey School of Law
Outsourcing Fraud Detection: The Analyst As Dodd-Frank Whistleblower, Luke Roosevelt Hornblower
Journal of Business & Technology Law
No abstract provided.
The One Hundred Billion Dollar Problem In Small Claims Court: Robo-Signing And Lack Of Proof In Debt Buyer Cases,
2011
University of Maryland Francis King Carey School of Law
The One Hundred Billion Dollar Problem In Small Claims Court: Robo-Signing And Lack Of Proof In Debt Buyer Cases, Peter A. Holland
Journal of Business & Technology Law
No abstract provided.
Consumer Protection Initiatives In The Eu Mortgage Market: A Behavioral Economics Based Critique And Proposal, 25 Temp. Int'l & Comp. L.J. 1 (2011),
2011
John Marshall Law School
Consumer Protection Initiatives In The Eu Mortgage Market: A Behavioral Economics Based Critique And Proposal, 25 Temp. Int'l & Comp. L.J. 1 (2011), Debra Pogrund Stark, Jessica M. Choplin
UIC Law Open Access Faculty Scholarship
No abstract provided.
A Psychological Investigation Of Consumer Vulnerability To Fraud: Legal And Policy Implication, 35 Law & Psychol. Rev. 61 (2011),
2011
John Marshall Law School
A Psychological Investigation Of Consumer Vulnerability To Fraud: Legal And Policy Implication, 35 Law & Psychol. Rev. 61 (2011), Jessica M. Choplin, Debra Pogrund Stark, Jasmine N. Ahmad
UIC Law Open Access Faculty Scholarship
No abstract provided.
The Future Of Consumer Arbitration In Light Of Stolt-Nielsen,
2011
Goldberg Kohn Ltd. Chicago, IL
The Future Of Consumer Arbitration In Light Of Stolt-Nielsen, Terry F. Moritz, Brandon J. Fitch
Loyola Consumer Law Review
No abstract provided.
Adjudicating Insurance Policy Disputes: A Critique Of Professor Randall's Proposal To Abandon Contract Law,
2011
Loyola University Chicago, School of Law
Adjudicating Insurance Policy Disputes: A Critique Of Professor Randall's Proposal To Abandon Contract Law, Jared Wilkerson
Loyola Consumer Law Review
No abstract provided.
Debt Settlement: New Illinois Law Provides Significant Consumer Relief,
2011
Loyola University Chicago, School of Law
Debt Settlement: New Illinois Law Provides Significant Consumer Relief, Loren G. Renner
Loyola Consumer Law Review
No abstract provided.
