Behavioral Economics Commons^™

Are Prize-Linked Savings Accounts The Solution To Arkansas' Savings Problem?, Mckenzie Wages

Accounting Undergraduate Honors Theses

This research finds that access to prize-linked savings could improve the financial security of Arkansans. Prize-linked savings (PLS) accounts are nontraditional savings products that offer depositors the chance to win cash prizes instead of a typical interest rate return. Given the low median incomes, high liquid asset poverty rates, and high levels of underbanked and undereducated individuals in Arkansas, there is a need for an innovative savings solution like PLS in the state. PLS accounts capitalize on individuals’ propensity for lottery-like risk-taking to inspire the productive behavior of personal saving. A wide range of individuals, especially those who could stand …

Essays In Applied Microeconomics And Public Policy Evaluation, Yanying Chen

Dissertations and Theses Collection (Open Access)

This dissertation comprises four papers that evaluate the effectiveness of public policies in Singapore. The first paper studies the non-tangible effect of a new non-contributory pension in Singapore on subjective well-being. The second investigates the effect of the same pension on labour supply, work expectations, private cash transfers and expenditure. The third evaluates a pragmatic randomised controlled trial of a new transitional care programme in a large quaternary hospital, while the fourth examines the effect of a large-scale housing upgrading programme on the resale prices of upgraded flats.

Chapter 2 looks at the non-tangible effect of a new non-contributory pension …

A Study Into The Relationship Between Nutrition And Income In A College Setting, Alyssa Hicks

Economics Undergraduate Honors Theses

Many health related issues in the United States are linked to Americans’ poor diet choices. College students, a subset of that population, establish important trends in their diet habits that they will maintain over their four years in college and beyond. Although previous literature has found income to be a determinant of diet, this paper does not find income to be a significant predictor of student nutrition. One potential explanation is that college provides a unique environment and circumstance. Yet, additional income suggests it could be important for students who suffer from a lack of funds—increasing their income brings about …

Public-Private Partnerships: The Pro-Poor Gap Evaluation, Tung Nhu Nguyen

Asian Management Insights

Improving the future design and implementation of public-private partnerships.

Future For Children In Indonesia: On Walking Out Of Poverty, Jonathan Chang, Christopher Dula

Asian Management Insights

A social enterprise project that has brought income and dignity to a remote community in Indonesia.

Exploitation And Social Reproduction In The Japanese Animation Industry, James Garrett

Capstone Projects and Master's Theses

Japanese animation, or ‘Anime’ is considered a unique creative cultural product that has become a global phenomenon, but little attention is paid to its industrial production process, the poor working conditions of domestic animators, and their position within the structure of labor organization in Japan. By analyzing research concerning the current stakeholders in the industry, historical conditions that led to the creation of television broadcast animation, overseas subcontracting networks, and the development of commercial fan cultures through Maurizio Lazzarato’s concept of Immaterial Labor, Michael Hardt’s concept of Affective Labor, Laikwan Pang’s concepts of the intensification of contradictory creative logics and …

Essays In The Economics Of Health And Ageing, Yi Jin Tan

Dissertations and Theses Collection (Open Access)

This dissertation consists of four papers in applied microeconomics / the economics of health and ageing that analyse the causal effect of public policies, or of events / issues amenable to policy intervention. Chapter 1 provides an overview of the papers in this dissertation.

Chapter 2 investigates whether a major and growing environmental disamenity – dengue fever – leads to protective behavior that increases residential electricity consumption. Being near a dengue cluster leads to a persistent increase in electricity consumption in 4-room and 5-room/bigger flats (by 1.7% and 1.1% respectively). In addition, electricity consumption rises discontinuously when a dengue cluster’s …

Income And Subjective Well-Being: Evidence From Singapore's First National Non-Contributory Pension, Yanying Chen, Yi Jin Tan

Research Collection School Of Economics

We use a new monthly panel and a difference-in-differences strategy to study the effects of an exogenous permanent income shock on subjective well-being along previously unexplored dimensions. This permanent income shock is the introduction of Singapore’s first national non-contributory pension, the Silver Support Scheme. The pension improved the life satisfaction of recipients, and appeared to be driven by social, household income, and economic satisfaction. Consistent with the predictions of standard consumption-savings models, well-being improved when the shock was unanticipated (at announcement), but did not improve significantly further when the shock was anticipated (at disbursement). In addition, we find evidence that …

Career: Location-Aware Social Science For Adaptation: Modeling Dynamic Patterns In Public Perceptions And Behavior, Peter D. Howe

Funded Research Records

No abstract provided.

The Impact Of Gap Years On Academic Outcomes For Women: A Case Study From The Missionary Age Change, Margaret Marchant

Undergraduate Honors Theses

Young adults throughout the United States and other countries participate in “gap years,” or time away from school, often for travel, work, or volunteering. This practice is promoted as a way to mature and refocus. However, some worry that it lowers the likelihood of college completion. Previous literature has investigated the academic, social, and personal benefits of gap years with mixed results; however selection into gap years confounds the true impact with unobservable personal characteristics. To overcome selection issues, I exploit an exogenous policy change that lowered age requirements for missionary service, a unique type of gap year, resulting in …

Understanding The Racial/Ethnic Gap In Bank Account Ownership Among Older Adults, Luisa Blanco, Marco Angrisani, Emma Aguila, Mei Leng

School of Public Policy Working Papers

The observed racial/ethnic gap in bank account ownership among older adults is substantial. We investigate socio-economic, cognitive and cultural barriers underling it. As additional potential barriers are accounted for, the residual gaps in financial inclusion with respect to Whites is reduced by 19 percent for Blacks and 46 percent for Hispanics. We find that citizenship and “taste for privacy” play a limited role for both minority groups, while real asset ownership, health, cognitive ability and cultural hurdles contribute substantially to the gap. For Hispanics, language barriers explain most of the gap, while neighborhood-level socioeconomic characteristics are more salient for Blacks. …

Willingness To Pay Student Insurance As A Primary Plan Among Eastern Illinois University Students, George Anaman

2018 Awards for Excellence in Student Research and Creative Activity – Documents

Abstract

Selecting ideal health insurance coverage entails a trade-off between the gain from risk reduction and the deadweight loss from moral hazard (Manning and Marquis, 1996). This paper investigates students’ willingness to pay for student health insurance which will serve as a primary plan. Variables such as demographics, student insurance enrollment and coverage, student insurance utilization and satisfaction were used to assess students’ Willingness to pay for student insurance as a primary plan. Both qualitative and quantitative statistics were used to explain the willingness of students to pay for student insurance as a primary plan.

Anticipations With The Personal Savings Rate: An Outlook In The Us Economy Today, Rece Dawson, Michael Davidsson

Paper Presentations

The personal savings rate is identified as an average savings rate for the individual American. The current rate is 5.7%, and that means for every $100 of after tax income an American brings in, he or she saves 5.7% of it. Since the 1980’s Americans have been saving less and less possibly because there more comfortable with their wealth. Looking forward though we try to identify in an environment where the cost of living will be rising, and the interest rates will be rising, will Americans face fiscal troubles if they don’t start saving more now? One thing we can …

Gambling On Revenue, Kelsey Tallent, Michael Davidsson

Paper Presentations

My findings from my study have concluded that median age and subprime credit population were actually significant for every test when I thought they would be the least significant. If the evidence suggested is true Sedgwick county has a population that is focused on the younger population with higher credit scores when income is insignificant so this tells us that the college aged people with parents that have high credit scores are fueling casino revenue. Wyandotte county can be seen as the exact opposite because it is focused on the older population with higher income and higher credit scores. Ford …

Financial Literacy: Impact On Student Success, Alexandra Cummingham

Honors Projects in Accounting

Financial literacy has proven to be an essential skill for young adults to help in achieving success and reaching one’s potential. Many studies find that those with a stronger background in financial literacy are more likely to demonstrate positive behaviors, both financially and in other areas. This study will attempt to draw a link between Bryant University students’ background in financial literacy and benefits within the college classroom. Specifically, my study will look at whether having a stronger background in financial literacy leads to increased confidence in the classroom, decreased accounting anxiety, and superior academic performance. The study uses primary …

The Ethical Challenges Of The Marketplace, Eduardo M. Peñalver

Cornell Journal of Law and Public Policy

No abstract provided.

Engaging America: Unearthing The Middle Way In The Conflict Between Liberals And Conservatives, Noah Cadet

Capstone Collection

Liberals and conservatives have waged conflict over development strategies since the founding of the United States of America. Observers of the 2016 Presidential Election may have noticed an escalation of a preexisting trend of destructive engagement between Democrats and Republicans. The researcher pursued primary and secondary research in an attempt to understand how conflict within and between development paradigms in the United States can be transcended. The central research question was regarding how this conflict affects efforts towards peacebuilding at the grassroots from the perspective of a liberal. The literature review provides a brief histories of US American Political Economy …

Towards An Agreed Definition Of Sustainability: Exploring The Concept Of Sustainability In Amherst, Massachusetts, Babatunde Ajao

Capstone Collection

Many educators agree that to learning about sustainability and discussing it’s implications on values, ethics and the role of humans are essential. With so many moving parts it is difficult to determine a sustainable assessment to encompass the changing world. The time has come for us to ask reflective questions about what exactly sustainability means. How has the term sustainability been used worldwide? What was the goal of sustainability and what is the result? Is there a better alternative to achieving this goal? By identifying the characteristics of best practice for sustainability, we take a step towards understanding the concept …

Raci (Red Argentina Para La Cooperación Internacional): La Cooperación Internacional En El Contexto De Las Organizaciones De La Sociedad Civil En Argentina / Raci (Argentine Network For International Cooperation): International Cooperation In The Context Of Civil Society Organizations In Argentina, Juno Rettenmier

Independent Study Project (ISP) Collection

La cooperación internacional entre los actores estatales y no estatales —como las organizaciones de la sociedad civil, fundaciones y empresas— es un desarrollo relativamente nuevo en las relaciones internacionales, pero es una parte importante para el desarrollo social hoy en día. Este informe intenta introducir el concepto de la información como un recurso tan valioso como el dinero en el proceso de la cooperación internacional y en el logro de los objetivos de desarrollo social, especialmente para las OSC, apoyado por los aprendizajes y las observaciones que yo hice durante mis cuatro semanas como una pasante de RACI (Red Argentina …

Inflation Expectations In Singapore: A Behavioural Approach, Alexander Clark, Aurobindo Ghosh, Samuel Hanes

Research Collection Lee Kong Chian School Of Business

The expectations of economic agents have significant impact on their decisions and are key determinants of macroeconomic outcomes such as inflation, economic growth and unemployment. For example, if a worker believes that consumer prices will rise sharply next year, she would demand a wage increase. Similarly, a homeowner with a fixed interest mortgage might make an early repayment if she expects price levels to fall, knowing that the real value of her mortgage debt will increase. In these cases, expectations about inflation could lead to changes in behaviour and in the aggregate, influence prices and become self-fulfilling.