Efficacy Of Fintech Solutions In Advancing Financial Inclusion For The Underserved In South Africa: A Systematic Literature Review,
2025
University of Cape Town
Efficacy Of Fintech Solutions In Advancing Financial Inclusion For The Underserved In South Africa: A Systematic Literature Review, Tebogo S. Legodi, Adheesh Budree
African Conference on Information Systems and Technology
Financial inclusion in South Africa is a critical mechanism for addressing systemic poverty, unemployment, and inequality. Fintech solutions have increasingly been positioned as key enablers of expanded access to financial services, particularly among underserved populations. However, there remains a lack of literature that evaluates the efficacy, rather than merely the impact, of these technologies. This study presents a systematic literature review (SLR) of 21 peer-reviewed articles, policy documents, and industry reports to examine how Fintech advances financial inclusion in South Africa. The literature is synthesised into four thematic categories: Financial Inclusion (Concepts and Metrics); Fintech in South Africa and Global …
Coping With Misinformation In Ghanaian Online Communities: A Grounded Theory Approach,
2025
Ghana Institute of Management and Public Administration
Coping With Misinformation In Ghanaian Online Communities: A Grounded Theory Approach, Alfred Dela Nyadroh, Karen Magnus-George, Joseph Budu
African Conference on Information Systems and Technology
Online communities fulfil our innate desire for connection in an increasingly connected world. While offering benefits, they also present disadvantages, attracting significant scholarly attention—especially as their use surged during pandemic-related isolation. Key unresolved questions remain regarding these platforms.
This paper identifies and analyses prevalent misinformation types within online communities, examines how communities create or contribute to its spread, and explores their strategies for mitigating it. Using a grounded theory approach and semi-structured questionnaires, the study reveals that common misinformation forms include misconceptions, fake news, fraud, rumours, and cyberbullying. Crucially, online communities propagate misinformation primarily by sharing unverified content. To combat …
Mapping Food Justice: Urban Farms And The Examination Of Equitable Food Access,
2025
Texas A&M University
Mapping Food Justice: Urban Farms And The Examination Of Equitable Food Access, Aaron Avila, Mark Ayiah, Jake Stavely, Marc T. Sager, Maximilian K. Sherard, Anthony J. Petrosino
SMU Journal of Undergraduate Research
In this project, we worked alongside members from an urban farm in South Dallas to learn about issues related to food justice, urban farming, and food deserts. Using participatory design research methods, we created data visualizations showing how society can reduce inequities relating to food access produced in historically underserved neighborhoods. The research goals guiding this study are: a) to identify food deserts and urban farms in the Dallas-Fort Worth metropolitan region (DFW) and b) to determine which urban farms service the needs of these food deserts. To identify food deserts, we took two steps: First, we used open-access data …
Defending Nato’S Northern Flank: Power Projecting And Military Operations,
2025
University of Nebraska at Omaha
Defending Nato’S Northern Flank: Power Projecting And Military Operations, Nate Ostdiek
Space and Defense
This review evaluates Defending NATO’s Northern Flank: Power Projection and Military Operations, edited by Lon Strauss and Njord Wegge. The volume offers a comprehensive assessment of NATO’s evolving Arctic posture, combining doctrinal analysis, historical context, and alliance dynamics. Contributions examine Russia’s military strategy, U.S. Arctic policy, and intra-alliance complexities involving Denmark, Greenland, and the Faroe Islands. While the anthology provides valuable insights into NATO’s strategic challenges, it notably underrepresents Canada’s role. Overall, it stands as a timely and rigorous contribution to understanding Arctic security and NATO’s internal decision-making amid rising geopolitical competition.
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Modeling Nato Joint Warfighting Through Space Combat Simulations,
2025
United States Air Force Academy
Modeling Nato Joint Warfighting Through Space Combat Simulations, Grant Nehls, Apoorva Somani
Space and Defense
This article investigates NATO’s dependence on space systems in joint warfighting and explores the use of simulation to quantify degradation effects. Using a custom-built AFSIM model of a NATO Arctic operation, the study demonstrates how GNSS spoofing and crosslink jamming undermine data integrity, commander trust, and strike execution—even without kinetic losses. Results show that partial degradations can cause mission failure through decision paralysis. By moving beyond binary modeling, this research highlights the need for nuanced simulations to prepare NATO for contested space environments and the challenges of great power competition.
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From The Last Frontier To The Final Frontier: The Polar Regions And Space Security,
2025
U.S. Army War College
From The Last Frontier To The Final Frontier: The Polar Regions And Space Security, Michael Lynch
Space and Defense
This article examines the intersection of Arctic geopolitics and space security amid intensifying U.S., Russian, and Chinese competition. Melting ice has opened access to resources and new sea routes, elevating the Arctic’s strategic value while increasing reliance on space-based communications, navigation, and surveillance. Yet, vulnerabilities in polar orbits, aging ground infrastructure, and dual-use facilities expose critical systems to environmental hazards and geopolitical risks. The analysis highlights modernization efforts—including SHIELD and Golden Dome—as well as enduring cooperation and rivalries, underscoring the Arctic’s role as both a frontier of opportunity and a potential flashpoint in space-enabled security.
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Same But Different: The Survivability Of Arctic-Based Russian Second-Strike Capability,
2025
University of Nebraska at Omaha
Same But Different: The Survivability Of Arctic-Based Russian Second-Strike Capability, July Decarpentrie
Space and Defense
This article analyzes the survivability of Russia’s second-strike capability in the Arctic through the lens of classical nuclear deterrence theory. Despite heavy commitments in Ukraine, Moscow continues to modernize its Northern Fleet and reinforce bastion defenses, underscoring the Arctic’s role as the cornerstone of its retaliatory deterrent. While these strategies mirror Cold War practices, they face unprecedented challenges from NATO expansion, multipolar competition, and advances in anti-submarine detection technologies. The study concludes that safeguarding Russia’s second-strike capability not only shapes regional security dynamics but also has broader implications for global strategic stability.
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Atomic Offsets: Nuclear Policy Shifts For Arctic States In The Wake Of Moscow’S Special Military Operation,
2025
Department of Defense
Atomic Offsets: Nuclear Policy Shifts For Arctic States In The Wake Of Moscow’S Special Military Operation, Molly Wise, Lillian Hussong
Space and Defense
This article examines how Russia’s 2022 invasion of Ukraine has intensified nuclear reliance among Arctic states. Applying a new framework of “conventional-nuclear vulnerability,” it analyzes the nuclear policy shifts of Sweden, Finland, and Russia. The findings show that Finland and Sweden pursued NATO membership to secure nuclear guarantees, while Russia adopted riskier nuclear signaling and lowered thresholds for nuclear use. These developments highlight the growing centrality of nuclear deterrence in Arctic security, underscoring the challenges for U.S. and NATO policymakers in balancing assurance and deterrence in a volatile regional environment.
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Russian Strategic Culture And Deterrence In The Arctic,
2025
University of Nebraska at Omaha
Russian Strategic Culture And Deterrence In The Arctic, Lana Obradovic, Bethany Vailliant
Space and Defense
This study analyzes Russia’s evolving strategic culture to assess its implications for deterrence in the Arctic. It argues that Western deterrence frameworks insufficiently account for Russia’s integration of military, economic, informational, and political tools into a holistic strategy. Rooted in a siege mentality and aspirations for great power status, Russia perceives the Arctic as central to its security, economic modernization, and geopolitical influence. By situating Arctic policy within this cultural framework, the analysis highlights the need for U.S. and NATO practitioners to reassess assumptions and develop more culturally attuned deterrence strategies.
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Table Of Contents Vol. 16 No. 1,
2025
University of Nebraska at Omaha
Table Of Contents Vol. 16 No. 1, Editors Space And Defense
Space and Defense
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Front Matter,
2025
University of Nebraska at Omaha
Front Matter, Editors Space And Defense
Space and Defense
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Space And Defense Vol. 16 No. 1 Summer 2025 Special Issue On Arctic Security (Whole Issue),
2025
University of Nebraska at Omaha
Space And Defense Vol. 16 No. 1 Summer 2025 Special Issue On Arctic Security (Whole Issue), Editors Space And Defense
Space and Defense
Articles that cover issues on Artic Security.
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Artificial Ignorance: Understanding The Role Of Ai In Modern Agnotology,
2025
Rochester Institute of Technology
Artificial Ignorance: Understanding The Role Of Ai In Modern Agnotology, Amit Ray, Michael Nolan
Articles
This paper explores the concept of agnotology, the deliberate production of ignorance, within the context of modern scientific endeavors, particularly in the corporate and technological sectors. It examines how industries use various tactics to manipulate public understanding of scientific issues, often to protect profits and limit liability. The rise of private sector funding and the increasing reliance on technologies like AI and machine learning have exacerbated this process by making scientific inquiry more opaque and less accountable. Ultimately, we argue that as knowledge production becomes more entangled with corporate interests and technological systems, traditional methods of oversight and regulation are …
Revolutionizing Digital Privacy Education For Older Adults: Enhanced Interventions And Ai-Assisted Learning Strategies,
2025
Clemson University
Revolutionizing Digital Privacy Education For Older Adults: Enhanced Interventions And Ai-Assisted Learning Strategies, Heba Aly
All Dissertations
As older adults increasingly engage with digital platforms, they face unique privacy risks stemming from limited digital literacy, reduced trust in AI technologies, and constrained access—especially in rural or underserved communities. While digital tools offer benefits like social connection and information access, current privacy education efforts often neglect the needs of older adults. This dissertation addresses this gap by developing, testing, and refining digital privacy education interventions tailored for older adults, with a focus on trust, personalization, and AI-assisted learning.
Study 1 evaluates multiple instructional modalities across age groups, revealing older adults prefer structured videos and interactive tutorials, while younger …
Integrating Artificial Intelligence And Machine Learning Technologies Into Common Operating Picture And Course Of Action Development,
2025
US Army War College
Integrating Artificial Intelligence And Machine Learning Technologies Into Common Operating Picture And Course Of Action Development, C. Anthony Pfaff, Christopher John Hickey
Books, Monographs & Collaborative Studies
C. Anthony Pfaff and Christopher John Hickey, Principal Investigators
©2025 C. Anthony Pfaff. All rights reserved.
Integrating Artificial Intelligence and Machine Learning Technologies into Common Operating Picture and Course of Action Development explores the potential of artificial intelligence (AI) and machine learning to revolutionize military planning processes by enhancing situational awareness and expediting course of action development within the Joint planning process. The study delves into technical, organizational, and resource considerations that are critical for AI integration. In addition, the study highlights the importance of clean, structured data in training AI systems, addresses challenges in data collection across varying formats …
Digital Technology Usage In Tajikistan,
2025
World Bank Dushanbe 734025, Republic of Tajikistan
Digital Technology Usage In Tajikistan, Siyovush Bobokhonov Dr., Pedro Quelhas Brito Dr., Umesh Ramchandra Raut Dr., Prafulla Arjun Pawar Dr.
The Qualitative Report
The rapid development of digital technologies is significantly changing how people live, and these changes have a particular impact on the younger generation in Tajikistan. Our study therefore aims to analyze the factors influencing young Tajiks' opinions as users of digital technology and to examine digital technology usage in Tajikistan. We conducted a qualitative analysis of the opinions of young Tajik individuals aged 18 to 30 and found that they generally consider digital technology to be an integral part of their daily lives. Data collection was carried out through focus group discussions (FGDs) and the data analysis was performed using …
Book Review: Building A God,
2025
Truett McConnell University
Book Review: Building A God, Carl Lee Tolbert
The Journal of Values-Based Leadership
No abstract provided.
The Proactive Approach Of Artificial Intelligence In Monitoring And Analyzing Illegal Money Laundering Operations In The Virtual World,
2025
Egyptian Police Academy
The Proactive Approach Of Artificial Intelligence In Monitoring And Analyzing Illegal Money Laundering Operations In The Virtual World, Ammar Yasser El-Bably
Journal of Police and Legal Sciences
The research dealt with the proactive method of artificial intelligence in monitoring and analyzing non-suspicious operations of money laundering in the virtual world, especially the Internet and dark web, where it dealt with the risks created for those networks and their exploitation for the benefit of terrorist and criminal organizations, money laundering, the purchase of weapons and drugs, human trafficking and financial fraud, where Internet users around the world reached 5 billion users, and the volume of money laundering crimes became 2.8 Trillion dollars, according to United Nations and International Monetary Fund statistics 2023 AI applications where algorithms, machine learning, …
Legislative And Security Confrontation Of Crimes Artificial Intelligence In The State Of Kuwait (An Analytical Study),
2025
Saad Al-Abdullah Academy for Security Sciences
Legislative And Security Confrontation Of Crimes Artificial Intelligence In The State Of Kuwait (An Analytical Study), Rashid Mohammed Al Marri
Journal of Police and Legal Sciences
The study aimed to demonstrate the mechanisms of legislative and security confrontation of artificial intelligence crimes. The use of technologies associated with artificial intelligence may go beyond the imposed limits, whether by exploiting it through its program developers & specialists to commit crimes in the cyber field, or it may be with the growing capabilities of artificial intelligence to make decisions in the field. Many behaviors occur automatically. Our research also aims to study the criminal responsibility for these crimes, & determine it in order to hold the real perpetrator accountable in accordance with the legal rules in force to …
Terror: The Dark Aesthetics Of Technology,
2025
Montclair State University
Terror: The Dark Aesthetics Of Technology, Klaus Schnitzer
LASER Journal
Why is one drawn to the sleek shapes of missiles, fighter planes and massive bombers whose bellies can unleash formidable destruction?
There is an undeniable beauty in designs that once were the epitome of engineering and technology - the equivalency of speed, agility and precision. But this aestheticization of weapons of mass destruction cannot blind one to the ultimate purpose of these sleek objects, be it aggressive or defensive.
