Digital Commons Network^™

Salary Report, 2026 January, Eastern Michigan University

EMU Salary Reports

No abstract provided.

Desperation Finance: Merchant Cash Advances In Bankruptcy And Beyond, Kara Bruce

Emory Bankruptcy Developments Journal

Over the last several years, Merchant Cash Advances (“MCAs”) have risen in prominence as a form of short-term financing for distressed small businesses. MCA transactions are distinct from most small-business lending because they are not structured as loans at all. Rather, in exchange for a lump sum of cash, the merchant purports to sell to the funder an unidentified percentage of its future receipts or receivables. This structure allows funders to sidestep the application of lending regulations and usury protections, but it strains the foundations of commercial law and generates a host of interpretive challenges.

Bankruptcy, district, and circuit courts …

Gendered Outcomes In Student Loan Bankruptcy, Jason Iuliano

Emory Bankruptcy Developments Journal

Women are winning more student loan bankruptcy cases than men, a notable reversal that challenges what we know about gender and legal outcomes. Drawing on hand-coded data from over 1,300 adversary proceedings spanning 2007 to 2023, this Article documents a sharp post-2022 shift. Women now succeed in 89% of cases compared to 82% for men.

The puzzle is that financial metrics cannot explain this gap. Men and women who file these cases look indistinguishable on paper: similar debt loads, comparable assets, and equivalent incomes. Legal representation explains part of the story. Women are slightly more likely to hire attorneys, and …

Holding The Debtor’S Fresh Start Hostage: Bankruptcy Courts Incorrectly Interpret Ransom V. Fia Card Services To Deny Debtors A Car Ownership Expense Deduction, Creola Johnson

Emory Bankruptcy Developments Journal

With the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, Congress adopted for the first time a standardized income-based test for measuring an individual debtor’s “disposable income,” which is the amount a debtor must pay to unsecured creditors in a chapter 13 proceeding. Under the means test, debtors calculate their disposable income by deducting from income various standard expenses established by the Internal Revenue Service. One of those standard expenses is a vehicle ownership expense, which debtors can deduct if they have auto loan or lease payments. 

This Article is about bankruptcy courts who …

Wet Aging And Internal Endpoint Cooking Temperature Influence Color Of Lamb Longissimus Lumborum Muscle, Oluwatobi M. Ogunsola

Theses and Dissertations--Animal and Food Sciences

Color is a critical quality attribute that influences consumer purchase decisions for fresh and cooked lamb and is governed by myoglobin's redox chemistry. Wet aging is commonly used to enhance lamb tenderness, while endpoint cooking temperature is the primary determinant of internal cooked color. However, the combined effects of these factors on the color stability of the lamb longissimus lumborum (LL) muscle during refrigerated storage remain unclear. The objective of this thesis was to evaluate the effect of wet aging duration on the color attributes and lipid oxidation of fresh lamb LL chops and endpoint cooking temperature and refrigerated storage …

Identification And Characterization Of Tornado Seismic Signals In The Central U.S., Seth Thompson

Theses and Dissertations--Earth and Environmental Sciences

Tornadoes cause extensive property damage and endanger lives. While Doppler radar can indicate the potential for tornado development, it cannot confirm that a tornado is in contact with the ground unless a debris signature is present. While on the ground, a significant amount of a tornado’s energy may be transferred into the earth as seismic vibrations. Thus, seismometers have the potential to detect on-the-ground tornadoes. Since 1960, only five papers have published seismic recordings from tornadoes. These studies have mostly reported on seismic waves generated by tornadoes at a relatively large range, from 0.01-2.5 Hz, representing uncertainty in the dominant …

The Hidden Cost Of Prescription Drug Discount Programs And The Lack Of Legal Protections To Protect Consumers, Gina Lee

Cardozo Arts & Entertainment Law Journal

No abstract provided.

'This Little Game:' Holding Social Media Platforms Liable For Their Hand In Securities Fraud Through Section 230 Reform, Casey Rosen

Cardozo Arts & Entertainment Law Journal

No abstract provided.

Associations Of Non-Motor Symptoms With Perceptual Speech Impairments In Parkinson’S Disease, Rui Liu, Ciara Leydon

Health Science Faculty Publications

Background:

Communication impairments are common, multifaceted, and progressive symptoms of Parkinson’s disease (PD), and have deleterious impacts on individual wellbeing. Self-awareness of communication impairments and the rate and extent of decline in speech skills vary substantially across individuals and are challenging to predict. To address these, we aimed to (1) evaluate associations between non-motor symptoms (NMS) and speech impairment at year seven and (2) compare the progression of self-perceived and examiner-rated speech impairment ratings scores across a seven-year follow-up period.

Method:

The study included 417 PD participants from the Parkinson’s Progression Marker Initiative. NMS were assessed using validated instruments covering …

Molar–Incisor And Generalized Grade C Periodontitis: Distinct Microbiome–Immune Interactions Suggest Divergent Pathogenesis, Camila S. Stolf, Hélvis E. S. Paz, Murilo C. Paraluppi, Manuela Maria Viana Miguel, Mauro P. Santamaria, Mabelle F. Monteiro, Deyvid E. Amgarten, Raquel R. A. Franco, Luciana S. Branco-De-Almeida, Luciana M. Shaddox, Renato C. V. Casarin

Oral Health Practice Faculty Publications

Aim:

Molar-Incisor (PerioC-MIP) and Generalized (PerioC-G) Grade C Periodontitis could have distinctive etiopathogenesis behind their unique clinical patterns. Thus, this study aimed to distinguish these two phenotypes by analyzing the subgingival metagenomic profile and the inflammatory markers levels.

Methods:

In this cross-sectional comparative study, Gingival Crevicular Fluid (GCF) and Subgingival Biofilm (SB) were collected from 18 PerioC-MIP North Americans and 14 periodontally healthy controls (HC) from the same location (HC-MIP) and 20 PerioC-G Brazilians and 20 controls (HC-G). From GCF, immunoenzymatic analysis was performed. SB functional and taxonomic bacterial content was determined using shotgun metagenomics sequencing.

Results:

Taxonomic results showed …

Global Supply Chain Resilience In Emerging Technologies: A Case Study Of Bitcoin Mining, Kishanthi Parella, Carla L. Reyes

Scholarly Articles

The United States has put into motion bold plans in critical and emerging technologies to bolster its national and economic security.  For example, the federal government created a national bitcoin strategic reserve and a stockpile of other cryptocurrency; while several states have committed to or are considering similar goals.  However, the security of these reserves is dependent on two types of supply chains within the Bitcoin mining industry: analogue supply chains, relating to the physical components needed for Bitcoin mining, and data supply chains, relating to the complex and layered logistical network of actors that create input into …

Hidden Gems Of Clay County: “Snap + Say Something” Inquiry Protocol, David Wolff

OER Materials

The goal of this assignment was to design an immersive, place‑based learning experience that helps preservice teachers engage with primary sources connected to the history and culture of Clay County, Minnesota. In collaboration with the Historical and Cultural Society of Clay County, preservice teachers visited the Hjemkomst Center and used autophotography to document artifacts, exhibits, and moments that helped them understand what makes Moorhead and the wider Clay County community a unique and meaningful place. Alongside their photographs, they wrote reflections explaining why each image captures an aspect of Clay County as a “special place.” This approach is intended …

Review Of Trial & Error Weizmann, Mary J. Booth

Reviews of Books and Other Items

No abstract provided.

The 387th Annual Report Town Of Hampton, New Hampshire Calendar Year Ending December 31, 2025, Hampton Town Representatives

Hampton, NH Annual Reports

This is an annual report containing vital statistics for a town/city in the state of New Hampshire.

Serendipity And Self-Regulation: The Evolution Of Cryptocurrency-Based Exchange-Traded Products, Onnig H. Dombalagian

American University Business Law Review

Cryptocurrency enthusiasts rejoiced last year when the Securities and Exchange Commission (SEC) approved the listing of bitcoin-based and ether-based exchange-traded products (ETPs). For over a decade, cryptocurrency entrepreneurs have sought to trade cryptocurrency products on traditional securities exchanges.  Listing bitcoin and ether ETPs gave retail investors an easily accessible, transparent, and perhaps, more cost-efficient means of investing in cryptocurrencies while reducing the credit and custodial risks of dealing with unregistered digital asset exchanges or digital asset intermediaries. The listing of cryptocurrency ETPs may also represent a substantial step toward completing the marketplace for financial transactions in bitcoin and ether.

 There …

Re-Examining U.S. Bailouts In The Digital Era: Moral Hazard And Adverse Consequences, Joel Slawotsky

American University Business Law Review

Financial institutional bailouts have become the new normal in recent decades. From the savings and loan crisis, to the sub-prime, to SVB and Signature, the U.S. government and regulators have decided that the failure to protect depositors and investors could lead to bank runs, a destabilized banking sector, and ultimately economic turmoil inflicting tremendous monetary and social costs on citizens. However, the mainstreaming of bailouts has led to moral hazard, i.e., the expectation among all stakeholders including financial institutions, investors, creditors, and regulators, that a government rescue is inevitable. The problem of moral hazard is the creation of incentives to …

The Social Promise Of Hybrid Entities, Frederick M. Spight Jr.

American University Business Law Review

Many Historically Black Colleges and Universities (HBCUs) are struggling to stay afloat. These historic, and historically underfunded, institutions suffer from a chronic shortage of resources, leading to the notable closures of schools, like Concordia College. Some critics question the modern place of the HBCU as a relic of a bygone era. This article argues, however, that HBCUs are worth sustaining and provides the legal tool to do so: the hybrid entity. 

Hybrid entities arose from the social enterprise movement, which sought to harness the power of both nonprofit and for-profit organizations. Operating under the philosophy of “doing well, while doing …

Incentivized Delegation In Corporate Criminal Investigations: State Action, Unconstitutional Conditions, And Fifth Amendment Erosion., Ying Zhou

American University Business Law Review

This Article identifies and critiques “incentivized delegation,” an enforcement regime in which the Department of Justice (DOJ) conditions prosecutorial leniency on corporations’ completion of specified, prosecution-oriented, internal investigations of employee misconduct. While courts readily find state action when the government formally delegates investigative functions, they have not squarely addressed whether corporate investigations undertaken to secure prosecutorial leniency—without explicit governmental direction—should likewise trigger state-action scrutiny. United States v. Coburn illustrates the blind spot: by insisting that state action requires overt governmental direction and control, the decision exposes a fundamental failure to appreciate how the government can embed investigative mandates within the …

Performance Outcomes Of Critical Access Hospitals: A Resource Dependence Theory Evaluation Of Change Of Ownership Versus Independence, Colette Christina Martin

Theses, Dissertations and Capstones

Critical Access Hospitals (CAHs) play a vital role in sustaining healthcare access in rural communities, yet many face persistent financial and operational constraints. A change in hospital ownership is frequently seen as a strategy to sustain these hospitals, improve access to capital, supplement administrative infrastructure, and leverage system-level expertise. However, empirical evidence regarding the effectiveness of acquisition for CAHs remains limited and mixed. Guided by Resource Dependence Theory (RDT) and the Balanced Scorecard framework, this study examines whether ownership change is associated with differences in financial performance, utilization, staffing, and quality outcomes among CAHs.

Using Medicare Cost Reports, the American …

Procedural Good Faith In Investment Arbitration—What Is It And What Could It Be?, Meg Kinnear

American University Business Law Review

When I selected the topic of procedural good faith for this lecture, I did not expect it to be as unwieldy as it proved to be. After all, good faith is a fundamental concept for every law student, and it anchors our approach to legal analysis and “thinking like a lawyer.” As counsel, our core belief is that proceedings must be conducted in good faith, and we each have a professional duty to act in good faith in arbitration.

Nonetheless, I am certain that each of you has witnessed conduct during an arbitration—by the opposite party, of course—that struck you …

America 250 - Government And Utrgv Lrgv Resources, Raquel Estrada, Shannon Pensa

Library Display Posters

Poster highlights the 250th anniversary of the United States by featuring documents such as the Declaration of Independence and the Constitution, along with curated government, library, and UTRGV Special Collections & Archives resources. The poster also connects national history to the Rio Grande Valley through significant military and political events, local historical figures, and recommended readings.

Temple, New Hampshire 2025 Annual Reports For The Year Ending December 31, 2025. Report Compiled By Temple Select Board And Rose Lowry, Temple Town Representatives

Temple, NH Annual Reports

This is an annual report containing vital statistics for a town/city in the state of New Hampshire.

Look, Make, Play: The Natural Order In Children’S Books, Claire M. Lloyd

Children's Book Writing and Illustrating (MFA) Theses

This paper will examine conceptualizations of nature through environmentally themed picture books. While environmentalism is not a new topic for children’s book, recent works reveal changing attitudes toward the impact of human agency on the natural world. These texts provide a microcosmic view of the shift toward “green” kidlit and shows literary depictions of human interactions with nonhuman nature through an ecocritical lens. Specifically, I will look at three approaches to how humans conceive of, impact, and interact with the natural world depicted in children’s literature: observation (as the observable “other”), creation (as a communal resource), and recreation (as urban …

Wordless And Anthropomorphic Picture Books Featuring Insect Characters, Jocelyn Norcross

Children's Book Writing and Illustrating (MFA) Theses

This thesis explores the intersection of wordless narration and insect anthropomorphism in children’s literature through the creation and analysis of three original picture books: Clawula, Fly, and Home. These works utilize wordless (or near-wordless) storytelling to feature insect characters that possess human emotional qualities while remaining grounded in their true biological environments.

The research begins with a historical overview of wordless picture books, examining their definition, educational utility, and global classification as "silent books." To establish a foundation for visual narrative techniques, a case study is conducted on the wordless trilogy of South Korean author-illustrator Suzy Lee, …

Guitar Amplifier Directivity, Rachel C. Edelman, Brian E. Anderson, Samuel D. Bellows, Timothy W. Leishman

Directivity

No abstract provided.

Seasonal Psalms, Chris Desilva

Pastoral Liturgy

No abstract provided.

Easter Sunday - 5 April 2026, Gerard Moore

Pastoral Liturgy

No abstract provided.

Mary, The Holy Mother Of God - 1 January 2026, Ann-Maree O'Beirne

Pastoral Liturgy

No abstract provided.

4-H Stem Ambassador Impact Study: The Lasting Effects Of Informal Stem Service Learning Through 4-H Camp Instruction, Emma Hay Gardner

Theses, Dissertations and Capstones

Although short-term outcomes of service learning are widely documented, far less is known about how these experiences influence participants years after their service concludes. Research on STEM-focused service learning is especially limited. This mixed methods study examined the long-term impacts of a West Virginia University STEM Ambassador program, in which college students served as near-peer STEM educators during summer youth 4-H programs. This study explored the lasting effects on former participants across four domains identified in the Service Learning Benefit (SELEB) scale: practical skills, interpersonal skills, citizenship skills, and personal responsibility skills.

Survey data from former participants (n=75), follow up …

Vice, Morality, And Immigration: Critiquing And Examining The Application Of Legal Moralism In The Criminalization Of Immigrants For Vice-Related Crimes, Sofia Garcia

Indiana Journal of Law and Social Equality

No abstract provided.