Technology and Innovation Commons^™

The Intention To Use Mobile Banking As A Financial Technology Service Among Islamic Bank Users, Ratna Juwita, Adam Darma Kusumah, Tiara Syahrani Aqila, Hanan Tsabitah, Muhammad Farhan Syauqi

The Indonesian Capital Market Review

The development of Financial Technology (FinTech) in Islamic banks has not brought increasing us- ers. Therefore, it is necessary to determine which factors influence intention to use FinTech from the demand side or the customers’ side. For this study, we chose mobile banking as our research object, considering that the largest digital transactions in Islamic banks come from mobile banking. Mobile banking also provides banks various benefits to banks such as increased long-term profitability, cus- tomer loyalty, and financial inclusion. The objective of this study is to observe the determinant factor by using the theory of planned behavior (TPB) and …

Digital Energy Platforms Considering Digital Privacy And Security By Design Principles, Umit Cali, Marthe Fogstad Dynge, Ahmed Idries, Sambeet Mishra, Ivanko Dmytro, Naser Hashemipour, Murat Kuzlu, Aleksandra Mileva (Ed.), Steffen Wendzel (Ed.), Virginia Franqueira (Ed.)

Engineering Technology Faculty Publications

The power system and markets have become increasingly complex, along with efforts to digitalize the energy sector. Accessing flexibility services, in particular, through digital energy platforms, has enabled communication between multiple entities within the energy system and streamlined flexibility market operations. However, digitalizing these vast and complex systems introduces new cybersecurity and privacy concerns, which must be properly addressed during the design of the digital energy platform ecosystems. More specifically, both privacy and cybersecurity measures should be embedded into all phases of the platform design and operation, based on the privacy and security by design principles. In this study, these …

It's All Personal - A Study On Consumer Attitudes Towards Data Collection And Usage, Publishers Clearing House, Tiffany Johnson, Daniela Molta, Evan Shapiro

Media Studies - Open-Access Faculty Scholarship

No abstract provided.

Factors Driving Enterprise Adoption Of Blockchain Technology, Matthew C. Foster

Theses and Dissertations

Amidst the rapidly evolving advancement of blockchain technology (BT), enterprises face notable challenges in leveraging its transformative potential, starting with a need to understand the technology and how it can be used for particular applications. Two challenges are that many BT trials have not been successful and large-scale implementations that have led to continued use are scarce. This research provides a comprehensive examination of factors that drive the successful adoption of BT for enterprise use cases. A dual-phased approach was employed. First, I introduce a taxonomy matrix correlating BT design characteristics with use case characteristics, offering a framework for BT …

Short-Term Prediction Of Icu Admission For Covid-19 Inpatients, Yoon Sang Lee, Riyaz T. Sikora

Journal of International Technology and Information Management

Since the COVID-19 outbreak, many hospitals suffered from a surge of some high-risk inpatients needing to be admitted to the ICU. In this study, we propose a method

predicting the likelihood of COVID-19 inpatients’ admission to the ICU within a time frame of 12 hours. Four steps, the Bayesian Ridge Regression-based missing value imputation, the synthesis of training samples by the combination of two rows (the first and another row) of each patient, customized oversampling, and XGBoost classifier, are used for the proposed method. In the experiment, the AUC-ROC and F-score of our method is compared with those of other …

Learning Outcomes And Learner Satisfaction: The Mediating Roles Of Self-Regulated Learning And Dialogues, Sean Eom, Nicholas Jeremy Ashill

Journal of International Technology and Information Management

The interdependent learning process is regarded as a crucial part of e-learning success, but it has been largely ignored in e-learning empirical research. Grounded in constructivist and social constructivist theory, we present and test an e-learning success model consisting of eight e-learning critical success factors (CSF) derived from constructivist and social constructivist models. Three hundred seventy-two on-line students from a Midwestern university in the United States participated in the survey. The data collected from the survey was used to examine the partial least squares structural equation model. The results highlight the importance of self-regulated learning and dialogical processes to explain …

Acceptance Of Interoperable Electronic Health Record (Ehrs) Systems: A Tanzanian E-Health Perspective, Emmanuel Mbwambo, Herman Mandari

Journal of International Technology and Information Management

The study assessed factors that influence the acceptance of interoperable electronic Health Records (EHRs) Systems in Tanzania Public Hospitals. The study applied a hybrid model that combined the Technology Acceptance Model (TAM) and Technology-Organization-Environment (TOE). Snowball sampling technique was applied and a total of 340 questionnaires were distributed to selected clinics, polyclinics and hospitals, of which 261 (77%) received questionnaires were considered to be valid and reliable for subsequent data analysis. IBM SPSS software version 27.0 was employed for data analysis. Findings indicated that relative advantage, compatibility, management support, organizational competency, training and education, perceived ease of use, perceived usefulness, …

Analysis Of The Impact Of Vaccinations On Pandemic Metrics In The New York Metropolitan Area, Oredola A. Soluade, Heechang Shin, Robert Richardson

Journal of International Technology and Information Management

This study evaluates the relationship between pandemic cases and vaccination usage, ICU bed utilization, hospitalizations, and deaths in the New York City metropolitan area. The study includes variables for the lockdown period and confirmed infections. The evaluation addresses three periods: (1) before vaccinations, (2) after vaccinations, and (3) the lockdown period. In addition, the number of vaccines per day for the manufacturers (Pfizer, Moderna, and Johnson & Johnson) are included in the study. Comparisons with New Jersey and Connecticut are used to validate that New York statistics are consistent with other states. The results provide a general model of the …

นวัตกรรมเทคโนโลยีทางการเงินด้วยหุ่นยนต์ดิจิทัลจากการคำนวณการรับรู้สำหรับนักลงทุนบุคคลในตลาดสัญญาซื้อขายล่วงหน้าประเทศไทย, กิตินุ ม่วยเท้ง

Chulalongkorn University Theses and Dissertations (Chula ETD)

วิทยานิพนธ์ ฉบับนี้มีวัตถุประสงค์หลักเพื่อศึกษาและพัฒนานวัตกรรมเทคโนโลยีทางการเงินด้วยหุ่นยนต์ดิจิทัลจากการคำนวณการรับรู้สำหรับนักลงทุนบุคคลในตลาดสัญญาซื้อขายล่วงหน้าประเทศไทยโดยแบ่งงานวิจัยการศึกษาและพัฒนาออกเป็น 3 ส่วน ได้แก่ 1. การศึกษาปัจจัยที่มีอิทธิพลต่อความต้องการและการยอมรับการใช้งานหุ่นยนต์ดิจิทัลของนักลงทุน การศึกษาครั้งนี้ เป็นการวิจัยแบบผสานวิธีโดยการศึกษาเชิงคุณภาพจากการสัมภาษณ์ผู้เชี่ยวชาญ ผู้ทรงคุณวุฒิในองค์กรที่ทำงานเกี่ยวข้องด้านเทคโนโลยีการเงินและวิเคราะห์ข้อมูลด้วยการวิเคราะห์เนื้อหา จำนวนทั้งสิ้น 400 ตัวอย่าง โดยใช้แบบสอบถามทางอิเลคทรอนิคส์ การวิเคราะห์ข้อมูลใช้โปรแกรมสำเร็จรูปทางสถิติ ผลการศึกษาในคร้ังนี้พบว่ากลุ่มตัวอย่างเห็นด้วยว่าทัศนคติและความง่ายในการใช้งานมีอิทธิผลต่อความตั้งใจที่จะใช้เทคโนโลยีหุ่นยนต์ดิจิทัลช่วยในการลงทุนอย่างมีนัยสำคัญ 2. การพัฒนาโมเดลการลงทุนของหุ่นยนต์ดิจิทัลที่มีความสามารถทำกำไร ผลการทดลองพบว่า กลยุทธ์การลงทุนของสัญญาซื้อขายล่วงหน้าดัชนี SET50 แบบตรรกศาสตร์คลุมเครือ (Fuzzy logic) มีอัตราส่วนกำไรต่อผลขาดทุนสูงสุด (Total profit/Maximum Drawdown) สูงกว่ากลยุทธ์ซื้อและถือยาว (Buy and Hold) ,กลยุทธ์ขายชอร์ตและถือยาว (Short and Hold), กลยุทธ์ตามแนวโน้ม (Trend following) และกลยุทธ์กลับสู่ค่าเฉลี่ย (Mean reversal) และมีความแตกต่างทางสถิติของผลกำไรรวมอย่างมีนัยสำคัญ และหุ่นยนต์เทรดอัตโนมัติแบบตรรกศาสตร์คลุมเครือ (Fuzzy logic) ของสัญญาซื้อขายล่วงหน้าดัชนี SET50 มีอัตราส่วนกำไรต่อความเสี่ยงสูงสุด (Total profit/Maximum Drawdown) สูงกว่าสัญญาซื้อขายล่วงหน้าดัชนี NASDAQ100 และสัญญาซื้อขายล่วงหน้าดัชนี S&P500 ตามลำดับ โดยสมมุติฐานจากการไม่มีประสิทธิภาพของตลาดของสัญญาซื้อขายล่วงหน้าดัชนี SET50 มากกว่าสัญญาซื้อขายล่วงหน้าดัชนี NASDAQ100 และสัญญาซื้อขายล่วงหน้าดัชนี S&P500 ตามลำดับ 3. การศึกษาการยอมรับเทคโนโลยีและความเป็นไปได้ในการใช้ประโยชน์ทางธุรกิจของนวัตกรรมผลิตภัณฑ์ของหุ่นยนต์ดิจิทัล ด้วยการสัมภาษณ์เชิงลึก จำนวน 5 บริษัทหลักทรัพย์ ผลการศึกษาพบว่า การยอมรับเทคโนโลยีการใช้หุ่นยนต์เทรดอัตโนมัติของธุรกิจหลักทรัพย์มีโมเดลรายได้ 3 รูปแบบ ได้แก่ รูปแบบการเรียกเก็บค่าคอมมิชชั่น (Commission Model), รูปแบบการแบ่งบันกำไร (Profit Sharing Model) และรูปแบบการสมัครค่าสมาชิก (Subscription Modelและนำไปใช้ประโยชน์เชิงพาณิชย์ด้วยโมเดลธุรกิจแบบ Freemium กับบริษัทหลักทรัพย์ของประเทศไทยที่มีความเป็นไปได้เชิงการตลาด (Market Feasibility) เชิงการบริหาร (Operational Feasibility) และเชิงการเงิน (Financial Feasibility)

Development Of Sensing And Programming Activities For Engineering Technology Pathways Using A Virtual Arduino Simulation Platform, Murat Kuzlu, Vukica Jovanovic, Otilia Popescu, Salih Sarp

Engineering Technology Faculty Publications

The Arduino platform has long been an efficient tool in teaching electrical engineering technology, electrical engineering, and computer science concepts in schools and universities and introducing new learners to programming and microcontrollers. Numerous Arduino projects are widely available through the open-source community, and they can help students to have hands-on experience in building circuits and programming electronics with a wide variety of topics that can make learning electrical prototyping fun. The educational fields of electrical engineering and electrical engineering technology need continuous updating to keep up with the continuous evolution of the computer system. Although the traditional Arduino platform has …

Information, Communication, And Technology In Developing Countries: The Impediment To Nigeria Economic Growth, Fatima Ali Muhammed

Dissertations and Theses

Technological revolution has shifted the world to a post-industrial society as information communication and technology (ICT) govern the centrality of human interaction. ICT has become widely influential at all levels of life, especially socially and economically.

In the 21st century, innovative technologies have become a crucial element of accelerating all factors of production to deliver rapid and effective results in every sector of the economy. The Internet, as a component of ICT, has become the global computing network that facilitates the access, analysis and dissemination of infinite information rapidly using advanced technology.

Policy makers, researchers, business leaders, academics are all …

Playing To Win: The Effects Of Implementing Gamification Strategies In Product Marketing, Sabrina Stone

CMC Senior Theses

Let’s play a game. What effect do you think video games have on twenty-first-century marketing? In this age defined by its nature of digitality, capturing the attention of consumers is an arduous competition. Through market segmentation, research, and the observable variables of consumer behavior, product marketing has turned to video games as a solution to appeal to younger demographics. Gamification is an increasingly applied product marketing strategy employed to increase favorable metrics. Of those key performance indicators (KPIs), boosted measures such as click-through rates, impressions, and engagement rates suggest that gamification is a strategic opportunity to persuade consumers to take …

Blockchain Securities Issues: Decentralized Identity System With Key Management Perspective, Olalekan O. Adaramola

College of Graduate Studies: Theses & Dissertations

Blockchain was created many years ago to solve the problems of data transfer Integrity, several years later the issues persist. Blockchain securities are one of the most important considerations to be investigated, and data integrity is about ensuring the accuracy and validity of messages such that when they are read, they are the same as when they were first written. It is of the opinion that passing information across from one person to another cannot be the same as it was first said at the onset. Our work investigated Blockchain security issues, studying Integrity emanating from transactions across the blocks …

Disparities In Mental Health Technology Among African Americans: Breaking Cultural Inclusion Barriers, Nyoki Cosey-Brown

DSW Capstone Projects

Mental health technology is a healthcare delivery model of the future. The engagement in virtual healthcare was intensified when traditional healthcare methods were inaccessible during the federal restrictions implemented due to the COVID-19 pandemic. Utilizing digital apparatuses for healthcare improved the convenience, efficiency, and accessibility of various mental health services that were inoperable in past healthcare models. However, the historical constructs of stigma, discrimination, inequity, exclusion, and structural racism in mental healthcare were prevalent problems that remained present in virtual mental health platforms concerning the experiences of African-American patients and professionals who utilized the spaces.

This research explored mental health …

Technology As A Change Agent For Social Work Supervision, Hermaya Onunwor

DSW Capstone Projects

The COVID-19 pandemic has had a critical impact on the social work profession, with social workers relying heavily on technology to deliver services. There have been concerns about the effectiveness of these evolved practices, and practitioners are questioning whether they are acceptable as emergency orders caused by the pandemic begin to lapse. To address these concerns, a systematic literature review was conducted to synthesize scholarly literature on the effectiveness of telesupervision in social work practice. This capstone project aims to provide valuable insights into the effectiveness of telesupervision in social work practice

When evaluating the training and development of social …

Empowering Elderpreneurs Scommerce For Genx Consignment Store Owners In West Virginia, Joyita Sarkar

Graduate Theses, Dissertations, and Problem Reports (ETD)

In an ever-evolving digital landscape, this research explores Generation X (GenX) consignment store owners in West Virginia and the transformative power of Social commerce (sCommerce). Despite the ubiquity of Social media platforms, little attention has been given to the impact of sCommerce on the consignment store industry. Drawing from the Technology Acceptance Model (TAM) and the Diffusion of Innovation Theory (DIT), this study examines the factors influencing sCommerce adoption decisions for GenX consignment store owners.

Through qualitative research, this study uncovers untold stories within this entrepreneurial landscape. Purposeful sampling of 11 women and 20-60 minutes of in-depth interviews reveal the …

R&D Subsidies In Permissive And Restrictive Environment: Evidence From Korea, Yumi Koh, Gea M. Lee

Research Collection School Of Economics

This paper investigates the extent to which a regulatory environment for R&D subsidies shapes the magnitude and direction of R&D subsidies set by a government and consequent innovation paths. When the WTO adopted a permissive regulatory environment, we find that the Korean government increased R&D subsidies significantly (89.21%) and selectively so for firms and industries with higher returns. Recipient firms conducted less basic research and more development research. Improvements in innovations were mostly incremental and minor. However, such changes did not persist once the WTO switched to a restrictive regulatory environment. Our findings show that the regulatory environment imposed by …

Digital Collectibles: Exploring Non-Fungible Tokens (Nfts) Through Twitter Messages, Peter Haried, James Murray

Journal of International Technology and Information Management

The growing popularity of non-fungible tokens (NFTs) has created a new digital collectibles asset class and market. NFTs are unique digital tokens built on blockchain technology that can represent anything from art, property rights, certificates of authentication to sports collectibles. The use of blockchain provides the framework for digital ownership and brings the notion of scarcity to the digital NFT asset class. With the emerging NFT market and growing consumer base little work has investigated the factors behind NFT interest and participation. Using a dataset of 26,444 tweets on NBA Top Shot, one of the largest and most popular NFT …

Blockchain Technology As An Enabler For Sustainable Business Ecosystems: A Comprehensive Roadmap For Socioenvironmental And Economic Sustainability, Morteza Ghobakhloo, Mohammad Iranmanesh, Muhammad S. Mubarik, Muhammad F. Mubarak, Azlan Amran, Ahmad A. A. Khanfar

Research outputs 2022 to 2026

Blockchain technology is a core technology expected to play a highly instrumental role in competing with socioenvironmental challenges. The literature hypothesizes various blockchain functions for building a sustainable business ecosystem. This study unifies these diverse perspectives into an interpretive strategy roadmap that provides a holistic overview of how blockchain should be leveraged to deliver sustainability functions optimally. The study first identified the sustainability functions of blockchain through a content-centric literature review. The study applied interpretive structural modeling (ISM) and drew on experts' opinions to model how and in which order blockchain delivers these sustainability functions. The study further drew on …

Integrated Dynamic Airline Route And Schedule Optimization, Bayan Begaliyeva

Student Works

By harnessing real-time and historical data in conjunction with advanced AI technologies, this project revolutionizes route and schedule planning, leading to enhanced efficiency, cost reduction, and an improved passenger experience.