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Financial Wellness And Undergraduate Students, Kristin N. O'Donovan 2016 Butler University

Financial Wellness And Undergraduate Students, Kristin N. O'Donovan

BU Well

Liberal Arts Universities often include a core curriculum with the education provided to students. This core curriculum includes a variety of topics, separate from a student’s major, aimed at delivering a well-rounded education. However, one major topic seems to be missing from the core curriculum of many universities across the country: finance. Not only does this have implications to the financial wellness of undergraduate students, but the overall wellness of students as well. Undergraduate students face an increasingly difficult financial landscape with unique needs, and the financial decisions they make may have repercussions years or decades into their futures ...


The Identification And Exploitation Of Terrorist Financing, Jacob S. Gordon 2016 Liberty University

The Identification And Exploitation Of Terrorist Financing, Jacob S. Gordon

Senior Honors Theses

Terrorism and the threat of terrorist attacks have forced the United States to place a high priority on developing a comprehensive counterterrorism strategy. A crucial component of this overarching strategy focuses on targeting the finances of a terrorist organization, hoping to eliminate or stifle their sources of funding in an effort to render the organization incapable of launching successful operations due to an absence of funding. By analyzing the most common financing options that terrorist groups use, the United States can hone its ability to disrupt the funding operations for terrorist groups. Likewise, developing a method for tracking the laundering ...


Livestock Revenue Insurance, Chad E. Hart, Bruce A. Babcock, Dermot J. Hayes 2016 Iowa State University

Livestock Revenue Insurance, Chad E. Hart, Bruce A. Babcock, Dermot J. Hayes

Bruce Babcock

This study outlines several possible structures for livestock revenue insurance. The policies take the form of an exotic option—an Asian basket option. The actuarially fair premiums for these policies are equal to the prices of the options they represent. Due to the complexity of pricing Asian basket options, we have combined two techniques for pricing options to reach the actuarially fair premiums. Projected premiums, producer welfare, and program efficiency are evaluated for the insurance products and existing market tools. Using efficiency ratios and certainty equivalent returns, we compare the insurance policies to strategies involving existing futures and options.


Bubble Economics How Big A Shock To China’S Real Estate Sector Will Throw The Country Into Recession, And Why Does It Matter?, Bryane Michael, Simon Zhao 2016 University of Hong Kong

Bubble Economics How Big A Shock To China’S Real Estate Sector Will Throw The Country Into Recession, And Why Does It Matter?, Bryane Michael, Simon Zhao

Bryane Michael (bryane.michael@stcatz.ox.ac.uk)

How far do China’s property prices need to drop in order to send the country into a recession? What does this question tell us about the way Bubble Economies work? In this paper, we develop a theory of Bubble Economics – non-linear and often “systemic” (in the mathematical sense of the word) forces which cause significant misallocations of resources. Our theory draws on the standard elements of most stories of Bubble Economics, looking at the way banking, construction, savings/investment, local government and equities sectors interact. We find that Bubble Economies’ GDP growth can depend on property prices changes differently ...


The Assignment Problem And The Speed Of Adjustment, Walter Enders, Harvey E. Lapan 2016 Iowa State University

The Assignment Problem And The Speed Of Adjustment, Walter Enders, Harvey E. Lapan

Harvey Lapan

Mundell [20] demonstrated that in order to achieve balance of payments equilibrium and full employment, monetary policy should be paired with external balance and fiscal policy with Internal balance. The fundamental problem posed by Mundell concerned the methods governmental authorities should utilize to insure that both internal and external balance would be achieved when the underlying structural parameters of the economy were unknown. Mundell argued that the assignment of monetary policy to external balance and fiscal policy to Internal balance followed from the Principle of Effective Market Classification [20, p.76j: "Policies should be paired with objectives on which they ...


The Gold Standard And The Transmission Of Business Cycles: 1833-1933, James R. Lothiam, Wallace E. Huffman 2016 Iowa State University

The Gold Standard And The Transmission Of Business Cycles: 1833-1933, James R. Lothiam, Wallace E. Huffman

Wallace Huffman

Descriptions of the gold standard have stressed two very different aspects of that monetary system. Modern observers, concerned with high and rising rates of inflation, have written enthusiastically, and often nostalgically, of the longer-term price stability that existed during the gold standard era. Many other economists during the past century and a half, however, have rendered a less kindly judgment, emphasizing instead the frequent and sometimes severe business contractions that characterized the period as well as the substantial shorter and intermediate-term swings in the price level.


Effects Of Local Economic Conditions On Poverty Status Of U.S. Rural Husband-Wife Households, Wallace E. Huffman 2016 Iowa State University

Effects Of Local Economic Conditions On Poverty Status Of U.S. Rural Husband-Wife Households, Wallace E. Huffman

Wallace Huffman

In the mid-1960s, poverty in the United States became a major national issue (Danziger and Weinberg 1986). An official definition was adopted and new programs were initiated to eradicate poverty. According to official sources the poverty rate fell from 22.2 percent in 1960 to 12.1 percent in 1969; the rate started rising in 1979.-'' The poverty rate among the nonmetropolitan population is higher than for the metropopulation- (USDA 1987). Although differences between the two rates narrowed during 1967-79, it widened again during 1979-85. The poverty rate (ignoring in-kind transfers) of the nonmetro-population did not start to decline again ...


Applications Of Contingent Claims Theory To Microeconomic Problems , David A. Hennessy 2016 Iowa State University

Applications Of Contingent Claims Theory To Microeconomic Problems , David A. Hennessy

David Hennessy

In this thesis contingent claims techniques have been applied to various specifications of the economic problem of optimizing the expected value of a welfare function. In paper I we consider the relationship between financial market completeness, corn production, and the corn target price program. Using the observation that the program is similar to a government issued put option, we found that the per acre program benefit, at around 20/acre was quite large, that the program encourages producers to trade options, and that the existence of contingent markets facilitates the policy maker in decoupling agricultural support. In paper II we ...


Livestock Revenue Insurance, Chad E. Hart, Bruce A. Babcock, Dermot J. Hayes 2016 Iowa State University

Livestock Revenue Insurance, Chad E. Hart, Bruce A. Babcock, Dermot J. Hayes

Chad Hart

This study outlines several possible structures for livestock revenue insurance. The policies take the form of an exotic option—an Asian basket option. The actuarially fair premiums for these policies are equal to the prices of the options they represent. Due to the complexity of pricing Asian basket options, we have combined two techniques for pricing options to reach the actuarially fair premiums. Projected premiums, producer welfare, and program efficiency are evaluated for the insurance products and existing market tools. Using efficiency ratios and certainty equivalent returns, we compare the insurance policies to strategies involving existing futures and options.


The Effect Of Mortgage Timeline On The Investor's Portfolio, Grace Marie Wylie 2016 University of South Carolina - Columbia

The Effect Of Mortgage Timeline On The Investor's Portfolio, Grace Marie Wylie

Theses and Dissertations

This thesis project creates a hypothetical situation in which individuals choose either a thirty-year or fifteen-year fixed-rate mortgage on the same house at the same time and uses historical data to simulate the stock portfolios resulting from investment strategies based on this choice. Both strategies have the same time horizon and total monthly payment, so investors should be indifferent between the two. Using the fifteen-year strategy, the investor pays a higher mortgage payment every month for fifteen years then invests the entire amount of the payment in the stock market monthly for the next fifteen years. Using the thirty-year strategy ...


Inked With Debt: An Overview Of The Student Debt Market And A Potential For Change, Brian Alexander Kean 2016 University of South Carolina - Columbia

Inked With Debt: An Overview Of The Student Debt Market And A Potential For Change, Brian Alexander Kean

Theses and Dissertations

In a world of rapidly escalating amounts of student debt, the current system harms college stakeholders. Whether governments (state or federal), students, universities, or the economy, all parties are suffering in the current student debt market. At this point in time, student loans have become a sizeable debt vehicle second only to mortgage debt in the United States. A majority of students use loans to attend school, which often become a major decision in post-graduation plans. In addition, it is the only form of debt not dischargeable in bankruptcy. Due to this, an alarming amount of Americans have become ensnared ...


Commonalities Of Asset Pricing Bubbles, Lauren Frances Pensegrau 2016 University of South Carolina - Columbia

Commonalities Of Asset Pricing Bubbles, Lauren Frances Pensegrau

Theses and Dissertations

The focus of this thesis will be to examine the similarities between the 2007-2008 Subprime Mortgage Crisis and other crises resulting from the collapse of an asset pricing bubble throughout United States financial history. Particular emphasis will be placed on the real estate and stock bubbles of the 20th century, including the events leading up to the Great Depression and the Savings and Loan (S&L) crisis of the late 1980s. I explore commonalities throughout the life cycle of a bubble, from the catalysts that lead to bubble formation, to the drivers that fuel both expansion and collapse, and finally ...


Manajemen Sumber Daya Manusia, priyono iyon priyono management, marnis marnis marnis managenement 2016 university pgri adi buana

Manajemen Sumber Daya Manusia, Priyono Iyon Priyono Management, Marnis Marnis Marnis Managenement

priyono iyon priyono management

No abstract provided.


Manajemen Sumber Daya Manusia, priyono iyon priyono management, marnis marnis marnis managenement 2016 university pgri adi buana

Manajemen Sumber Daya Manusia, Priyono Iyon Priyono Management, Marnis Marnis Marnis Managenement

priyono iyon priyono management

No abstract provided.


Imports, Unionizationandracial Age Discrimination In The Us, Jacqueline Agesa, Richard U. Agesa 2016 Marshall University

Imports, Unionizationandracial Age Discrimination In The Us, Jacqueline Agesa, Richard U. Agesa

Jacqueline Agesa

Past studies of the relationship between competition and racial wages find that domestic competition reduces racial wage discrimination of nonunion workers. This article examines the effects of foreign competition on racial wages of union and nonunion workers utilizing an empirical model which allows for cluster-adjusted SEs by industry. Such a procedure allows independence of observations across industries but not within industries, thereby not overstating the significance of industry invariant controls. In this analysis, clustered SEs prevent the overstatement of the significance of imports as a means to reduce earnings discrimination. We find evidence of a wage premium for nonunion white ...


Imports, Unionizationandracial Age Discrimination In The Us, Jacqueline Agesa, Richard U. Agesa 2016 Marshall University

Imports, Unionizationandracial Age Discrimination In The Us, Jacqueline Agesa, Richard U. Agesa

Richard Agesa

Past studies of the relationship between competition and racial wages find that domestic competition reduces racial wage discrimination of nonunion workers. This article examines the effects of foreign competition on racial wages of union and nonunion workers utilizing an empirical model which allows for cluster-adjusted SEs by industry. Such a procedure allows independence of observations across industries but not within industries, thereby not overstating the significance of industry invariant controls. In this analysis, clustered SEs prevent the overstatement of the significance of imports as a means to reduce earnings discrimination. We find evidence of a wage premium for nonunion white ...


On The Behavior Of Entrepreneurial Factor Supply To The Firm, Nicos Zafiris 2016 University of Westminster

On The Behavior Of Entrepreneurial Factor Supply To The Firm, Nicos Zafiris

The Journal of Entrepreneurial Finance

This paper draws on an existing, but little used, approach to the choices governing the supply of ‘entrepreneurial’, in the sense of ‘residually remunerated’, resources to an enterprise, especially post start up. It focuses in particular on the hybrid ‘own factor demand/supply curve’ to the firm of Bronfenbrenner (1960), but attempts to treat such supply in conjunction with ‘contractual’ employment of resources, thus making use of gearing and portfolio concepts. To achieve this, it is found necessary for the hybrid schedule to be reinterpreted and recast as the locus of the relevant utility maximising choices. A model is presented ...


How Is The Stock Market Like Stephen Curry?, Mariah Paige Beane 2016 University of Tennessee, Knoxville

How Is The Stock Market Like Stephen Curry?, Mariah Paige Beane

University of Tennessee Honors Thesis Projects

No abstract provided.


How To Decrease Employee Turnover Rates Within Public Accounting Firms, Hannah Jankowski 2016 University of Tennessee, Knoxville

How To Decrease Employee Turnover Rates Within Public Accounting Firms, Hannah Jankowski

University of Tennessee Honors Thesis Projects

No abstract provided.


International Expansion In The Retail Industry: A Multi-Case Study On Strategic Expansionary Variables, Patrick Conaty 2016 University of Tennessee, Knoxville

International Expansion In The Retail Industry: A Multi-Case Study On Strategic Expansionary Variables, Patrick Conaty

University of Tennessee Honors Thesis Projects

No abstract provided.


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