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Yield To Maturity Is Always Received As Promised Jan 2026

Yield To Maturity Is Always Received As Promised

Journal of Economics and Finance Education

This note comments on a misconception that yield to maturity from holding a coupon bond until maturity is only promised, but not really received, unless coupon payments are reinvested at the same rate as the (original) yield to maturity. It shows that yield to maturity is always earned no matter how coupon payments are allocated – spent or reinvested at any rate. It illuminates that the realized compounding yield in fact measures the yield to maturity from a combination of two investments rather from simply holding the bond itself until maturity.

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The Influence Of University Investment Education On Asset Allocation Jan 2026

The Influence Of University Investment Education On Asset Allocation

Journal of Economics and Finance Education

Using survey data from students at three universities, we examine the influence of an Investments Analysis course on student perception of the ideal asset allocation for a retirement portfolio. Consistent with previous studies that examine financial education in the workplace, a critical outcome of university investment education is the apparent alleviation of a conservative bias that is typically prevalent among uninformed investors. This change results in an increasing willingness to take larger stock positions, which produces higher expected returns and larger portfolio betas. Most importantly, however, the net effect is more efficient portfolios, particularly for those students who begin with …

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Math Skills And Everyday Problem Solving Jan 2026

Math Skills And Everyday Problem Solving

Journal of Economics and Finance Education

Given the importance of mathematics to economic education, we administer a test of basic math skills to 696 students enrolled in various college economics courses in order to understand the factors influencing a student’s ability to apply basic math skills in practical settings. Students with strong elementary math skills perform significantly better in applied contexts and we find that taking more math classes in college improves a student’s ability to apply mathematics substantially. Interestingly, our results suggest that students with greater personal financial responsibility in funding their education do significantly better in understanding and applying basic math skills.

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Financial Industry Certification Preparation And “Teaching To The Test” Jan 2026

Financial Industry Certification Preparation And “Teaching To The Test”

Journal of Economics and Finance Education

This paper addresses two aspects of offering finance certification training programs at the university level. During the spring term 2006, Southern New Hampshire University offered (in conjunction with a large, diversified financial services company) a finance elective course to prepare students to sit for the FINRA Series 7 General Securities Registered Representative Examination. Firstly, the paper provides a brief background on developing a specialized academic course working in cooperation with a corporate entity. Secondly, the paper explores the academic ramifications of delivering the course in a “teaching to the test” format instead of a more typical academic course delivery.

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Collusion And Stock Offerings: A Classroom Exercise For Economics And Finance Classes Jan 2026

Collusion And Stock Offerings: A Classroom Exercise For Economics And Finance Classes

Journal of Economics and Finance Education

Collusion-based lawsuits surrounding initial and seasoned offerings have been a reoccurring phenomenon. This paper offers a classroom exercise for economics and finance courses that allows students to experience the collusion phenomenon. This is achieved through simulating how underwriters and preferred clients participate in schemes of buying and selling shares of a new stock issue in order to make exorbitant profits. Students experience the consequences when excessive investor demand is not tempered with an understanding of how earning fundamentals determine security value. Most importantly, students gain insight into the ethical responsibilities of those involved in the security issuance process.

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Effects Of Student Response System In University Foundation Courses – Excerpts From A Doctoral Study, Grace M. Tuttle Jan 2026

Effects Of Student Response System In University Foundation Courses – Excerpts From A Doctoral Study, Grace M. Tuttle

International Journal of Teaching and Learning in Higher Education

This paper is an excerpt on the author's doctoral study titled “Effects of Student Response System in University Foundations (UF) Courses.” This quasi-quantitative study explored the effects of iClicker technology on students’ academic performance based on final course grades, participation, and attendance in university foundation courses. This study evaluated data from 7,812 participants between spring 2017 to autumn 2019. The logistic regression analysis showed that for students in the clicker group, the odds of earning a final grade of A or B increased by a factor of 1.28 for each one standard deviation increase in participation z-score, controlling for other …

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Enhancing Creativity Through Systematic Teaching: A Case Study In Management Education, Uri Sternberg, Sarit Moldovan Jan 2026

Enhancing Creativity Through Systematic Teaching: A Case Study In Management Education, Uri Sternberg, Sarit Moldovan

International Journal of Teaching and Learning in Higher Education

This article presents a case study of an innovative teaching approach within an MBA course titled “Systematic Creative Thinking.” It demonstrates how the course applies the creativity principles it teaches to its own instructional design, embodying theory in practice. By utilizing ideation templates such as the Multiplication and Division, the course incorporates diverse teaching methodologies, including flipped classrooms, multimedia resources, and experiential group activities. This design fosters student engagement by addressing varied learning preferences and encouraging active participation. Qualitative and quantitative evidence indicate increased student satisfaction, improved performance, and deeper understanding, achieved through the synergy of theoretical instruction and …

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Nasa: Suit Designs For Space Station Jan 2026

Nasa: Suit Designs For Space Station

Ron Carleton Papers

Photocopy of an article from Jan 11, 1988 detailing how NASA (National Aeronautics and Space Administration) will be evaluating two designs of space suits for the Space Station.

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Nasa: First Landing At Kennedy Space Center Jan 2026

Nasa: First Landing At Kennedy Space Center

Ron Carleton Papers

Image of the Space Shuttle, Challenger, during its first landing at Kennedy Space Center. The Challenger is the shuttle from Mission 41-B and the image was taken from a rescue helicopter.

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Nasa: Gemini Program Highlights Jan 2026

Nasa: Gemini Program Highlights

Ron Carleton Papers

Collage of images from the Gemini Program. They show various events during the mission from the initial launch of the Atlas on October 25, 1965 to November 15, 1966.

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Nasa: Space Shuttle Mission 61-B Jan 2026

Nasa: Space Shuttle Mission 61-B

Ron Carleton Papers

Image is from Mission 61-B. Highlighting the construction of the EASE (Experimental Assembly of Structures in Extravehicular Activit) while in space. It is an experiment of space construction with an emphasis on human dynamics, human factors, and a compairson between space construction and underwater training. Astronauts shown are Mission Specialists Jerry L. Ross (red stripes) and Woody Spring. The Mission crew also included Commander Brewster H. Shaw, Pilot Bryan D. O'Conner, specialist Mary L. Cleave, and Payload Specialists Charles D. Walker and Rodolfo Neri Vela. Mission 61-B, Atlantis, launched November 26, 1985 from Kennedy Space Center in Florida and returned …

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Nasa: Space Program Benefits Jan 2026

Nasa: Space Program Benefits

Ron Carleton Papers

Information packet of NASA's (National Aeronautics and Space Administration) Space Program Benefits, detailing innovations or "spinoffs" that have come from the Space Program.

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Nasa: Information Summaries Jan 2026

Nasa: Information Summaries

Ron Carleton Papers

Information booklet from NASA's (National Aeronautics and Space Administration) about the Mercury to Apollo-Soyuz. The booklet details each of the space missions that NASA has conducted from Project Mercuty in 1959 to the Apollo-Soyuz in 1975. Pubilshed November 1985.

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Nasa: Orbital Maneuvering Vehicle Jan 2026

Nasa: Orbital Maneuvering Vehicle

Ron Carleton Papers

Trifold information brochure for NASA's (National Aeronautics and Space Administration) OMV (Orbital Maneuvering Vehicle). It is an unmanned space transportation vehicle designed to deliver payloads outside of practical reach of the space shuttle. Published in October 1986.

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Nasa: Lyndon B. Johnson Space Center Jan 2026

Nasa: Lyndon B. Johnson Space Center

Ron Carleton Papers

Information packet of the Lyndon B. Johnson Space Center (NASA center that was renamed on February 19th, 1973) including background of the station, its astronaut program and the main mission of the facility.

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Houston Chamber Of Commerce, Rosie Barrera Jan 2026

Houston Chamber Of Commerce, Rosie Barrera

Ron Carleton Papers

Letter to Ron Carlton from Rosie Barrera detailing thanks of a meeting for the Houston Chamber of Commerce. Dated June 28, 1985

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Comanche Peak Steam Electric Station Jan 2026

Comanche Peak Steam Electric Station

Ron Carleton Papers

Pages 1-2 of Comanche Park Steam Electric Station. Document includes a brief overview and history of the company detailing ownership, location, capability, and cost to operate.

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Akin, Gump, Strauss, Hauer & Feld, John Markus Jan 2026

Akin, Gump, Strauss, Hauer & Feld, John Markus

Ron Carleton Papers

Two letters, one dated January 11, 1985 to Ron Carlton from John Markus. The other letter dated December 17, 1984 to Bonnie McLellan from John Markus.

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Create @ State 2024, Arkansas State University - Jonesboro Jan 2026

Create @ State 2024, Arkansas State University - Jonesboro

Create@State

No abstract provided.

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Create @ State 2016, Arkansas State University - Jonesboro Jan 2026

Create @ State 2016, Arkansas State University - Jonesboro

Create@State

No abstract provided.

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Create @ State 2014, Arkansas State University - Jonesboro Jan 2026

Create @ State 2014, Arkansas State University - Jonesboro

Create@State

No abstract provided.

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Create @ State 2013, Arkansas State University - Jonesboro Jan 2026

Create @ State 2013, Arkansas State University - Jonesboro

Create@State

No abstract provided.

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Create @ State 2012, Arkansas State University - Jonesboro Jan 2026

Create @ State 2012, Arkansas State University - Jonesboro

Create@State

No abstract provided.

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Create @ State 2021, Arkansas State University - Jonesboro Jan 2026

Create @ State 2021, Arkansas State University - Jonesboro

Create@State

No abstract provided.

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Create @ State 2015, Arkansas State University - Jonesboro Jan 2026

Create @ State 2015, Arkansas State University - Jonesboro

Create@State

No abstract provided.

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Of Blood And The Buddha: A Nichiren Primer On Counseling Clients, John W. Teeter Jr. Jan 2026

Of Blood And The Buddha: A Nichiren Primer On Counseling Clients, John W. Teeter Jr.

Florida Journal of International Law

Should you pray when you bleed? More specifically, should a Buddhist woman refrain from chanting and reciting from the Lotus Sutra during her menstrual cycle? This was the query fielded by the fiery prophet Nichiren in 1264 in Kamakura, Japan. Nichiren's response, however, is far more than a doctrinal resolution of an esoteric theological uncertainty. To the contrary, Nichiren's advice is a model of analysis, common sense, and compassion that today's attorneys would be wise to emulate. As set forth below, Nichiren's cautious, sensitive, and pragmatic approach provides an enlightened template on how we can best counsel our clients in …

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Due Process In The Brazilian Presidential Impeachment, Ricardo Perlingeiro Jan 2026

Due Process In The Brazilian Presidential Impeachment, Ricardo Perlingeiro

Florida Journal of International Law

This Essay discusses the applicability of the U.S. notion of procedural due process of law to the presidential impeachment process within the Brazilian Constitution. It takes a critical approach based on the Inter-American system of human rights protection and includes a comparison with the European human rights model. The analysis is illustrated by means of the Brazilian Federal Senate's impeachment of Dilma Rousseff on August 31, 2016 on charges of having "opened additional lines of credit by presidential decrees, without the authorization of the National Congress," and "(illegally) entering into loan transactions." As a result, the ex-President Rousseff was removed …

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The Consequences Of Attempted Human Perfection: Genetic Enhancement And Why It Is Immoral, Kiran S. Sajnani Jan 2026

The Consequences Of Attempted Human Perfection: Genetic Enhancement And Why It Is Immoral, Kiran S. Sajnani

Mako: NSU Undergraduate Student Journal

In the field of biomedical ethics, genetic enhancement—the alteration of human DNA to increase characteristics beyond normal function—is a highly contested topic. Genetic enhancement presents serious ethical issues, especially when gene therapy seeks to treat or prevent disease. This paper makes the consequentialist case that genetic enhancement, whether somatic or germline, is intrinsically unethical because of its ethical, societal, and systemic ramifications. The autonomy of future persons is violated by germline enhancement, which also runs the risk of deepening socioeconomic gaps and escalating intergenerational inequity. Even though it only affects the individual, somatic augmentation undermines human diversity and agency by …

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North Texas Agriculture College Scrapbook Jan 2026

North Texas Agriculture College Scrapbook

North Texas Agricultural College Photograph Album

This collection contains one North Texas Agriculture College photograph album received from George Truett James's office.

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Llm Specific Video Ad Format, Caroline Pieracci Jan 2026

Llm Specific Video Ad Format, Caroline Pieracci

Defensive Publications Series

Disclosed herein is a system and format for integrating video advertising natively into Large Language Model (LLM) conversational interfaces. The format consists of a content package including a short, educational video bundled with a rich metadata payload. The payload comprises a verified transcript, source citations, and an authority score indicating reliability. A verification engine analyzes submitted content for factual accuracy, non-promotional tone, and production quality to assign the authority score. Keywords: LLM advertising, conversational AI, native video ads, authority score, reliability, sponsored answers, verified content.

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