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The Role Of Fintech On Bank Risk-Taking: Mediating Role Of Bank’S Operating Efficiency, Rabbia Sajid, Huma Ayub, Bushra F. Malik, Abida Ellahi 2023 Fatima Jinnah Women University

The Role Of Fintech On Bank Risk-Taking: Mediating Role Of Bank’S Operating Efficiency, Rabbia Sajid, Huma Ayub, Bushra F. Malik, Abida Ellahi

Accounting, Business Analytics, Economics, and Finance Department Faculty Articles

Fintech revolutionized the traditional banking business models in emerging countries. The effect of fintech on banks’ operating efficiency and risk-taking behavior is still inconclusive. The study is aimed at exploring the effect of fintech products on banks’ operating efficiency and risk-taking behavior. The study used a quantitative research approach by collecting secondary data from annual reports of 50 commercial banks from emerging countries, namely, China, India, Pakistan, and Bangladesh, for the period 2014 to 2021. The study used panel data for path analysis and structural equation modeling (SEM) to test the theoretical mediation model by using STATA. The results show …


U.S. Energy Information Administration Information Resources, Bert Chapman 2023 Purdue University

U.S. Energy Information Administration Information Resources, Bert Chapman

Libraries Faculty and Staff Presentations

Provides information about the resources produced by U.S. Department of Energy's Energy Information Administration. These resources cover energy statistics for U.S., states, the United States, and foreign countries. They also cover energy products as varied as coal, natural gas, nuclear energy, petroleum, and renewable energy.


Teaching By Practice: Shaping Secure Coding Mentalities Through Cybersecurity Ctfs, Jazmin Collins, Vitaly Ford 2023 Arcadia University

Teaching By Practice: Shaping Secure Coding Mentalities Through Cybersecurity Ctfs, Jazmin Collins, Vitaly Ford

Journal of Cybersecurity Education, Research and Practice

The use of the Capture the Flag (CTF)-style competitions has grown popular in a variety of environments as a method to improve or reinforce cybersecurity techniques. However, while these competitions have shown promise in student engagement, enjoyment, and the teaching of essential workforce cybersecurity concepts, many of these CTF challenges have largely focused on cybersecurity as a general topic. Further, most in-school CTF challenges are designed with technical institutes in mind, prepping only experienced or upper-level students in cybersecurity studies for real-world challenges. Our paper aims to focus on the setting of a liberal arts institute, emphasizing secure coding as …


Lightweight Pairwise Key Distribution Scheme For Iots, Kanwalinderjit Kaur 2023 California State University, Bakersfield

Lightweight Pairwise Key Distribution Scheme For Iots, Kanwalinderjit Kaur

Journal of Cybersecurity Education, Research and Practice

Embedding a pairwise key distribution approach in IoT systems is challenging as IoT devices have limited resources, such as memory, processing power, and battery life. This paper presents a secure and lightweight approach that is applied to IoT devices that are divided into Voronoi clusters. This proposed algorithm comprises XOR and concatenation operations for interactive authentication between the server and the IoT devices. Predominantly, the authentication is carried out by the server. It is observed that the algorithm is resilient against man-in-the-middle attacks, forward secrecy, Denial of Service (DoS) attacks, and offers mutual authentication. It is also observed that the …


Reinventing Cybersecurity Internships During The Covid-19 Pandemic, Lori L. Sussman 2023 University of Southern Maine

Reinventing Cybersecurity Internships During The Covid-19 Pandemic, Lori L. Sussman

Journal of Cybersecurity Education, Research and Practice

The Cybersecurity Ambassador Program provides professional skills training for emerging cybersecurity professionals remotely. The goal is to reach out to underrepresented populations who may use Federal Work-Study (FWS) or grant sponsored internships to participate. Cybersecurity Ambassadors (CAs) develop skills that will serve them well as cybersecurity workers prepared to do research, lead multidisciplinary, technical teams, and educate stakeholders and community members. CAP also reinforces leadership skills so that the next generation of cybersecurity professionals becomes a sustainable source of management talent for the program and profession. The remote curriculum innovatively builds non-technical professional skills (communications, teamwork, leadership) for cybersecurity research …


Cybersecurity Continuity Risks: Lessons Learned From The Covid-19 Pandemic, Tyler Fezzey, John H. Batchelor, Gerald F. Burch, Randall Reid 2023 University of West Florida

Cybersecurity Continuity Risks: Lessons Learned From The Covid-19 Pandemic, Tyler Fezzey, John H. Batchelor, Gerald F. Burch, Randall Reid

Journal of Cybersecurity Education, Research and Practice

The scope and breadth of the COVID-19 pandemic were unprecedented. This is especially true for business continuity and the related area of cybersecurity. Historically, business continuity and cybersecurity are viewed and researched as separate fields. This paper synthesizes the two disciplines as one, thus pointing out the need to address both topics simultaneously. This study identifies blind spots experienced by businesses as they navigated through the difficult time of the pandemic by using data collected during the height of the COVID-19 pandemic. One major shortcoming was that most continuity and cybersecurity plans focused on single-axis threats. The COVID-19 pandemic resulted …


A “Duty To Write” Smart Contracts That Unsophisticated Users Have A “Duty To Read”, Chase Webber 2023 University of Minnesota Law School

A “Duty To Write” Smart Contracts That Unsophisticated Users Have A “Duty To Read”, Chase Webber

Minnesota Journal of Law, Science & Technology

No abstract provided.


Regulatory Sandboxes Enable Pragmatic Blockchain Regulation, Joshua Durham 2023 University of Washington School of Law

Regulatory Sandboxes Enable Pragmatic Blockchain Regulation, Joshua Durham

Washington Journal of Law, Technology & Arts

Since blockchain technology supports digitally-native money, the centralized chokepoints that governments have traditionally targeted to regulate commerce no longer apply to our (digital) property. However, competent regulation furthers basic public policy goals and should enable responsible innovation of this promising technology. This Article discusses pragmatic policies that enable responsible innovation by cultivating regulatory expertise required to write enforceable rules. Responsible innovation is necessary because unlike the early internet, where programmers could manipulate simple colors and text on webpages, these same individuals can now create financial services applications that manipulate actual money—we are faced with an inescapable reality that more is …


Finding Forensic Evidence In The Operating System's Graphical User Interface, Edward X. Wilson Mr. 2023 Louisiana State University and Agricultural and Mechanical College

Finding Forensic Evidence In The Operating System's Graphical User Interface, Edward X. Wilson Mr.

LSU Master's Theses

A branch of cyber security known as memory forensics focuses on extracting meaningful evidence from system memory. This analysis is often referred to as volatile memory analysis, and is generally performed on memory captures acquired from target systems. Inside of a memory capture is the complete state of a system under investigation, including the contents of currently running as well as previously executed applications. Analysis of this data can reveal a significant amount of activity that occurred on a system since the last reboot. For this research, the Windows operating system is targeted. In particular, the graphical user interface component …


“Listen To Me” – A Systematic Literature Review About Learning From Others’ Failure Narrations, Verena Liszt-Rohlf 2023 University of Applied Sciences Burgenland

“Listen To Me” – A Systematic Literature Review About Learning From Others’ Failure Narrations, Verena Liszt-Rohlf

International Journal for Business Education

The dedicated stream of learning from others’ failure has gained increasing attention in entrepreneurship education research and—because of the COVID-19 crisis—among practitioners. The emerging literature on entrepreneurship education addresses this important phenomenon but lacks specific theoretical underpinnings; its new approaches to and empirical inquiry are one-sided. Therefore, a systematic literature review is warranted to provide a more comprehensive view of learning from others’ entrepreneurial failures and to develop a research model. Unprecedentedly, the author explores the type of research streams and gaps that can be included in a research model for entrepreneurship education research in the area of learning from …


Ro Khanna, Dignity In A Digital Age: Making Tech Work For All Of Us (2022), James W. Gentry 2023 University of Nebraska–Lincoln

Ro Khanna, Dignity In A Digital Age: Making Tech Work For All Of Us (2022), James W. Gentry

Markets, Globalization & Development Review

No abstract provided.


What Is Missing In Data Governance? Regulation, Board Oversight, And A New Role For Accountants, Christopher Hill, Bria I. James, Najib Sahyoun 2023 Murray State University

What Is Missing In Data Governance? Regulation, Board Oversight, And A New Role For Accountants, Christopher Hill, Bria I. James, Najib Sahyoun

Posters-at-the-Capitol

By 2025, the world will produce 163 Zettabytes (ZB) of data on an annual basis. Data is displacing oil as the most productive commodity. However, poor data quality costs the U.S. economy $3.1 trillion annually. Data must be properly managed through data governance. A strong data governance program does not only maximize the value of the data resulting in optimal decision making, but also minimizes risks of data breaches, lawsuits, and reputational costs. In our research, we conducted a content analysis of the data governance literature by considering both professional and academic literature.

Our results showed that the U.S. does …


Revisiting Cybersecurity Awareness In The Midst Of Disruptions, Avideh Sadaghiani-Tabrizi 2023 Center for Educational and Instructional Technology Research Center (CEITR) / School of Advanced Studies / University of Phoenix

Revisiting Cybersecurity Awareness In The Midst Of Disruptions, Avideh Sadaghiani-Tabrizi

International Journal for Business Education

The awareness of cybersecurity and knowledge about risks from a variety of threats, which present harm or steal private information in internetworking could help in mitigation of vulnerabilities to risks of threats in safeguarding information from malware and bots. Revisiting cybersecurity awareness of every member and evaluation of organization’s posture might help to protect sensitive or private information from a network of computers, working together and forming into botnets. The purpose of the qualitative case study narrative was to explore prospects for integrating cybersecurity education into elementary school children’s curriculum through interviews of elementary schoolteachers, IT experts, and parents to …


Key Performance Indicators Detection Based Data Mining, Fatma Abogabal, shimaa mohamed ouf, Amira M. Idrees AMI 2023 Faculty of Commerce and Business Administration, Future University in Egypt

Key Performance Indicators Detection Based Data Mining, Fatma Abogabal, Shimaa Mohamed Ouf, Amira M. Idrees Ami

Future Computing and Informatics Journal

One of the most prosperous domains that Data mining accomplished a great progress is Food Security and safety. Some of Data mining techniques studies applied several machine learning algorithms to enhance and traceability of food supply chain safety procedures and some of them applying machine learning methodologies with several feature selection methods for detecting and predicting the most significant key performance indicators affect food safety. In this research we proposed an adaptive data mining model applying nine machine learning algorithms (Naive Bayes, Bayes Net Key -Nearest Neighbor (KNN), Multilayer Perceptron (MLP), Random Forest (RF), Support Vector Machine (SVM), J48, Hoeffding …


Quantitative Analysis Of Dutch Research And Innovation On Key Technologies: A Report For The Ministry Of Economic Affairs And Climate, Jörg Hellwig PhD, Luigi Rucco PhD 2023 Elsevier

Quantitative Analysis Of Dutch Research And Innovation On Key Technologies: A Report For The Ministry Of Economic Affairs And Climate, Jörg Hellwig Phd, Luigi Rucco Phd

Public Reports

The Dutch Ministry of Economic Affairs and Climate (MinEZK) is actively shaping a National Technology Strategy (NTS) to optimize research allocation and enhance the Netherlands' global technological competitiveness. This report, commissioned by the MinEZK offers insights into the Netherlands' research capabilities across 44 key technologies and comparative data showcasing the country's standing in the global research landscape.


Swipe Right Into A Disciplinary Hearing: How The Use Of Dating Apps Could Earn An Attorney More Than A Bad First Date, Zachary S. Aman 2023 Catholic University of America (Student)

Swipe Right Into A Disciplinary Hearing: How The Use Of Dating Apps Could Earn An Attorney More Than A Bad First Date, Zachary S. Aman

Catholic University Journal of Law and Technology

The Model Rules of Professional Conduct seek to police the conduct of attorneys. Each jurisdiction adopts its own rules of professional conduct to apply to the attorneys licensed within it. Notably, the model rules prohibit any sexual relationship between the attorney and client unless that relationship precedes the attorney-client relationship. Traditionally, defining a "sexual relationship" was simple, particularly if the attorney and client engaged in sexual intercourse. The introduction of dating apps, however, has blurred the line.

This article outlines the inherent risks of attorneys using dating apps at a time when most newly-licensed attorneys make up the majority of …


The Future Of Enterprise Information Systems, Ali Sunyaev, Tobias Dehling, Susanne Strahringer, Li Da Xu, Martin Heinig, Michael Perscheid, Rainer Alt, Matti Rossi 2023 Karlsruhe Institute of Technology

The Future Of Enterprise Information Systems, Ali Sunyaev, Tobias Dehling, Susanne Strahringer, Li Da Xu, Martin Heinig, Michael Perscheid, Rainer Alt, Matti Rossi

Information Technology & Decision Sciences Faculty Publications

[First paragraph] Enterprise information systems (EIS) have been important enablers of crossfunctional processes within businesses since the 1990s. Often referred to as enterprise resource planning (ERP) systems, they were extended in line with electronic businesses to integrate with suppliers as well as customers. Today, EIS architectures comprise not only ERP, supply chain, and customer relationship management systems, but also business intelligence and analytics. Recently, the move towards decentralized technologies has created new perspectives for EIS. Information systems (IS) research has already addressed opportunities and challenges of these developments quite well, but what will be the pressing opportunities and challenges for …


Nutech Ventures Annual Report 2022-2023, 2023 University of Nebraska - Lincoln

Nutech Ventures Annual Report 2022-2023

NUtech Ventures: Publications

NUTech Ventures annual report 2022-2023.


Openmind, Shashi Salavath '25 2023 Illinois Mathematics and Science Academy

Openmind, Shashi Salavath '25

Distinguished Student Work

OpenMind is a mental health organization I founded that offers comprehensive resources and services to support individuals in their mental wellness journey. The organization offers a range of traditional mental health resources, such as therapy and support groups, as well as cutting-edge technology-based solutions. The flagship offering is an AI-powered mental health therapist, designed to provide accessible, on-demand support for individuals experiencing mental health challenges. OpenMind's holistic approach to mental health, combined with its innovative technology offerings, sets it apart in the field and positions it as a leader in promoting mental wellness for all.


Navigating With Sharks: How The Marketing Practices Help To Create Successful Phishing Emails, Erica Castilho 2023 University of Central Florida

Navigating With Sharks: How The Marketing Practices Help To Create Successful Phishing Emails, Erica Castilho

Graduate Thesis and Dissertation 2023-2024

A phishing email is a crime where a scammer sends an email to get sensitive data. Everyday phishing email attacks impact billions of people worldwide. Preparing users to better identify phishing and avoid risky engagement with it is essential to combat this threat. We consider that as phishing emails and email marketing aim to target email clicks, scammers can use marketing practices in phishing emails to achieve their goals. However, the security research community doesn't explore deeply the similarities between phishing and email marketing. This study presents a distinctive framework known as the Phishing Engagement Marketing Optimization (PEMO). The primary …


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