Changing Patterns Xvi: Mortgage Lending To Traditionally Underseved Borrowers & Neighborhoods In Boston, Greater Boston And Massachusetts, 2008,
2010
University of Massachusetts Boston
Changing Patterns Xvi: Mortgage Lending To Traditionally Underseved Borrowers & Neighborhoods In Boston, Greater Boston And Massachusetts, 2008, Jim Campen
Gastón Institute Publications
This is the sixteenth in the annual series of Changing Patterns reports prepared for the Massachusetts Community & Banking Council (MCBC) by the present author. The series is aptly named: mortgage lending since 1990 has indeed been characterized by “changing patterns.” In recent years, the major focus of the series shifted from concern for fair access to credit for traditionally underserved borrowers and neighborhoods to concern for access to fair credit for these same borrowers and neighborhoods. This reflects the extent to which the problem of redlining had become overshadowed by the problem of reverse redlining, whereby areas that …
A Case Study Of Relative Satisfaction With Justice In State Courts: Perceptions Of Access And Fairness Among Hispanics/Latinos And Whites,
2010
Walden University
A Case Study Of Relative Satisfaction With Justice In State Courts: Perceptions Of Access And Fairness Among Hispanics/Latinos And Whites, Christopher George Bleuenstein
Walden Dissertations and Doctoral Studies
Previous studies have neglected to focus on the generalized affective satisfaction (diffuse support) to state level courts among Hispanics/Latinos. A western US county was selected for this case study to test a racial and ethnic theory of procedural justice in a region with a large Hispanic/Latino population. Differential experience theory was used as a theoretical foundation and posits that people determine their level of satisfaction with the courts based on their own actual experience with the courts. The main research question was whether Hispanics/Latinos have a different level of satisfaction with their access to, and fairness in, the court when …
Toward A Grounded Theory On The Management Of Orphanages In South Africa And Zimbabwe,
2010
Walden University
Toward A Grounded Theory On The Management Of Orphanages In South Africa And Zimbabwe, Anna Siyavora
Walden Dissertations and Doctoral Studies
The number of orphaned children in many parts of Africa is increasing as their parents die from human immunodeficiency virus (HIV) or acquired immune deficiency syndrome (AIDS). The research problem addressed in this qualitative study was lack of understanding by others about how the managers of orphanages in 2 African countries -- South Africa and Zimbabwe - were responding to the emotional and social needs of these orphans. The purpose of this study was to develop an orphanage management theory or model that could replicate the African kinship environment in the orphanages under study. Nurturing leadership theory provided the conceptual …
What’S Missing In Theories Of The Residential Energy User,
2010
Portland State University
What’S Missing In Theories Of The Residential Energy User, Mithra Moezzi, Loren Lutzenhiser
Center for Urban Studies Publications and Reports
Residential energy use has been envisioned in varied ways, each highlighting different factors and capturing a partial truth. This paper outlines assumptions of core theories about household energy use. It gives an abbreviated list of major empirical findings framed by these theories. It then identifies a new set of "blind spots" created by overly-simple reliance on models and by data shortcomings that in combination may block development of a more sophisticated understanding of energy use. Policies and program strategies, in turn, can become oriented toward simplistic approaches to change. We point to the need for improved interpretation and elaboration of …
Sticky Points In Modeling Household Energy Consumption,
2010
Portland State University
Sticky Points In Modeling Household Energy Consumption, Loren Lutzenhiser, Mithra Moezzi, David Hungerford, Rafael Friedmann
Center for Urban Studies Publications and Reports
A variety of approaches have been proposed to explaining individual household energy consumption, its variation, and its potential reduction. Some focus on technology, some on costs, and some on a combination of behaviors, attitudes, intentions, and norms. All try to make sense of a problem that, from a modeling perspective, involves hundreds of potentially important factors, yet is supported by highly inadequate or at best selective data. While there is value in "doing the best one can" with the resources at hand, building a defensible science requires a cold hard look at the quality of theory, research and data. This …
