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Mortgage Default Classification Modeling For Variable Analysis, Brendan R. Goggins 2025 Murray State University

Mortgage Default Classification Modeling For Variable Analysis, Brendan R. Goggins

Honors College Theses

The financial crisis of the early 2000’s is a prime example of the severe consequences that mortgage default and borrower insolvency can have on economies at large. Mortgage default specifically is a prime case with the popularization of mortgage backed securities and the commonality of this loan structure. Multiple hypotheses and models have been formed to understand the reasons, causes, and consequences of mortgage default. This paper uses both machine learning and statistical classification models to inform an understanding of the variables most significant and impactful to the default outcome of mortgages. Consideration is given to both loan-level microeconomic variables …


New Deep Learning Approaches To Classical Statistical Problems, Shijie Wang 2025 University of South Carolina

New Deep Learning Approaches To Classical Statistical Problems, Shijie Wang

Theses and Dissertations

The field of deep learning (DL) has received considerable attention in recent years. Thanks to rapid growth in computational power, the ability to collect massive datasets, and improvements in software and algorithms, DL is now routinely applied to areas as diverse as computer vision, natural language processing, and bioinformatics. At the same time, DL is only starting to be explored in the context of classical statistical inference problems such as bootstrapping, quantile regression, and mixture modeling. In this dissertation, we develop new DL methodology for three classical statistical problems: 1) weighted M-estimation, 2) joint quantile regression, and 3) mixing density …


Who Am I As A Learner? The Effects Of A Self-Regulated Learning Intervention On Ninth Graders’ Academic Self-Concepts And Intrinsic Motivation, Kaitlyn Elizabeth Bailey 2025 University of South Carolina

Who Am I As A Learner? The Effects Of A Self-Regulated Learning Intervention On Ninth Graders’ Academic Self-Concepts And Intrinsic Motivation, Kaitlyn Elizabeth Bailey

Theses and Dissertations

The transition from middle school to high school is a notoriously difficult one, and a student’s success in ninth grade is typically a predictor of future success in high school. Unfortunately, many ninth graders struggle to engage in school. Despite their capability to complete the work, these students appear unmotivated and simply disengaged from school. In this action research case study, three students had the opportunity to share their education stories and the experiences that have shaped their academic self-concepts. These students also participated in a self-regulated learning intervention to determine if students’ feelings of autonomy, competence, and relatedness could …


Bayesian Joint Modeling Of Longitudinal Data And Interval-Censored Failure Time Data, Yuchen Mao 2025 University of South Carolina

Bayesian Joint Modeling Of Longitudinal Data And Interval-Censored Failure Time Data, Yuchen Mao

Theses and Dissertations

Longitudinal data are a collection of repeated observations of the same subjects at different points in time. Interval-censored data arise when the time to the event of interest for each subject is never exactly observed but known to fall between two consecutive points in time. Joint analysis of longitudinal data and interval-censored failure time data can lead to more accurate estimates compared to separate modeling when the correlation among events of interest or intracluster correlation is present. The aim of this dissertation is to develop efficient and reliable joint analyses of longitudinal and interval-censored failure time data using Bayesian methods. …


The Impact Of Institutional Features On Student Retention Rates Using Regression And Random Forest Modeling, Grayson Tvrdik 2025 Bowling Green State University

The Impact Of Institutional Features On Student Retention Rates Using Regression And Random Forest Modeling, Grayson Tvrdik

Honors Projects

Student retention is a focus for higher education institutions aiming to improve student outcomes and institutional success. While previous research has often relied on qualitative assessments of college related factors, this project applies quantitative techniques at a national scale. Random forest and beta regression models were used to predict retention rates for public colleges based on institutional characteristics such as financial variables, enrollment patterns, and demographic metrics. The random forest models demonstrated higher accuracy than the beta regression models, leading us to find that financial variables and student integration factors are significant predictors of retention. Beta regression models, though less …


Changes In The Incidence, Viral Coinfection Pattern And Outcomes Of Pneumococcal Hospitalizations During And After The Covid-19 Pandemic, King-Pui Florence Chan, Ting Fung Ma, Hanshu Fang, Wai-Kai Tsui, James Chung-Man Ho, Mary Sau-Man Ip, Pak-Leung Ho 2025 University of South Carolina

Changes In The Incidence, Viral Coinfection Pattern And Outcomes Of Pneumococcal Hospitalizations During And After The Covid-19 Pandemic, King-Pui Florence Chan, Ting Fung Ma, Hanshu Fang, Wai-Kai Tsui, James Chung-Man Ho, Mary Sau-Man Ip, Pak-Leung Ho

Faculty Publications

Background

The incidence of pneumococcal pneumonia in the context of the Coronavirus Disease 2019 (COVID-19) pandemic, along with the real-world data on the ratio of non-invasive to invasive pneumococcal pneumonia, is an area that has not been thoroughly studied. The outcomes associated with coinfection of influenza and COVID-19 remain unknown. This study examined the incidence, demographics, coinfection with influenza and/or COVID-19, and clinical outcomes of pneumococcal hospitalizations in Hong Kong during the baseline, pandemic, and post-pandemic periods.

Methods

Hospitalization records of individuals aged 18 years and above with pneumococcal disease from January 2015 to August 2024 were extracted from the …


Representative Sampling, Jessica Choe, Lisa K. Lashley, Charles J. Golden 2025 Nova Southeastern University

Representative Sampling, Jessica Choe, Lisa K. Lashley, Charles J. Golden

Essays in Developmental Psychology

The research process begins with an initial observation that scientists or researchers of various backgrounds want to engage in and understand, which prompts them to formulate theories and hypotheses, collect data, and use statistical procedures to organize, summarize, and interpret gathered data. Research conducted through questionnaires or surveys are often utilized to determine the nature of a population or the interests of members in a particular group.


Sexually Transmitted Infection (Sti) Incidence And Risk Factors Among People With Hiv (Pwh): Insights From A 13-Year Cohort Study In South Carolina, Salome-Joelle Gass, Shujie Chen, Jiajia Zhang Ph.D., Bankole Olatosi 2025 University of South Carolina

Sexually Transmitted Infection (Sti) Incidence And Risk Factors Among People With Hiv (Pwh): Insights From A 13-Year Cohort Study In South Carolina, Salome-Joelle Gass, Shujie Chen, Jiajia Zhang Ph.D., Bankole Olatosi

Faculty Publications

The Ending the HIV Epidemic (EHE) initiative aims to reduce new HIV infections by 90% by 2030 in the United States (US). However, rising sexually transmitted infection (STI) rates exacerbate the bidirectional infection risk between HIV and STIs. Most research on STIs among people with HIV (PWH) has focused on high-risk groups, resulting in limited data on broader populations. This study addresses that gap by examining the incidence and risk factors for gonorrhea, chlamydia, and syphilis in a statewide cohort of PWH in South Carolina. Data from South Carolina’s HIV and STI surveillance systems were linked, and all PWH aged …


Analyzing The Sentiment Of Feminist And Non-Feminist Works, Jasmine Borie, Megan G. Falschlehner 2025 Ursinus College

Analyzing The Sentiment Of Feminist And Non-Feminist Works, Jasmine Borie, Megan G. Falschlehner

Mathematics, Computer Science & Statistics Presentations

This presentation focuses on a group of texts that advocate for a change in the current belief system. These texts are the Feminist Manifesto, Sojourner Truth: Ain’t I a Woman?, and Civilization and Its Discontents. These first two texts advocate for women’s rights, while Freud’s book is focused on civilization’s decline and how our understanding of community can affect this. Through our presentation, we want to examine the differences in sentiment and language between the feminist texts and Freud’s texts to pinpoint whether or not sentiment changes when advocating for different beliefs.


A Text Mining And Sentiment Analysis Of Valuable Cie Texts Using R, Eric Sugarman, Ethan Turber-Ortiz, Hannah Quinn 2025 Ursinus College

A Text Mining And Sentiment Analysis Of Valuable Cie Texts Using R, Eric Sugarman, Ethan Turber-Ortiz, Hannah Quinn

Mathematics, Computer Science & Statistics Presentations

The purpose of this project was to perform a sentiment analysis of three texts used in Ursinus College's Common Intellectual Experience (CIE) course: Between the World and Me by Ta-Nehisi Coates, The New Jim Crow by Michelle Alexander and Discourse on Method by Rene Descartes. Word count and word cloud analysis were also performed on the texts as well as term frequency and bigram analysis.


Environmental Risk And Alpha-Gal Syndrome (Ags) In The Mid-Atlantic United States, Brandon D. Hollingsworth Ph.D., Margaret Wiener, Dana A. Giandimenico, Scott P. Commins, Ross M. Boyce 2025 University of South Carolina

Environmental Risk And Alpha-Gal Syndrome (Ags) In The Mid-Atlantic United States, Brandon D. Hollingsworth Ph.D., Margaret Wiener, Dana A. Giandimenico, Scott P. Commins, Ross M. Boyce

Faculty Publications

Alpha-gal syndrome (AGS), commonly referred to as the tick bite red meat allergy, has been reported worldwide with the number of suspected cases in the United States increasing from 24 in 2009 to over 34,000 in 2019. Within the US, AGS is associated with the bite of two tick species, Amblyomma americanum and Ixodes scapularis, and has particularly high incidence rates in the mid-Atlantic region. Because AGS is associated with tick bites, the risk of developing AGS is affected by the environment individuals visit. Despite this, as well as the numerous studies associating the environment with Am. americanum, …


Impacts Of Extreme Weather Conditions On Coastal Fisheries Near Bayou Teche, Louisiana From 2019–2023, Georgia C. Davis 2025 Louisiana State University and Agricultural and Mechanical College

Impacts Of Extreme Weather Conditions On Coastal Fisheries Near Bayou Teche, Louisiana From 2019–2023, Georgia C. Davis

LSU Master's Theses

The region of Southcentral Louisiana, particularly around Bayou Teche, thrives on its commercial and recreational fisheries. These fisheries are occasionally subject to events like extreme weather that cause sudden and unexpected losses (NOAA Fisheries, 2024a). Between 2019 and 2023, a series of extreme weather events impacted southcentral Louisiana near Bayou Teche. This series of extreme events includes Hurricane Barry (2019), Hurricane Laura (2020), Hurricane Delta (2020), Hurricane Zeta (2020), Hurricane Ida (2021), and a United States Drought Monitor (USDM) D4 drought (2023). This study analyzes the impacts of the extreme weather series on coastal fish observed species richness (SR) in …


Analyzing The Declining Role Of Starting Pitchers In Mlb, Andrew Sferratore 2025 Bryant University

Analyzing The Declining Role Of Starting Pitchers In Mlb, Andrew Sferratore

Honors Projects in Information Systems and Analytics

In Major League Baseball (MLB) , the use of starting pitchers has faced major scrutiny. This study aims to discuss the declining role of starting pitchers in MLB and analyze how this affects team success during the regular season. Recent literature and statistics reveal that starting pitchers are throwing fewer innings and have lower pitch counts over the last two decades than in previous years. Attributing to this declining role are extreme spikes in the number of Tommy John (UCLR) surgeries, newly added rule changes, and the introduction of new philosophical approaches. Data from the 2024 regular season regarding starting …


Enhancing Animal Shelter Operations With Time Series And Machine Learning, Sakava L. Kiv, Donald L. Anderson, Shivam Negi, Jacquelyn Cheun 2025 Southern Methodist University

Enhancing Animal Shelter Operations With Time Series And Machine Learning, Sakava L. Kiv, Donald L. Anderson, Shivam Negi, Jacquelyn Cheun

SMU Data Science Review

Enhancing animal shelter operations through machine learning involves employing a variety of advanced techniques aimed at increasing efficiency, promoting animal welfare, and optimizing resource allocation. This paper explores predictive analytics for adoption rates using regression models to estimate the likelihood of adoption based on historical data, encompassing variables such as breed, health status, and previous adoption trends. Additionally, classification algorithms are utilized to categorize animals by adoption probability, facilitating better resources and marketing prioritization. Clustering algorithms are employed to group animals according to behavior patterns and/or physical health, enabling tailored medical care and enrichment activities that improve their mental and …


Cohens_D, Manish Rami 2025 University of North Dakota

Cohens_D, Manish Rami

Software

This Python script calculates the effect size Cohen's d in a two group situation with known means and Standard Deviations.

Use this effect size if the sample size in your experiment is large and the two SDs are similar.


Statistical Study Of Solar Wind Conditions Prior To Substorm Onsets, Luke H. Francis 2025 Embry-Riddle Aeronautical University

Statistical Study Of Solar Wind Conditions Prior To Substorm Onsets, Luke H. Francis

Doctoral Dissertations and Master's Theses

Due to complex, multi-region, coupled plasma systems, auroral substorm onsets have been historically difficult to predict. The northward turning of the interplanetary magnetic field was considered the primary candidate as an external triggering mechanism for substorm onsets. However, that was later shown to be coincidental in nature. This study is motivated by recent multi-spacecraft observations that show how several magnetosheath jets at the bow shock were heavily correlated to substorm onsets, indicated by a strongly radial IMF interval. In the past, studies have looked at small samples of substorms in order to make large-scale predictions. However in this study, a …


Profiting On The Kentucky Derby, Bailey Korfhage 2025 Bellarmine University

Profiting On The Kentucky Derby, Bailey Korfhage

Undergraduate Theses

This paper analyzes the quantitative data of horses that ran in the Kentucky Derby to recognize statistically significant variables to predict the horse that comes in first or in-the-money. This analysis is specific to the post-implementation of the points system that began for the 2013 Kentucky Derby. Churchill Downs, the host of the Kentucky Derby, changed the methodology of qualification for a horse to enter the race; instead of qualifying with highest earnings in lifetime starts, the institution implemented a points system that awarded different proportions of points depending on the value of various prep races leading up to the …


Identifying The Factors Affecting The Survival Of Trauma Patients Using Logistic Regression Analysis, Maggie Smith 2025 Murray State University

Identifying The Factors Affecting The Survival Of Trauma Patients Using Logistic Regression Analysis, Maggie Smith

Honors College Theses

There is a broad interest among researchers and clinicians in identifying factors affecting clinical outcomes of patients with physical trauma. Numerous factors affect Hospital Discharge Status (HDS), one of the main binary outcome variables of trauma patients. Logistic regression is one of the widely used methods to analyze relationships between a set of predictors with a binary outcome. In this study, a logistic regression model is built for HDS. Predictors include arrival time, age, trauma level, injury severity score, arrival heart rate, arrival blood pressure, length of hospital stay, time from injury to arrival at Billings Clinic (BC), patient transfer …


Diabetes: Non-Invasive Blood Glucose Monitoring Using Federated Learning With Biosensor Signals, Narmatha Chellamani, Saleh Ali Albelwi, Manimurugan Shanmuganathan, Palanisamy Amirthalingam, Anand Paul 2025 University of Tabuk

Diabetes: Non-Invasive Blood Glucose Monitoring Using Federated Learning With Biosensor Signals, Narmatha Chellamani, Saleh Ali Albelwi, Manimurugan Shanmuganathan, Palanisamy Amirthalingam, Anand Paul

School of Public Health Faculty Publications

Diabetes is a growing global health concern, affecting millions and leading to severe complications if not properly managed. The primary challenge in diabetes management is maintaining blood glucose levels (BGLs) within a safe range to prevent complications such as renal failure, cardiovascular disease, and neuropathy. Traditional methods, such as finger-prick testing, often result in low patient adherence due to discomfort, invasiveness, and inconvenience. Consequently, there is an increasing need for non-invasive techniques that provide accurate BGL measurements. Photoplethysmography (PPG), a photosensitive method that detects blood volume variations, has shown promise for non-invasive glucose monitoring. Deep neural networks (DNNs) applied to …


Human Capital And Lifetime Income Gains Of Scaling-Up Small-Quantity Lipid Nutrient Supplements Among Children Under 2 Years: A Modelling Analysis, Nandita Perumal PhD, Goodrarz Danaei, Günther Fink, Mark Lambiris, Christopher R. Sudfeld 2025 University of South Carolina

Human Capital And Lifetime Income Gains Of Scaling-Up Small-Quantity Lipid Nutrient Supplements Among Children Under 2 Years: A Modelling Analysis, Nandita Perumal Phd, Goodrarz Danaei, Günther Fink, Mark Lambiris, Christopher R. Sudfeld

Faculty Publications

Undernutrition in early childhood is associated with adverse health and developmental outcomes later in life and remains a persistent global public health problem. Providing small-quantity lipid nutrient supplements (SQ-LNS) to children aged 6-24 months improves child growth and neurodevelopmental outcomes, but the potential long-term benefits to human capital have not been previously estimated. We estimated the potential returns to schooling and lifetime income attributable to increasing coverage of SQ-LNS for children < 2 years of age from 0% to 50% or 90% per five-year birth cohort in five countries (Bangladesh, Burkina Faso, Ethiopia, Pakistan, and Uganda) with a high burden of undernutrition. Random-effects meta-analyses were used to estimate the effect of SQ-LNS on child development using evidence from randomized controlled trials, and to estimate the returns to lifetime income as a function of change in development based on a de novo meta-analysis of observational economic studies. Gains in school years attributable to scaling-up SQ-LNS to 90% coverage ranged from 0.14 million school years (95% uncertainty interval [UI]: 0.064, …


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