Digital Commons Network^™

The (Un)Fair Credit Reporting Act: How Courts Have Undermined The Protections Of The Fcra, Jagjot Singh

St. John's Law Review

(Excerpt)

In 2001, George Saenz ("Saenz") incurred a medical bill amounting to $512.31. Thereafter, Saenz failed to make timely payments, and the bill went into debt collection. The debt was sold to NCO Financial Systems, Inc. ("NCO"), a creditor, and "NCO accepted a compromise payment [amount] of $333 [as] full satisfaction." In 2003, Saenz requested a copy of his credit report from Trans Union, a credit reporting agency. The report listed the $512.31 debt as outstanding, in error, which Saenz disputed. Trans Union initiated an automated consumer dispute verification ("ACDV") procedure, a system that compares the credit reporting agency's data …

A Simple Solution To An Infinite Problem: Curbing Arbitration Provisions That Exceed The Scope Of The Federal Arbitration Act, Michael Russo

St. John's Law Review

(Excerpt)

In 2012, Diana Mey opened a new cell phone line with AT&T Mobility LLC ("Mobility"), the AT&T, Inc. ("AT&T") subsidiary responsible for AT&T's mobile services business in the United States. This required Mey to enter into the AT&T Wireless Customer Agreement, which contained an arbitration clause covering "all disputes and claims" "arising out of or relating to any aspect of the relationship[.]" Further, it applied as between each party's respective "subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized users or beneficiaries of services or Devices under this or prior Agreements …

Low-Income Litigants In The Sandbox: Court Record Data And The Legal Technology A2j Market, Claire Johnson Raba

St. John's Law Review

(Excerpt)

Katrina was a community college student with two children, trying to juggle work, childcare, and school. During class in the spring of 2018, her phone buzzed incessantly. She looked down to see a message from her roommate saying a process server had shown up at the house to deliver a summons and complaint, naming Katrina in a lawsuit filed in county court by a debt collection company she had never heard of. Katrina turned to the internet for help and found herself overwhelmed with advertisements that began to pop up in her social media feeds trying to get her …

Problems With Authority, Amy J. Griffin

St. John's Law Review

(Excerpt)

Judicial decision-making rests on a foundation of unwritten rules—those that govern the weight of authority. Such rules, including the cornerstone principle of stare decisis, are created informally through the internal social practices of the judiciary. Because weight-of-authority rules are largely informal and almost entirely unwritten, we lack a comprehensive account of their content. This raises serious questions—sounding in due process and access to justice—about whether judicial decision-making rests ultimately on judges’ arbitrary and unexamined preferences rather than transparent and deliberative processes. These norms of authority are largely invisible to many, including parties appearing before the courts. They govern the …

Examining Patent Eligibility, Charles Duan

St. John's Law Review

(Excerpt)

A firestorm of debate has surrounded the Supreme Court of the United States’s 2014 decision Alice Corp. Pty. Ltd. v. CLS Bank International on the doctrine of patentable subject matter eligibility under 35 U.S.C. § 101. As the Court’s leading articulation of doctrine, which generally excludes from patenting abstract ideas, laws of nature, and natural phenomena, Alice has been criticized as unpredictably vague and overly constrictive of patentability, with the effect of “decimating” patents, innovation, technological investment, and even the United States’ competitiveness against other nations. To support these criticisms and calls for reform, scholars and practitioners have frequently …

Fee Shifting, Nominal Damages, And The Public Interest, Maureen Carroll

St. John's Law Review

(Excerpt)

Half a century ago, Joseph Davis Farrar sued six defendants for seventeen million dollars. Farrar had owned and operated a school for troubled teens, and after one of the students died, the State of Texas obtained a temporary injunction that closed the school. Farrar alleged that the defendants—including William P. Hobby, Jr., the lieutenant governor of Texas—had violated his civil rights in connection with the closure. After ten years of litigation, a jury ruled in favor of five of the six defendants, but it “found that Hobby had ‘committed an act or acts under color of state law that …

Table Of Contents

St. John's Law Review

No abstract provided.

Volume 97, 2023, Number 1

St. John's Law Review

No abstract provided.

Home Office: Afro-American Life Insurance Co. Postcard

Eartha M. M. White Textual Material

Postcard: Street view of the Afro-American Life Insurance Company home office, Jacksonville, Florida. Handwritten notations on back. Undated.

Member's Receipt Books And Envelope, Afro-American Life Insurance Co.

Eartha M. M. White Textual Material

Documents: Receipt books of payments for Afro-American Life Insurance Company policy. Includes a receipt book envelope. Southern Life and Health Insurance Company receipt also included. Circa 1930-1937

The Importance Of Peer Relationships For Immigrant And Refugee Youth, Victoria Beth Ward

Undergraduate Research and Engagement Symposium

This current project tests the relationship between peer relationship problems and symptoms of anxiety and depression. Participants in this study were 64 3rd through 12th graders (Mage= ; 51% male) enrolled in Chicago Public Schools (CPS) with an immigrant or refugee background. Self-report questionnaires were administered which measured peer relationship problems and symptoms of anxiety and depression. Greater peer relationship problems were found to be significantly related to increased levels of depression. Anxiety was not found to be significantly related to peer relationship problems. This current project finds that peer relationships significantly affect the well-being of immigrant and refugee youth.

Analogues Of Jacobi And Weyl Theorems For Infinite-Dimensional Tori, Vsevolod Sakbaev, Igor Volovich

Journal of Stochastic Analysis

No abstract provided.

Holding His Attention: Tolkien And "Modern" Science Fiction, Kristine Larsen

Journal of Tolkien Research

In his letters and other venues, Tolkien singled out several works of science fiction as being able to "hold my attention" - those of Isaac Asimov, Sam Youd, Joseph O'Neill, and Brian Aldiss. This paper constructs a checklist of characteristics based on earlier works Tolkien also enjoyed (those of Wells, Lewis, Eddison, Stapledon, and Lindsay) before using it to evaluate the later works.

Afro-American Life Insurance Co. Holiday Card

Eartha M. M. White Textual Material

Card: Afro-American Life Holiday Company card wishing Merry Christmas and Happy New Year. Undated.

Newsclipping, One Man Art Show At Afro-American Life Insurance Co.

Eartha M. M. White Textual Material

News clipping: Announcement of a one-man art show by Forest Murphy in the library of the Afro-American Life Insurance Company building. Undated.

Ua-Rg38-06 Muskie Institute (Edmund S. Muskie Institute Of Public Affairs) / National Child Welfare Resource Center, Archives

Archives Registers

Brochures, etc. Managing Care for Children and Families volume, 1999-1999

Ua-Rg38-01 Muskie Institute (Edmund S. Muskie Institute Of Public Affairs) / Muskie Institute (Edmund S. Muskie Institute Of Public Affairs), Archives

Archives Registers

Various Currents volumes, reports, items incl. brochures, correspondence, schedules, newspaper clippings, etc., 1991-2005

Ua-Rg38-04 Muskie Institute (Edmund S. Muskie Institute Of Public Affairs) / Survey Research Center, Archives

Archives Registers

Survey of student opinions, invitation to prospective students reception, various reports, 1992-2001

Ua-Rg37 University Histories (Portland And Gorham), Archives

Archives Registers

Various building plans/information, Free Press volumes, Mainestream volumes, newspaper clippings, 1936-1989

Ua-Rg36-03 Lewiston/Auburn College / Publications, Archives

Archives Registers

LAC Courant, Sneakers, Stilettos, and Steeltoes volumes, 2002-2002

Ua-Rg36-01 Lewiston/Auburn College / Office Of The Dean, Archives

Archives Registers

Library plans, scholarship benefactors photos (Betty + Dean Robinson), brochures, college report, 1988-2002

Ua-Rg36-02 Lewiston/Auburn College / Auburn College, Archives

Archives Registers

Grand opening program, catalogs, course descriptions, newsletters, Franco-American exhibitions incl. essays and illustrations, brochures, admissions packet, 1988-2004

Ua-Rg35-05 School Of Applied Sciences / Graduate Programs (Sas), Archives

Archives Registers

Includes: Brochures, flyers, etc.

Ua-Rg35 School Of Applied Sciences, Archives

Archives Registers

Includes: Annual report

Ua-Rg35-04 School Of Applied Sciences / Proposed College Of Engineering, Archives

Archives Registers

Includes: Proposed College of Engineering

Ua-Rg35-02 School Of Applied Sciences / Department Of Technology, Archives

Archives Registers

Includes: Invitations, announcements, flyers, correspondence, self-study report, photo negatives of John Mitchell Technology Center dedication, program brochures

Ua-Rg35-03 School Of Applied Sciences / Department Of Electrical Engineering (Graduate Program), Archives

Archives Registers

Includes: Flyers, announcements, correspondence, etc.

Ua-Rg34-11 Usm Extension/Center For Continuing Education / Lifeline, Archives

Archives Registers

Flyers, forms, brochures, program guide, and fitness resources, 1999-2002

Ua-Rg35-01 School Of Applied Sciences / Department Of Computer Science, Archives

Archives Registers

Annual report, 1993-1994

Ua-Rg34-10 Usm Extension/Center For Continuing Education / Distance Education, Archives

Archives Registers

Posters for various centers, brochures, programs, course lists for off campus programs. 1997-2004