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From Financial Education To Financial Decisions: Evidence On College Financing, Personal Finance Behavior, And Student Attitudes, Dongwei Shi 2026 University of Kentucky

From Financial Education To Financial Decisions: Evidence On College Financing, Personal Finance Behavior, And Student Attitudes, Dongwei Shi

University of Kentucky Doctoral Dissertations

I examine how financial education shapes students’ financial knowledge, college financing decisions, and longer-term financial behavior.

The first chapter studies whether taking high school financial education in Kentucky affects students’ college financing decisions using linked administrative records on high school course-taking and postsecondary financial aid. Using school-level financial education course availability as an instrument, the chapter evaluates whether exposure to financial education is associated with differences in student loan borrowing and receipt of need-based aid.

The second chapter examines whether exposure to state high school financial education mandates improves financial literacy and longer-term personal finance behavior among U.S. adults. Using …


The Effect Of The Affordable Care Act Medicaid Expansion On The Risk Of Hospital Closure And Adolescent Hpv Immunization In Rural Counties, Juliette Des Rosiers 2026 Scripps College

The Effect Of The Affordable Care Act Medicaid Expansion On The Risk Of Hospital Closure And Adolescent Hpv Immunization In Rural Counties, Juliette Des Rosiers

Scripps Senior Theses

From 2005 to 2025, over 200 rural hospitals shut their doors, often citing increased operational costs, staffing shortages, low patient volume, regulatory barriers, financial challenges exacerbated by the COVID-19 pandemic, and uncompensated care as common contributors to the closures. Rural patients are often referred by their primary care physician to a hospital for regular immunizations, since smaller clinics have less capacity to provide immunizations due to a shortage of pediatricians and limited vaccine stock. A crucial vaccine that is not required by schools and underutilized in rural areas is that against human papillomavirus (HPV), a virus that infects cutaneous and …


Security Governance In Post-Colonial Africa And Implications On Democratic Institutions, Chick Edmond 2026 Old Dominion University

Security Governance In Post-Colonial Africa And Implications On Democratic Institutions, Chick Edmond

Political Science & Geography Faculty Publications

This paper will evaluate how security governance contributes to both the development of democracy and the establishment of stable institutions within newly independent post-colonial states in Africa. Security governance is examined here as it relates to the long-term influence of colonial legacy, military presence, and the politicization of the security services. The authors have based their analysis of this issue on qualitative data gathered from Nigeria, Ghana, South Africa, Democratic Republic of Congo, and Kenya. The findings of the research suggest that unless security sectors are subject to civilian oversight and adhere to democratic principles, they tend to serve the …


From Global Norms To Local Implementation: The Sendai Framework, Disaster Risk Reduction, And Human Rights In The United States, Madelyn Schutte 2026 Illinois State University

From Global Norms To Local Implementation: The Sendai Framework, Disaster Risk Reduction, And Human Rights In The United States, Madelyn Schutte

Theses and Dissertations

This study examines the extent to which the Sendai Framework for Disaster Risk Reduction and a human rights-based approach (HRBA) are reflected in local level hazard mitigation plans in the United States. This study utilizes a directed qualitative content analysis of a local hazard mitigation plan, using McLean County, Illinois, as a single case study. The Sendai Framework and a HRBA are moderately reflected in McLean County’s hazard mitigation plan, with the most significant omission being a comprehensive discussion of the disproportionate risks faced by vulnerable populations. The results indicate that FEMA guidelines for hazard mitigation plans likely do not …


Examining Challenges For Sociology Master’S Degree Students At California State University, David Ortuno 2026 University of the Pacific

Examining Challenges For Sociology Master’S Degree Students At California State University, David Ortuno

University of the Pacific Theses and Dissertations

The purpose of this study is to identify the lived experiences of CSU sociology graduate students pursuing a master’s degree. Seven sociology graduate students from six of the eight (75%) total sociology MA programs throughout the entire CSU system were interviewed. Their responses were designed to analyze the support systems and challenges they face while pursuing a master's degree, as well as to investigate whether their experiences correlate with or fail to correlate with the promises in the CSU mission statement, and to answer the study’s research questions and achieve the purpose of this qualitative study.

Four themes emerged from …


Immigration Securitization And Educational Access: The Impact Of U.S. Immigration Policy On International Students, Cossir Carter 2026 University of Central Florida

Immigration Securitization And Educational Access: The Impact Of U.S. Immigration Policy On International Students, Cossir Carter

Honors Undergraduate Theses

This study examines the securitization of international students within the broader transformation of United States immigration policy from the post-9/11 era to the present administration. Following the September 11 attacks, immigration governance was increasingly reorganized under a national security framework, significantly altering the regulatory environment surrounding student visas. Subsequent policy shifts have intensified monitoring mechanisms and administrative controls that directly shape international students’ access to education and mobility. Given the sensitivity of immigration-related participation in the current political climate, this research employs qualitative policy analysis rather than direct student surveys. Under the Trump administration, this securitization intensified through stricter visa …


Analysis Of Policies And Incentives For The Successful Implementation Of Hydrogen-Fueled Medium-Duty And Heavy-Duty Vehicles In Humboldt County, California, Alka Verma 2026 Cal Poly Humboldt

Analysis Of Policies And Incentives For The Successful Implementation Of Hydrogen-Fueled Medium-Duty And Heavy-Duty Vehicles In Humboldt County, California, Alka Verma

Cal Poly Humboldt theses and projects

The 21st century has seen a significant rise in global greenhouse gas (GHG) emissions, with the transportation sector contributing 23% of these emissions. Medium-duty and heavy-duty vehicles (MD/HD) are particularly impactful, accounting for over a quarter of transport-related emissions. In Humboldt County, California, transportation represents 53% of total emissions, with MD/HD vehicles being a major contributor. As light-duty vehicles shift to zero-emission alternatives, the MD/HD sector faces unique challenges. Hydrogen fuel cell vehicles offer a promising solution, providing longer range, higher energy density, and quicker refueling compared to battery electric vehicles (BEVs). These features make hydrogen an attractive option for …


A Historical Analysis Of The Squatter Settlements (Sukumbasi) In Nepal And The Role Of Smart Settlements, Keshav Bhattarai, Ambika P. Adhikari 2026 University of Central Missouri

A Historical Analysis Of The Squatter Settlements (Sukumbasi) In Nepal And The Role Of Smart Settlements, Keshav Bhattarai, Ambika P. Adhikari

Himalayan Research Papers Archive

In Nepal, landless populations can broadly be categorized into two groups: urban squatters and rural landless families. Each group can further be distinguished by its level of political connection and access to power.

Among urban squatters, politically connected groups often occupy open public spaces in cities with some degree of protection or tolerance from political parties. In contrast, less powerful urban squatters usually settle on public land because they cannot afford formal housing. These settlements are commonly located in unsafe or marginal areas, such as riverbanks, flood-prone zones, and unused public spaces. Despite these risks, many remain in urban areas …


'But George Floyd Wasn't A Saint': A Critical Discourse Analysis Pre And Post George Floyd, Raya Berkley-Jacobs 2026 University Central of Florida

'But George Floyd Wasn't A Saint': A Critical Discourse Analysis Pre And Post George Floyd, Raya Berkley-Jacobs

Graduate Studies Theses and Dissertations 2026

May 25, 2020, George Floyd died at the hands of former police officer Derek Chauvin after he placed his knee on George Floyd’s neck for 8 minutes and 46 seconds. His death sparked outrage, protests, and calls for accountability, justice, and reform. This study addresses the impact of George Floyd’s death as a focusing event that created a policy window under which federal legislation was introduced as a response to his death. Drawing on Punctuated Equilibrium Theory and Social Construction Theory, the study utilizes a critical discourse analysis to test how the death of George Floyd impacted the amount and …


Governing Harm: Three Essays On Anti-Lgbtq+ Legislation In The United States, Kathryn Hickey 2026 University of Central Florida

Governing Harm: Three Essays On Anti-Lgbtq+ Legislation In The United States, Kathryn Hickey

Graduate Studies Theses and Dissertations 2026

In the United States, over 140 state bills were passed between 2014 and 2024 that directly targeted the lives of LGBTQ+ individuals. Drawing on administrative evil and the minority stress model, this dissertation demonstrates how policy environments that normalize discrimination through the passage of anti-LGBTQ+ legislation can lead to devastating consequences. Using a three-essay format, the first study conducts a qualitative content analysis of state level anti-LGBTQ+ laws passed between 2015 and 2024 to identify how administrative evil is woven into the language of the legislation. The results of this analysis show these laws systematically dehumanize LGBTQ+ individuals, restrict their …


The Intersection Of Abuse, Child Welfare, And The Law For Intimate Partner Violence Survivors: Gender Violence As An Antagonistic Social Force, Julio Montanez 2026 University of Central Florida

The Intersection Of Abuse, Child Welfare, And The Law For Intimate Partner Violence Survivors: Gender Violence As An Antagonistic Social Force, Julio Montanez

Graduate Studies Theses and Dissertations 2026

Intimate partner violence (IPV)—as gender violence—pits children’s civil rights and women’s civil liberties against each other. To explore this phenomenon, the current work features five (5) studies that aim to understand the systemic consequences of IPV and child maltreatment for victims and survivors of both types of abuse.

  • Study 1 is a qualitative-deductive study featuring a directed content analysis of news media pertaining to a trial court case on lethal child maltreatment and IPV.
  • Study 2 is a qualitative-inductive study featuring a feminist critical discourse analysis of trial court data on lethal child maltreatment and IPV.
  • Study 3 is a …


Envisioning The Role Of Community-Owned Stores & Aligning Federal Food Policies: A Participatory Approach To Food Security And Food Sovereignty In Sambaa K’E, Denendeh (Northwest Territories, Canada), Narayan Subramoniam 2026 Wilfrid Laurier University

Envisioning The Role Of Community-Owned Stores & Aligning Federal Food Policies: A Participatory Approach To Food Security And Food Sovereignty In Sambaa K’E, Denendeh (Northwest Territories, Canada), Narayan Subramoniam

Theses and Dissertations (Comprehensive)

Northern Indigenous communities have relied on traditional food systems for meaningful, nutritious diets since time immemorial. But many Indigenous communities in remote northern regions of Canada still face disproportionately elevated levels of food insecurity due to climate change radically altering the availability for traditional foods, colonial food policies imposing Western diets, and the high costs of transporting store-bought foods. Extreme weather events such as wildfires further isolate fly-in remote communities increasing both the costs of transporting store-bought foods and the difficulties of harvesting traditional foods. There are many examples of community-based initiatives for supporting traditional and locally grown foods, however, …


Stacked Risks, Unequal Returns: Stratified Risk Allocation In Housing And Higher Education, Regina M. Lewis 2026 University of Kentucky

Stacked Risks, Unequal Returns: Stratified Risk Allocation In Housing And Higher Education, Regina M. Lewis

University of Kentucky Doctoral Dissertations

In the United States, public policy does more than distribute resources. It distributes risk. The same policy can create profoundly different consequences for different people because policies operate on landscapes shaped by generations of unequal investment and opportunity.

To explore this process, I introduce the Stratified Risk Allocation (SRA) Framework to demonstrate how facially neutral policies reproduce inequality by allocating risk across populations with unequal capacity to absorb it. Drawing on risk society theory, historical institutionalism, critical race theory, intersectionality, and stratification economics, the SRA framework distinguishes between Exposure, the likelihood of encountering policy-generated risk, and Capacity, the resources available …


Social Construction Of Female-Headed Households Participating In Hud Public Housing Programs, Emma Forks 2025 Walden University

Social Construction Of Female-Headed Households Participating In Hud Public Housing Programs, Emma Forks

Walden Dissertations and Doctoral Studies

The problem this study addressed involved factors associated with long-term program involvement of female-headed households living in public and vouchered housing. The literature indicated a significant gap regarding the reasons women who received federal housing assistance stayed in government housing. The purpose of this generic qualitative study was to examine the experiences of female-headed households living in public housing and Housing Choice Voucher (HCV) housing in a Central Texas region, specifically to identify the factors that limited their ability to leave these programs. Using Schneider and Ingram’s social construction of target populations theory, the data was collected from eight participants …


Securing The Future: Strengthening Gun Safety Laws To Protect Our Youth, Clare Lilyestrom 2025 Purdue University

Securing The Future: Strengthening Gun Safety Laws To Protect Our Youth, Clare Lilyestrom

The Journal of Purdue Undergraduate Research

This study explores the impact of child access prevention (CAP) laws on firearm-related deaths in the United States, analyzing the relationship between CAP laws and the corresponding firearm death rates by state. To evaluate the strength of each state’s CAP laws, each state was given a number from 0 (no law) to 3 (strongest protection). Firearm death rates were recorded as “n per 100,000” population. We performed a linear regression analysis that found a significant association between the strongest and moderate CAP laws and firearm deaths (strong = 3) -β = -14.0, p < .01; (moderate = 2) -( β = -7.4, p < .001) respectively. There was no significant difference between states with minimal protections (weak = 1) and those without CAP laws (none = 0). These results highlight that simply having a CAP law is insufficient; the strength of the law is a critical factor. This is further supported by the model, which showed that 43% of the variation in firearm deaths was directly linked to the strength of CAP laws. However, challenges such as gaps in enforcement, public awareness, and inconsistent legislation remain barriers. This paper proposes three key policy actions: (1) standardizing CAP laws nationwide, (2) requiring mandatory safe storage education for all firearm owners, and (3) expanding federal background checks to address purchase loopholes. Strengthening these areas would be a huge step toward reducing gun violence in the United States, particularly among youth.


Artificial Intelligence And Consumer Trust, Privacy, And Protection On Digital Platforms, Alheri Gajere Adams 2025 Walden University

Artificial Intelligence And Consumer Trust, Privacy, And Protection On Digital Platforms, Alheri Gajere Adams

Walden Dissertations and Doctoral Studies

Academic scholars have researched the impact of artificial intelligence (AI) on privacy, trust, and data governance; however, substantial gaps remain—particularly regarding how AI influences consumer trust and privacy among Texas consumers subscribed to digital platforms. The purpose of this generic qualitative study was to explore how Texas consumers experience and perceive online platforms for personal and private use regarding online data privacy and trust, underscoring the gap in prior research on how state-level consumer protection laws, such as the Texas Deceptive Trade Practices Act (DTPA), address concerns relative to data trust, privacy, and digital protection. The conceptual framework that guided …


The Equity Dead Zones: Legal Intersectionality Failure Points In Chapter 13 Bankruptcy, Tearria N. Simmons 2025 Purdue Global University Law School

The Equity Dead Zones: Legal Intersectionality Failure Points In Chapter 13 Bankruptcy, Tearria N. Simmons

The Guardianship Journal

Legal intersectionality failure points describe the systemic fractures that occur where overlapping legal, social, and economic inequalities converge, potentially producing compounded barriers to relief. Each failure point marks a site of marginalization. In what ways do individuals already recognized as vulnerable in Chapter 13 bankruptcy face a heightened risk when multiple forms of disadvantage intersect? When these intersections combine in mutually reinforcing ways—racial, economic, and relational disparities colliding with structural deficiencies in family, property, and bankruptcy law—does it result in pronounced negative outcomes, and, if so, what are those outcomes? Within this convergence, could there be a space where compounded …


Invisible No More: National Solutions For Protecting Unaccompanied And Separated Migrant Children In Egypt, Enas Abdel Azim, Noran Khorsheed, Raghda Bahy Elessawy, Tharwat Abaza 2025 American University in Cairo

Invisible No More: National Solutions For Protecting Unaccompanied And Separated Migrant Children In Egypt, Enas Abdel Azim, Noran Khorsheed, Raghda Bahy Elessawy, Tharwat Abaza

Papers, Posters, and Presentations

Egypt has a strategic geographical position as a significant destination and transit country for unaccompanied and separated migrant children (UASC). With a substantial and rapidly increasing migrant population, exacerbated by recent regional influxes, the country’s public infrastructure and resources are experiencing considerable strain. While Egypt has demonstrated its commitment to child rights through the ratification of key international instruments like the Convention on the Rights of the Child (CRC) and the African Charter on the Rights and Welfare of the Child (ACRWC), UASC in the country nonetheless face complex protection challenges, including legal visibility concerns, risk for exploitation, and barriers …


Addressing Challenges In Accessing Secondary And Tertiary Healthcare Services For Migrants And Refugees In Egypt, Noura Seada, Nehal El-Bakhshawangy, Heba Semary, Fatma Alzahraa Hassan, Ahmed Hammad 2025 The American University in Cairo AUC

Addressing Challenges In Accessing Secondary And Tertiary Healthcare Services For Migrants And Refugees In Egypt, Noura Seada, Nehal El-Bakhshawangy, Heba Semary, Fatma Alzahraa Hassan, Ahmed Hammad

Papers, Posters, and Presentations

The growing number of vulnerable migrants and refugees worldwide presents a significant challenge to host countries, particularly in terms of accessing healthcare services. Egypt hosts over 9 million migrants and refugees, with 1.5 million in a vulnerable situation. Despite the country’s efforts in providing adequate healthcare to these vulnerable groups, some challenges persist. This paper addresses the barriers that vulnerable migrants and refugees face when seeking secondary and tertiary healthcare services in Egypt, analyzing the legal, economic, social, and health system factors that contribute to this problem.

In 2018, the Egyptian government began an ambitious journey to reform its healthcare …


Latino Economic Inequality In New York City: Income And Snap Recipiency, 2013–2023, Oswaldo A. Mena Aguilar 2025 Center for Latin American, Caribbean, and Latino Studies

Latino Economic Inequality In New York City: Income And Snap Recipiency, 2013–2023, Oswaldo A. Mena Aguilar

Center for Latin American, Caribbean, and Latino Studies

This Latino Data Project Report analyzes trends in the economic well-being of Latino households in New York City between 2013 and 2023, focusing on household income and participation in the Supplemental Nutrition Assistance Program (SNAP). The findings reveal a paradoxical pattern: although median Latino household income increased over the decade, economic inequality within the Latino community widened substantially. Income gains were unevenly distributed, with higher-income households pulling further ahead while the lowest-income households experienced stagnation or decline. Over the same period, Latino households fell further behind all other racial and ethnic groups in the city. Additionally, Latinos consistently exhibited the …


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