Social and Behavioral Sciences Commons^™

Spain: Deposit Guarantee Fund Asset Management, Manuel León Hoyos

Journal of Financial Crises

The global oil shock in 1973-74 occurred at a time when Spain was embarking on a liberalization of its financial system that resulted in many new entrants, particularly small- and medium-sized institutions. The banking crisis that followed from 1977-85 affected 52 of the country’s 110 banks, most of them of small- and medium-sized, that comprised over 20% of bank deposits. Spain established the Deposit Guarantee Fund in November 1977 to provide limited deposit insurance, and, in March 1978, established a Banking Corporation to take control of and reorganize troubled banks. However, because the Banking Corporation lacked the legal authority to …

Broad-Based Asset Management Programs, Christian M. Mcnamara, Greg Feldberg, Mallory Dreyer, Andrew Metrick

Journal of Financial Crises

Dealing with high levels of nonperforming assets (NPAs) on bank balance sheets is one of the most challenging aspects of financial crisis management. High levels of NPAs can interfere with both bank profitability and general economic growth by increasing uncertainty about bank solvency and therefore funding costs, tying up resources and attention, and inhibiting new lending. One potential solution to the NPA problem is a centralized, government-driven effort to remove these assets from troubled institutions and then manage and sell them. Though such broad-based asset management (BBAM) programs existed even earlier in history, they appear to have become more common …

Revisiting Subprime Pricing Irrationality During The Global Financial Crisis, Rasheed Saleuddin, Walter Jansson

Journal of Financial Crises

During the depths of the global financial crisis of 2008-09, many holders of subprime mortgage securitizations and related derivatives were forced to mark their investments to fair values based on observable prices in mortgage index credit default swap markets. Research has generally claimed that crisis pricing of such indices cannot be explained by fundamental analysis of the underlying markets, while marking portfolios to such “irrational” benchmarks may have contributed to severe distress in the financial sector. This paper econometrically demonstrates significant fundamentally-driven components in subprime mortgage index returns throughout the crisis. Our findings suggest that such benchmarks must be considered …

Predatory Journals: Threat For Academicians, Rajendra Kumbharjuvenkar, Bala Mandrekar

Library Philosophy and Practice (e-journal)

The publication journey for most of the researchers starts from the Ph. D. onwards. University guidelines for the Ph. D. enable the researchers to publish one or two papers in peer-reviewed journals. The inexperienced or young researchers are in a hurry in the process of publishing their articles. They are unaware of the predatory journals and they publish their articles in these predatory journals. The focus of the present paper is to create awareness among the young researchers and offer some basic knowledge so that they can avoid publishing in predatory journals.

Interactive Technology Competencies Required By Business Education Graduates In Universities, South-South Nigeria As Perceived By Lecturers, James Okoro Phd, Ekwere A. Umoeshiet Phd

Library Philosophy and Practice (e-journal)

This study assessed interactive technology competencies required by business education graduates in universities, south-south, Nigeria as perceived by lecturers. One research question and three hypotheses were formulated to guide the study. Descriptive Survey design was chosen for the study. The population comprises 146 lecturers in Universities, South-South Nigeria. There was no sampling since the population was manageable. A 32-item questionnaire was the instrument used for data collection. The instrument was validated by six experts and Cronbach alpha was used to determine its internal consistency which yielded a reliability coefficient of 0.86. Mean and standard deviation were used to analyze the …

The Conspiracy Theory Defense In Response To Whistleblower Accusations: Turning A Hero Into A Villain, James K. Beggan

Heroism Science

Whistleblowers can be viewed as heroic actors who reveal institutional misdeeds. In contrast, conspiracy theorists are seen as members of a marginalized element perpetuating misinformation. Despite this apparent difference, the present analysis focuses on how similarities between the two constructs can allow a target to discredit a whistleblower accusation by countering that the whistleblower is operating as part of a conspiracy. More generally, this paper considers how the difficulty inherent in disproving conspiracy theory claims facilitates their utility as a defense. The case study of President Donald Trump’s responses to whistleblower accusations are considered to illustrate the arguments.

Implications Of The Links Between Demography And Ecology For The Economy Of The Republic Of Karakalpakstan, Keunimjay Allanazarov, Gulya Khodjaeva, Katherine Shields

Karakalpak Scientific Journal

This article analyzes the impact of demographic factor on territorial organization of production in rural areas of the Republic of Karakalpakstan and reveals the main trends in production development. The analysis of statistical data of rural areas is given and proposals to improve the negative situation are given. More than 1306.8 thousand people live in rural areas of the Republic of Karakalpakstan, where they are concentrated in 1187 settlements, 26 urban settlements, and 11 towns of district subordination. All this testifies to the presence of large undeveloped production reserves and huge human potential. However, due to reduction of Amudarya water …

The Use Of Landsat Evi Remote Sensing In Landscape Monitoring (On The Example Of The Aydar-Arnasay Lakes System), Subkhan Abbasov, Nilufar Sabirova

Karakalpak Scientific Journal

In the article presents the radiometric readings of the Landsat satellite in landscape monitoring. The object of the research is the monitoring of agro-irrigation landscapes adjacent to the Aydar-Arnasay lakes system using Landsat 8 EVI (Enhanced Vegetation Index). Landsat EVI proved to be the most optimal vegetative index for plant monitoring.

Pareto Distribution Under Hybrid Censoring: Some Estimation, Gyan Prakash

Journal of Modern Applied Statistical Methods

In the present study, the Pareto model is considered as the model from which observations are to be estimated using a Bayesian approach. Properties of the Bayes estimators for the unknown parameters have studied by using different asymmetric loss functions on hybrid censoring pattern and their risks have compared. The properties of maximum likelihood estimation and approximate confidence length have also been investigated under hybrid censoring. The performances of the procedures are illustrated based on simulated data obtained under the Metropolis-Hastings algorithm and a real data set.

Calibration-Based Estimators Using Different Distance Measures Under Two Auxiliary Variables: A Comparative Study, Piyush Kant Rai, Alka Singh, Muhammad Qasim

Journal of Modern Applied Statistical Methods

This article introduces calibration estimators under different distance measures based on two auxiliary variables in stratified sampling. The theory of the calibration estimator is presented. The calibrated weights based on different distance functions are also derived. A simulation study has been carried out to judge the performance of the proposed estimators based on the minimum relative root mean squared error criterion. A real-life data set is also used to confirm the supremacy of the proposed method.

A Gift To Unlock Human Potential

DePaul Magazine

DePaul University Life Trustee George Ruff (BUS ’74) and his wife, Tanya, have made a generous commitment totaling $21 million to support scholarships and DePaul’s Institute of Global Homelessness (IGH). The couple’s George L. and Tanya S. Ruff  Endowed Scholarship follows their George L. Ruff Endowed Scholarship in Hospitality Leadership, deepening their commitment to students. Moreover, in recognition of their contribution to the institute, it will now be known as the George and Tanya Ruff  Institute of Global Homelessness. This article describes how the Ruffs developed their commitment to ending street homelessness.

Design For Living

DePaul Magazine

With health care increasingly moving online, DePaul has emerged as a leader in cutting-edge digital technology leveraged for the greater good. From harnessing design as a vehicle for social change to creating an app to help close racial inequity gaps in care, 21st-century advances with an eye toward Vincentian values are unfolding every day at DePaul thanks to the inventiveness and ingenuity of its faculty, staff and students.

Coordinated Population Forecast For Lincoln County, Its Urban Growth Boundaries (Ugb), And Area Outside Ugbs 2021 – 2071, Portland State University. Population Research Center, Cindy Chen, Ethan Sharygin, Paul Runge, Kevin Rancik, Deborah Loftus, Charles Rynerson, Huda Alkitkat

Oregon Population Forecast Program

How to Read this Report

This report should be read with reference to the documents listed below, which are downloadable on the Forecast Program website (https://www.pdx.edu/population-research/population-forecasts).

• Methods and Data for Developing Coordinated Population Forecasts: Provides a detailed description and discussion of the forecast methods employed. This document also describes the assumptions that feed into these methods and determine the forecast output.

• Forecast Tables: Provides complete tables of population forecast numbers by county and all sub‐areas within each county for each five‐year interval of the forecast period (2021‐2071).

County Summary:

Lincoln County’s seat, Newport, is Oregon's secondary fishing port …

Coordinated Population Forecast For Lane County, Its Urban Growth Boundaries (Ugb), And Area Outside Ugbs 2021 – 2071, Portland State University. Population Research Center, Cindy Chen, Ethan Sharygin, Paul Runge, Kevin Rancik, Deborah Loftus, Charles Rynerson, Huda Alkitkat

Oregon Population Forecast Program

How to Read this Report

This report should be read with reference to the documents listed below, which are downloadable as supplemental files below.

• Methods and Data for Developing Coordinated Population Forecasts: Provides a detailed description and discussion of the forecast methods employed. This document also describes the assumptions that feed into these methods and determine the forecast output.

• Forecast Tables: Provides complete tables of population forecast numbers by county and all sub‐ areas within each county for each five‐year interval of the forecast period (2021‐2071).

County Summary:

Lane County's growth centers around the Eugene/Springfield metropolitan statistical area …

Nebraska Monthly Economic Indicators: June 30, 2021, Eric Thompson

Leading Economic Indicator Reports

The LEI-N rose by 2.33% during May 2021, the third month in a row of rapid growth and the eighth consecutive monthly increase. Rapid improvement in the leading indicator implies that economic growth will be strong in Nebraska during the second half of 2021. All six components of the leading indicator rose during May. Business expectations, manufacturing hours-worked, and airline passenger counts were the strongest components. Respondents to the May Survey of Nebraska Business reported plans to increase sales and employment over the next six months. Manufacturing hours-worked grew rapidly while airline passenger enplanements also rose sharply as the industry …

بناء نموذج للعلاقة بين جودة الخدمات السياحية في منطقة عسير ورضا الزبون ونوايا البقاء باستخدام نمذجة المعادلة البنائية وفقاً لرؤية المملكة العربية السعودية (2030), عبد الجلال عثمان إدريس أبكر, أنور الزين بابكر مصطفى

Muthanna Journal of Administrative and Economics Sciences

هدفت هذه الدراسة الى بناء نموذج لقياس جودة الخدمة السياحية في منطقة عسير وعلاقتها مع رضا الزبون والنوايا الحسنة للزبون، باعتبار رضا الزبون كمتغير وسيط. تم تصميم أداة الدراسة بناءً على النظريات والدراسات السابقة بخمس محاور لجود الخدمة وخمسة متغيرات لرضا الزبون وثلاثة متغيرات لنوايا البقاء. تم جمع البيانات من منطقة عسير بالمملكة العربية السعودية، وقد بلغ حجم العينة 420 فرد. تم استخدام نمذجة المعادلة البنائية لبناء نموذج العلاقات باستخدام برنامج أموس (AMOS 23). وقد توصلت الدراسة الي عدد من النتائج أهمها: ان جودة الخدمات السياحية في منطقة عسير تتكون من خمس عوامل، وجود علاقة ذات دلالة إحصائية بين جودة …

An Evaluation Of Distributed And Accumulated Reinforcer Arrangements On Skill Acquisition And Preference, Natalie R. Mandel

USF Tampa Graduate Theses and Dissertations

Discrete trial training (DTT), an evidence-based instructional procedure (Wong et al., 2015), is often used to teach skills to individuals with autism. Manipulations to the reinforcement component of DTT have increased its instructional efficiency, resulting in acquisition of skills in less time (e.g., Cividini-Motta & Ahearn, 2013). Results of previous studies (e.g., DeLeon et al., 2014) indicate that some individuals prefer to complete larger work requirements that result in a larger amount of a reinforcer (i.e., accumulated arrangement), rather than receiving access to small amounts of a reinforcer dispersed throughout the work requirement (i.e., distributed arrangement). In addition, accumulated reinforcer …

انموذج مقترح لبرنامج تدقيق التكاليف المشتركة في صناعة الغاز وتأثيره في مصداقية تقرير المدقق, احمد عبد الحسين مجدي, عامر محمد سلمان

Muthanna Journal of Administrative and Economics Sciences

يسعى البحث تدقيق التكاليف المشتركة في صناعة الغاز باعتباره عنصراً هاماً ومؤثراً على نتائج الأعمال والمركز المالي للشركة لأنه يركز على الكيفية التي يتم التعامل بموجبها مع التكاليف المشتركة وتحديدها وقياسها وتوصيلها وخاصة عندما توجد علاقة ما بين الكلفة وتسعيرة المنتوج ويعتبر ايضاً من المواضيع الجوهرية التي تتهم بها كافة الأطراف المستفيدة من عملية التدقيق، ابتداءاً من المدقق ذاته وصولاً بالأطراف المستفيدة من تقريره ، فهو من الاتجاهات المهمة والمتجددة لأن ما يميز أي مهنة هو المحافظة على مستوى الأداء المهني لممارسيها مما يرفع من درجة الموثوقية في تقرير المدقق وان قيام المدقق بأداء مهامه يتطلب منه وجود حصيلة علمية …

دراسة وتحليل ميزان المدفوعات العراقي للمدة (2003 – 2018), محمد حسن عودة, حسين علي احمد, علي طالب شهاب

Muthanna Journal of Administrative and Economics Sciences

يعد ميزان المدفوعات النافذة التي يطل منها الاقتصاد الوطني على الاقتصاد العالمي , كونه بياناً اساسياً ومنسقاً تندرج فيه جميع المعاملات الاقتصادية التي تتم بين الاقتصاد الوطني والاقتصاد العالمي , وهو ذو جانبي لتلك المعاملات ( القيود الدائنة والقيود المدينة ) , ويحتل ميزان المدفوعات اهمية بالغة على مستوى الاقتصاد المحلي لأي بلد , إذ يعكس محتوى هيكل الانتاج وقوة الاقتصاد الوطني وقدرته التنافسية ومدى استجابته لتطور قوى الانتاج دولياً . حيث ان الصادرات مورد للنقد الاجنبي والذي تنحصر مهمته في تمويل المستوردات والمدفوعات الخارجية الاخرى للحكومة والقطاع الخاص.ارتبطت الموازنة العامة للدولة وميزان المدفوعات والنشاط الاقتصادي والمجتمع بسعر النفط , …

Marketing Strategy Of Betawi Setu Cultural Village Through Social Media, Dennis Feriano, Budiman Mahmud Mustofa, Prihatni Wuryatmini

Journal of Indonesian Tourism and Policy Studies

This paper discusses how the Setu Babakan Betawi Cultural Village in marketing tourist attractions through social media. This research uses qualitative research supported by quantitative data. The data collection techniques in this final project are observation, interviews, literature study, and questionnaire. The results of this study suggest that Setu Babakan Betawi Cultural Village Activities Unit to further improve marketing especially through social media, multiply activities that are inviting many visitors, overcome negative responses that still exist in the community regarding Setu Babakan Betawi Cultural Village, and improve hospitality and conduct training for tour guides which will be provided in the …

Coordinated Population Forecast For Benton County, Its Urban Growth Boundaries (Ugb), And Area Outside Ugbs 2021 – 2071, Portland State University. Population Research Center, Cindy Chen, Ethan Sharygin, Paul Runge, Kevin Rancik, Deborah Loftus, Charles Rynerson, Huda Alkitkat

Oregon Population Forecast Program

How to Read this Report

This report should be read with reference to the documents listed below, which are downloadable as supplemental files below.

• Methods and Data for Developing Coordinated Population Forecasts: Provides a detailed description and discussion of the forecast methods employed. This document also describes the assumptions that feed into these methods and determine the forecast output.

• Forecast Tables: Provides complete tables of population forecast numbers by county and all sub‐ areas within each county for each five‐year interval of the forecast period (2021‐2071).

County Summary

Corvallis has a vacancy between 3 and 5%. The city …

Analysis Of Tourism Product Marketing Strategy In Pt. Almin Ahsan Travel, Aisha Qonitah, D.K.S Nugraha

Journal of Indonesian Tourism and Policy Studies

This study discusses the marketing strategy of tourism products that happened at PT. Experience Ahsan Travel. Nowadays, the development of Umrah Hajj travel in Indonesia is increasing. With the increase in Hajj and Umrah travel make the competition between travel even tighter. Marketing strategy is one of the most important things in how to sell a product to the public large. Marketing can be done in two ways, namely conventional and digital marketing. PT. Alamin Ahsan Travel carries out various marketing strategies, such as providing information about the products they own, and by growing pilgrims' confidence in travel which is …

Coordinated Population Forecast For Polk County, Its Urban Growth Boundaries (Ugb), And Area Outside Ugbs 2021 – 2071, Portland State University. Population Research Center, Cindy Chen, Ethan Sharygin, Paul Runge, Kevin Rancik, Deborah Loftus, Charles Rynerson, Huda Alkitkat

Oregon Population Forecast Program

How to Read this Report

This report should be read with reference to the documents listed below, which are downloadable on the Forecast Program website (https://www.pdx.edu/population-research/population-forecasts).

• Methods and Data for Developing Coordinated Population Forecasts: Provides a detailed description and discussion of the forecast methods employed. This document also describes the assumptions that feed into these methods and determine the forecast output.

• Forecast Tables: Provides complete tables of population forecast numbers by county and all sub‐areas within each county for each five‐year interval of the forecast period (2021‐2071).

Polk County has roughly 84,000 people in 2020. The economic base …

Coordinated Population Forecast For Marion County, Its Urban Growth Boundaries (Ugb), And Area Outside Ugbs 2021 – 2071, Portland State University. Population Research Center, Cindy Chen, Ethan Sharygin, Paul Runge, Kevin Rancik, Deborah Loftus, Charles Rynerson, Huda Alkitkat

Oregon Population Forecast Program

How to Read this Report

This report should be read with reference to the documents listed below, which are downloadable on the Forecast Program website (https://www.pdx.edu/population-research/population-forecasts).

• Methods and Data for Developing Coordinated Population Forecasts: Provides a detailed description and discussion of the forecast methods employed. This document also describes the assumptions that feed into these methods and determine the forecast output.

• Forecast Tables: Provides complete tables of population forecast numbers by county and all sub‐areas within each county for each five‐year interval of the forecast period (2021‐2071).

County Summary:

Marion county's economic base is government, agriculture, food processing, …

Factors Affecting Success Bidding Event At Pt. Astrindo Convex, Shifa Adinda Kansa Amran, Anisatul Auliya, Dhiny Anjung Sari

Journal of Indonesian Tourism and Policy Studies

Bidding is an offer letter for MICE (meeting, incentive, convention, and exhibition) organizers made by MICE companies such as Event Organizers to compare prospective clients to select the Event Organizer to be selected as the host of the event. The purpose of this study is to find out what factors influence the success of a bidding event and how to succeed and win a bidding event. This research is descriptive research with a qualitative approach. The data used in this study were obtained utilizing observation, interviews, and literature study. This research was conducted during the Field Work Practice Program at …

3d Data Acquisition, Visualization, And Archiving Of Selected Lithics From The Caldwell Collection Of North African Stone Points, Michael J. Bennett

UConn Library Presentations

Presentation made on June 30, 2021 to UConn Library staff as part of a library strategic framework implementation working group final report. The overall aim of the project was to lead an interdisciplinary, cross-campus working group made up of faculty from the Anthropology Department, and staff from the Connecticut State Museum of Natural History, Office of the State Archaeologist, and the UConn Library. More specifically, the project's goal was to run 10 - 20 stone artifacts from the State Museum's Caldwell Collection through a newly developed, highly refined 3D digitization workflow that would produce 3D assets for eventual online classroom …

Mandatory Social Distancing For Covid-19 Outbreak And Its Economic Consequences In West Sumatera - Indonesia, Endrizal Ridwan, Besti Novianda

Jurnal Ekonomi Kesehatan Indonesia

The Governor of West Sumatra Province of Indonesia imposed a mandatory social distancing (PSBB) to slow down the Covid-19 outbreak from 22 April to 7 June 2020. The cons argued that PSBB was ineffective because of the impossibility to limit people’s movements. The pros, on the other hand, viewed PSBB as a training facility to increase people’s awareness about the pandemic. Our research aims at evaluating the effectiveness of PSBB by using the Kermack-McKendrick SIR pandemic model and the NLSUR non-linear least square estimation. Using daily data published by the Covid-19 task force, we found that PSBB had a positive …

Behavioral Changes In Accessing Outpatient Care During The Covid-19 Pandemic, Alfiah Hasanah, Donny Hardiawan, Jefani Marrosa, Adlan Ramadhan, Heriyaldi Heriyaldi, Estro Dariatno Sihaloho, Adiatma Y. M. Siregar

Jurnal Ekonomi Kesehatan Indonesia

Unwillingness to seek healthcare has been observed in citizens from many countries during the Covid-19 pandemic. Previous studies show that the changes in behavior are due to various reasons such as economic slowdown, loss of health insurance due to termination of employment, and fear of contracting the virus. This behavior may result in worsened health conditions, making a individual more susceptible to the virus. The supply side of health care is one of the things that should be considered in the discussion about access to health care in developing countries. This paper investigates access to the healthcare problem of Indonesians, …

Pembiayaan Pasien Covid-19 Dan Dampak Keuangan Terhadap Rumah Sakit Yang Melayani Pasien Covid-19 Di Indonesia Analisis Periode Maret 2020 – Desember 2020, Wiwi Ambarwati

Jurnal Ekonomi Kesehatan Indonesia

Hospital visit volumes decline to 50% during the COVID-19 pandemic, which has reduced hospital revenue. The burden of hospitals handling COVID-19 patients is getting higher due to the late payment of COVID-19 claims. This study aims to review COVID-19 payment regulation in hospitals, constraints of policy implementation, and hospital financial challenges in Indonesia. This is a descriptive-analytic study, data collection is carried out through literature searches from scientific journals, BPJS Kesehatan, the Ministry of Health, Hospital Associations, and scientific seminars in online mass media. BPJS Kesehatan data as of 28 January 2020 shows, number of COVID-19 claims was 433,077 and …

Pengaruh Pengadaan Barang Dan Jasa Pada Masa Pandemi Corona Virus Disease 2019 (Covid-19) Terhadap Kondisi Keuangan Rumah Sakit Di Rsup Dr. Kariadi Semarang, Himawan Sasongko

Jurnal Ekonomi Kesehatan Indonesia

The mechanism for procuring goods and services in handling emergencies is different from regular/ordinary conditions. The main difference is in the stage of the procurement implementation. Today's problems are the enormous price disparity, the increasing availability and demand, especially for personal protective equipment (PPE). The disparity has resulted in more significant expenses in hospital spending, this condition impact hospital finances. This research is an observational study. The method is qualitative with interviews and data collection. The data taken are primary data and secondary data. Informants consist of main informants and triangulation informants. The data collection instrument was an in-depth interview …