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Finding A Financial Planner, Emily G. Brown JD 2015 University of Massachusetts Boston

Finding A Financial Planner, Emily G. Brown Jd

Pension Action Center Publications

This fact sheet provides information on how to find the right financial planner to help you meet your retirement planning goals. This fact sheet suggests things to consider prior to picking a financial planner and answers questions like:

  • What do financial planners do?
  • How do you know if you need a financial planner?
  • How do you find the right financial planner?
  • What type of professional title does a financial planner have?


Investors Dilemma, Adam R. Marasco 2015 University of Dayton

Investors Dilemma, Adam R. Marasco

Walk the Talk Case Writing Competition

The case shows an ethical dilemma with Angel investor Arthur Vandelay. His Angel fund has the choice to invest in two different businesses. One was started by a Stanford MBA who may have obtained the idea for the business unethically. The other is run by a hardworking man from Pittsburgh who needs this money to keep his business alive and provide for his family. The Stanford MBA clearly has the better business and Vandelay is the deciding vote. He faces a dilemma on whether to invest with his head or go with his heart.


The Creation And Destruction Of The Great American Middle Class (1930-2010), Stanley F. Stasch 2015 Loyola University Chicago

The Creation And Destruction Of The Great American Middle Class (1930-2010), Stanley F. Stasch

School of Business: Faculty Publications and Other Works

This course is an economic history of what happened to ordinary American people and families from about 1930 to 2010.

From the late 1940s to about 1980 ordinary people and families in the United States enjoyed a tremendous increase in their prosperity and quality of life, especially when compared with the conditions that existed during World War II, the 1930s, and before. That prosperity was undoubtedly the highest the world had ever experienced. Because of that, those people are referred to as the great American middle class, and that 30-40 year period witnessed the creation of the great American middle ...


Guide To Cheap Living: Living On A College Budget Without Selling A Kidney, Rachel Vipond, Renae Meines, Riley Eleveth 2015 Iowa State University

Guide To Cheap Living: Living On A College Budget Without Selling A Kidney, Rachel Vipond, Renae Meines, Riley Eleveth

Ethos

Between textbooks, tuition, ramen and the electric bill, college students don’t have a whole lot of spare change lying around. Let’s face it: we’re broke. Whether you’re digging between your car’s seat cushions to come up with this month’s rent or checking your banking app obsessively, money is probably on your mind. Though the word “cheap” is generally associated with poorly made products and people who reuse Ziploc bags, when done right, cheap habits can save you time and leave you with some extra pocket cash.


The Relevance Of Economic, Institutional And Cultural Determinants For Venture Capital Investments. A Us-Europe Comparison., Nadja Benes 2015 University of San Francisco

The Relevance Of Economic, Institutional And Cultural Determinants For Venture Capital Investments. A Us-Europe Comparison., Nadja Benes

Master's Theses

This study analyzes the determinants of early-stage VC investments by identifying characteristics in the economic, institutional, as well as cultural framework that could explain the diverging levels of early-stage VC investments across countries. Data was assembled for 16 countries during the period from 1995 until 2013. The results indicate that countries that are more open to trade are associated with higher levels in early-stage venture capital. A higher unemployment rate negatively affects a country’s level of early-stage VC funds. Higher R&D expenditures as a proxy for the technological and innovation capacity in a country as well as a ...


Quick Cash, Matt Wettengel, Jordan Welch, Kait McKinney 2015 Iowa State University

Quick Cash, Matt Wettengel, Jordan Welch, Kait Mckinney

Ethos

It’s mid-spring semester: That Christmas cash is long gone, bills are still due and spring break is on the horizon. Some major decisions lie ahead, and sorting the crumbs from the change at the bottom of the couch won’t cut it anymore. Should you eat or hit the bars? Or sacrifice both and save that money?


Innovation And Entrepreneurship A Panacea To Crisis, Emmanouil Alexander Zografakis 2015 Seoul National University

Innovation And Entrepreneurship A Panacea To Crisis, Emmanouil Alexander Zografakis

Emmanouil Alexander Zografakis EZ

The beneficial effect of innovation and entrepreneurship on crisis management can be easily highlighted taking Greek financial crisis into account. That specific crisis has paved the way to a new enterprising era, characterized by high instability, making the dream of growth potential speculation to be vanished into thin air. Thus, the process of management, planning and setting of targets is liable to come to a standstill. On that occasion, only the balancing of quality and cost can lead to manufacture that can be deemed to be “value for money”.


Volatility And Risk Management In European Electricity Futures Markets, Jim Hanly, Lucia Morales 2015 Dublin Institute of Technology

Volatility And Risk Management In European Electricity Futures Markets, Jim Hanly, Lucia Morales

Articles

This paper estimates and applies a risk management strategy for electricity spot exposures using futures hedging. We apply our approach to three of the most actively traded European electricity markets, Nordpool, APXUK and Phelix. We compare both optimal hedging strategies and the hedging effectiveness of these markets for two hedging horizons, weekly and monthly using both Variance and Value at Risk (VaR). We find significant differences in both the Optimal Hedge Ratios (OHR’s) and the hedging effectiveness of the different electricity markets. Better performance is found for the Nordpool market while the poorest performer in hedging terms is Phelix ...


Student Debt, Mindi Price, Nguyet Bui, David Derong 2015 Iowa State University

Student Debt, Mindi Price, Nguyet Bui, David Derong

Ethos

On January 25, President Barack Obama presented the world with his State of the Union address, informing Americans what his national plans and priorities would be for the next four years. And once the topic turned to college affordability, he made a statement that piqued the interest of university students and faculty. “Let me put colleges and universities on notice: If you can’t stop tuition from going up, the funding you get from taxpayers will go down,” Obama said. “Higher education can’t be a luxury – it is an economic imperative that every family in America should be able ...


Two Essays In Financial Economics, Kyle J. Putnam 2015 University of New Orleans

Two Essays In Financial Economics, Kyle J. Putnam

University of New Orleans Theses and Dissertations

The following dissertation contains two distinct empirical essays which contribute to the overall field of Financial Economics. Chapter 1, entitled “The Determinants of Dynamic Dependence: An Analysis of Commodity Futures and Equity Markets,” examines the determinants of the dynamic equity-commodity return correlations between five commodity futures sub-sectors (energy, foods and fibers, grains and oilseeds, livestock, and precious metals) and a value-weighted equity market index (S&P 500). The study utilizes the traditional DCC model, as well as three time-varying copulas: (i) the normal copula, (ii) the student’s t copula, and (iii) the rotated-gumbel copula as dependence measures. Subsequently, the ...


Is America Still Free?, Connor P. Daigle 2015 University of Rhode Island

Is America Still Free?, Connor P. Daigle

Senior Honors Projects

If we take a moment and observe our current societal landscape, we may be intrigued by what we find. If we paint a broad brush over the 21st century, we are engaged in war in the Middle East, we have allowed our politicians to purchase their seats in office, and have overcome two large economic downturns. The economic issues are the collapse of Enron, the world’s largest energy supplier, and the housing market collapse of 2008. How many know what actually created the housing bubble? How many know about Enron? How many American Citizens understand how our current ...


Cars For A Cause, Lauren Pagani 2015 University of Rhode Island

Cars For A Cause, Lauren Pagani

Senior Honors Projects

Cars for a Cause is a car show, ranging from modern European, Japanese, muscle, track-ready and a variety of other cars, which is intended to raise money for the charitable organization, The Alzheimer’s Association, which helps to find a cure for Alzheimer’s and Dementia. According to The Alzheimer’s Association, approximately 5.3 million Americans are affected by this disease making it the sixth leading cause of death in the United States. By hosting an event tied to this horrific disease that affects a large number of individuals and their families, the hope is to generate a larger ...


Corruption In Bank Lending: The Role Of Timely Loan Loss Provisioning, B ATKINS, Y DOU, Jeffrey Tee Yong NG 2015 Singapore Management University

Corruption In Bank Lending: The Role Of Timely Loan Loss Provisioning, B Atkins, Y Dou, Jeffrey Tee Yong Ng

Research Collection School Of Accountancy

Building on the recent literature on corruption in bank lending, we examine the effect of country-level timely loan loss provisioning by banks on such corruption using a unique World Bankdataset that covers more than 3,600 firms across 44 countries. We find evidence consistent with timely loan loss provisions constraining lending corruption because it increases the likelihood of problem loans being uncovered earlier. This result is robust to using the tax-deductibility of loan loss provisions as an instrumental variable. In further analysis, we find timely loan loss provisioning less associated with reduced corruption in countries with deposit insurance schemes and ...


Measuring Financial Literacy: A Comparative Study Across Two Collegiate Groups, Emma Floyd 2015 The University of Southern Mississippi

Measuring Financial Literacy: A Comparative Study Across Two Collegiate Groups, Emma Floyd

Honors Theses

This study analyzed the financial literacy of students in the College of Business versus that of students in other colleges at the University of Southern Mississippi. The purpose of this study was to examine the relationship between demographic characteristics, financial literacy, and financial experience. The financial literacy of the students was assessed using a selection of questions from the Jump$tart Coalition Survey of Personal Financial Literacy. The financial literacy of the students was determined based upon the number of questions answered correctly on the survey; however, there was no passing or failing number. Instead, each demographic group was said ...


Two Essays On The Effects Of External Pressure On Executive Compensation: Evidenced Through Political Sensitivity And Pay For Performance Disclosure, Brandy Elaine Hadley 2015 University of Tennessee - Knoxville

Two Essays On The Effects Of External Pressure On Executive Compensation: Evidenced Through Political Sensitivity And Pay For Performance Disclosure, Brandy Elaine Hadley

Doctoral Dissertations

This dissertation analyzes the impact of two external forces on executive compensation behavior. In the first chapter, the impact of political sensitivity is investigated as an external force on government contractor executive compensation. Compensation for top executives has come into the political spotlight, especially over the last decade, with many politicians publicly supporting limits on compensation. However, the impact of political scrutiny to limit compensation is debatable. This study analyzes the effect of political scrutiny on CEO compensation using a sample of Federal contractors, which represents a group of firms where politicians yield the most power. Results suggest that Federal ...


Theory And Experiments Exploring Behavioral, Financial, And Public Economics, Matthew John McMahon 2015 University of Tennessee - Knoxville

Theory And Experiments Exploring Behavioral, Financial, And Public Economics, Matthew John Mcmahon

Doctoral Dissertations

I study three questions which relate to one another only in that each explores facets of economics. First, I theoretically examine the conditions under which introducing an impure public good decreases total public provision. I introduce a central planner who can tax the private good to correct this and identify the market characteristics that typify this scenario. Second, I test the two standard competing dividend puzzle hypotheses using a laboratory experiment. Evidence from the lab, including variables unobservable in the field, reinforces empirical work supporting the outcome model over the substitute. Last, I obscure from dictators information regarding recipients' income ...


The Performance Of Institutional Investor Trades Across The Supply Chain, Dallin Max Alldredge 2015 University of Tennessee - Knoxville

The Performance Of Institutional Investor Trades Across The Supply Chain, Dallin Max Alldredge

Doctoral Dissertations

In this paper I investigate institutional ownership and trading across the supply chain. I find that institutions are more likely to own stock in a supplier firm, if they own stock in an economically linked customer firm. Institutions with stock in a pair of customer-supplier linked firms (i.e. joint owners) experience abnormal trading profits in supplier stocks. The magnitude of trading profits increases when institutions own a larger stake in the customer and when the supplier relies upon a concentrated customer base for sales revenue. Furthermore, I document that joint owner trading predicts unexpected earnings news, consistent with these ...


Accounting Information Risk And Credit Ratings, Douglas Ray Ayres 2015 University of Tennessee - Knoxville

Accounting Information Risk And Credit Ratings, Douglas Ray Ayres

Doctoral Dissertations

Using a sample of U.S. firms, this study explores whether accounting information risk has an impact upon corporate credit ratings, a long term measure of the cost of debt. Theory suggests that accounting information risk could impact shorter term measures of the cost of debt, but is unclear as to whether it will have measurable effects upon the long term cost of debt. This study employs SFAS 157 level three fair value disclosures as a proxy for accounting information risk. The findings suggest higher levels of accounting information risk negatively impact credit ratings. This is supported by both levels ...


Fintech, Financial Inclusion, And Poverty, Singapore Management University 2015 Singapore Management University

Fintech, Financial Inclusion, And Poverty, Singapore Management University

Perspectives@SMU

The mobile phone could solve the problem of the global unbanked, but it will not eradicate global poverty


P2p Lending In China, Singapore Management University 2015 Singapore Management University

P2p Lending In China, Singapore Management University

Perspectives@SMU

P2P lending platforms in China help meet unmet investment and business needs but regulation is needed


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