The Specifics Of Green Mortgages: A Case Study Of Poland, Mateusz Tomal, Ewa Gorlecka-Łabiak

Journal of Banking and Financial Economics

The green mortgage market in Poland has received limited research attention. Therefore, this article aims to present the specifics of the green mortgage market in Poland. To thoroughly investigate the issue, in-depth interviews were conducted with 12 banking sector representatives, each with varying experience and professional roles. The study’s findings revealed that there is no formal definition of green mortgages, which hinders both banks and their customers. Currently, green mortgages are rarely granted due to their limited economic benefit to borrowers and the small number of residential properties that qualify. For banks, green mortgages present an opportunity to expand their …

Re: Conditional Approval Letter For The Butte Priority Soils Operable Unit Insufficiently Reclaimed Sites Quality Assurance Project Plan, Molly Roby

Silver Bow Creek/Butte Area Superfund Site

No abstract provided.

Mapping The Evolving Landscape Of Office-Based Laboratories In Vascular Surgery, 2010 To 2023, Aman Sinha, Austin Beahm, Peter Schultz, Anil Hingorani, Chantel Moore, Reva Bhushan

Student Publications

Background: Office-based laboratories (OBLs) have expanded rapidly since the introduction of Centers for Medicare & Medicaid Services (CMS) reimbursement for outpatient vascular interventions in 2008, driven by advances in endovascular technology and cost effectiveness. Alongside ambulatory surgery centers (ASCs), OBLs enable minimally invasive vascular procedures to be performed safely outside hospital settings with same-day discharge. Over the past decade, peripheral vascular interventions (PVIs) have increasingly shifted to outpatient environments, with OBLs demonstrating the most rapid growth. Despite this transition, national trends and geographic variation in OBL growth remain incompletely characterized. This study examined the longitudinal growth and geographic distribution of …

Cardozo Law News Brief: July 10, 2026, Benjamin N. Cardozo School Of Law

Cardozo Law News Briefs

Highlights from the July 10, 2026 Cardozo Law News Brief include:

• Interim Dean of Students Francesca Acocella received the National Association of Law Student Affairs Professionals’ (NALSAP) Core Four Award in recognition of her outstanding contributions to law student affairs.
• Professor Jessica Roth spoke to Bloomberg about the Supreme Court’s Cook, Slaughter, and birthright citizenship decisions, discussing their implications for the Fourteenth Amendment.
• Professor Michael Pollack was quoted in Bloomberg about the legal history of sidewalks and responsibilities for their maintenance, and also appeared on CNN to discuss a viral story about community sidewalk construction.
• Adjunct Professor Gary …

Sensing Freedom: Service User Perspectives Of Sensory Processing And Occupational Participation In A Forensic Mental Health Inpatient Setting – A Qualitative Study, Elana Moore, Rosi Raine, Alison Warren, Karen Beaulieu

School of Health Professions

Sensory processing shapes how people respond to environmental stimuli, influencing their ability to regulate themselves, make choices and participate in activities. Evidence indicates that people with mental health problems often experience sensory-processing difficulties that reduce rehabilitation participation. Secure forensic mental health settings are designed to manage behaviours that challenge; however, research indicates the physical environment not only limits opportunities for meaningful participation in rehabilitation activities but may also influence sensory experiences. Despite the interplay between the secure environment, sensory processing and participation, these concepts are seldom discussed in the literature. This qualitative study aimed to explore service users’ experience of …

Influence Of Genetic Relationships On The Spatial Distribution Of Breeding Eastern Wild Turkeys (Meleagris Gallopavo Silvestris) In West-Central Louisiana, Rachel D. Price

LSU Master's Theses

Eastern wild turkeys (Meleagris gallopavo silvestris) have a complex social system influenced by dominance hierarchies and exhibit seasonal variation in gregarious behaviors. Previous work has examined the influence of kin relationships on interactions between same sex conspecifics and flock associations, but information on how genetic relatedness influences interactions between individuals remains lacking. We constructed a dyad-based social network using high-resolution GPS data from 179 female and 68 male wild turkeys in west-central Louisiana during the 28-day period before a females’ 1^st nest initiation to quantify interaction probability based on genetic relatedness and age. Our findings suggest that …

Catholic Kolping Society New York V. Mugan

All Decisions

In this lease-expiration holdover, the court dismissed the petition upon finding a manifest discrepancy between the theory of rent-regulation exemption alleged in the petition — RSC §2520.11(f) (charitable/educational institution, institutional affiliation) — and the RPL §231-c GCEL notice served with the predicate notice, which claimed a different exemption based on income-restricted housing. Because the two instruments were irreconcilable as to the basis for GCEL exemption, dismissal was required. Landlord's cross-motion to amend was denied for failure to annex a proposed amended petition as required by CPLR §3025(b).

The Effectiveness Of Anterior Torque Control By Clear Aligners In Extraction And Non-Extraction Cases : Systematic Review, Houda Ousli, Kawtar Chadli, Fatima Zaoui, Hicham Benyahia

International Arab Journal of Dentistry

Introduction: Clear aligner treatment has gained popularity in recent years. Accurate torque expression of the upper incisors is crucial for orthodontic treatment outcomes but remains challenging in invisible orthodontic treatment.

Objectives: This systematic review aims to evaluate the existing literature and critically assess the clinical effectiveness of aligners in controlling anterior torque or bucco-lingual root inclination, in both extraction and non-extraction cases.

Methods: A systematic search of Scopus, PubMed, Web of Science, Ebsco, and the Cochrane Library was conducted for peer-reviewed articles published between 2014 and March 2025. A total of 257 records were identified (Scopus: 32; Web of Science: …

Machine Learning For Practical Quantum Computing: Adaptive Mitigation And Data-Driven Noise Characterization, Steven Szachara

Theses

Quantum error mitigation (QEM) is essential for reliable near-term quantum computing, yet practical deployment requires balancing mitigation strength against runtime overhead under nonstationary noise. This work introduces GSC-QEMit, a telemetry-driven context–forecast–bandit framework that adaptively selects mitigation intensity using unsupervised context discovery, uncertainty-aware Gaussian process forecasting, and a cost-aware contextual bandit. Evaluated on benchmark quantum circuits under drifting noise in simulation, the approach improves logical fidelity while reducing unnecessary intervention cost. Complementing this systems-level contribution, we apply unsupervised machine learning to broadband cryogenic transient dielectric spectroscopy data to analyze two-level system (TLS) noise mechanisms. Through clustering, dimensionality reduction, and spectral analysis, …

Two-Tier Seat-Limit Classifier With Active Per-Seat-Credential Self-Probe, Gustavo Matthew Assuncao

Defensive Publications Series

A fleet of autonomous LLM coding/review agents, each holding its own per-seat license, draws from a small set of shared provider quotas (an organization spend ceiling and a per-minute API rate limit). Treating every provider error as a uniform retry-with-backoff is wrong twice: a transient rate limit and a durable capacity exhaustion need opposite recovery horizons (minutes vs. hours), and a central platform key cannot test whether an individual seat's license has recovered because the quota is bound to the seat's own credential. This publication discloses a method that (1) recovers a limit signal from the agent's free-text output — …

---

Go to article

Two-Tier Seat-Limit Classifier With Active Per-Seat-Credential Self-Probe, Gustavo Matthew Assuncao

Defensive Publications Series

A fleet of autonomous LLM coding/review agents, each holding its own per-seat license, draws from a small set of shared provider quotas (an organization spend ceiling and a per-minute API rate limit). Treating every provider error as a uniform retry-with-backoff is wrong twice: a transient rate limit and a durable capacity exhaustion need opposite recovery horizons (minutes vs. hours), and a central platform key cannot test whether an individual seat's license has recovered because the quota is bound to the seat's own credential. This publication discloses a method that (1) recovers a limit signal from the agent's free-text output — …

---

Go to article

Category-Adaptive Recall Depth (Card) For Heat-Tiered Memory Systems, With Experimental Validation On Longmemeval-500, Arko Sanyal

Defensive Publications Series

We present Category-Adaptive Recall Depth (CARD), a retrieval mechanism for heat-tiered memory systems that conditions top-K depth and ranking strategy on a query category signal. Prior memory retrieval systems apply a fixed top-K regardless of query semantics; CARD instead assigns each query to one of four categories—information extraction (IE), knowledge update (KU), multi-session reasoning (MSR), temporal reasoning (TR)—and selects a per-category (K, ranking_strategy) pair optimized for that category's retrieval demands. KU queries additionally filter to the highest-version record per entity, enabling 100.0% accuracy on knowledge update tasks. We evaluate CARD integrated with LOCI (Layered Output and Context Intelligence), a heat-tiered …

Caldwell Non‑Invasive Macular Delivery Room (Cnimdr‑1.0) Unified Needle‑Free Macular Drug Delivery Architecture, Michael Victor Caldwell Mr.

Defensive Publications Series

CNIMDR‑1.0 is a complete, clinic‑grade, non‑invasive macular drug‑delivery system designed to replace intravitreal injections.

It integrates:

• a soft peri‑ocular acoustic ring (SPAR‑1)

• a hydrogel‑nanocarrier drug layer (HN‑DL)

• multi‑modal acoustic transport physics

• a gravity‑optimized treatment bed

• a comfort‑first patient interface

• closed‑loop safety monitoring

This architecture is fully open‑hardware and directly supported by several previously posted Caldwell inventions.

A lookup index is included at the end of this document so builders can reference the exact physics engines and testbeds that make CNIMDR‑1.0 viable.

1. PURPOSE

CNIMDR‑1.0 eliminates the need for intravitreal injections by delivering macular therapeutics through:

• non‑invasive acoustic posterior transport

• hydrogel‑nanocarrier …

  ---

  Go to article

Orchestration Framework For Parallelized On-Device Evaluation Of Edge Devices, Mayank Gupta, Soham Ghosal, Vaibhav Aggarwal, Vivek Kumar, Rishubh Khurana

Defensive Publications Series

Current techniques to test edge device stacks for LLMs suffer from environment disconnect (for tests executed on the cloud, not on actual device hardware), scalability and throughput limitations, and lack of integrated release gating. This disclosure describes a parallelized evaluation framework for testing large language model (LLM) stacks on edge devices. The framework orchestrates execution of LLM evaluation tasks on a pool of devices via a centralized router. Task datasets are sharded for distributed, asynchronous execution. The framework incorporates a high-performance binary for on-device task execution with programmable inference delays to prevent thermal throttling on the device and a fault …

Technical Disclosure: The Unified Metric-Shift Engine (Umse), Christopher L. Eckes

Defensive Publications Series

This technical disclosure formalizes the system engineering specifications for the Unified Metric-Shift Engine (UMSE). Rather than treating elemental replication, spatial teleportation, and temporal navigation as independent physical anomalies, the UMSE architectural framework unifies them into a single hardware-software stack built upon 2D viscoelastic substrate mechanics .

By manipulating the z-axis coordinate projection and helical phase vectors of localized soliton excitations (particles), the system operates entirely within room-temperature, non-equilibrium phase space . Inspired by the Nobel-Prize-adjacent mechanics of Soliton Trapping (Caltech) and Laser Wakefield Acceleration (LWFA), this disclosure details how a garage-budget harmonic computer can manipulate the fundamental universal source code—the …

Emergent Volumetric Expansion: Resolving The Hubble Tension Via 2d Viscoelastic Substrate Mechanics And Fused Bao Facets, Christopher L. Eckes

Defensive Publications Series

This paper presents a rigorous, particle-free alternative to the standard Friedmann-Lemaître-Robertson-Walker (FLRW) metric expansion paradigm by unifying the Dimensionally Extended Holographic Projection (DEHP) model and Informational Exomemory Cosmology (IEC). Rather than treating the vacuum as a geometric void expanding via dark energy, we formalize space as a continuous, two-dimensional (2D) viscoelastic phase fluid substrate operating at a resonant baseline (z=0). Three-dimensional (3D) baryonic matter emerges exclusively as localized, high-tension wave crests ("knots") projected vertically along a spatial z-axis, topologically anchored to zero-volume underbelly negative wave troughs ("anchors").

By applying continuum fluid mechanics to this membrane architecture, we reinterpret the 150-megaparsec …

Caldwell Cvnr‑F1.5 — Vortex‑Cavitation Molten‑Salt Fuel Refinery For Premium Gasoline Production (91–98 Ron)**, Michael Victor Caldwell Mr.

Defensive Publications Series

The upgraded CVNR‑F1.5 is a low‑temperature, atmospheric‑pressure fuel refinery that converts mixed plastics and organic waste into premium gasoline (91–98 RON) using vortex‑induced hydrodynamic cavitation, molten‑salt depolymerization, and a vapor‑phase catalytic mesh.

This system integrates multiple existing TDC inventions including VABR v2.0, Phoenix‑Cracker v2.0, CIPCP, CMLRS, URES/MMRA, Arachne‑Chip, and the Hydrocarbon Normalization Platform.

Desired Outcome: A zero‑waste, decentralized fuel‑production system that eliminates landfill plastics and produces premium gasoline from trash with 90–99% success probability.

Caldwell Cvnr‑A1.5 — Mineralized Fertilizer Pellet System Using Char + Seawater + Enhanced Mineral Additives**, Michael Victor Caldwell Mr.

Defensive Publications Series

The upgraded CVNR‑A1.5 converts char from fuel production and seawater into high‑potency slow‑release fertilizer pellets (0‑3‑4 to 0‑5‑6) using resonant mineral extraction, brine conditioning, pelletization, and upgraded nutrient additives.

This system integrates Marine‑Duo V26‑M, Lazarus Prime, URES/MMRA, CIPCP, and Sanitized Block.

Desired Outcome: A zero‑waste fertilizer system producing high‑value pellets with 90–99% success probability.

Hardware-Driven Race-To-Halt (Rth) In Conjunction With Dynamic Voltage And Frequency Scaling (Dvfs) For Memory Path Power Management, Anthony Douglas Masterson

Defensive Publications Series

This publication describes systems and techniques to manage power for dynamic memory interfaces within system-on-chip architectures.  In some implementations, memory paths utilize discrete operating frequencies.  The described systems introduce a hardware-driven synchronization and dynamic voltage and frequency scaling (DVFS) mechanism that adjusts the active time of a memory interface based on real-time utilization.  By operating the memory interface and associated requestor blocks at an elevated speed for a compressed burst period, and subsequently power-gating these components, a variable offline period is created.  This synchronization effectively yields a continuous spectrum of bandwidth scaling levels.  The hardware-driven approach coordinates active and inactive …

Female Resistance To Patriarchal Norms: A Study Of Identity And Self-Determination In The Film Enola Holmes (2020), Mikkial Muna, Eli Nofriati, Zuraini Zuraini

Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan

This study examines the representation of women's resistance to patriarchy through identity formation and self-determination in the film Enola Holmes (2020). Set in the Victorian era, the film portrays a patriarchal society that limits women's rights, educational opportunities, and freedom to determine their own lives. This study employed a descriptive qualitative design with a grounded theory approach. The primary data were collected through repeated observation of the film, focusing on relevant scenes, dialogues, character actions, and visual elements, and were analyzed using thematic analysis interpreted through the perspectives of patriarchy and liberal feminism. The findings reveal that patriarchy is represented …

Assessing Digital Collaborative Skills Among Pre-Service Elementary Teachers: Initial Instrument Evidence And Demographic Differences, Candra Utama, Aynin Mashfufah, Esti Untari, Sofia Haratee

Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan

Digital collaboration skills are an important competence for prospective elementary school teachers as 21^st-century learning demands the ability to use technology to work on a team, to communicate and share responsibilities, and to reflect on the learning process. This study aims to analyze evidence of the instrument initial validity, reliability, collaborative skill profile, and score differences based on the demographic characteristics of pre-service elementary teachers after participating in digital-based collaborative learning. The research uses a post-implementation evaluative quantitative approach sourced from a digital collaborative learning research design in the fourth-semester of elementary school teacher education study program at …

Opening Remarks, Jelani Jefferson Exum, Celine Lawrence, Mark L. Movsesian

Journal of Catholic Legal Studies

No abstract provided.

Central Asia's Kaleidoscope Of Identities: Sport As The Perfect Instrument For Nation-Building, Khais Rahmanie

Journal of Global South Sport Studies

The five Central Asian countries emerged from Soviet collapse with arbitrarily drawn borders, weak national identities, and deeply complex ethnic and religious landscapes. Predominantly Muslim but heir to seventy years of Soviet secularization, each state contains substantial minority populations. Confronted with these internal fractures, the governments of these countries have since their independence in the 1990s turned to sport as a primary instrument for forging social cohesion, managing interethnic tensions, and legitimizing their authority. This article examines the ethnic lines, explains why certain sports and events are specifically organized in particular regions, and traces sport's evolution from a Soviet tool …

Acknowledgements

Calliope

No abstract provided.

We Turn, Ada Chen

Calliope

No abstract provided.

Self Portrait 02, Jimmie Lane

Calliope

No abstract provided.

Air To Surface, Laney Eichelberger

Calliope

No abstract provided.

Image01, Adasia Cousins

Calliope

No abstract provided.

Gazes, Ada Chen

Calliope

No abstract provided.

Are We Trapped, Ada Chen

Calliope

No abstract provided.