Social and Behavioral Sciences Commons^™

Resilience As A Protective Factor For Parents Of Young Children With Adverse Childhood Experiences And Socioeconomic Challenges, Hennys Torrealba

Honors Undergraduate Theses

The impact of adverse childhood experiences (ACEs) and socioeconomic challenges can be related to mothers’ and fathers’ ability to parent their children effectively. Subsequently, these factors are related to children’s emotional and behavioral functioning. Children from families who have experienced these challenges are more likely to display behavior problems. Another important factor to consider is parents’ resilience, which can equip parents with the ability to better navigate through challenges. Parents who are resilient can provide a nurturing environment for their children despite challenges and use protective factors (e.g., effective coping strategies) more effectively. The current study examined the relationships among …

Gender Equality And Social Capital Empowerment Of Rural Women, Nuraedah Nuraedah, Syamsul Bahri -

Masyarakat: Jurnal Sosiologi

This study explores the role of social capital in empowering rural women, focusing on how social networks, trust, and community norms contribute to gender equality and women's decision-making. Despite the recognition of gender equality as a fundamental right, rural women continue to face structural barriers that limit their access to resources and opportunities. By examining the interaction between social capital and women's empowerment, this research aims to fill the gap in understanding the mechanisms that support women's empowerment in rural areas. The research adopts a qualitative approach, utilizing in-depth interviews with 30 women from various villages in Indonesia, complemented by …

The Swiping Desire: Intimacy, Libidinal Capitalism, And The Digital Subject In The Tinder Swindler, Chanif Ainun Naim

Masyarakat: Jurnal Sosiologi

This article examines how dating applications operate as libidinal infrastructures that restructure and commodify intimacy within platform capitalism, using The Tinder Swindler as a cultural case study. Employing a visual-narrative approach within the framework of Critical Discourse Analysis, the film is analyzed to reveal the structural exploitation of user affect and desire. Grounded in Lacanian psychoanalysis and Baudrillard’s simulation theory, the study argues that these platforms capitalize on the subject’s ontological lack (manque) which fuels desire as the desire for the Other’s desire. This psychic lack sustains a perpetual pursuit of recognition that can never be fulfilled. The swindler’s hyper-curated …

Personal Finance – Emerging Issues And Trends. Opening Remarks, Katarzyna Kochaniak, Witold Gradoń

Journal of Banking and Financial Economics

Personal Finance – Emerging Issues and Trends. Opening Remarks

Generational Perspective Of Financial Literacy And Consumer Over-Indebtedness. Survey Evidence From Poland, Beata Świecka

Journal of Banking and Financial Economics

Background and purpose of the article: The main aim of the article is to present financial literacy (FL) and consumer over-indebtedness (OI) according to the primary survey in Poland. The auxiliary aim is to analyse the importance of financial literacy in reducing consumer over-indebtedness from a generational perspective. Over-indebtedness is a significant problem in personal finance because it leads to a situation in which household members cannot settle their financial obligations on time, negatively affecting their economic stability and prospects for long-term financial security (D’Alessio, Iezzi, 2013). It is becoming increasingly common in the country and around the world. It …

The Right Of Big Tech Companies To Issue Money In The Opinion Of Consumers From France And Germany, Robert Huterski

Journal of Banking and Financial Economics

With a vast customer base and the acquisition of information about their customers and their preferences in connection with their services, Big Tech companies are also becoming essential players in the financial sphere. Payment solutions offered by Big Tech companies, such as Google Pay or Alipay, familiarise consumers with the presence of such companies in the monetary sphere. The issuance of private money has the most excellent chance in a form regulated by public authorities and with a value stabilized to the national currency, regardless of whether it would be similar to narrow banking, synthetic CBDC or another, related form. …

European Household Savings Dynamics: Under Inflation And Post-Pandemic Shocks, Mateusz Mierzejewski, Julia Szczurek

Journal of Banking and Financial Economics

The Covid-19 pandemic, which began in early 2020, triggered a global health and economic crisis, leading to unprecedented changes in consumer behaviour and the functioning of national economies. This article examines the impact of the pandemic and the subsequent inflationary crisis on household savings levels in selected European countries. The analysis includes an assessment of household responses to changing macroeconomic conditions, such as inflation, interest rates, and household incomes, as well as the effectiveness of implemented monetary and fiscal policies. The study employs a neural network model considering autoregressive relationships in a panel data approach. The research covers data from …

Personal Characteristics And Retirement Intentions (Empirical Evidence From Poland), Patrycja Kowalczyk-Rólczyńska, Madgalena Swacha-Lech, Łukasz Jurek

Journal of Banking and Financial Economics

Retirement intentions depend on a number of different factors. The aim of this paper is to assess the impact of personal characteristics on the willingness to retire as soon as possible among older workers in Poland. The data were collected through a CAWI survey conducted in 2021 among a representative sample of workers aged 50 and over. Statistical analysis was based on logit model. Identified predictors are: age, education, fear about the financial situation in retirement, the use of free time after retirement, and lack time to pursue passions due to work. Those results provide suggestions for strengthening active ageing …

Financial Vs Psychological Wellbeing Of Generations X, Y, And Z Consumers In Poland, Mirosława Kaczmarek

Journal of Banking and Financial Economics

Empirical research confirms that the financial behaviour of consumers differs from generation to generation – in terms of saving, spending money and also the use of credit. The main objective of this article is to determine the level of financial wellbeing and the relation between psychological wellbeing and financial wellbeing across three consumer age cohorts – generations X, Y and Z in Poland. To achieve this, a CAWI survey was conducted using the Consumer Financial Protection Bureau scale and the Ryff’s Psychological Wellbeing Scale. The results of the F-test show that although generational belonging does not statistically significantly differentiate financial …

Digital-Only Banks – Retail Banks For Retail Customers Only?, Katarzyna Schmidt-Jessa, Maciej Stradomski

Journal of Banking and Financial Economics

This paper explores how traditional banks perceive digital-only banks and the potential impact of digital-only banks on the retail segment of the banking sector. To obtain the main goal, we conducted in-depth semi-structured interviews with managers and directors representing different traditional banks with profound insight into the bank digitalisation process. The results indicate that, for traditional banks, the development of digital-only banks does not pose a threat or challenge that can significantly undermine their business. A high level of user experience, innovativeness, and lack of obsolete processes and technologies are the main advantages of digital-only banks that attract retail customers. …

Entire Volume Journal Of Banking And Financial Economics 2025, 2(24)

Journal of Banking and Financial Economics

Entire Volume Journal of Banking and Financial Economics 2025, 2(24)

Barriers To Healthcare Utilization Among Undergraduate Students: A Gender Identity Perspective, Akhila Damarla

Honors Undergraduate Theses

The transition to college can be a crucial period of one’s life as one gains new and increased responsibilities, including managing their own healthcare. Although campus health services are available, undergraduate students have been found to often underutilize these resources due to barriers such as financial instability, lack of insurance, and identity-based disparities. While examining the current literature on this topic,there is a gap in exploring how the role of gender identity interacts with these barriers. This study addresses this gap by analyzing secondary data from the American College Health Association’s National College Health Assessment (ACHA-NCHA). Results revealed that transgender …

Florida’S Gifted Education Program: Exploring The Nexus Between Giftedness And Choice Of College Major, Sterlin L. Bass

Honors Undergraduate Theses

Florida’s Gifted Education Program (FGEP) is a K-12 educational program in Florida’s public education system through which gifted students are identified and supported through individualized educational plans promoting intellectual development. The intent of this study is to explore the influence Florida’s Gifted Education Program has on the choice of major of a student and mental health outcomes. Current data revolving around different definitions of “giftedness” such as high ACT scores, SAT scores, and GPA, show a connection between negative mental health outcomes produced by the development of perfectionism. FGEP presents challenges in addressing these concerns due to non-standardized curricula across …

Solving The National Security Threat Of The United States Drug Crisis, Anna B. Freehafer

Honors Undergraduate Theses

This thesis analyzes the current drug crisis in the United States with the intention of forming a sound National Security Report and Strategy to equip current and future administrations with the necessary tools and information to adapt to the modern crisis. The number of drug induced and related deaths are rising in the U.S., which arguably is cause for alarm at the federal level. With the country divided on how to properly attack this crisis, which affects hundreds of thousands of lives across the nation, this thesis aims to provide a solution to a drug crisis that is unlike any …

Investigating The Effects Of Binaural Beats On Encoding Efficiency And Working Memory Performance In College Students With Attention-Deficit/Hyperactivity Disorder Traits, Megan Daza

Honors Undergraduate Theses

Binaural beats (BB) have been increasingly explored as a non-invasive cognitive enhancement tool, particularly in populations with neurodevelopmental conditions such as Attention-Deficit/Hyperactivity Disorder (ADHD). This study investigates the effects of beta-frequency binaural beats on encoding efficiency and working memory performance, specifically verbal-spatial working memory, in college students with ADHD traits. Using a 2 (ADHD/Neurotypical) × 2 (Low/High Cognitive Load) mixed ANOVA design, participants will complete an N-back working memory task under baseline, binaural beats, and control (white noise) conditions. Key research questions examine whether binaural beats improve working memory accuracy and reaction time, whether their effects vary across cognitive load …

Disconnected Minds: Exploring Nomophobia And Adhd's Impacts On Driving Hazard Perceptions Among College Students, Stephanie Zheng

Honors Undergraduate Theses

An increasing psychological concern in the 21st century is the development of the fear of being unable to access one's mobile phone, also known as nomophobia. However, its impact on individuals with Attention-Deficit/Hyperactivity Disorder (ADHD) remains largely unexplored. Given ADHD’s association with impulsivity, attentional difficulties, and emotional dysregulation, those with the condition may be particularly vulnerable to nomophobia, which can affect every aspect of their daily lives, ranging from interpersonal relationships to their academic success and overall physical and mental well-being. This study aims to answer four questions: how does ADHD impact the severity of nomophobia among college students, do …

Polarization On Campus: How Social Media Shapes College Students' Opinions On The Israel Hamas War, Jonah Lynne

Honors Undergraduate Theses

This study examines the impact of social media on the polarization of opinions regarding the Israel-Hamas war, particularly among U.S. college students. Following the outbreak of the war in October 2023, social media platforms such as Facebook, Instagram, X, and TikTok have facilitated the spread of highly partisan narratives, fueling ideological divides. The study highlights how social media contributes to the increase in antisemitic and Islamophobic sentiments, exacerbating societal tensions. Through 25 structured qualitative interviews with college students, the research explores how social media algorithms shape perceptions by reinforcing preexisting beliefs through echo chambers and filter bubbles. Taken as a …

From Tricare To Medicaid: Dental Insurance Disparities Among U.S. Veterans And Active Duty Service Members, Madeline K. Mcnutt Ms

Honors Undergraduate Theses

Oral health plays a critical role in systemic well-being, yet dental care access in the United States remains deeply unequal, particularly among low-income and historically marginalized populations. Among those significantly affected are military veterans, who frequently experience barriers to oral healthcare due to eligibility restrictions within the Department of Veterans Affairs (VA) system. This study offers a comparative analysis of dental insurance satisfaction between recipients of Medicaid and the TRICARE Active Duty Dental Program (ADDP), two federally funded programs that reflect the divide between civilian and military healthcare access. While TRICARE ADDP provides comprehensive and uniform coverage for Active Duty …

Oral Health In Long-Term Care Facilities: A Systematic Review, Eman Zaman

Honors Undergraduate Theses

Oral health in long-term care facilities (LTCFs) is becoming an increasing concern as the older population grows bigger. The oral hygiene of residents in nursing homes is deteriorating which may attribute to lack of education given to caregivers. A literature review was conducted using electronic databases such as PubMed, ProQuest, and PsychINFO to explore oral health in LTCFs and workforce’s roles in providing oral care. Findings across eight studies highlight the inadequate care residents are receiving due to several barriers resulting poor oral health outcomes. Oral health is not prioritized because caregivers are not educated on the consequences it may …

Exploring The Potential Use Of Health-State Indexes To Improve Estimates Of Health Benefits Of Environmental Regulation, Madison G. Drewry

Honors Undergraduate Theses

This study explores a novel method to calculate the willingness to pay (WTP) for individuals of the general population to reduce the risk of having an illness. The purpose of the study is to observe the implications of the possibility to produce more accurate value of a statistical case (VSC) estimates for usage in regulatory agencies and environmental economics within benefit cost analyses (BCA). By joining aspects from both BCA and cost effectiveness analysis (CEA), such as the health-related quality of life (HRQL), and the value of a statistical life (VSL), this research aims to provide a more precise framework …

Mental Illness Identity And Social Media Use In Generation Z, Tobey Smith

Honors Undergraduate Theses

The present study investigated factors that predict a high degree of mental illness identity among Generation Z college students. Specifically, the author aimed to evaluate social media use and other psychosocial factors, including social isolation, self-esteem, well-being, discrimination, and attitude toward recovery. Two-hundred and seventeen participants were recruited using SONA and social media. Participants completed scales to measure the variables of interest: Illness Identity Questionnaire - Mental Health, Rosenberg Self-Esteem Scale, Warwick-Edinburgh Mental Well-being Scale, Hope and Coping in Recovery Scale, Cornwell Perceived Isolation Scale, Stigma Scale, Social Media Use Scale, and a set of demographic questions. Pearson bivariate correlations, …

A Systematic Review Of Dietary Trends, Influencing Factors, And Their Impacts On Cardiovascular Health In Turkish Populations, Pelin L. Özoğlu

Honors Undergraduate Theses

Cardiovascular disease (CVD) is the leading cause of death globally, including in Türkiye. One key factor influencing CVD prevention is dietary patterns, which directly impacts cardiovascular health. Türkiye traditionally follows the Mediterranean diet (MedDiet), which is acclaimed for its cardiovascular benefits. Despite this, Türkiye continues to experience high rates of CVD, with projections indicating that CVD mortality will double for both men and women by 2030. It is crucial to address diet-related factors, including potential nutritional deficiencies, to reduce cardiovascular health risks.

This research aims to analyze the Turkish community's adherence to the Mediterranean diet to understand why CVD prevalence …

Navigating Online Dating: Exploring The Intersection Of Attachment Styles, Parental Attachments, And Sociosexuality In Online Dating Among College Students, Jensley Velez-Lozada

Honors Undergraduate Theses

The aim of this thesis is to explore the connection between attachment styles, parental attachment, and sociosexuality as predictors of online dating attitudes among college students. As society navigates this new digital era of online dating, how does it continue to transform young adults as they form romantic and sexual connections? It becomes increasingly important to understand the psychological mechanisms that influence these behaviors. This study examined how anxious and avoidant attachment styles, parental attachment, and sociosexuality may have contributed to online hookup attempts and outcomes behaviors. It also examined how these variables interacted and influenced both the likelihood of …

The Effects Of Demographic Variables On Covid-19 Attitudes Surrounding The 2020 Election, Shelby K. Dalbec

Honors Undergraduate Theses

The COVID-19 pandemic was a worldwide phenomenon, with far-reaching consequences in all sectors of society, including the 2020 election. To better understand the implications of this global occurrence, this research examines the extent to which demographic variables influenced public opinions surrounding the COVID-19 pandemic. This study takes a quantitative approach, analyzing datasets from the 2020 American National Elections Studies (ANES). It examines demographic, socioeconomic, and political factors as independent variables, with dependent variables that capture attitudes related to the COVID-19 pandemic. I hypothesized that there would be a strong relationship between party identification and COVID-19 attitudes. This study found that …

Stem Vs. Non-Stem Students’ Stimulant Misuse For Academic Advantages, Camille H. Allie

Honors Undergraduate Theses

This study aimed to explore the relationship between academic discipline, caffeine consumption, reported perception of stimulant misuse behaviors, and reported academic stress at the University of Central Florida. Participants were categorized as either STEM or non-STEM majors and reported whether they had misused stimulants in the past 12 months and their daily average caffeine consumption. Due to the low number of participants who reported stimulant misuse, caffeine consumption was incorporated, grouping participants as either “above median” caffeine consumption or “below median” caffeine consumption. Two 2 (Caffeine Consumption: High vs. Low) x 2 (Major: STEM vs. Non-STEM) between-subjects ANOVAs were conducted …

My Body, Your Choice: Exploring Reproductive Abuse Among Undergraduate Women In A Post-Roe America, Riley H. Alvero

Honors Undergraduate Theses

The U.S. Supreme Court’s Dobbs v. Jackson decision in June 2022 overruled Roe v. Wade (1973) and held that abortion access is not a constitutionally protected right. The overturn of Roe v. Wade has had notable impacts on women’s overall sexual behavior and reproductive choices, and it highlights a macro-level infringement on women’s reproductive agency. Coercive condom use resistance violates reproductive autonomy on a micro-level, but can have equally harsh effects. Previous literature has studied these occurrences singularly; this research investigates connections between them. This study recruited 14 undergraduate women with a history of reproductive coercion, in the form of …

Role Of C4 Resources In Isotopic Variability In Diet Among Children From Kellis 2 Cemetery, Dakhleh Oasis, Egypt, Faith R. Hendrix

Honors Undergraduate Theses

Using stable carbon isotope analysis, this study investigates dietary diversity in children buried at the Kellis 2 Cemetery (c. AD 50–450) in Egypt's Dakhleh Oasis. From the analysis of δ¹³C isotope values in hair keratin and bone collagen, the study reconstructs short-term and long-term dietary signals in juvenile and adult subjects. The aim is to clarify the role of C₄ plants—particularly millet—in weaning and childhood diets in a Romano-Christian Egyptian village context. A total of 631 segmented hair and 54 bone collagen samples were analyzed from 127 juveniles and 97 adults. Juvenile individuals (i.e., under 15 years biological age) showed …

Examining Perception Of Psychedelic Substances And The Role Of Hallucinations Among College Students, Ryann F. Hilts

Honors Undergraduate Theses

Inquiry into psychedelics is undergoing a cultural and scientific revival, driven by their potential application as novel treatments for mood disorders, substance misuse, and end-of life-distress, but continued implementation in clinical and medical contexts necessitates extensive research. The present study utilizes self-reported data to examine psychedelics across three areas: student attitudes, patterns of use, and motives for use. It additionally explores the perceived importance of hallucinations in therapeutic contexts and focuses on psychological experiences of those with lifetime psychedelic use. The study aimed to deepen understanding of current literature surrounding psychedelics, specifically among university students. Participants were asked to complete …

Partisan Divides In Environmental Spending Attitudes: A Two-Level Hierarchical Analysis, 1973-2022, Jordan Lipner

Honors Undergraduate Theses

Public attitudes toward environmental spending have become increasingly divided along party lines, with sharp shifts over the past five decades. This thesis updates and expands on Johnson and Schwadel’s 2019 study by applying a two-level hierarchical linear model to General Social Survey data updated to include data from 2015-2022, capturing how political affiliation, education, race, and economic context interact with broader political and economic contexts to shape environmental attitudes over time.
The results show that political affiliation remains the strongest and most reactive predictor of environmental spending attitudes. Republican respondents are significantly more likely to oppose environmental spending, especially under …

Using Different Measures To Explore Confidence Bias In Video Games, Laura Valdes-Vega

Honors Undergraduate Theses

Researchers have been debating whether video games influence our cognitive and perceptual processing abilities. There are two notable gaps in the video game literature, which are (1) the lack of objective performance measures and (2) not addressing participants’ confidence ratings. This study addressed both by examining (1) the relationship between confidence and performance scores, (2) changes in confidence after gameplay, and (3) the relationship between self-reported play hours and AimLabs performance. A mixed-methods approach was used, combining AimLabs data with pre- and post-game confidence ratings. Participants were grouped (high, medium, low) based on reported weekly play hours and three perceptual …