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Finding A Financial Planner, Emily G. Brown JD 2015 University of Massachusetts Boston

Finding A Financial Planner, Emily G. Brown Jd

Pension Action Center Publications

This fact sheet provides information on how to find the right financial planner to help you meet your retirement planning goals. This fact sheet suggests things to consider prior to picking a financial planner and answers questions like:

  • What do financial planners do?
  • How do you know if you need a financial planner?
  • How do you find the right financial planner?
  • What type of professional title does a financial planner have?


Guide To Cheap Living: Living On A College Budget Without Selling A Kidney, Rachel Vipond, Renae Meines, Riley Eleveth 2015 Iowa State University

Guide To Cheap Living: Living On A College Budget Without Selling A Kidney, Rachel Vipond, Renae Meines, Riley Eleveth

Ethos

Between textbooks, tuition, ramen and the electric bill, college students don’t have a whole lot of spare change lying around. Let’s face it: we’re broke. Whether you’re digging between your car’s seat cushions to come up with this month’s rent or checking your banking app obsessively, money is probably on your mind. Though the word “cheap” is generally associated with poorly made products and people who reuse Ziploc bags, when done right, cheap habits can save you time and leave you with some extra pocket cash.


The Relevance Of Economic, Institutional And Cultural Determinants For Venture Capital Investments. A Us-Europe Comparison., Nadja Benes 2015 University of San Francisco

The Relevance Of Economic, Institutional And Cultural Determinants For Venture Capital Investments. A Us-Europe Comparison., Nadja Benes

Master's Theses

This study analyzes the determinants of early-stage VC investments by identifying characteristics in the economic, institutional, as well as cultural framework that could explain the diverging levels of early-stage VC investments across countries. Data was assembled for 16 countries during the period from 1995 until 2013. The results indicate that countries that are more open to trade are associated with higher levels in early-stage venture capital. A higher unemployment rate negatively affects a country’s level of early-stage VC funds. Higher R&D expenditures as a proxy for the technological and innovation capacity in a country as well as a ...


Quick Cash, Matt Wettengel, Jordan Welch, Kait McKinney 2015 Iowa State University

Quick Cash, Matt Wettengel, Jordan Welch, Kait Mckinney

Ethos

It’s mid-spring semester: That Christmas cash is long gone, bills are still due and spring break is on the horizon. Some major decisions lie ahead, and sorting the crumbs from the change at the bottom of the couch won’t cut it anymore. Should you eat or hit the bars? Or sacrifice both and save that money?


Volatility And Risk Management In European Electricity Futures Markets, Jim Hanly, Lucia Morales 2015 Dublin Institute of Technology

Volatility And Risk Management In European Electricity Futures Markets, Jim Hanly, Lucia Morales

Articles

This paper estimates and applies a risk management strategy for electricity spot exposures using futures hedging. We apply our approach to three of the most actively traded European electricity markets, Nordpool, APXUK and Phelix. We compare both optimal hedging strategies and the hedging effectiveness of these markets for two hedging horizons, weekly and monthly using both Variance and Value at Risk (VaR). We find significant differences in both the Optimal Hedge Ratios (OHR’s) and the hedging effectiveness of the different electricity markets. Better performance is found for the Nordpool market while the poorest performer in hedging terms is Phelix ...


Innovation And Entrepreneurship A Panacea To Crisis, Emmanouil Alexander Zografakis 2015 Seoul National University

Innovation And Entrepreneurship A Panacea To Crisis, Emmanouil Alexander Zografakis

Emmanouil Alexander Zografakis EZ

The beneficial effect of innovation and entrepreneurship on crisis management can be easily highlighted taking Greek financial crisis into account. That specific crisis has paved the way to a new enterprising era, characterized by high instability, making the dream of growth potential speculation to be vanished into thin air. Thus, the process of management, planning and setting of targets is liable to come to a standstill. On that occasion, only the balancing of quality and cost can lead to manufacture that can be deemed to be “value for money”.


Student Debt, Mindi Price, Nguyet Bui, David Derong 2015 Iowa State University

Student Debt, Mindi Price, Nguyet Bui, David Derong

Ethos

On January 25, President Barack Obama presented the world with his State of the Union address, informing Americans what his national plans and priorities would be for the next four years. And once the topic turned to college affordability, he made a statement that piqued the interest of university students and faculty. “Let me put colleges and universities on notice: If you can’t stop tuition from going up, the funding you get from taxpayers will go down,” Obama said. “Higher education can’t be a luxury – it is an economic imperative that every family in America should be able ...


Is America Still Free?, Connor P. Daigle 2015 University of Rhode Island

Is America Still Free?, Connor P. Daigle

Senior Honors Projects

If we take a moment and observe our current societal landscape, we may be intrigued by what we find. If we paint a broad brush over the 21st century, we are engaged in war in the Middle East, we have allowed our politicians to purchase their seats in office, and have overcome two large economic downturns. The economic issues are the collapse of Enron, the world’s largest energy supplier, and the housing market collapse of 2008. How many know what actually created the housing bubble? How many know about Enron? How many American Citizens understand how our current ...


Cars For A Cause, Lauren Pagani 2015 University of Rhode Island

Cars For A Cause, Lauren Pagani

Senior Honors Projects

Cars for a Cause is a car show, ranging from modern European, Japanese, muscle, track-ready and a variety of other cars, which is intended to raise money for the charitable organization, The Alzheimer’s Association, which helps to find a cure for Alzheimer’s and Dementia. According to The Alzheimer’s Association, approximately 5.3 million Americans are affected by this disease making it the sixth leading cause of death in the United States. By hosting an event tied to this horrific disease that affects a large number of individuals and their families, the hope is to generate a larger ...


Corruption In Bank Lending: The Role Of Timely Loan Loss Provisioning, B ATKINS, Y DOU, Jeffrey Tee Yong NG 2015 Singapore Management University

Corruption In Bank Lending: The Role Of Timely Loan Loss Provisioning, B Atkins, Y Dou, Jeffrey Tee Yong Ng

Research Collection School Of Accountancy

Building on the recent literature on corruption in bank lending, we examine the effect of country-level timely loan loss provisioning by banks on such corruption using a unique World Bankdataset that covers more than 3,600 firms across 44 countries. We find evidence consistent with timely loan loss provisions constraining lending corruption because it increases the likelihood of problem loans being uncovered earlier. This result is robust to using the tax-deductibility of loan loss provisions as an instrumental variable. In further analysis, we find timely loan loss provisioning less associated with reduced corruption in countries with deposit insurance schemes and ...


Just-In-Time Management In Healthcare Operations, Jinglin Li 2015 Western Kentucky University

Just-In-Time Management In Healthcare Operations, Jinglin Li

Honors College Capstone Experience/Thesis Projects

Reducing costs and improving quality are two of the most important goals in managing healthcare operations. In this study, we explore how to improve healthcare operations by integrating Just-in-Time (JIT) management system. We first introduce the JIT management system, and then discuss how it can generate benefits in healthcare operations. We investigate implications for healthcare practice, which include how JIT techniques can be applied to healthcare operations, how hospitals and general practices can use JIT techniques, how JIT can help the patient throughput rate, and how technological advances can speed up healthcare processes. Implications for management and directions for future ...


F-35 And Military Spending, Colin J. Charpentier 2015 College of Saint Benedict/Saint John's University

F-35 And Military Spending, Colin J. Charpentier

Celebrating Scholarship & Creativity Day

How does the F-35 Lightning II multirole fighter compare to current military airplanes in terms of costs and capabilities? This is a comparison study based around the F-35 and five other planes. The F-35 is chosen because of its status as an ongoing project and due to its controversy as a plane. This study looks at all values. It is completely numeric based allowing for objective analysis. These planes chosen for study are the F-16 C/D, F/A-18 E/F, F-22A, AV-8B Harrier II, and A-10C. These planes are chosen because the F-35 is meant to replace them in ...


Accounting Fraud Motivation, Yuquan (Frank) Yu 2015 College of Saint Benedict/Saint John's University

Accounting Fraud Motivation, Yuquan (Frank) Yu

Celebrating Scholarship & Creativity Day

Accounting fraud is a hot topic in the 21st century. What are the common themes of these accounting scandals?


Glass Ceiling, Michael Samuel, Samir Nagar 2015 Georgia State University

Glass Ceiling, Michael Samuel, Samir Nagar

Georgia State Undergraduate Research Conference

No abstract provided.


How Company Scandals Affect Other Firm’S Risk Perceptions, Sunmi Hirata, Martin Grace, Manuela Rincon 2015 Georgia State University

How Company Scandals Affect Other Firm’S Risk Perceptions, Sunmi Hirata, Martin Grace, Manuela Rincon

Georgia State Undergraduate Research Conference

No abstract provided.


Sec Risk Factors: A Structural Topic Model (Stm) Approach, Kelli A. Duncan, Brandon Vi Trieu 2015 Georgia State University

Sec Risk Factors: A Structural Topic Model (Stm) Approach, Kelli A. Duncan, Brandon Vi Trieu

Georgia State Undergraduate Research Conference

No abstract provided.


Risk, Governance, And Readability: An Examination Of Corporate Risk Discussions, Rwanda Smith 2015 Georgia State University

Risk, Governance, And Readability: An Examination Of Corporate Risk Discussions, Rwanda Smith

Georgia State Undergraduate Research Conference

No abstract provided.


Xinhua_Daxin_Global_Financial&Economic_Report, Guo Changlei Luc, 新华大鑫 新华大宗 新华社 2015 Xinhua Daxin

Xinhua_Daxin_Global_Financial&Economic_Report, Guo Changlei Luc, 新华大鑫 新华大宗 新华社

Luc Changlei Guo

文章是新华社新华大鑫(新华大宗036号综合会员单位)全球金融研究报告。This article is written by the Global Financial and Economic Research Center which is sponsored by Xinhua Daxin of Xinhua New Agency. Xinhua Daxin is the No.36 member of Xinhua Bulk Commodity Exchange Center.


Accounting Misstatements: Prior Period Financial Statement Errors, Stephen Elliott Bachner 2015 University of Redlands

Accounting Misstatements: Prior Period Financial Statement Errors, Stephen Elliott Bachner

Undergraduate Honors Theses

The current Securities and Exchange Commission authoritative guidance on proper accounting treatment of prior period immaterial errors is accused of allowing certain financial statement abuses. Current SEC regulations and guidelines that allow for financial restatements are designed to provide more accurate financial statements, transparency when misstatements or errors are corrected, and therefore to increase the information content of earnings, but this goal is not always accomplished. Investors and users of the financial information have expressed concerns that the guidance is being misused for earnings management.

The findings of this study rely predominantly on data, trends, and activity spanning the periods ...


Corruption And Economic Growth In China: An Emirical Analysis, Nicholas D'Amico 2015 John Carroll University

Corruption And Economic Growth In China: An Emirical Analysis, Nicholas D'Amico

Senior Honors Projects

This paper will begin with a review of the relevant literature on corruption and its effect on economic growth, both in general and in China specifically. The following sections will discuss the state of corruption in China and outline China’s historic economic growth since it opened up to the global economy. Next, the methodologies of the empirical study of this paper and a model for measuring the effects of corruption on economic growth will be presented. Finally, the results of this study will be analyzed, followed by a discussion of policy implications as China moves forward in the 21 ...


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