Economic Policy Commons^™

Debt Bondage: How Private Collection Agencies Keep The Formerly Incarcerated Tethered To The Criminal Justice System, Bryan L. Adamson

Northwestern Journal of Law & Social Policy

This Article examines the constitutionality of statutes which allow courts to transfer outstanding legal financial obligations to private debt collection agencies. In Washington State, the clerk of courts can transfer the legal financial obligation of a formerly incarcerated person if he or she is only thirty days late making a payment. Upon transfer, the debt collection agencies can assess a “collection fee” of up to 50% of the first $100.000 of the unpaid legal financial obligation, and up to 35% of the unpaid debt over $100,000. This fee becomes part of the LFO debt imposed at sentencing, and like that …

Reflections On The Effects Of Federalism On Opioid Policy, Matthew B. Lawrence

Dickinson Law Review (2017-Present)

No abstract provided.

Paying For Free Lunch: The Impact Of Cep Universal Free Meals On Revenues, Spending, And Student Health, Michah W. Rothbart, Amy Ellen Schwartz, Emily Gutierrez

Center for Policy Research

The Community Eligibility Provision (CEP) of the Healthy, Hunger-Free Kids Act of 2010 allows school districts to provide free meals to all students if more than 40 percent of students are individually eligible for free or reduced-price lunch. While emerging evidence documents positive effects on student behavior and academics (Gordon and Ruffini, 2019; Schwartz and Rothbart, 2020), critics worry that Universal Free Meals (UFM) has unintended consequences, including exacerbating student obesity and adding financial burden onto school districts. We use school and district level data from New York State (NYS) and a difference-in-differences design to test whether concerns over negative …

El Ingreso Familiar De Emergencia En Argentina: Una Exploración Cualitativa Preliminar De La Suficiencia Relativa Y El Acceso / Emergency Family Income In Argentina: A Qualitative And Preliminary Exploration Of Relative Sufficiency And Access, Seamus Mcwilliams

Independent Study Project (ISP) Collection

El gobierno argentino ha promulgado docenas de nuevas protecciones sociales y varios de apoyo financiero para limitar la devastación económica causada por la pandemia del coronavirus. Una de estas medidas es el Ingreso Familiar de Emergencia (IFE), un estímulo de 10.000 pesos dirigido a familias del sector informal. Esta población tiene poca capacidad para resistir un período indefinido sin ingreso, y simultáneamente es difícil de alcanzar con los otros programas de ingresos debido a la naturaleza de la informalidad. A través de un análisis del ecosistema de apoyo gubernamental y dos entrevistas con profesionales familiarizadas con el sector informal, este …

Nothing To Show For It: Non-Degreed Debt And The Financial Circumstances Associated With It, Jason Jabbari, Mathieu Despard, Olga Kondratjeva, Brinda Gupta, Michal Grinstein-Weiss

Social Policy Institute Research

The number of individuals with student loan debt who do not earn their degrees is on the rise; nevertheless, there is little research that demonstrates the financial conditions and circumstances of these individuals. We address this knowledge gap by comparing the financial outcomes of student debt-holders who started college but did not earn a degree—those with non-degreed debt (NDD)—with similar individuals who did not attend college and did not take on student debt. We find that individuals with NDD had greater odds of experiencing material and healthcare hardships, as well as financial difficulties. Individuals with NDD also had greater financial …

Household Savings Decisions In Israel’S Child Savings Program: The Role Of Demographic, Financial, And Intrinsic Factors, Ofir Pinto, Olga Kondratjeva, Maya Haran Rosen, Stephen P. Roll, Aytakin Huseynli, Michal Grinstein-Weiss

Social Policy Institute Research

Social Policy Institute Working Paper

Israel’s Child Development Account (CDA) program, the Savings for Every Child Program (SECP), is universal and automatically enrolls all children under the age of 18, depositing approximately $14 into their accounts every month. Parents can transfer an additional monthly $14 into these long-term savings accounts and can choose an investment vehicle for their children’s deposits. The total realized benefits from the SECP depend heavily on parents’ choices. This study examines how demographic, financial, and intrinsic personality characteristics predict household participation in this program. Using a unique data set combining administrative and survey data, we find …

The Impact Of The Legalization Of Marijuana In Colorado On Education Funding And Car Crash Fatality Rates, Lauren Mcdonald

Undergraduate Theses and Capstone Projects

The objective of this thesis is to investigate and report the impact of the legalization of marijuana on the funding of education and car crash fatality rates in the state of Colorado. Legalization has been a controversial topic, and marijuana has already been legalized for recreational use in 11 states, and medically in 22 states across the United States. The tax revenues from marijuana are used in school funding, though the allocations of these funds have varied in different years. As we approach the impact that legalization has had on Colorado, it will be interesting to see if the newly …

How Does The World Bank Influence The Development Policy Priorities Of Low-Income And Lower-Middle Income Countries?, Stephen Knack, Bradley C. Parks, Ani Harutyunyan, Matthew Dilorenzo

Political Science & Geography Faculty Publications

This study investigates the World Bank’s use of lending and non-lending instruments to affect the policy priorities of developing countries. In a typical year, the World Bank lends more than $30 billion to its client countries. It also spends approximately $200 million on the provision of analytical and advisory products each year. However, insufficiently granular data on the nature, timing, and distribution of these analytical and advisory products and the policy priorities of client countries has made it difficult for policymakers and scholars to understand which World Bank instruments are most useful for effectuating change in the direction of government …

In Singapore, Laws Are Necessary For Trickle-Down Policies To Work, Tan K. B. Eugene

Research Collection Yong Pung How School Of Law

In a commentary, SMU Associate Professor of Law Eugene Tan discussed the necessity for laws in order for trickle-down policies to work. He explained that while the three-in-one Unity, Resilience, and Solidarity Budgets demonstrate the resolve of Singapore to ensure businesses and households are helped amid the public health concerns and the economic fallout of the COVID-19 global pandemic, self-seeking behaviour can undermine well-intended measures as trickle down outcomes end up not materialising. However, he noted that laws have their limitations too, and concluded that an internally driven mode of compliance could be far more effective.

The Sustainability Of Child Protection Services In The Republic Of Kosovo, Shpetim Bylykbashi

Capstone Collection

Today, in Kosovo, are services provided for the children most in need sustainable? Do these services have stable and long-term funding? Did the decentralization of the Kosovo government strengthen or weaken the existing child protective environment? In an attempt to answer these questions, a review of available literature was completed, as well as direct interviews conducted with relevant stakeholders engaged in Kosovo’s child protection services at both the governmental and civil society levels. The main finding of my research is that vulnerable children in Kosovo, such as children without parental care, children with special needs, and child victims of domestic …

Do Public Program Benefits Crowd Out Private Transfers In Developing Countries? A Critical Review Of Recent Evidence, Plamen Nikolov, Matthew Bonci

Economics Faculty Scholarship

Precipitated by rapid globalization, rising inequality, population growth, and longevity gains, social protection programs have been on the rise in low- and middle-income countries (LMICs) in the last three decades. However, the introduction of public benefits could displace informal mechanisms for risk-protection, which are especially prevalent in LMICs. If the displacement of private transfers is considerably large, the expansion of social protection programs could even lead to social welfare loss. In this paper, we critically survey the recent empirical literature on crowd-out effects in response to public policies, specifically in the context of LMICs. We review and synthesize patterns from …

The Nutria That Roared: How Building Coalitions Can Empower The Small To Drive Great Change, Michael Hecht

New England Journal of Public Policy

Hurricane Katrina saved the New Orleans economy. To be clear, Hurricane Katrina was not “good”—it was a devastating event, the most destructive storm in American history, costing thousands of lives and billions of dollars in damage. But when the books are written, and the story is told, the conclusion will be inescapable: Hurricane Katrina marked a profoundly positive inflection point in the New Orleans economy.

Assessing The Short-Term Stability Of Financial Well-Being In Low- And Moderate-Income Households, Stephen P. Roll, Olga Kondratjeva, Michal Grinstein-Weiss, Stephanie Skees

Social Policy Institute Research

Much of the literature on household finances tends to focus on discrete or relatively objective measures like savings, debt, economic mobility, and there has been a lack of research on holistic measures of financial well-being. This gap is due in part to the absence of a common understanding of how to define and measure financial well-being; a gap that was recently addressed by the Consumer Financial Protection Bureau’s development of a financial well-being scale. However, the research on this scale is still scarce and little is known about how financial well-being evolves over time. To that end, this paper uses …

How Startups Help Cities Measure Their Economic Development Frontier, Mary Blankenship, Caitlin Saladino, William E. Brown

Economic Development & Workforce

This Fact Sheet provides data on the ability of Metropolitan Statistical Areas (MSAs) in the Mountain West to foster innovative and technology-driven industries, utilizing information presented by the Brookings Institution report, “How startups help cities measure their economic development frontier."

The Importance Of Cognitive Domains And The Returns To Schooling In South Africa: Evidence From Two Labor Surveys, Plamen Nikolov, Nusrat Jimi

Economics Faculty Scholarship

Numerous studies have considered the important role of cognition in estimating the returns to schooling. How cognitive abilities affect schooling may have important policy implications, especially in developing countries during periods of increasing educational attainment. Using two longitudinal labor surveys that collect direct proxy measures of cognitive skills, we study the importance of specific cognitive domains for the returns to schooling in two samples. We instrument for schooling levels and we find that each additional year of schooling leads to an increase in earnings by approximately 18-20 percent. The estimated effect sizes—based on the two-stage least squares estimates—are above the …

Network Competition And Team Chemistry In The Nba, William C. Horrace, Hyunseok Jung, Shane Sanders

Center for Policy Research

We consider a heterogeneous social interaction model where agents interact with peers within their own network but also interact with agents across other (non-peer) networks. To address potential endogeneity in the networks, we assume that each network has a central planner who makes strategic network decisions based on observable and unobservable characteristics of the peers in her charge. The model forms a simultaneous equation system that can be estimated by Quasi-Maximum Likelihood. We apply a restricted version of our model to data on National Basketball Association games, where agents are players, networks are individual teams organized by coaches, and competition …

Job Density In The Mountain West, Ember Smith, Caitlin Saladino, William E. Brown

Economic Development & Workforce

This Fact Sheet highlights the job density patterns in large metropolitan statistical areas (MSAs) in the Mountain West states (Nevada, Utah, Arizona, New Mexico, and Colorado) using the findings of Where Jobs are Concentrating and Why it Matters to Cities and Regions, a report by Chad Shearer, Jennifer S. Vey, and Joanne Kim of the Brookings Institution.

Economic Segregation, Inequality, And The New Urban Crisis In The Mountain West, Ember Smith, Caitlin Saladino, William E. Brown

Housing & Real Estate

This fact sheet highlights economic segregation, inequality, and the effect of the “New Urban Crisis” in the Mountain West region (Nevada, Arizona, New Mexico, Colorado, and Utah) as computed and analyzed by Richard Florida in The New Urban Crisis: How Our Cities are Increasing Inequality, Deepening Segregation, and Failing the Middle Class- and What We Can Do About it.

Final Project Report, David Noyce, Yu (Fred) Song

CTEDD Final Project Reports - Archive

No abstract provided.

The Future Of Work In The Mountain West, Ember Smith, Caitlin Saladino, William E. Brown

Economic Development & Workforce

This Fact Sheet highlights the potential net job growth in the Mountain West states (Nevada, Utah, Arizona, New Mexico, and Colorado) and automation employment implications in each county in the region as detailed in The future of work in America: People and places, today and tomorrow, a report by the McKinsey Global Institute.