Navigating The Health Care Labyrinth: Portraits Of The Socioeconomically Disadvantaged, 2014 Antioch University
Navigating The Health Care Labyrinth: Portraits Of The Socioeconomically Disadvantaged, Thomas C. Crawford Phd
Dissertations & Theses
In 2010, an estimated population of the 311,212,863 Americans generated approximately 1,014,688,290 physician office encounters (Moore, 2010). The frequency and number of professional interactions between caregivers and patients/family members in medical office settings equated to a staggering 1,931 visits per minute. Based on the massive volume of interactions that occurred between patients of different races, ethnicities, genders, sexual orientations, and socioeconomic standings that generated an average household income of $49,445 in 2010 (United States Census Bureau, 2010a) with a physician workforce that the Association of American Medical Colleges (2010) captured as being ...
Can Consumers Make Affordable Care Affordable? The Value Of Choice Architecture, 2013 University of Pennsylvania Law School
Can Consumers Make Affordable Care Affordable? The Value Of Choice Architecture, Eric J. Johnson, Ran Hassin, Tom Baker, Allison T. Bajger, Galen Treuer
Starting this October, tens of millions will be choosing health coverage on a state or federal health insurance exchange as part of the Patient Protection and Affordable Care Act. We examine how well people make these choices, how well they think they do, and what can be done to improve these choices. We conducted 6 experiments asking people to choose the most cost-effective policy using websites modeled on current exchanges. Our results suggest there is significant room for improvement. Without interventions, respondents perform at near chance levels and show a significant bias, overweighting out-of-pocket expenses and deductibles. Financial incentives do ...
Behavioral Economics And Insurance Law: The Importance Of Equilibrium Analysis, 2013 University of Pennsylvania Law School
Behavioral Economics And Insurance Law: The Importance Of Equilibrium Analysis, Tom Baker, Peter Siegelman
Because choosing insurance requires consumers to assess risks and probabilities, the demand for insurance has proven to be fertile ground for identifying deviations from rational behavior. Consumers often shun the insurance against large losses that they rationally should want (e.g., floods); and they are attracted to insurance against small losses (extended warranties, low deductibles) that no rational individual should purchase. But the welfare consequences of behavioral anomalies in insurance are complex, because consumers’ irrational behavior takes place in a market profoundly shaped by informational asymmetries. Under some conditions, deviations from rational behavior may actually generate insurance market equilibria that ...
Obamacare Moving Forward: What Is The Prognosis?, 2013 La Salle University
Obamacare Moving Forward: What Is The Prognosis?, Jan Ambrose Phd
No abstract provided.
Open Innovation And Crowdsourcing Communities Design: A Cross Case Analysis, 2013 SelectedWorks
Open Innovation And Crowdsourcing Communities Design: A Cross Case Analysis, Francesca Cabiddu
No abstract provided.
Implications Of Off-Farm Income For Farm Income Stabilization Policies, 2013 University of Kentucky
Implications Of Off-Farm Income For Farm Income Stabilization Policies, Simon Jette-Nantel
Theses and Dissertations--Agricultural Economics
This dissertation examines to what extent off-farm diversification may be an appropriate and accessible tool to mitigate the adverse effects from market failures and incompleteness in the crop and farm income insurance market. While the influence of the nonfarm sector has long been recognized as a primary force in shaping farm structure, off-farm income is rarely acknowledge as a risk management tool for operators and households of commercial farms. The dissertation develops a dynamic model that includes capital market imperfections, economies of scale in farm production, and the presence of adjustment costs in labor allocation decisions. The model provides a ...
The Bonds That Tie: Will A Performance Bond Require That A Surety Deliver A Certified Green Building?, Darren Prum, Lorilee Medders
Darren A. Prum
In 2006, the city of Washington, D. C. passed landmark legislation that introduced green building requirements for various types of structures into the jurisdiction over a five-year period. A noteworthy aspect of the legislation directed construction projects within the district to purchase green performance bonds up to $3 million to guard against a privately owned project’s failure to meet its green building aspirations. In essence, this law placed the burden of guaranteeing compliance with the government’s policy upon the contractors and sureties of a green building project.
Following the passage of this act, confusion amongst the construction industry ...
External Knowledge, Territorial Inertia And Local Development: An Exploratory Case Study, Francesca Cabiddu, Daniela Pettinao
This study examines the relationship between an entrepreneur’s absorptive capacity, the spiral of knowledge and local development. Although a great number of theoretical and empirical studies have pointed out the importance of local networking and informal contacts when spreading knowledge locally, very few of them provide robust evidence on the role of the entrepreneur’s absorptive capacity and external knowledge in local development. This paper tries to explain the reasons why this problem can no longer be ignored and provides a preliminary examination, through an exploratory case study, of the role that the entrepreneur’s absorptive capacity and external ...
Mortgage Securitization 666: The Crime That Took Place - Jpmorgan Chase And Its Wamu Customers, Symphony Music
This description of the crime that Chase participates in as it proceeds with its foreclosure activities is necessary because the banking industry is misleading the judicial system about important financial aspects of today’s home loan mortgages. This is an initial attempt to describe the crime, including references to La Cosa Nostra and the crime families.
Legal Barriers To Implementing International Providers Into Medical Provider Networks For Workers' Compensation, Richard Krasner
Over the last twenty years, medical costs associated with lost time workers’ compensation claims has risen dramatically, despite efforts to reform the system. Medical tourism, a popular option for many seeking lower cost health care, is one option that has yet to catch on. Issues of quality of health care in other countries is no different for workers’ compensation patients, as it is for health care patients, and with accreditation from the Joint Commission International (JCI), hospitals that cater to medical tourists offer better care at lower cost than most U.S. hospitals offer. Certain procedures, common to workers’ compensation ...
Slideshow: Case Study- Jpmorgan Chase & Washington Mutual, 2012 SelectedWorks
Slideshow: Case Study- Jpmorgan Chase & Washington Mutual, Symphony Music, Melody Singer
Slideshow of how Chase took advantage of its actions to take property from American Homeowners.
Slideshow: Participants In A Securitization, 2012 SelectedWorks
Slideshow: Participants In A Securitization, Symphony Music
Presentation outlining the roles of Securitization participants and the banking "front" that undermines regulations and creates the fraud.
Slideshow: Where Is A Default In A Securitization?, 2012 SelectedWorks
Slideshow: Where Is A Default In A Securitization?, Symphony Music
There is no "default" in a securitized mortgage loan. The loan is paid off ab initio and the existence of the note is fabricated from paid off balances for the convenience of the originators who didn't think through the foreclosure process.
Mortgage Securitization 550: Ultimate Insider Appendix - Research For Future Tongue-In-Cheek Mortgage & Disclosure Issues, Symphony Music
Tongue in Cheek disclosure of bank actual statements
Mortgage Securitization 550: The Ultimate Insider Game - Observations About What Happened - A Time Line Of Actions And Speculation About Motivation., Symphony Music
This is the story of Chase1, the venerable old line bank, and how it used its dominant market influence in the decade leading up to 2012 to originate and acquire mortgage loans, how it forced individual homeowners to pay high rates, and how it ultimately began to steal the home equity away from hard-working homeowners and their families. It is also the story about how the largest US banks combined their anti-competitive behavior and took from residents in all States. As illustrated by the chain of events described below for a situation in Connecticut, Chase's attitude and actions never ...
Mortgage Securitization 426 Working Paper: Is It An Insurance Product?, 2012 SelectedWorks
Mortgage Securitization 426 Working Paper: Is It An Insurance Product?, Symphony Music
This discussion highlights informed interaction between two knowledgeable parties about whether the residential mortgage asset backed securitization process involves the creation of an insurance product. Although an initial conclusion reached by an Insurance Examiner that it is not “insurance,” that same Examiner opened the door that it could be viewed as “insurance.” If it is determined that insurance is involved, the obligation to collect taxes falls onto the Connecticut State Department of Revenue Services, the requirement to collect balance sheets falls onto the Insurance Department, and the decision to prosecute originators for perpetuating a fraud on bank loan consumers falls ...
Slideshow: Bank Monopoly Power In The Usa, 2012 SelectedWorks
Slideshow: Bank Monopoly Power In The Usa, Symphony Music
Slideshow about US bank monopoly power. A distilled history of banking evolution to what it is today and the shift away from the Public Trust. Includes the bank's tactical response strategy.
La Transparencia En La Protección De Datos Personales, 2012 SelectedWorks
La Transparencia En La Protección De Datos Personales, Bruno L. Costantini García
Bruno L. Costantini García
La Transparencia en la Protección de Datos Personales, ponencia elaborada dentro de los trabajos del VII Congreso Nacional de Organismos Públicos Autónomos (OPAM)
Slideshow: Financial System Failure!, 2012 SelectedWorks
Slideshow: Financial System Failure!, Symphony Music
The unintended result of Federal Reserve Bank and Commercial Bank policy mixed in with the good intentions of securitized assets ended up: 1) stealing from all consumers, and; 2) economically disrupting every level of society.
A Study Of Women Working In The Actuarial Field, 2012 Bryant University
A Study Of Women Working In The Actuarial Field, Jillian Emberg
Honors Projects in Mathematics
The goal of this project is to examine how women fit into the actuarial career path and how cultural expectations, biological factors, and personal aspirations affect their experiences in the field. Dramatic changes in the profession have occurred since its emergence in the nineteenth century to become more welcoming to women who choose to enter the profession. However, despite the equalizing demographic shifts of the field, it is still a male-dominated profession. This paper attempts to analyze why some of the changes in the demographics of the field have occurred as well as explain what factors contribute to women’s ...