Life Sciences Commons^™

Developmental Patterns Underlying Variation In Form And Function Exhibited By House Gecko Toe Pads, Aaron H. Griffing, Tony Gamble, Ashmika Behere, Timothy E. Higham, Greta M. Keller, John Resener, Thomas J. Sanger

Biological Sciences Faculty Research and Publications

Adhesive toe pads have evolved numerous times over lizard evolutionary history, most notably in geckos. Despite significant variation in adult toe pad morphology across independent origins of toe pads, early developmental patterns of toe pad morphogenesis are similar among distantly related species. In these distant phylogenetic comparisons, toe pad variation is achieved during the later stages of development. We aimed to understand how toe pad variation is generated among species sharing a single evolutionary origin of toe pads (house geckos—Hemidactylus). We investigated toe pad functional variation and developmental patterns in three species of Hemidactylus, ranging from highly …

Bacillus Subtilis-Derived Peptides Disrupt Quorum Sensing And Biofilm Assembly In Multidrug-Resistant Staphylococcus Aureus, Kyle R. Leistikow, Daniel S. May, Won Se Suh, Gabriel Vargas Asensio, Adam J. Schaenzer, Cameron R. Currie, Krassimira R. Hristova

Biological Sciences Faculty Research and Publications

Multidrug-resistant Staphylococcus aureus is one of the most clinically important pathogens in the world, with infections leading to high rates of morbidity and mortality in both humans and animals. The ability of S. aureus to form biofilms protects cells from antibiotics and promotes the transfer of antibiotic resistance genes; therefore, new strategies aimed at inhibiting biofilm growth are urgently needed. Probiotic species, including Bacillus subtilis, are gaining interest as potential therapies against S. aureus for their ability to reduce S. aureus colonization and virulence. Here, we search for strains and microbially derived compounds with strong antibiofilm activity against multidrug-resistant S. …

Parametric Study Of The Effect Of Increased Magnetic Field Exposure On Microalgae Chlorella Vulgaris Growth And Bioactive Compound Production, Sharanabasaweshwara Asundi, Sanurag Rout, Simone Stephen, Sanghamitra Khandual, Sandipan Dutta, Sandeep Kumar

Mechanical & Aerospace Engineering Faculty Publications

This parametric study aimed to analyze the effects of increased magnetic field exposure (MFE) on the growth and production of the bioactive compounds of Chlorella (C.) vulgaris. With the intent of studying the effect of an increased MFE, the magnetic field typically experienced by life on Earth was amplified by an order of magnitude. In the increased-MFE environment, six treatments of C. vulgaris with two repetitions for each treatment were exposed to a magnetic field of 5 Gauss (500 µT) about each axis, which was generated in a state-of-the-art Helmholtz cage. The treatments and the control were characterized by the …

Invasion Of Superbugs: Cockroach-Driven Outbreak Of Multidrug-Resistant Enterobacter In An Icu, Jennifer Hanrahan, Nicholas Schouten, Steven H. Fyffe, Annette Jencson, Stephanie Stroever

Department of Medicine Faculty Publications

Objective: To describe factors in an outbreak of multidrug-resistant Enterobacter cloacae (MRE) in an intensive care unit (ICU) over a 20-month period including the likely contribution of cockroaches to the outbreak.

Design: This is a retrospective descriptive study.

Setting: ICU in an urban hospital.

Patients: All patients admitted to the ICU during the 20-month outbreak period were included in the study.

Interventions: Infection prevention interventions included contact isolation, hand hygiene, dedicated patient equipment, environmental cultures, and pest control.

Results: 25 patients were identified as being colonized or infected with MRE. Relatedness of the outbreak strain and strains found in cockroaches …

Antiangiogenic Therapy Combined With Immune Checkpoint Blockade In Urothelial Cancer: Systematic Review And Meta-Analysis, Mohammad Jad Moussa, Iuliia Kovalenko, Emanuele Crupi, Ekaterina Proskuriakova, Yimin Geng, Giuseppe Fallara, Raed Benkhadra, Daniele Raggi, Matthew T. Campbell, Pavlos Msaouel, Omar Alhalabi

Department of Medicine Faculty Publications

Background: Antiangiogenic therapy had been tested in urothelial cancer (UC) without reaching the clinic.

Objective: We provide a systematic review and meta-analysis of trials to assess efficacy of immune checkpoint inhibitors (ICI) combined with antiangiogenic agents in UC.

Methods: Following PRISMA guidelines, we searched for trials with at least one arm of patients with UC treated with ICI plus antiangiogenics. Data were analyzed with the "meta" package from R using a one-staged frequentist meta-analysis.

Results: After screening 13,708 titles and abstracts, 9 studies were selected for analysis with 14 identified cohorts comprising 621 patients: 448 were ICI-naïve (ICI-N) and 173 …

Technological Advancements In Brunei’S Local Agriculture And Fisheries Companies: An Exploratory Study Based On Field Observations, Muhammad Firdaus Mujibuddin Syah Mustafa, Navaranjan Namasivayam, Hong Shyang Pei, Fatnin Farhanah Alihan, Amni Sahilah Sahrullamzah, Khairina Umairah Takiyaudin

ASEAN Journal on Science and Technology for Development

This exploratory study, through seven field observations and interviews, investigates the technological advancements transforming Brunei's agricultural landscape in pursuit of local production augmentation and self-sufficiency. It confronts challenges with emerging technologies like aquaponics, hydroponics, fertigation systems, closed-house poultry systems, and UV lighting, which hold promise for enhanced farming practices. The research provides a comprehensive assessment of current practices, including livestock management advancements, underscoring their potential to boost productivity, optimize resource use, and promote sustainable agriculture. Furthermore, it discusses the broader implications for industry standards, job employability, and alignment with Brunei's Vision 2035. The findings contribute invaluable insights, advocating for strategic …

Exploring The Impact Of Vented Packaging Configurations On Airflow Patterns And Cooling Consistency For Muskmelons In A Cold Storage Environment, Nur Wafidah Roslan, Namasivayam Navaranjan, Zohrah Sulaiman, Naseem Uddin

ASEAN Journal on Science and Technology for Development

The cooling effect of different vented packaging designs was investigated for packed muskmelons fruits in a commercial cold storage condition. Computational fluid dynamics (CFD) simulation and experiments were used. The airflow pattern, heat transfer and temperature profiles were predicted from simulation and analysed. The CFD results reveal an uneven and low efficient airflow distribution inside a commercially used vented packaging (Box A). This resulted slow cooling of the fruits in Box A. Two newly designed packaging (Box B and Box C) showed better airflow distribution around the fruits and cooled them faster than Box A. The design of Box C …

Physicochemical Characterization Of Edible Insect Oils: Insights Into Fatty Acid Composition, Thermal Behavior And Quality Parameters, Eng-Tong Phuah, Yee-Ying Lee, Teck-Kim Tang, Guanghui Li, Shyang-Pei Hong, Syazana Abdullah Lim

ASEAN Journal on Science and Technology for Development

Edible insects are emerging as a sustainable food source due to their high nutritional value. This study employed the three-phase partitioning (TPP) method to extract oils from sago worm (Rhynchophorus ferrugineus), superworm (Zophobas morio), and cricket (Acheta domesticus). The study evaluated and compared the physicochemical properties of these insect oils, including iodine value (IV), peroxide value (PV), p-anisidine value (p-AV), acid value (AV), refractive index (RI), thermal behavior, and fatty acid compositions. Results revealed that the sago worm exhibited the highest oil yield (47.8 ± 2.2%) compared to the superworm (23.8 ± 1.4%) and cricket (6.4 ± 0.6%). Cricket oil …

Recent Advance In Biodegradable Packaging From Banana Plant Feedstock: A Comprehensive Review, M. Atiq Juani, Namasivayam Navaranjan

ASEAN Journal on Science and Technology for Development

This review focuses on recent advances in biodegradable packaging derived from banana plant waste, highlighting its pivotal role in addressing environmental concerns linked to conventional packaging materials. The shift toward sustainable packaging stems from the urgent need to combat plastic pollution, reduce reliance on non-renewable resources, and foster sustainability in the food industry. Banana plants, known for generating significant organic waste during cultivation and processing, provide a valuable source for developing biodegradable packaging. Researchers have successfully transformed banana waste into innovative, recyclable, and eco-friendly packaging solutions, promoting a circular economy. Biodegradable packaging, in contrast to traditional materials derived from fossil …

Evaluation Of Physicochemical Properties Of Chicken Sausages Containing Whey Protein Isolate And Guar Gum, Nur Hamizah Hamid, Namasivayam Navaranjan

ASEAN Journal on Science and Technology for Development

The present work aims to evaluate the physicochemical properties and proximate composition of adding whey protein isolate (WPI) and guar gum (GG) as emulsion gels in chicken sausages formulated with different fat percentages. The fat reduction resulted in products having lower moisture content (p

The Effect Of Biochar From Plant Materials On Agricultural Acid Sulfate Soil: A Laboratory Incubation, Syazwan Sulaiman, Namasivayam Navaranjan, Guillermo Hernandez-Ramirez, Zohrah Sulaiman, Kathereen Liew

ASEAN Journal on Science and Technology for Development

The scarcity of suitable arable land has led to the development of acid sulfate soil for cultivation. The major problems of acid sulfate soil are the inherent low pH and available phosphorus (P) as well as the mobilization of toxic elements such as aluminium (Al) and iron (Fe), rendering the soil unfavourable for crop production. The present work aimed to evaluate the effect of biochar from plant materials on the selected parameters of acid sulfate soil in a laboratory incubation, with unamended control and dolomite treatment soils for comparison. The application of biochar significantly increased (P < 0.05) soil pH by 0.4-0.6 units as well as the soil available P by 13.1 mg kg-1 relative to the control. The soil exchangeable Al was significantly reduced (by 2.4 cmol kg-1 when compared with the control treatment. The dolomite treatment was superior relative to biochar application in increasing soil pH and decreasing Al. The dolomite application, however, was inferior to biochar treatment in increasing soil available P. Moreover, no favourable change was observed in available Fe with the applications of either biochar or lime. These results indicated that biochar has the potential for the amelioration of acid sulfate soil, especially in increasing available P. Further studies should explore the effectiveness of biochar and lime co-application in altering a wider range of soil chemical parameters to inform management options of acid sulfate soil for cultivation.

Unlocking Antioxidant Potential: Comparative Analysis Of Sembada 188 And Keladi Rice As Functional Ingredients In Novel Food Production, Mas Munira Rambli, Natasha Azamain, Eng-Tong Phuah

ASEAN Journal on Science and Technology for Development

Rice (Oryza sativa L.) is an essential crop that is a dietary staple for more than half of the world's population. There is currently a movement in consumer behaviour toward healthier food consumption, which is fuelling interest in functional diets like coloured rice. Sembada 188 and Keladi rice are underutilised in Brunei Darussalam and are expected to have functional qualities. A comparison of antioxidant properties between Sembada 188 and Keladi rice was performed in this study. This research produced puffed rice treats prepared by steaming rice, washing, drying for 6-8 hours at 60℃, deep frying for 25 seconds at 180℃, …

Preliminary Study On The Effects Of Vinegar As Pre- Treatment For The Oven-Drying Of Pacific Yellowtail Emperor (Lethrinus Atkinsoni) Fillets, Nurisa A. Suhaili, Rafael S. Jamih, Normina A. Abubakar, Jaro O. Ajik, Merilyn Q. Amlani

ASEAN Journal on Science and Technology for Development

This study aimed to assess the impact of various vinegar compositions used as pre-treatment for Pacific Yellowtail Emperor (PYE) fillets during the oven-drying process, with a focus on moisture content and optimal drying conditions. Two types of commercially available vinegar, Superior Vinegar and Datu Puti Vinegar, were compared, and different drying temperatures were evaluated. The investigation revealed that the drying temperature significantly influenced the moisture content of the dried PYE fillets. Among the tested temperatures (40°C, 60°C, and 80°C), the most favorable outcome in terms of moisture content was achieved when fillets were dried at 80°C for a duration of …

Application Of Three Of Selected Medicinal Plant Extracts In Brunei Darussalam To Improve Shelf Life Of Poultry Product, Hazirah Abd Hamid, Namasivayam Navaranjan, Zohrah Sulaiman, Aida Maryam Binti Hj Basri

ASEAN Journal on Science and Technology for Development

Abstract. Bioactive compounds from plant derived in food application become increasingly in demand due to natural and nutritionally safe products. Due to some issues concerning food safety on the excessive use of synthetic preservatives; the present study aims to investigate the natural alternatives to synthetic antimicrobial food additives. The chicken meat’s shelf life was studied by adopting bio-based antimicrobial agents using three of selected native medicinal plants; P. betle, A. catechu, and A. tricolor, against common foodborne pathogens; E. coli, P. aeruginosa, S. aureus, and Salmonella spp. The overall results revealed that, all study extracts possessed antioxidant properties by DPPH …

Prevalence Of Resistant Escherichia Coli Isolated From Local Meats Sold In Tema Metropolis, Ghana, Frederick Adzitey, Innocent Allan Anachinaba, Charles Addo-Quaye Brown, Nurul Huda, Masmuniri Rambli

ASEAN Journal on Science and Technology for Development

Contamination of meat by Escherichia coli (E. coli) can take its source from the live animal or by cross contamination. The study determined the prevalence of resistance of E. coli isolated from locally produced meats in the Tema Metropolis. Beef (n=200), chicken (n=200) and pork (n=200) were randomly selected and evaluated for the presence of E. coli using the procedure in the Bacteriological Analytical Manual of USA-FDA. The disc diffusion method was used for antibiotic susceptibility test of E. coli (n=55) isolates. Locally produced beef (67%), chicken (41%) and pork (23%) were contaminated by E. coli. Escherichia coli isolates were …

Byproducts Of Tropical Marine Processing As A Candidate For Industrial Food Ingredients: An Appraisal On Macro And Micronutrients, Abdul Aziz Jaziri, Hajariah Hasanuddin, Rossita Shapawi, Ruzaidi Azli Mohd Mokhtar, Wan Norhana Md. Noordin, Masmunira Rambli, Nurul Huda

ASEAN Journal on Science and Technology for Development

Tropical marine fish is a main raw material for surimi processing plants, including golden threadfin bream (Nemipterus virgatus Houttuyn, 1782) and swallowtail dwarf monocle bream (Parascolopsis eriomma Jordan & Richardson, 1909). After processing, more than 60% of fish are considered as byproducts (i.e., head, viscera, skin, bones, fins and scale), and tend to discard due to poor-utilization. Hence, this paper aims to evaluate macro- and micro-nutrients derived from golden threadfin bream (GTB) and swallowtail dwarf monocle bream (SDMB). The higher content of protein (25.31 ± 0.81%) was observed in the skin part of GTB, followed by the flesh (21.26 ± …

Antioxidant And Antimicrobial Properties Of Yellow Mealworm (Tenebrio Molitor) Protein Concentrates And Hydrolysates Derived From Varied Dietary Regimens, Shyang-Pei Hong, Eng-Tong Phuah, Wey-Lim Wong, Yee-Ying Lee, Teck-Kim Tang, Ali Yassoralipour

ASEAN Journal on Science and Technology for Development

The larval stage of the darkling beetle, Tenebrio molitor, often referred to as the yellow mealworm, has received significant attention as a promising source of high-quality protein for human consumption due to its exceptional nutritional profile. This study focused on assessing the antioxidant and antimicrobial activities of protein concentrates and hydrolysates obtained from mealworm specimens raised under distinct dietary conditions. One cohort of mealworms was sustained on food waste comprising rice bran, milled corn, and carrots (self-bred) (SM), while another group was exclusively provided with rice bran (commercially fed) (CM). Enzymatic hydrolysis of mealworm protein was accomplished using protease enzymes …

Release Behavior Of Butterfly Pea Anthocyanins From Sago Starch Micro-Composite Films Under Food Stimulants, Afiqah Nabihah Ahmad, Eng Tong Phuah, Namasivayam Navaranjan, Syazana Abdullah Lim

ASEAN Journal on Science and Technology for Development

This study investigates the release behaviour of Butterfly Pea (BP) anthocyanins from Sago starch micro-composite (SMC) films in the presence of food stimulants. To comprehensively describe the release profiles of BP from SMC, six well-established kinetic release models were employed which includes Korsmeyer-Peppas, zero-order, first-order, second-order, Higuchi, and Hixson-Crowell models. These models played a crucial role in examining how the release fraction changes over time, facilitating a comprehensive understanding of the release kinetics of BP anthocyanins. Our data analysis revealed a strong conformity with the Korsmeyer-Peppas model, suggesting its applicability in describing the release of BP anthocyanins from SMC. The …

Assessment Of Novel Plant-Based Fat Efficiency In Comminuted Chicken Meat System, Salma Mohamad Yusop, Shu Jo Lin, Nurkhuzaiah Kamaruzaman, Nurlisa Mohd Azhari

ASEAN Journal on Science and Technology for Development

The composition of fats and oils significantly impacts the flavour, nutrition, and appearance of food. Excessive consumption of saturated fatty acids, primarily found in animal fats, raises the risk of coronary heart disease. To address this, plant-based fats are used as substitutes, with microalgae offering unique nutritional benefits as a fat source. This study evaluates the performance of structured plant-based fats, incorporating microalgae (Aurantiochytrium sp. SW1), as a fat substitute in chicken patties. Four formulations were tested: 0% (control), 5%, 7%, and 10% structured microalgae-based fat. Colour, texture, water-holding capacity, cooking loss, and microstructure in both raw and cooked samples …

Non-Invasive Digital Refractometer To Measure Maturation Of Climacteric Fruits, Jhoorhanah A. Halim, Denni Kurniawan, Dina S. Laila, Allysa Norjemee, Nuur A. L. Nesseruddin, Asrarul A. Noraidi, Beston F. Nore

ASEAN Journal on Science and Technology for Development

Sugar content is a superior quality indicator for the post-harvesting and ripening status of climacteric fruits. Total soluble solids (TSS) represented by °Brix index is a measure of the sugar content. The conventional way to measure TSS is by invasive (IN) technique using manual or digital refractometers. While non-invasive (NIN) infrared refractometer devices have been developed in recent years for various agricultural and food science applications, its accuracy to measure fruit TSS directly is not straightforward, as the device is only dedicated to uses for a specific fruit. This study aims to investigate the suitability of the use of a …

Formulation Of Naturally Flavoured Mineral Water With Curcuma Longa, Zumirra Affno, Aida M. Basri, Beston F. Nore

ASEAN Journal on Science and Technology for Development

Natural, organic flavoured beverages have become an increasingly important market in the food industry due to flavour and sensory requirements among consumers. Throughout human history, herbs and spices provide a spectrum of natural food flavouring, which became an eminent component of food preparations worldwide. However, their applications in beverages have not been fully exploited. The main objective of this study is to develop flavoured water formulation based on organic turmeric extracts from flower, leaf, and rhizome parts. We adhered the natural mineral water flavouring integrity at refrigerated storage condition (4oC) for a period of 12 weeks. The flavoured water was …

Development Of Halalan Tayyiban Plant-Based Cheese Formulations, Hasna B. Mazalana, Mas M. Rambli, Syazana A. Lim, Beston F. Nore

ASEAN Journal on Science and Technology for Development

The worldwide cheese production is dominated by animal milk sources with various industrial procedures, including animal rennet. There is a need to diversify the animal-based dairy products into plant-based one, not only to nurture the halalan tayyiban concept for Muslims, but also to accommodate the dietary restriction of some consumers. The objective of this work is to formulate a cheese type derived from plant-based milk with permissible ingredients to create a product for Muslim and non-Muslim consumers. In this study, we explored the use of conventional and non-conventional cheese-making procedures. A total of four experimental formulations (EF1-4) combinations were conducted …

Food Labelling Practices Of Local Products In Brunei Darussalam, Asrarul A. Noraidi, Zikri Zulkifli, Aida M. Basri, Ernina Rani, Beston F. Nore

ASEAN Journal on Science and Technology for Development

Food labelling is an essential feature for food product marketing and is mainly regulated by national food authority. Food package labelling provides information on product composition, usage instructions, shelf-life safety, storage conditions, and nutritional profile. The purpose of this study is to review the scope of the current food labelling system used in local food products. We surveyed 3 different food categories: 1) processed meat products, 2) bread, and 3) snacks, and examined the nutritional labelling criteria with respect to the carbohydrates, protein, and particularly sodium (salt) content. A broad market survey was carried out across Brunei and Muara district, …

Nanocellulose Synthesized From Sugarcane Bagasse (S. Officinarum) Via Alkaline-Mechanical Process And Its Characterization, Wafiqah Daim, Hiroshi Uyama, Syazana Abdullah Lim

ASEAN Journal on Science and Technology for Development

Nanocellulose is one of many promising materials that have garnered the attention of researchers and industries. In this study, sugarcane bagasse (S. officinarum) was used to synthesize cellulose nanofiber (SB-CNF) via an alkaline-mechanical process. A comprehensive characterization of SB-CNF was conducted to explore its morphology via scanning electron microscopy (SEM) and dynamic force microscopy (DFM), assess its functional groups using Fourier transform infrared spectroscopy (FT-IR), analyze its thermal properties through thermogravimetric analysis (TGA), and lastly, evaluate light absorbance and transmittance using a UV-VIS spectrophotometer. Our findings revealed that SB-CNF resulted in a highly intertwined nanofiber structure within a nano-scale dimension. …

Protein Content Analysis On Brunei Delicacies: Kelupis Sulang And Sulang Fruit, Siti Nadia Saifullzan, Jhoorhanah A. Halim, Mas M. Rambli, Aida M. Basri

ASEAN Journal on Science and Technology for Development

Traditional Bruneian delicacy which are often reserved for special occasions; called the kelupis Sulang made from glutinous rice, coconut milk, and the flesh of the Brunei Sulang fruit’s protein content were studied. The protein content of both kelupis and the sulang fruit were examined using both qualitative and protein concentration analyses. The analysis was performed using the Xanthoproteic test, Ninhydrin test, Sulphur Reduction test, and the Biuret test. The readings were obtained from the UV-Visible Spectrophotometry and revealed an average protein concentration of 21 mg/ml in aqueous extracts of kelupis sulang and 26.8 mg/ml in aqueous suspension of kelupis sulang …

Nutritional Quality Of Cultured Giant Freshwater Prawns (Macrobrachium Rosenbergii), Nurul F.M.S. Rizal, Najeebah A. Tashim, Zuhairi Azahari, Aida M. Basri, Tiong H. Lim, Aqilah Junaidi, Suriayati Chuprat, Seno A. Putra, Hanif Fakhrurroja

ASEAN Journal on Science and Technology for Development

Macrobrachium rosenbergii, or the giant freshwater prawn has high market demand due to its exceptional nutritional value for the human diet. Often, most nutritional studies focus on the edible prawn parts, rather than the prawn discarded components. The nutritional evaluation of different prawn parts can provide insights into the nutrient composition and guiding for the development of value-added products. Three groups of prawn samples were collected from 3 different ponds, representing different prawn sizes. The water quality analysis of each pond was also conducted to determine the extent to which it can affect the nutritional composition. The conventional and biochemical …

Rice Farmer’S Perception And Factors Influencing Intention And Attitude On Adoption Of Hybrid Rice, Ahmad Mas'oud Muhd Halimi, Ulaganathan Subramanian

ASEAN Journal on Science and Technology for Development

Rice is considered the staple food of Brunei Darussalam, where most rice is imported from different countries. This poses a risk regarding food security wherein an unwanted event of restricted rice importation, Brunei, may experience difficulties. Hybrid rice cultivation is one of Brunei's best food security options. We studied the farmers' attitudes towards mixed rice farming in Brunei. We divided the farmers into two groups for the purpose of our study. Agriculture cooperative members and non-members. For attitude, perceived ease of use positively impacts attitude significantly for member rice farmers, while perceived usefulness positively impacts attitude for non-member rice farmers. …

Smes’ Perspectives On The Benefits And Challenges Of Halal Certificate Application In Brunei Darussalam, Kamariah Ismail, Syahnur Farhana Haji Shahlehi, Vivi Nabilah Shaya

ASEAN Journal on Science and Technology for Development

The knowledge and research on SMEs and Halal-related studies in Brunei Darussalam are scant. Guided by the principles of Resource-Based View theory, this qualitative study aims to identify the benefits and challenges of Halal certificate application from the perspectives of Bruneian Halal food SMEs, as they obtain the Brunei’s Halal certificate and label. Based on the purposive and snowball sampling, four semi-structured interviews were conducted with business owners and managers in the Halal food industry. Government officials were also in-terviewed to enhance the findings. Thematic analysis, supplemented by secondary data, was employed for a comprehensive understanding. Four themes emerged, covering …

A Gold Mine: The Importance Of Information And Communication Technology (Ict) On Bank Liquidity In Asia And The Pacific, Sarmila Udin, Imbarine Bujang, Nancy Chiuh Noemi

ASEAN Journal on Science and Technology for Development

Financial systems are the entities in charge of promoting, growing, and enhancing economic growth and development. To be viable in the market, financial institutions must maintain enough liquid assets to meet any unforeseen demand from customers at any time needed. Currently, banks are pursuing cutting-edge technologies to survive and thrive in an ever-changing market environment. This paper aims to examine the relationship between information and communication technology (ICT), macroeconomics and bank liquidity risk in Asia and the Pacific. The research took place between 2012 and 2018 and the nations were chosen based on data availability; as a result, the sample …

Interest Rate Mismatches In Indian Banking: Causes, Strategies, And Implications, Baba Gnanakumar P, M.K. Baby, Ulaganathan Subramanian

ASEAN Journal on Science and Technology for Development

Despite the global trend of rising interest rates, India's Reserve Bank (RBI) has adopted a unique approach, emphasizing a rate pause and a solid anti-inflation stance. This unconventional strategy has sometimes led to periods of credit expansion, even during monetary tightening measures implemented by the RBI. One significant consequence of these policies is the widening gap between deposit and lending rates within the Indian banking sector. This research study aims to comprehensively analyze the implications of interest rate mismatches among Indian banks in this context. Specifically, the investigation focuses on the challenges posed by deposit and lending rate mismatches and …