Zaufanie Społeczne A Uwarunkowania Psychologiczne Atrakcyjności Oferty Sektora Fintech Wśród Klientów Indywidualnych Banków,
2024
Wydział Ekonomiczno-Socjologiczy, Uniwersytet Łódzki
Zaufanie Społeczne A Uwarunkowania Psychologiczne Atrakcyjności Oferty Sektora Fintech Wśród Klientów Indywidualnych Banków, Krzysztof Świerszczak
internetowy Kwartalnik Antymonopolowy i Regulacyjny (internet Quarterly on Antitrust and Regulation)
Latest research shows that social trust has ceased to be an element of the competitive advantage of banks over enterprises that use innovation in the process of providing financial services. Moreover, consumers trust companies belonging to the FinTech (Financial/Technology) sector to a greater extent than banks. In this context, the determinants of consumer decisions, in particular psychological ones, should be analyzed. These are individualized in the context of each choice made by the consumer, and in the face of the observed comparable level of consumer trust in FinTech entities and banks. They may indicate significant differences in the perception of …
Wstrzymanie Na Podstawie Art. 31za Ustawy Z 2 Marca 2020 R. O Szczególnych Rozwiązaniach Związanych Z Zapobieganiem, Przeciwdziałaniem I Zwalczaniem Covid-19, Innych Chorób Zakaźnych I Wywoływanych Nimi Sytuacji Kryzysowych Biegu Terminów Dokonania Czynności Przez Komisję Nadzoru Finansowego W Ramach Nadzoru Nad Rynkiem Finansowym,
2024
Katedra Prawa i Postępowania Administracyjnego, Wydział Prawa i Administracji, Uniwersytet Warszawski
Wstrzymanie Na Podstawie Art. 31za Ustawy Z 2 Marca 2020 R. O Szczególnych Rozwiązaniach Związanych Z Zapobieganiem, Przeciwdziałaniem I Zwalczaniem Covid-19, Innych Chorób Zakaźnych I Wywoływanych Nimi Sytuacji Kryzysowych Biegu Terminów Dokonania Czynności Przez Komisję Nadzoru Finansowego W Ramach Nadzoru Nad Rynkiem Finansowym, Joanna Róg-Dyrda
internetowy Kwartalnik Antymonopolowy i Regulacyjny (internet Quarterly on Antitrust and Regulation)
The aim of this article is to analyze the issue of suspending deadlines for actions to be taken by the Polish Financial Supervision Authority in the area of financial supervision based on Article 31za of the Act of 2 March 2020 on Special Solutions Related to the Prevention, Counteracting and Combating COVID-19, Other Infectious Diseases, and Crisis Situations Caused by them (Covid-19 Act). The article focuses on interpretive doubts that have arisen in jurisprudence and the effects of regulations on legal certainty.
Przegląd Orzecznictwa Sądów Polskich W Sprawach Kredytów Hipotecznych Dotyczących Walut Obcych (Wybrane Przykłady),
2024
Wydział Prawa, Administracji i Ekonomii, Uniwersytet Wrocławski
Przegląd Orzecznictwa Sądów Polskich W Sprawach Kredytów Hipotecznych Dotyczących Walut Obcych (Wybrane Przykłady), Edyta Rutkowska-Tomaszewska, Marta Fabiszewska
internetowy Kwartalnik Antymonopolowy i Regulacyjny (internet Quarterly on Antitrust and Regulation)
This review presents a selection of Polish court cases that have been rendered in recent years (2017–2023) by the Supreme Court and common courts (district and appellate) in cases of loans relating to foreign currencies (denominated or indexed to a foreign currency). These rulings are presented according to the leading problems on which they focus, which are reflected in the titles of the separate subdivisions of this study, i.e.: the status of the consumer borrower; agreements concluded between entrepreneurs; the scope of a lender’s obligation to inform the borrower about foreign currency risk; repayment of a loan directly in a …
Przegląd Decyzji Prezesa Uokik W Sprawach Antykonsumenckich Praktyk Rynkowych Dotyczących Usług Finansowych Wydanych W 2023 Roku,
2024
Wydział Prawa, Administracji i Ekonomii, Uniwersytet Wrocławski
Przegląd Decyzji Prezesa Uokik W Sprawach Antykonsumenckich Praktyk Rynkowych Dotyczących Usług Finansowych Wydanych W 2023 Roku, Edyta Rutkowska-Tomaszewska, Artur Zwaliński
internetowy Kwartalnik Antymonopolowy i Regulacyjny (internet Quarterly on Antitrust and Regulation)
This paper reviews the decisions of the President of the Polish Competition Authority (UOKiK) issued between 1 January and 31 December 2023. All decisions issued by the UOKiK President in the aforementioned period were analyzed and assessed. They were divided into two main categories resulting from the competences of the UOKiK President to issue decisions in cases of anti-consumer market practices, namely: decisions in cases of an infringement of collective consumer interests, and decisions in cases of an application of prohibited contractual provisions in contract templates, and within them, into groups according to their specific key problems. With regard to …
Ubezpieczenie Odpowiedzialności Cywilnej Za Produkt Niebezpieczny – Analiza Warunków Ubezpieczeniowych,
2024
Szkoła Doktorska Nauk Humanistycznych i Społecznych, Uniwersytet Gdański
Ubezpieczenie Odpowiedzialności Cywilnej Za Produkt Niebezpieczny – Analiza Warunków Ubezpieczeniowych, Aleksandra Gnas
internetowy Kwartalnik Antymonopolowy i Regulacyjny (internet Quarterly on Antitrust and Regulation)
The article analyzes product liability insurance available on the market. The research focuses on how civil law terms are defined in the general terms and conditions (T&C) of insurance, and on the identification of terminological ambiguities. The scope of insurance coverage is analyzed, making it possible to determine whether it is sufficiently broad. The review of general insurance T&C provided in this article is of a practical nature facilitating the assessment of the quality, terms and availability of liability insurance for dangerous products.
Narzędzia Służące Do Weryfikacji Zdolności Kredytowej W Prawie Amerykańskim – Skuteczny Element Ochrony Kredytobiorców-Konsumentów Czy Zbędne Procedury?,
2024
Wydział Prawa, Administracji i Ekonomii, Uniwersytetu Wrocławskiego
Narzędzia Służące Do Weryfikacji Zdolności Kredytowej W Prawie Amerykańskim – Skuteczny Element Ochrony Kredytobiorców-Konsumentów Czy Zbędne Procedury?, Wanesa Choptiany-Mańka
internetowy Kwartalnik Antymonopolowy i Regulacyjny (internet Quarterly on Antitrust and Regulation)
This article aims to provide a concise analysis of U.S. law at the federal level regarding lenders’ obligation to verify consumers’ creditworthiness as part of their pre-contractual obligations. It focuses primarily on the instruments that lenders have at their disposal in order to conduct the examination in as much of an effective and standardized manner as possible, while protecting both their own interests, and the interests of consumers against amassing excessive debt. The article will attempt to answer the question whether the tools available to American lenders fulfill their function, and whether the Polish legislator can draw inspiration from US …
Bankowość Elektroniczna W Polsce W Opinii Klientów Indywidualnych W Świetle Wyników Badania Własnego,
2024
Wydział Prawa, Administracji i Ekonomii, Uniwersytet Wrocławski
Bankowość Elektroniczna W Polsce W Opinii Klientów Indywidualnych W Świetle Wyników Badania Własnego, Weronika Mazurek
internetowy Kwartalnik Antymonopolowy i Regulacyjny (internet Quarterly on Antitrust and Regulation)
Considering the dynamic technological progress, electronic banking is now both a modern and convenient means for clients to communicate with their bank remotely. Importantly, e-banking is gaining increasing prominence as a commonly accepted and key tool for financial management in modern society. The purpose of this article is to present the results of a survey conducted among individual clients in possession of a bank account. The survey focuses on understanding the ways in which e-banking shapes clients’ habits and influences their preferences. The survey has set out two research hypotheses. First, that there is a growing trend of traditional banking …
Defining Relevant Markets In Digital Ecosystems,
2024
University of Michigan Law School
Defining Relevant Markets In Digital Ecosystems, Daniel A. Crane
Articles
Traditional market definition focuses on the substitutability of two products or geographies. In digital ecosystems, competition often occurs in important ways that elide definition in conventional substitutability terms. This Article considers three kinds of economic rivalry that do not fit the conventional market definition mold: (1) Single-side competition: In two sided markets, firms may compete on just one side of the market. For example, Google and Facebook compete for the same advertisers, but their users on the other side of the market do not necessarily think of the offerings (social media and universal search) as substitutes; (2) Ecosystem competition: Technology …
An Antitrust Analysis Of The Ncaa Transfer Policy,
2024
Texas A&M University School of Law
An Antitrust Analysis Of The Ncaa Transfer Policy, Michael Carrier, Marc Edelman
Texas A&M Law Review
The National Collegiate Athletic Association (“NCAA”) is no stranger to antitrust law. As a trade association composed of nearly all U.S. colleges offering competitive sports, its rules are regularly challenged under antitrust law. In the past 40 years, the NCAA has faced challenges to rules limiting televised game broadcasts, curtailing assistant coaches’ pay, and restraining players’ compensation, among other issues. Restraints on college athlete transfers also could subject the Association to reasonable legal scrutiny.
Restrictions on the ability to transfer can harm athletes by preventing their immediate eligibility even though transferring could allow them to be closer to family, enroll …
Between The Data Act And The Gdpr: Attributing Responsibility For Data Sharing,
2024
University of Warsaw
Between The Data Act And The Gdpr: Attributing Responsibility For Data Sharing, Antoni Napieralski
Yearbook of Antitrust and Regulatory Studies
The normative links between the GDPR and the Data Act increase the complexity of attributing responsibility for data sharing under the Data Act. Due to overlaps in the material scope of the GDPR and the Data Act, exercising access rights stipulated by the DA leads to consequences in attributing controllership under the GDPR. Users who are not data subjects, together with third parties receiving the requested data, are likely to become joint controllers. Judicial interpretation of the concept of joint controllership effectively lowered the threshold of becoming a joint controller. In pursuit of the effective protection of the data subject, …
The Behaviour Of Dominant Firms And The Principle Of Equal Opportunities: Lessons From The Sen Antitrust Saga Case Comment To The Servizio Elettrico Nazionale Judgment Of The Court Of Justice Of 12 May 2022, Case C-377/20,
2024
University of Warsaw
The Behaviour Of Dominant Firms And The Principle Of Equal Opportunities: Lessons From The Sen Antitrust Saga Case Comment To The Servizio Elettrico Nazionale Judgment Of The Court Of Justice Of 12 May 2022, Case C-377/20, Laura Zoboli
Yearbook of Antitrust and Regulatory Studies
This commentary concerns the Servizio Elettrico Nazionale (SEN) case that stems from the conduct of an incumbent operator – Enel S.p.A. – called upon to confront the liberalization process of the Italian electricity market. In particular, the former legal monopolist allegedly worked to consolidate its dominant position in the electricity production market, by denying its rivals access to a resource that would have been non-replicable and of strategic importance to compete in the liberalized electricity distribution market. This ruling is of fundamental importance as the Court of Justice discusses therein the objectives of antitrust law and the notion of exclusionary …
Ioannis Lianos, Alexey Ivanov, Dennis Davis (Ed.), Global Food Value Chains And Competition Law, Cambridge University Press 2022, 642 P.,
2024
University of Warsaw
Ioannis Lianos, Alexey Ivanov, Dennis Davis (Ed.), Global Food Value Chains And Competition Law, Cambridge University Press 2022, 642 P., Magdalena Knapp
Yearbook of Antitrust and Regulatory Studies
Book review of "Global Food Value Chains and Competition Law" by Ioannis Lianos, Alexey Ivanov & Dennis Davis (eds.).
The Court Of Justice Kicks Around The Dichotomy Between Data Protection And Competition Law Case Comment Of The Preliminary Ruling In Case C-252/21 Meta Platforms V. Bundeskartellamt,
2024
University Villanueva
The Court Of Justice Kicks Around The Dichotomy Between Data Protection And Competition Law Case Comment Of The Preliminary Ruling In Case C-252/21 Meta Platforms V. Bundeskartellamt, Alba Ribera Martínez
Yearbook of Antitrust and Regulatory Studies
Data protection and competition law have been at a crossroads in terms of their integration. Antitrust authorities as well as data protection supervisory authorities have grappled with the question of whether both fields of law should be combined into the same analysis. The German competition authority, the Bundeskartellamt, was the first to fuse them in its landmark case against Facebook’s data processing terms and conditions. The exploitative theory of harm put forward by the German NCA is the first of its kind to integrate data protection considerations into the antitrust analysis, namely by drawing a line between an infringement with …
False Start On Nil: Public And Private Law Should Treat College Athletes Like Any Other Student,
2024
Brooklyn Law School
False Start On Nil: Public And Private Law Should Treat College Athletes Like Any Other Student, Jodi Balsam
Faculty Scholarship
No abstract provided.
"No One Likes Us, We Don't Care": The Legality Of Ticket Bans On Opposing Fans,
2024
Villanova University Charles Widger School of Law
"No One Likes Us, We Don't Care": The Legality Of Ticket Bans On Opposing Fans, Rebecca Black
Jeffrey S. Moorad Sports Law Journal (1994 - )
No abstract provided.
Antitrust Law—A New Era In College Athletics: Is Arkansas The Best State To Play In?,
2024
University of Arkansas Little Rock
Antitrust Law—A New Era In College Athletics: Is Arkansas The Best State To Play In?, Ashtyn Pike
University of Arkansas at Little Rock Law Review
No abstract provided.
Box Office Knockout: The Future Of Theaters In An Industry Racing To Outpace Them,
2024
Pepperdine University
Box Office Knockout: The Future Of Theaters In An Industry Racing To Outpace Them, Jakob Stokes
The Journal of Business, Entrepreneurship & the Law
This article examines the historical and contemporary impacts of antitrust measures in the film industry, focusing on the significant Paramount Decrees which initially aimed to dismantle the monopolistic practices of the "Big Five" and "Little Three" studios. It discusses the evolution of these decrees and their relevance in today's landscape dominated by a new set of major players. The article further explores the current debate surrounding the shortening of the cinematic window of exclusivity, delving into the implications of various premium video on demand services, such as Disney Premier Access, and the arguments both for and against shortened windows. It …
Baseball's Antitrust Exemption Still Looms Large For Minor Leaguers Despite Their Recent Unionization & Collective Bargaining Agreement,
2024
Brooklyn Law School
Baseball's Antitrust Exemption Still Looms Large For Minor Leaguers Despite Their Recent Unionization & Collective Bargaining Agreement, Rodney William Cannon
Brooklyn Journal of Corporate, Financial & Commercial Law
Over a hundred years ago, the Supreme Court of the United States granted Major League Baseball (MLB) an antitrust exemption, allowing the organization to engage in anticompetitive practices that antitrust laws are designed to prevent. Today, MLB remains the only sports league with an antitrust exemption, despite legal challenges and inquiries, especially regarding its impact on the recently unionized Minor League Baseball players in 2022. Issues related to the exemption arise from the history of poor conditions for Minor League Baseball players in relation to their wages, living conditions, and transportation, among others. Despite recent improvements resulting from unionization and …
Navigating The Nexus: Competition Law, Data Privacy, And Regulatory Challenges In The Digital Economy,
2024
American University in Cairo
Navigating The Nexus: Competition Law, Data Privacy, And Regulatory Challenges In The Digital Economy, Aalaa Tarek El Gohary
Theses and Dissertations
Competition law and data privacy meet at a crucial point in the growing digital economy, making it essential to delve into their intricate relationship. This thesis investigates how competition law and data protection law interact within the digital market. It examines how data protection regulations influence market dynamics and competition, and how competition law affects data processing and individual rights during the digital transformation. By thoroughly exploring key themes, such as historical context, current challenges, and regulatory responses, this research aims to shed light on the changing regulatory landscape and its impact on future frameworks in the digital era. The …
Dol Fiduciary Rule 3.0 Strikeout, Base Knock, Or Home Run?,
2024
DePaul University
Dol Fiduciary Rule 3.0 Strikeout, Base Knock, Or Home Run?, Antolin Reiber
DePaul Business & Commercial Law Journal
No abstract provided.
