The Power Of Words In Crowdfunding,
2021
Coastal Carolina University
The Power Of Words In Crowdfunding, Yuanqing Li, Sibin Wu
Management and Decision Sciences
In this chapter, the authors first provide an overview of the crowdfunding phenomenon. Through the literature review of crowdfunding success factors in the four models, the authors then summarize that the current entrepreneurial research focused on success factors has failed to sufficiently examine how the power of words would affect crowdfunding. Therefore, the authors propose that non-verbal and verbal cues are crucial to entrepreneurial financing success. Based on the insufficient research related with those cues, especially the non-verbal ones, the authors open an area of study on non-verbal and verbal cues in the entrepreneurial financing process by conducting and writing …
Ua3/1/1 President's Office-Cherry Reports,
2021
Western Kentucky University
Ua3/1/1 President's Office-Cherry Reports, Wku Archives
WKU Archives Collection Inventories
Reports made by Henry Cherry to the Board of Regents and departmental reports made to Henry Cherry.
Ua25/4 Finance & Administration - Vice President,
2021
Western Kentucky University
Ua25/4 Finance & Administration - Vice President, Wku Archives
WKU Archives Collection Inventories
Records created by and about the Vice President of Finance & Administration.
The Clientele Effect Around The Turn Of The Year: Evidence From The Bond Markets,
2021
Illinois State University
The Clientele Effect Around The Turn Of The Year: Evidence From The Bond Markets, Vladimir Kotomin
Faculty Publications – Finance, Insurance, and Law
Studying the returns of US Treasury, corporate, and municipal (muni) bonds at the index level over 2004-2020, I find a strong turn-of-the-year effect – low December returns and high January returns – in the high-yield muni index. The investment-grade muni index exhibits a similar but weaker effect. High-yield munis is the only class whose December returns are negatively correlated with year-to-date yield changes. Dominance of highly tax-sensitive households who engage in tax-loss selling, combined with opaqueness, low liquidity, and a small role of ETFs in munis make it difficult to arbitrage away the December price decreases. The investment-grade and high-yield …
Workings Of Theocracy: The Historical Function And Modern Applicability Of Charitable Endowments,
2021
Rollins College
Workings Of Theocracy: The Historical Function And Modern Applicability Of Charitable Endowments, Nuh Elalaoui
Honors Program Theses
Historically, various systems and institutions across diverse civilizations have been established to meet the many needs that interweave the fabric of society. One, and perhaps the most significant of these institutions is the waqf/hubus system. Characterized by the designation of a property or revenue stream as mortmain and the investment of the usufruct for the benefit of (often predetermined) beneficiaries, this form of charitable endowment is hailed as a cornerstone of Islamic civilization. The objectives of this paper are threefold. Primarily, it examines the historical role of awqāf, with focus on their social and economic significance in two distinct Islamic …
Strategies To Mitigate The Level Of Inherent Risk In Retail Loan Portfolios,
2021
Walden University
Strategies To Mitigate The Level Of Inherent Risk In Retail Loan Portfolios, Henrich Y. Edimo
Walden Dissertations and Doctoral Studies
Despite regulatory requirements and technological advancements, bank managers face inherent risk in their retail loan portfolios. Bank managers who do not address and mitigate inherent risk in their retail loan portfolios are at a disadvantage to better know their customers, use technology, and enhance credit analytics. Grounded in the enterprise risk management framework, the purpose of this qualitative multiple case study was to explore strategies bank managers used to mitigate the level of inherent risk in their retail loan portfolios. Data were collected from semistructured interviews and document reviews. Participants comprised eight bank managers at four companies who implemented successful …
Funding Strategies For Small Business Sustainability,
2021
Walden University
Funding Strategies For Small Business Sustainability, Ayokunle O. Iyanda
Walden Dissertations and Doctoral Studies
About 50% of small businesses fail within the first five years of operation, lacking access to capital being a contributing factor. The high failure rate is of great concern to the business owners; their livelihood and employees are jeopardized. Through the pecking order theory lens, the purpose of this qualitative multiple case study was to explore strategies small business owners use to access capital to sustain the business past the first five years. Eight small business owners who successfully operated for more than five years in Georgia and Illinois participated in the semistructured interviews. Through thematic data analysis, four themes …
How The Rise In Student Loan Debt Affects Residential Real Estate,
2021
Walden University
How The Rise In Student Loan Debt Affects Residential Real Estate, Heather Nicole Dufour
Walden Dissertations and Doctoral Studies
Student loan debt has increased significantly over the past several years. At the same time, there has been a historic drop in first-time home buyers. What remains uncertain is if these two trends are related. The purpose of this quantitative study was to determine the relationship between student loan debt and home ownership for young adults in the United States. The theoretical foundation focused on consumer behavior through Maslow’s motivation-need theory. Individual-level longitudinal data from the National Longitudinal Survey of Youth 1997 was used to examine more than 3,000 participants’ responses regarding their student loan debt and home ownership status, …
Business Sustainability Strategies Of Small And Medium Enterprises In South Africa,
2021
Walden University
Business Sustainability Strategies Of Small And Medium Enterprises In South Africa, Celestine Chiedo Aharanwa
Walden Dissertations and Doctoral Studies
AbstractSmall and medium-sized enterprises (SMEs) constitute a crucial driving force for global economic growth. Some SME business owners face challenges in adopting business sustainability strategies to stay in business beyond five years. The ravages of unemployment due to business closure negatively impact the socio-economic wellbeing of the local community residents. Grounded in the sustainable development theory, the purpose of this multiple case study was to explore strategies SME business owners in South Africa use to stay in business beyond five years. The participants comprised six SME business owners from six industrial sectors in the Gauteng province of South Africa who …
Knowledge Sharing Among Finance Employees In The U.S. Banking Sector,
2021
Walden University
Knowledge Sharing Among Finance Employees In The U.S. Banking Sector, Russell Lascko
Walden Dissertations and Doctoral Studies
AbstractBanking is one of the most knowledge-intensive sectors, relying heavily on accrued knowledge and the experiences of employees. Knowledge sharing is the most crucial, yet most difficult, process in knowledge management due to human behavior. The purpose of this qualitative case study was to explore the factors that influence finance employees in the banking sector to participate in knowledge sharing with their colleagues. The overarching research question focused on these factors. The conceptual framework included the self-determination theory, theory of planned behavior, Vroom's expectancy theory, and the socialization, externalization, combination, and internalization model. Criteria for the selected participants included more …
Alternative Finance Strategies For Small Business Sustainability And Growth,
2021
Walden University
Alternative Finance Strategies For Small Business Sustainability And Growth, Kim Hyde
Walden Dissertations and Doctoral Studies
Many small business leaders lack alternative financing strategies to sustain and grow their businesses. Small business leaders are concerned with accessing financial capital to ensure sustainability. Grounded in Donaldson’s pecking order theory (POT), the purpose of this qualitative multiple case study was to explore alternative finance strategies some small business leaders use to sustain and grow their businesses. Participants comprised five small business leaders in Oakland, California, with successful experiences using alternative financing strategies to raise financial capital for their businesses. Data were collected from semistructured interviews, archival organizational documentation, and physical artifacts. Yin’s 5-step analysis process guided the data …
A Monte-Carlo Analysis Of Monetary Impact Of Mega Data Breaches,
2021
Old Dominion University
A Monte-Carlo Analysis Of Monetary Impact Of Mega Data Breaches, Mustafa Canan, Omer Ilker Poyraz, Anthony Akil
Engineering Management & Systems Engineering Faculty Publications
The monetary impact of mega data breaches has been a significant concern for enterprises. The study of data breach risk assessment is a necessity for organizations to have effective cybersecurity risk management. Due to the lack of available data, it is not easy to obtain a comprehensive understanding of the interactions among factors that affect the cost of mega data breaches. The Monte Carlo analysis results were used to explicate the interactions among independent variables and emerging patterns in the variation of the total data breach cost. The findings of this study are as follows: The total data breach cost …
Sentiment-Scaled Capm And Market Mispricing,
2021
Old Dominion University
Sentiment-Scaled Capm And Market Mispricing, John A. Doukas, Xiao Han
Finance Faculty Publications
This study explores the conditional version of the capital asset pricing model on sentiment to provide a behavioural intuition behind the value premium and market mispricing. We find betas (β) and the market risk premium to vary over time across different sentiment indices and portfolios. More importantly, the state β derived from this sentiment-scaled model provides a behavioural explanation of the value premium and a set of anomalies driven by mispricing. Different from the static β-return relation that gives a flat security market line, we document upward security market lines when plotting portfolio returns against their state βs and portfolios …
Digging Into Selection Criteria For Accelerator Acceptance: What Kind Of Owners Are More Attractive?,
2021
Old Dominion University
Digging Into Selection Criteria For Accelerator Acceptance: What Kind Of Owners Are More Attractive?, Veronika Ermilina, Matthew Farrell, Fatemeh Askarzadeh
Management Faculty Publications
Drawing on signaling theory, we aid in the identification of the rarely acknowledged impact of business owner’s features on acceptance to accelerator programs. Using a multi-national sample of 10,298 observations for startups in 166 countries over 2016-2018, we show that accelerators do not evaluate applicants uniformly. We find that entrepreneurs from developing countries are less likely to be accepted by accelerators than entrepreneurs from developed economies. Counterintuitively, we also find an advantage for female entrepreneurs in accelerator acceptance. Further, our results suggest a positive impact of education. Accelerators are a growing provider of entrepreneurial resources and a main driver of …
Models Behaving Badly: The Limits Of Data-Driven Lending,
2021
The Ohio State University
Models Behaving Badly: The Limits Of Data-Driven Lending, Itzhak Ben-David, Mark J. Johnson, René M. Stulz
Faculty Publications
Data-driven lending relies on the calibration of models using training periods. We find that this type of lending is not resilient in the presence of economic conditions that are materially different from those experienced during the training period. Using data from a small business fintech lending platform, we document that the small business credit supply collapsed during the COVID-19 crisis of March 2020 even though the demand for loans doubled relative to pre-pandemic levels. As the month progressed, most lenders significantly reduced or halted their lending activities, likely due to the heightened risk of model miscalibration under the new economic …
Halloween Effect And Equity Mutual Funds In Thailand,
2021
Faculty of Commerce and Accountancy
Halloween Effect And Equity Mutual Funds In Thailand, Tunyaporn Wiriyadee
Chulalongkorn University Theses and Dissertations (Chula ETD)
This paper investigates one of the most famous seasonal anomalies, namely Halloween effect. It is based on the observation that return during November to April so-called winter period tend to perform better than return during May to October so-called summer period. Using a sample of 97 Thailand equity funds during 2012-2021, we extend previous research by focusing on the Halloween effect in mutual funds market. Our research consists of three main objectives. First, we investigate the existence of Halloween effect in Thailand equity mutual funds. Second, we look into different characteristics of funds by categorizing based on categories from Morningstar …
The Platform Architecture Of Health Insurance And Managed Care,
2021
Sacred Heart University
The Platform Architecture Of Health Insurance And Managed Care, Laurell G. Richardson
Doctoral Dissertations (DBA)
No abstract provided.
Diversifying Investment Portfolios With Collectible Sneakers: Expected Returns And Benefits Of Diversification,
2021
Claremont Colleges
Diversifying Investment Portfolios With Collectible Sneakers: Expected Returns And Benefits Of Diversification, Samuel Soo
CMC Senior Theses
This thesis seeks to identify if collectible sneakers can provide diversification benefits to an investor’s portfolio. Using data from a global collectible sneaker marketplace, StockX, I constructed an index to compare it with other traditional assets, including the S&P 500 index and 5-year US Treasury Bills. By calculating key metrics including expected returns, volatility, and correlation, I analyzed the risk-return characteristics of the collectible sneaker asset class compared to other traditional asset classes. From the data analysis I performed, I found that collectible sneakers did not outperform returns significantly compared to traditional asset classes, but had low correlations, which provides …
Intellectual Capital's Impact On Corporate Performance During The Age Of Digitalization And The Covid-19 Pandemic,
2021
Claremont Colleges
Intellectual Capital's Impact On Corporate Performance During The Age Of Digitalization And The Covid-19 Pandemic, Chance Sears
CMC Senior Theses
The purpose of this paper is to examine the relationship between intellectual capital and firms’ financial and market performance during the peak levels of digitalization, focusing on the COVID-19 Pandemic. Utilizing the recently validated Value Added Intellectual Coefficient (VAIC), alongside its necessary controls, I conduct an empirical analysis on North American firms over the period of 2010-2020 using fixed effects and pooled ordinary least squares analysis. Findings from the empirical analysis provide evidence that intellectual capital is a driving factor in enhancing firms’ financial and market performance. Additionally, results indicate that the COVID-19 pandemic increased the impact of intellectual capital …
The Link Between Esg And Firm Performance In Healthcare Industry: The Moderating Role Of Firm Age And People Awareness,
2021
Faculty of Commerce and Accountancy
The Link Between Esg And Firm Performance In Healthcare Industry: The Moderating Role Of Firm Age And People Awareness, Thongpattra Nanna
Chulalongkorn University Theses and Dissertations (Chula ETD)
This paper examines the link between ESG and firm performance in healthcare industry moderated by firm age and advertising expenses from 2011 to 2020. Firm performance is measured by Tobin’s Q, ROA, ROE and asset turnover. This study finds the evidence that environmental pillar is the most important metric to improve firm value in healthcare equipment & supplies and advertisement helps social and governance pillars to add more value. Biotechnology looks alike, but firm age can moderate environment pillar to increase the value. Moreover, social pillar is the most influential to add firm value for healthcare provider & services and …
