Social and Behavioral Sciences Commons^™

How Childhood Maltreatment Shapes Brain Regions: Considerations For Speech-Language Pathology, Alexa G. Sees

Honors Thesis

Childhood maltreatment is a pervasive issue that affects millions of children worldwide, leading to alterations in key structures such as the limbic system, basal ganglia, corpus callosum, visual cortex, and language areas. These changes result in significant cognitive, emotional, and neurological consequences, such as learning deficits, emotional regulation issues, memory problems, reduced vocabulary size, speech errors, etc. This thesis explores the neurological effects of childhood maltreatment and their implications for speech-language pathology, highlighting how maltreatment-induced brain changes affect areas within the scope of speech-language pathology, such as social communication, language development, and behavior management. These results underscore the importance of …

Creative Commons Reboot Of The Fosil-Based Heroic Inquiry Cycle, Darryl Toerien, Hugh Rose

Learning Hub

This brief multimedia article discusses the Creative Commons reboot of FOSIL-based Heroic Inquiry in two parts. The first part is a written reflection by Darryl Toerien on the collaborative development of Heroic Inquiry (1.x) at Blanchelande College in 2021, which is the alignment of the stages in the FOSIL-based inquiry process (2010) with the stages in the Hero's Journey, and then the reasons for the collaborative redevelopment of Heroic Inquiry (2.x) for the FOSIL Symposium in 2025. The second part is a recorded reflection by Hugh Rose on his visual interpretation of the design brief for Heroic Inquiry (2.x).

Empowering Rural Communities: Unlocking Potential Through The Online Rural Economic & Community Vitality Graduate Certificate, Daniela Mattos

Cornhusker Economics

In today’s evolving economic landscape, rural Nebraska stands at a crossroads. While communities face challenges like population decline, job loss, and infrastructure needs, they also have enormous potential for growth, innovation, and resilience. The key to unlocking this potential lies in skilled, passionate leaders ready to shape the future.

The Rural Economic & Community Vitality (RECV) Graduate Certificate offered 100% online by the University of Nebraska–Lincoln’s Department of Agricultural Economics, provides a powerful platform to do just that. This 12-credit, no-prerequisite program is designed for individuals eager to create real, lasting impact in rural communities—whether you're already working in …

Extremely Low-Income Renter Households In The Mountain West, 2023, Anthony Arroyo, Yiselle Olivas Ruiz, Mia Tschan, Caitlin J. Saladino, William E. Brown Jr.

Housing & Real Estate

This fact sheet examines data from the 2025 National Low Income Housing Coalition (NLIHC) report, “The Gap: A Shortage of Affordable Rental Homes,” which reported annual rental housing shortages in the United States. This fact sheet focuses on the number of extremely low-income renter households, affordable and available rental homes, and associated cost burdens in the five Mountain West states of Arizona, Colorado, Nevada, New Mexico, and Utah.

Trust At The Polls: Examining Perceptions Of Election Fairness And Voting Intentions, Amy L. Nyary

Honors Theses

Leading up to the 2024 U.S. presidential election, concerns about electoral fairness and integrity in democratic institutions became central to public discourse. This study examines how perceptions of election fairness and integrity mediate the relationship between political ideology and voting intentions. While prior research has demonstrated the influence of political ideology and trust in electoral processes on voter behavior (Birch, 2010; Stanziani et al., 2024; Schaffner & Streb, 2002), the mediating role of these perceptions remains underexplored. To address this gap, we collected online survey data from 524 participants, measuring political ideology, voting intentions, and perceptions of electoral fairness and …

A Qualitative Inquiry Of Exercise Preferences Among Hispanic Adults With Multiple Sclerosis, Stephanie L Silveira, Robert W Motl, Tania Ontiveros, Victoria Flores

Faculty, Staff and Student Publications

This study aimed to identify the components of an ideal exercise training program for Hispanics with multiple sclerosis (MS), cultural adaptations, and avenues for dissemination of information to this population. Online, semi-structured interviews were conducted with 27 adults with MS who identified as Hispanic. A deductive content analysis approach was applied for assessing necessary and desired components of an exercise program. Participants articulated preferences for "what," "when," "where," and "who" of exercise programs. All participants expressed an interest in aerobic training (n = 27) and need for resistance (n = 14), flexibility (n = 8), and neuromotor components (n = …

Development Scenarios And Wildfire Risk In Central Oregon, Samantha Hall

Dissertations and Theses

Risk from natural hazards occurs where areas vulnerable to natural hazards and development intersect. Development in vulnerable areas is a societal choice that has a lasting impact as our built environment is relatively permanent. Development patterns that contribute to increased wildfire risk mostly occur within the wildland urban interface, a land use type where development is at the fringes or intercept of wildland areas and is more flammable due to surrounding vegetation, slope, local climate, and other factors. To understand how past and future development potentials may impact fire risk in wildfire prone areas, a case study of Deschutes County, …

The Heritage Co's Social Media Strategy, Rylie Cerny, Adyson Ratley, Caitrin Dalton

Undergraduate Research Conference

Objectives • To grow brand engagement. • Build a stronger connection with our audience. • To drive website traffic through social media engagement

Analyzing The Special Supplemental Nutrition For Women, Infants, And Children (Wic) In Texas, Misty Ledesma

Undergraduate Research Conference

This research explores food insecurity and how WIC addresses nutritional risks in Texas. It examines past and present efforts, policy gaps, and potential improvements to enhance WIC's effectiveness.

The Role Of Internet Liberation In Securing Human Rights, Briley Smith

Undergraduate Research Conference

No abstract provided.

The Effects Of Leadership On College Student Well-Being, Kate O. Middleton

Undergraduate Research Conference

• Student leaders play an important role on college campuses • However, they can also face increased pressures that may impact their psychological well-being • The purpose of this study was threefold: 1. A purposive sample of student leaders was examined and their investment and satisfaction with their positions were assessed 2. Students' leadership investment was correlated with a variety of psychological variables (i.e., life satisfaction, impostorism) 3. Student leaders were compared to a sample of non-leaders to examine the specific psychological variables on which leaders and non-leaders differ

Removing The Blame From Children In Poverty: Deficit Ideology And The Mishandling Of Behavioral Issues, Sarah Gross

Diversity & Social Justice in Education Conference

According to data from the US Census Bureau (2023), the official poverty rate for those under 18 years of age was 16%, however when adjusted to 150% of the poverty line, it is estimated that about 26% of children are living in poverty. Data from the Center for Disease Control indicates that among these children living in poverty, 1 in 5 experiences a mental, behavioral, or developmental disorder (CDC, 2022). In addition to this, the American Psychological Association reports that children and teens in poverty are at a greater risk for below average academic achievement and behavioral problems (APA, 2024). …

Lessons Learned: Fabrizio López-Gallo, Mercedes Cardona

Journal of Financial Crises

Fabrizio López-Gallo served as the Bank of Mexico’s director general of financial stability during the COVID-19 pandemic, having been financial sector specialist and risk analysis and special projects manager for the central bank during the 2007–09 Global Financial Crisis (GFC). The Mexican government declared a health emergency at the outbreak of the pandemic and implemented a general economic shutdown. The Bank of Mexico intervened by cutting rates and initiating extraordinary measures, such as adding bond swaps and loosening rules for minimum deposits at commercial banks to provide liquidity. It gave flexibility to commercial banks to grant forbearance on mortgage payments …

Lessons Learned: Cecilia Skingsley, Maryann Haggerty

Journal of Financial Crises

During the Swedish banking crisis of the early 1990s, Cecilia Skingsley was the press secretary for the Ministry of Finance. She held various roles, including chief economist, at Swedbank, one of Sweden’s largest banks, from 2007 to 2013, a period that included the Global Financial Crisis (GFC) and European Sovereign Debt Crisis. Swedbank suffered heavy losses amid the GFC and relied on a government guarantee program for support. In 2013, she became a deputy governor of Sveriges Riksbank, Sweden’s central bank; in 2019, she became first deputy governor. Skingsley left the Riksbank in September 2022 to become head of the …

Lessons Learned: Philip Lane, Mary Anne Chute Lynch, Rosalind Z. Wiggins

Journal of Financial Crises

Philip Lane served as governor of the Central Bank of Ireland from 2015 to 2019. He introduced countercyclical capital and systemic buffer tools and initiated research into the role and risks of cross-border inflows across Ireland. As a member of the Governing Council of the European Central Bank (ECB) since 2015, Lane has advocated for the European Union to adopt macroprudential policies and tools. He hailed the work of the European Systemic Risk Board and similar institutions established after the Global Financial Crisis (GFC) and the European Sovereign Debt Crisis to share data, information concerning risks, and concerns over financial …

Lessons Learned: J. Christopher Flowers, Mary Anne Chute Lynch

Journal of Financial Crises

J. Christopher Flowers has been managing director, CEO, and chairman of the private investment firm J.C. Flowers & Co. LLC for many years. During the Global Financial Crisis (GFC) of 2007–2009, Flowers was involved with investing in some of the largest banks and financial institutions in the world and advising and consulting with them on possible acquisitions, mergers, and sales as several of these firms began to collapse. In the fall of 2008, Flowers worked closely with the Bank of America (BofA) on proposals to acquire Lehman Brothers and Merrill Lynch, and he developed a plan for private investors to …

Lessons Learned: Giorgio Gobbi, Mercedes Cardona

Journal of Financial Crises

Giorgio Gobbi joined the Economic Research Department of the Bank of Italy in 1990 and was assigned to carry out analysis and research on the banking industry. From 1998 to 2004, he headed the department’s Financial Intermediaries Office and represented the bank at the International Monetary Fund, the Bank of International Settlements, and the European Central Bank. Starting in 2007, Gobbi headed the Financial Structure and Intermediaries Division within the bank’s Structural Economic Analysis Department. He was appointed deputy head of the Financial Stability Unit in 2013 and became head of the Financial Stability Directorate in 2014.

Eliminating Discount Window Stigma: What Can We Learn From Abroad?, Susan Mclaughlin

Journal of Financial Crises

This article picks up from an earlier Journal of Financial Crisis policy note on discount window design to see how the experiences of other central banks can inform work to redesign the discount window to reduce stigma. As explained in that article, banks’ reluctance to use the discount window is problematic for financial stability as it constrains the Fed’s ability to use its liquidity provision tools to stem runs and mitigate contagion in times of stress. The stigma associated with discount window borrowing in the United States is well documented and is a multifaceted phenomenon.

Lessons Learned: Jesper Berg, Maryann Haggerty

Journal of Financial Crises

The career of Jesper Berg, a Danish economist, has spanned multiple financial crises. He held positions with the Danish central bank, Danmarks Nationalbank, from 2004 to 2010, first as head of market operations and later as head of financial stability. He had served as head of the capital markets and financial structure division at the European Central Bank from 2000 to 2004, and earlier he was an economist at the International Monetary Fund’s Exchange and Trade Relations Department. This Lessons Learned summary is based on an interview with Berg in December 2022, when he was director general of the Danish …

Liquidity Facilities Provided To Banks During The Dominican Republic Financial Crisis Of 2003, Marco Porfirio Martínez

Journal of Financial Crises

As part of an agreement with the International Monetary Fund (IMF), the Central Bank of the Dominican Republic (CBDR) released a comprehensive document providing an overview of the origins and handling of the 2003 financial crisis. This Archive Note builds on the highlights of that document by discussing primary factors that led to problems within Banco Intercontinental (Baninter), the bank that triggered the crisis; detailing measures the CBDR implemented to mitigate the situation; and addressing the consequences for two other major banks, Banco Mercantil and Bancrédito.

United States: Lehman Brothers Broker-Dealer Emergency Liquidity Program, 2008, Ayodeji George, Steven Kelly

Journal of Financial Crises

On Sunday, September 14, 2008, a deal to sell the United States investment bank Lehman Brothers Holdings Inc. (LBHI) to United Kingdom–based Barclays fell apart. US authorities informed LBHI that, given the lack of rescue funds, it would need to file for bankruptcy before Monday morning to avoid additional chaos for the firm and markets. However, authorities understood Barclays was still interested in buying Lehman’s broker-dealer subsidiary, Lehman Brothers Inc. (LBI). Federal Reserve and Treasury officials were concerned about the impact that the sudden failure of LBI could have on financial markets. LBI had $87 billion in secured overnight repurchase …

United States: First Republic Bank Emergency Liquidity Program, 2023, Salil Gupta, Jack French, Steven Kelly

Journal of Financial Crises

First Republic Bank, a California-based institution with $212.6 billion in assets, lost $25 billion in deposits on Friday, March 10, 2023, following the closing of Silicon Valley Bank that morning. On Sunday, March 12, First Republic announced that it had access to $70 billion in unused liquidity owing to its borrowing capacity at the Federal Reserve, the Federal Home Loan Bank System, and JPMorgan Chase (JPMC). But First Republic’s depositors withdrew a further $40 billion of deposits on Monday, March 13. First Republic’s borrowings from the Federal Reserve rose as high as $109 billion between Friday, March 10, and Wednesday, …

United States: Citigroup Emergency Liquidity Program, 2008, Vincient Arnold

Journal of Financial Crises

By November 21, 2008, against the backdrop of heavy losses during the Global Financial Crisis, Citigroup counterparties were substantially pulling back from the firm. On November 23, the US Department of the Treasury, Federal Deposit Insurance Corporation (FDIC), and Federal Reserve announced a support package for Citi composed of a capital injection and a loss-sharing arrangement on $300.8 billion of assets. Under the Asset Guarantee Program (AGP), Citi would absorb the first $39.5 billion in losses on a mutually agreed upon pool of risky assets; the Treasury and FDIC provided $15 billion in loss protection after that, combined with Citi’s …

United States: Bear Stearns Emergency Liquidity Assistance, 2008, Vincient Arnold

Journal of Financial Crises

On Thursday, March 13, 2008, the US investment bank Bear Stearns Companies approached the Federal Reserve Bank of New York (FRBNY), saying it expected many of its repurchase agreement (repo) counterparties would not “roll,” or renew, their repo agreements the next day. As a result, the firm would be obligated to repay many of its repo liabilities. Without an emergency loan, Bear would be forced to file for bankruptcy on Friday morning, March 14. Before the market opened on Friday, the FRBNY made an overnight loan for $12.9 billion through JPMorgan Chase Bank (JPMC) on a nonrecourse basis, which on-lent …

United States: Bank Of America Emergency Liquidity Program, 2009, Vincient Arnold

Journal of Financial Crises

On December 31, 2008, Bank of America (BofA) finalized its acquisition of Merrill Lynch, absorbing losses of $15.5 billion as a result. Regulators were concerned about BofA’s short-term liquidity position and ability to post more collateral if its credit rating was downgraded. On January 16, 2009, the Federal Reserve, Federal Deposit Insurance Corporation (FDIC), and Department of the Treasury announced an interagency support package to BofA, which included an asset guarantee wherein all three agencies shared losses with BofA on a “ring-fenced” $118 billion pool of assets. Under the ring-fencing arrangement, known as the Asset Guarantee Program (AGP), BofA would …

United Kingdom: Northern Rock Emergency Liquidity Program, 2007, Bailey Decker, Jack French, Eming Shyu

Journal of Financial Crises

Northern Rock plc was a bank in the United Kingdom (UK) that experienced rapid growth from 1998 to 2007. The bank was a large issuer of UK residential mortgage-backed securities. Its funding was primarily wholesale as its retail deposit growth had not kept up with its asset growth. By August 2007, Northern Rock’s credit default swap spreads were widening and its share price falling as conditions deteriorated in the markets on which it relied for short-term funding. To meet the bank’s substantial liquidity needs, the Bank of England (BoE) announced on September 14, 2007, that it would extend an emergency …

United Kingdom: Hbos And Rbs Emergency Liquidity Program, 2008, Bailey Decker, Jack French

Journal of Financial Crises

Two United Kingdom–based banks, Halifax Bank of Scotland (HBOS) and Royal Bank of Scotland Group (RBS), faced substantial liquidity needs during fall of 2008. To provide funding until recapitalization, the Bank of England (BoE) extended ad hoc emergency liquidity facilities to HBOS on October 1 and to RBS on October 7, 2008, comprising US dollars (USD) and British pounds sterling (GBP). As collateral for the 2008 assistance, HBOS and RBS posted pools of loans that were ineligible for the BoE’s market-wide operations. Aggregate usage of the two ad hoc facilities peaked at GBP 61.5 billion (USD 106.0 billion) on October …

Switzerland: Credit Suisse Emergency Liquidity Program, 2023, Jack French, Owen Heaphy, Steven Kelly

Journal of Financial Crises

Credit Suisse (CS) faced multiple challenges leading up to March 2023 including a significant outflow of client funds in the fourth quarter of 2022 and reputational loss resulting from a number of scandals in the preceding years. On Wednesday, March 15, 2023, shortly after two high-profile bank failures in the United States, a high-ranking official of the Saudi National Bank, a major shareholder, publicly said it would not provide any more capital for the company. Despite a joint statement from the Swiss National Bank (SNB) and the Swiss Financial Market Supervisory Authority (FINMA) that CS was in compliance with capital …

Sweden: Carnegie Investment Bank Ab Emergency Liquidity Program, 2008, Sophia Alden, Jack French

Journal of Financial Crises

In October 2008, Carnegie Investment Bank AB (Carnegie) had trouble obtaining financing amid concerns about its financial health. However, Sweden’s central bank, the Sveriges Riksbank (Riksbank), and the Swedish Financial Supervisory Authority (FSA) still viewed Carnegie as solvent. Between October 27 and 28, the Riksbank lent Carnegie 2.4 billion Swedish kronor (SEK). As collateral for the loan, Carnegie and its holding company, D. Carnegie & Co. AB (D. Carnegie), provided all shares and subsidiaries in Carnegie as well as all shares in a sister subsidiary under D. Carnegie, Max Matthiessen Holding AB (Max Matthiessen). On November 10, 2008, the FSA …

Spain: Caja De Ahorros Castilla–La Mancha Emergency Liquidity Assistance, 2009, Vincient Arnold, Lakshimi Swaminathan

Journal of Financial Crises

Following years of rapid credit expansion in the real estate sector and reliance on wholesale funding between 2000 and 2008, Caja de Ahorros de Castilla–La Mancha (CCM) found itself on the brink of insolvency in early 2009. Normally, a Eurosystem bank in CCM’s position would turn to the European Central Bank (ECB) to obtain liquidity through its standing financing facilities, but CCM lacked eligible collateral to tap them. Consequently, in February 2009, the Bank of Spain (BoS) provided emergency liquidity assistance (ELA) of EUR 900 million to CCM, secured against CCM assets, to help meet its liquidity needs. In March, …