Finance Commons^™

أثر عناصر المزيج الترويجي للخدمة التأمينية في تحقيق رضا الزبون دراسة تحليلية لآراء عينه من زبائن شركة التامين الوطنية / فرع الديوانية, لقاء ميري حبيب ميري حبيب

Muthanna Journal of Administrative and Economics Sciences

لقد تناول البحث الحالي احد العناصر الاساسية والحيوية في العمل التسويقي لشركات التأمين من خلال استعراض احد الانشطة المهمة والمؤثرة في تحقيق اهدافها التسويقية والمتمثل بالمزيج الترويجي الذي يشمل على اربعه عناصر هي (العلاقات العامة ،البيع الشخصي ، تنشيط المبيعات ،الاعلان ) يهدف البحث الى دراسة واقع المزيج الترويجي في شركات التأمين واعتمد البحث جمع البيانات من عينه زبائن شركة التامين الوطنية / فرع الديوانية ولتحقيق هدف البحث قامت الباحثة بتوزيع استبانه أعدت لهذا الغرض على مجتمع البحث المكون من الزبون وفي ضوء ذلك جرى تحليل البيانات واختبار الفرضيات باستخدام الاساليب الاحصائية الملائمة (الاوساط الحسابية والانحرافات المعيارية والارتباط (بيرسون والانحدار) …

توظيف سلوكيات القيادة البارعة لتعزيز سلوك العمل الابداعي دراسة استطلاعية لآراء عينة من أعضاء الهيئة التدريسية في كليات جامعة القادسية, صالح عبد الرضا رشيد

Muthanna Journal of Administrative and Economics Sciences

تهدف هذه الدراسة إلى التعرف على مدى تأثير سلوكيات القيادة البارعة لرؤساء الاقسام العلمية على السلوك الابداعي لأعضاء الهيأة التدريسية في كليات جامعة القادسية . وقد تم اختبار سلوكيات القيادة البارعة من خلال نوعين من السلوكيات هما السلوكيات المنفتحة والسلوكيات المنغلقة ، فيما تم اختبار السلوك الابداعي من خلال نوعين من السلوك أيضا هما السلوك الابداعي الاستكشافي ببعديه الفرعيين استكشاف الفرصة وتوليد الفكرة ، والسلوك الابداعي الاستثماري ببعديه الفرعيين الترويج للفكرة وتنفيذ الفكرة . وقد تم استطلاع آراء عينة من أعضاء الهيئة التدريسية في كليات الجامعة بلغ عدد أعضاءها (287 ) تدريسيا وتدريسية واعتمدت الدراسة الاستبانة أداة رئيسة للحصول على …

دور مراقب الحسابات في تقويم اداء المصارف الخاصة وبيان مدى تعرضها للتعثر المالي من خلال تطبيق نظام Sherrod دراسة تطبيقية في عينه من المصارف الأهلية العراقية, عقيل دخيل كريم

Muthanna Journal of Administrative and Economics Sciences

تتعلم الأمم من تجاربها ومن تجارب الآخرين ومن أي عثرات تواجهها فمن هذه التجارب ينكون لديها خبرات للمستقبل ويعد تجاوز تلك العثرات منطلقاً للتقدم للأمام بكل قوة. لذا يقع على عاتق مراقبي الحسابات مسؤولية الافصاح عن مدى قدرة الوحدة الاقتصادية عن الاستمرار بمزاولة نشاطها ، والتنبؤ باحتمالات الفشل المالي للوحدة والابلاغ عن الشكوك في عدم قدرة تلك الوحدات تحت التدقيق على الاستمرار في نشاطها ، وهذا ما ركزت عليه معايير التدقيق المهنية ولهذا جاء هذا البحث متناولاً مشكلة القصور الواضح لدى مراقبي الحسابات وادارات الوحدات الاقتصادية في التزام بمسؤولياتهم اتجاه بيان قدرة الوحدة على الاستمرار وكذلك تحديد مسؤوليات مراقبي الحسابات …

التمكين النفسي وتأثيره على السلوك الابداعي دراسة تطبيقية في مديرية بيئة القادسية, خيريه عبد فضل الخالدي

Muthanna Journal of Administrative and Economics Sciences

تناول هذا البحث التمكين النفسي وتأثيره على السلوك الابداعي لعينة من العاملين في مديرية بيئة القادسية . اذ يضم متغير التمكين النفسي اربعه ابعاد متمثلة بـ (المعنى , المقدرة, الاستقلالية, التأثير) ,اما متغير السلوك الابداعي فتمثل أبعاده ( توليد الافكار , ترويج الافكار , تنفيذ الافكار) , وقد اعتمد هذا البحث على المنهج التحليلي للبيانات التي جمعت من آراء عينة مكونه من (124) موظف في مديرية بيئة القادسية واختبرت فرضيات البحث باستخدام معامل الارتباط البسيط و تحليل الانحدار المتعدد وعدد من الادوات الاحصائية الاخرى الملائمة لتحقيق اهداف البحث الحالي باستخدام برنامج SPSS.v.24)). وقد أثبتت النتائج التطبيقية للبحث صحة الفرضيات التي …

تحليل السيولة ، الربحية ، الرفع المالي في ضوء ادارة المخاطر المصرفية المصرف التجاري العراقي حالة دراسية 2005 – 2015, غسان طارق ظاهر

Muthanna Journal of Administrative and Economics Sciences

تعد موضوعة السيولة والربحية والرفع المالي في ظل ادارة المخاطر المصرفية من الموضوعات التي تحظى باهتمام الاقتصاديين، من خلال البحث في طبيعة العلاقة بين تلك المتغيرات لتحقيق التوازن والموائمة في ادارة السيولة لجانبي الموجودات والمطلوبات للبنوك، فضلا عن تحقيق عنصر الأمان، وبالتالي تشكل تلك المتغيرات الأقطاب الثلاثة، والتي لا يمكن لأي بنك الاستغناء عنها، وتتلخص فكرة البحث في تحليل ادارة السيولة لجانبي الموجودات ومكوناتها فضلا عن ادارة جانب المطلوبات والذي تمثل بإجمالي القروض قصيرة الاجل، فضلا عن تحليل اثر الرفع المالي في ربحية البنك التجاري العراقي، للمدة 2005-2015، من خلال بناء نماذج قياسية للمدة موضوعة البحث، وخلصت الدراسة الى تطابق …

إدارة المصارف الإسلامية ودورها في تحقيق التنمية الاقتصادية بعض المصارف الإسلامية العربية إنموذجاً للمدة 2006- 2013, صباح رحيم مهدي الاسدي

Muthanna Journal of Administrative and Economics Sciences

ان الغاية من انشاء المصارف الاسلامية، هي مواجهة التحديات التي تواجه المسلمون من خلال تعاملاتهم المالية والاستثمارية، وما لها من علاقة بالمصارف التجارية، لان اغلب المعاملات التجارية تحتاج الى ايداع وسحب وأتمان مصرفي، وخوفا من الوقوع بدائرة الحرام من خلال التعاملات الربوية (التعامل بالفائدة). فجاءت فكرة انشاء المصارف الاسلامية ترسيخا لمبادئ التعاليم الاسلامية وادراكا لحجم التحديات التي تعاني منها الامة الاسلامية في مجالها الاقتصادي، لذا كان من الضروري ايجاد آلية فاعلة للتصدي لتلك التحديات، من خلال تكوين مؤسسات مصرفية تنموية هدفها الابتعاد عن التعامل بالفائدة، وفي الوقت نفسه العمل على دعم التنمية الاقتصادية والتقدم الاجتماعي للشعوب والمجتمعات الاسلامية وفقا لمبادئ …

Estimation Of Cost Efficiency Without Cost Data, Levent Kutlu, Ran Wang

School of Economics and Finance Faculty Publications

One of the advantages of conduct parameter games is that they enable estimation of market power without total cost data. In line with this, we develop a conduct parameter based model to estimate the firm specific “marginal cost efficiency” and conduct without using total cost data. The marginal cost efficiency is an alternative measure of efficiency that is based on deadweight loss. We illustrate our methodology by estimating firm-route-quarter specific conducts and marginal cost efficiencies of U.S. airlines for Chicago based routes without using route-level total cost data.

Entrepreneurship Education Empowers Youth To Change Their Lives, Marianna Brashear, Jason Riddle

National Youth Advocacy & Resilience Conference

The Foundation for Economic Education (FEE) aims at equipping Title 1 schools with free, hands-on, engaging materials that any teacher can facilitate either individually or in a classroom setting with no background in entrepreneurship necessary. These versatile lessons, courses, and workshops teach the entrepreneurial mindset optimizing opportunities for grades 8-12 students no matter which life/career path they choose.

Microfinance And The Decision To Invest In Children’S Education, P.V. Viswanath

Faculty Working Papers and Articles

Although one of the primary objectives of microfinance has been the reduction of poverty through the provision of credit for income-generating purposes, evidence of its impact on poverty has been mixed. Even if there is no direct impact of microfinance, there may be an indirect positive impact through the effect of microcredit availability on families’ decisions to invest in their children’s education. In this paper, I describe a study undertaken to gauge the impact of microcredit availability on education expenditures for children of clients of a South Indian microfinance institution. I first look at some determinants of the demand for …

What Factors Determine Thesubsidiary Mode Of Overseas R&D By Developing-Country Mnes? Empirical Evidence From Chinese Subsidiaries Abroad, Yanyu Wang, Wei Xie, Jizhen Li, Chenxi Liu

PhD Student’s Publications Collection

This study examines the determinants of the subsidiary modes of overseas research anddevelopment (R&D) by Chinese multinational enterprises (MNEs). Based on resource-based view and absorptive capabilities, we propose that financial resources and technologi-cal resources have different effects on the selection of overseas R&D subsidiary modes,which are competence-exploiting mode or competence-creating mode. This is supportedby the empirical results in this paper using data from a survey of 40 Chinese overseasR&D subsidiaries. The results demonstrate that the parent firms with richer financialresources and more R&D expenses prefer the competence-exploiting mode, while the par-ent firms with more R&D personnel favor the competence-creating mode. …

Thinking Finance - The Comic Book, Dimitrios V. Siskos

Publications

Thinking financially results in the best possible outcome and establishes a secure foundation for the future as an independent man. In contrast, thinking emotionally leads to short-sighted financial decisions and usually, deep regrets. However, thinking financially is not pleasant for the people around us. This comic book presents a guy, whose dream is to become an accountant. When he finally succeeds in this, he realizes that thinking financially may be effective for his boss but it is irritating for everyone else, even for his family.

Duratable Enterprises Inc., Spencer D. Evans, Hal B. Heaton

The Journal of Entrepreneurial Finance

In late 2017, DuraTable received a number of unsolicited inquiries regarding its interest in selling out in a going private transaction, mostly from private equity firms. Since the chairman of the board and founder, Gary Reynolds, was approaching retirement age and the largest single shareholder who had provided the seed capital to start the company was over 80 years old, Mr. Reynolds was willing to consider a sale and provided information to four or five of them to prepare bids. DuraTable was a closely held company with relatively few individuals holding the vast majority of shares. As such, DuraTable’s shares …

Returns To Buying Winners And Selling Losers: A Look At Cryptocurrencies, Daniel Walker

CMC Senior Theses

This paper is, to my knowledge, one of the first ever to examine the effectiveness of price momentum trading strategies applied to cryptocurrencies. Using aggregate OHLCV (Open, High, Low, Close, Volume) data on cryptocurrency pairs from Poloniex, Bittrex, and Bitfinex, I apply Jegadeesh and Titman’s classic -month/-month momentum trading strategy, reporting annual returns with and without incorporating trading fees. Portfolios are resampled daily, weekly, and monthly, testing lookback and holding periods ranging from one day to one year. The results show that trading cryptocurrencies using momentum strategies derives returns that rapidly increase the more often portfolios are resampled, with the …

Two Applications Of Financial Economics To Real Estate, Jeffrey Dibartolomeo

Electronic Theses and Dissertations

My first essay examines the effects of dividend policy on the liquidity risk of REITs. I argue that the mandatory high cash payouts of REITs reduce investor reliance on the stock market to satisfy their liquidity needs. Using a sample of equity REITs from 1980 through 2015, I find strong empirical evidence consistent with this paradigm. Unlike non-REIT property companies, I find REITs exhibit negative sensitivity to marketwide liquidity shocks; a result that is evident across most property type sectors. Moreover, while my findings are robust across a wide range of portfolios based on size, dividend frequency, leverage, market-to-book, operations …

You Can Run But You Can’T Hide: The Advance Of Shareholder Activism, Kendall Greenberg

CMC Senior Theses

Shareholder activism has exploded in popularity since the turn of the century, due in large part to impressive relative returns generated by its major participants. The result has thus been a surge in assets invested in the category, to in excess of $170 billion today up from less than $3 billion in 2000 (Inglis 2015; Romito 2015). This influx of capital, in absolute dollars and pace of growth, has caused many to wonder whether activists truly create shareholder value and, if so, if the value generated is sustainable. Numerous studies of activist interventions prior to 2009 reveal significant stock price …

Mexico Consensus Economic Forecast, Volume 21, Number 1, Thomas M. Fullerton Jr., Adam G. Walke

Border Region Modeling Project

No abstract provided.

Essays In Commodities And Freight Markets, Nelson Yap

Dissertations and Theses Collection (Open Access)

Chapter 1: Structural Changes in Functional Curves: Estimation and Testing

Abstract: This paper considers the estimation and testing of structural changes in functional curves that occurs at an unknown date. The functional principal component analysis is applied to the random functional curves, decomposing them into interpretable simple latent functions and random scalars. We model the random scalars using a simple autoregressive model and test for a change in parameters that occur at an unknown date. This method is applied to the crude oil futures market to estimate and date possible structural breaks during OPEC announcement periods from 1984 to 2017.

Dorothy Moser Medlin Papers - Accession 1049, Dorothy Moser Medlin

Manuscript Collection

(The Dorothy Moser Medlin Papers are currently in processing.)

This collection contains most of the records of Dorothy Medlin’s work and correspondence and also includes reference materials, notes, microfilm, photographic negatives related both to her professional and personal life. Additions include a FLES Handbook, co-authored by Dorothy Medlin and a decorative mirror belonging to Dorothy Medlin.

Major series in this collection include: some original 18th century writings and ephemera and primary source material of André Morellet, extensive collection of secondary material on André Morellet's writings and translations, Winthrop related files, literary manuscripts and notes by Dorothy Medlin (1966-2011), copies …

The Impact Of The Cost Of Car Ownership On House Price Gradient In Singapore, Naqun Huang, Jing Li, Amanda Ross

Research Collection School Of Economics

This paper examines the extent to which a change in the cost of car ownership affects the house price gradient with respect to distance from the central business district (CBD). Theory suggests that if the cost of car ownership increases, then people will shift towards other modes of transportation, thus reducing house prices farther away from the CBD. However, the cost of car ownership is likely to be endogenous and correlated with various unobserved factors that also contribute to a change in the house price gradient. To obtain causal effects, we exploit a unique feature of Singapore’s car registration process. …

Microcredit And Survival Microenterprises: The Role Of Market Structure, P.V. Viswanath

Faculty Working Papers and Articles

Poverty remains a pervasive problem all over the world, but the problem is worst in underdeveloped areas like Africa. While microfinance is supposed to address this problem through the promotion of viable businesses, it has not been very successful in helping survival microenterprises, i.e., businesses that the very poor with limited human capital have access to, in sectors with low barriers to entry and selling undifferentiated products. In this paper, I examine the role of market structure in mediating the impact of micro-lending to such survival enterprises. While there have been many evaluations of microfinance institutions (MFIs), there have been …

Getting Girls In Stem & The Dangers Of Forgetting That Science Is Art - Someone Made It Up, Heidi Therese Dangelmaier, Camilla Hermann

The Transdisciplinary STEAM+ Journal

Encouraging girls to participate in STEM is a hot topic that has captured the concern of the world’s academic, business and scientific communities. The intention is noble, however the strategies being deployed are reinforcing the very bias society seeks to eliminate. If we wish to advance our evolutionary journey as a species, a shift from “feeling sorry for disadvantaged girls” to “fearing STEM without girls’ reformation” is imperative. This piece discusses the rise to an initiative to redesign culture: Girlapproved.

Bank Lending Channel And Changing Credit Standards In The Residential Mortgage Market, Salman Tahsin

Graduate Theses and Dissertations

My dissertation examines the relationship between bank conditions and the residential mortgage market. The first essay investigates the effect of bank distress on the residential mortgage market during the 2007-09 financial crisis. We use the county-aggregated change in the ratio of jumbo to nonjumbo mortgage acceptance rate as an instrumental variable to control for endogeneity between bank distress and county economic conditions. The median decrease in the instrumental variable explains an additional 1.5 percentage point decline in county home prices and a 20 basis point rise in the county unemployment rate, which represent 15% and 5%, respectively, of their median …

Clogged Intermediation: Were Home Buyers Crowded Out?, Hyunsoo Choi, Hyun-Soo Choi, Jung-Eun Kim

Research Collection Lee Kong Chian School Of Business

Post-crisis policy interventions significantly increased the demand for mortgage refinancing, but could this surge in refinancing applications have crowded out the supply of credit to home buyers? In this paper, we examine two frictions that hamper financial intermediation and result in banks' substitution of home purchase loans for refinance loans: The risk capacity channel through which banks with limited risk appetites prefer safer loans over riskier loans, and the operating capacity channel through which banks with limited operating capacities prefer applications that require less screening time. We find that following the recent financial crisis, banks facing these capacity constraints indeed …

Clogged Intermediation: Were Home Buyers Crowded Out?, Hyunsoo Choi, Hyun-Soo Choi, Jung-Eun Kim

Research Collection Lee Kong Chian School Of Business

Post-crisis policy interventions significantly increased the demand for mortgage refinancing, but could this surge in refinancing applications have crowded out the supply of credit to home buyers? In this paper, we examine two frictions that hamper financial intermediation and result in banks' substitution of home purchase loans for refinance loans: The risk capacity channel through which banks with limited risk appetites prefer safer loans over riskier loans, and the operating capacity channel through which banks with limited operating capacities prefer applications that require less screening time. We find that following the recent financial crisis, banks facing these capacity constraints indeed …

Performance Evaluation And Risk Management: Time Series Bootstrap Analysis Of The Mutual Funds And Banking Sectors, Lifa Huang

Graduate Theses and Dissertations

The Financial Services Modernization Act of 1999, also known as the Gramm–Leach–Bliley Act (“Act”), repealed a regulatory proscription in the Glass–Steagall Act of 1933 that prohibited commercial bank holding companies (BHCs) from underwriting most bonds, equities, and insurance policies. After the passage of the Act in November 1999, BHCs that converted to financial holding companies (FHCs) were allowed to engage in securities underwriting without restrictions. The first paper examines whether the removal of barriers to securities underwriting had an adverse impact on the overall stability of the financial sector, and thereby, contributed indirectly to the financial crisis of 2008. The …

Permanent Price Impact Asymmetry Of Trades With Institutional Constraints, Chiraphol N. Chiyachantana, Pankaj Jain, Christine Jiang, Vivek Sharma

Research Collection Lee Kong Chian School Of Business

Dynamic institutional trading constraints related to capital, diversification, and short-selling asymmetrically affect the incorporation of new information as reflected in the permanent price impact of their trades. The sign of the permanent price impact asymmetry between institutional buys versus sells is positive at the initial stage of a price run-up and reverses due to changing constraints with a prolonged price run-up in a stock. Idiosyncratic volatility, analyst forecast dispersion, trading intensity, price dispersion, and bullish market conditions further sharpen the initial asymmetry, as well as its reversal after a price run-up.

The Flow Of Funds In Asean, Philip C. Zerrillo

Research Collection Lee Kong Chian School Of Business

In his novel, Memoirs of a Geisha, Arthur Golden wrote, “Water can carve its way even through stone. And when trapped, water makes a new path.” Something similar seems to be happening with the flow of funds in ASEAN.

Mexico Consensus Economic Forecast, Volume 20, Number 4, Thomas M. Fullerton Jr., Adam G. Walke

Border Region Modeling Project

No abstract provided.

Do Security Analysts Learn From Their Colleagues?, Kenny Phua, T. Mandy Tham, Chi Shen Wei

Research Collection Lee Kong Chian School Of Business

We examine how learning from colleagues affects security analyst forecast outcomes. We represent the brokerage house as an information network of analysts connected through industry overlaps in their coverage portfolios. Analysts who are more centrally connected in their brokerage network produce more accurate forecast estimates and generate more influential forecast revisions. Consistent with learning, more central analysts tend to unwind their colleagues’ recent forecast errors in their forecast revisions. Learning appears to benefit all colleagues, as working at more interconnected brokerages (i.e., denser networks) improves forecast accuracy for all analysts.

Surplus Consumption, Habit Utility And Moody Investors, Jun Lou

Dissertations, Theses, and Capstone Projects

The thesis examines a blend of Asset Pricing topics: joint stock-bond pricing, consumption-based asset pricing puzzles, time variation in risk preference, among others. In chapter one, I first review the literature on respective topics in search of a consolidated framework of resolution. I then propose one, a consumption-based affine model that jointly prices bond and stock in closed form. The tractable feature of the price solutions remains standard as in affine termstructure of interest rates, but presents novelty for the stock prices. In chapter two, I discuss the GMM based procedures for model estimation. In chapter three, I interpret the …