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Full-Text Articles in Economics

No. 69: Calibrating Informal Cross-Border Trade In Southern Africa, Sally Peberdy, Jonathan Crush, Daniel Tevara, Eugene Campbell, Inês Raimundo, Maxton Tsoka, Nomsa Zindela, Godfrey Tawodzera, Ndeyapo Nickanor, Chileshe Mulenga, Thuso Green, Ntombi Msibi Jan 2015

No. 69: Calibrating Informal Cross-Border Trade In Southern Africa, Sally Peberdy, Jonathan Crush, Daniel Tevara, Eugene Campbell, Inês Raimundo, Maxton Tsoka, Nomsa Zindela, Godfrey Tawodzera, Ndeyapo Nickanor, Chileshe Mulenga, Thuso Green, Ntombi Msibi

Southern African Migration Programme

Informal cross-border trade (ICBT) is a significant feature of regional trade and international mobility in Southern Africa. The exact number of participants and economic importance of this trade is unknown because no official statistics are collected. Despite its obvious presence at every border post throughout the SADC region, ICBT remains largely invisible to policy-makers. Indeed, in government circles it is more often associated with smuggling, tax evasion and illegality than with innovation, enterprise and job creation. On the research side, there is a growing body of case study evidence that ICBT plays a critical role in poverty alleviation, food security …


No. 68: Entrepreneurship And Inclusive Growth In South Africa, Zimbabwe And Mozambique, Jonathan Crush, Caroline Skinner, Abel Chikanda Jan 2015

No. 68: Entrepreneurship And Inclusive Growth In South Africa, Zimbabwe And Mozambique, Jonathan Crush, Caroline Skinner, Abel Chikanda

Southern African Migration Programme

While increasing attention is being paid to the drivers and forms of entrepreneurship in informal economies, much less of this policy and research focus is directed at understanding the links between mobility and informality. This report examines the current state of knowledge about this relationship with particular reference to three countries (Mozambique, South Africa and Zimbabwe) and four cities (Cape Town, Harare, Johannesburg and Maputo), identifying major themes, knowledge gaps, research questions and policy implications. In many African cities, informal enterprises are operated by internal and international migrants. The extent and nature of mobile entrepreneurship and the opportunities and challenges …


No. 70: International Migrants And Refugees In Cape Town’S Informal Economy, Godfrey Tawodzera, Abel Chikanda, Jonathan Crush, Robertson Tengeh Jan 2015

No. 70: International Migrants And Refugees In Cape Town’S Informal Economy, Godfrey Tawodzera, Abel Chikanda, Jonathan Crush, Robertson Tengeh

Southern African Migration Programme

This report is the most comprehensive study yet of the contribution of migrant and refugee entrepreneurs to Cape Town’s local economy. The survey of over 500 entrepreneurs engaged in trade, services and manufacturing in different areas of the city dispels some of the more prevalent myths that often attach to the activities of migrants. The vast majority are not “illegal foreigners”, but have a legal right to be in South Africa and to run a business. Most are highly motivated individuals who enter the informal economy to earn revenue to support themselves, their families, and because they have a strong …


Impact Of Welfare Participation During Childhood On Adult Income, Curran A. Prettyman Jan 2015

Impact Of Welfare Participation During Childhood On Adult Income, Curran A. Prettyman

Lewis Honors College Capstone Collection

This paper analyzes the impact of welfare participation during childhood on adult income. In the United States, welfare programs have a long history originating from the 1800s, and over $20 billion are currently allocated to various anti-poverty programs, such as Aid to Families with Dependent Children and Supplemental Security Income. Many people believe that these programs effectively eradicate childhood poverty. However, ordinary least squares and instrumental variables regression models suggest welfare programs are counterproductive. On average, holding all else constant, with 95% confidence, the total dollar amount of funding received from welfare programs during childhood is statistically significant to a …


What Is The 'Economic Value' Of Learning English In Spain?, Molly M. Robbins Jan 2015

What Is The 'Economic Value' Of Learning English In Spain?, Molly M. Robbins

Scripps Senior Theses

This paper uses historical and economic references to evaluate the economic value of learning English in Spain. Seeing that English is the lingua franca in politics, business, and technology, it is a necessary skill for Spanish citizens to possess in order to efficiently interact in foreign relations of all kinds. Due to Franco’s harsh language policies, and Spain’s ineffective education system, Spain has lacked the same linguistic exposure to foreign languages—especially English—than the rest of Europe. By referencing the previous literature written about the relationship between language and earnings, this paper seeks to find the economic incentive for Spaniards to …


Impact Report 2015: University Of Dayton Human Rights Center, University Of Dayton Jan 2015

Impact Report 2015: University Of Dayton Human Rights Center, University Of Dayton

Human Rights Program Documents

It is time for new thinking about human rights advocacy. This is the challenge for the global human rights research and advocacy community.

The University of Dayton Human Rights Center creates positive change through research, education and dialogue. As a leader in the global human rights community, we search for transformative solutions to systemic patterns of injustice that will bring about real change in the lives of poor people. We are committed to addressing the gap between theory and practice, between scholars and practitioners. Advocates need information to be able to develop evidence-based strategies that bring about real change. We …


2015 Conference Poster: Be A Part Of The Global Action, University Of Dayton Human Rights Center Jan 2015

2015 Conference Poster: Be A Part Of The Global Action, University Of Dayton Human Rights Center

Human Rights Program Documents

Join our conference to take stock of the human rights, environmental and development communities’ achievements over the past decade and plan advocacy strategies to advance the post-2015 UN sustainable development goals.

Register today.

Questions? Contact us at [email protected]

  • OCTOBER 1-3, 2015
  • UNIVERSITY OF DAYTON
  • 1700 SOUTH PATTERSON BUILDING


2015 Conference Brochure: Be A Part Of The Global Action, University Of Dayton Human Rights Center Jan 2015

2015 Conference Brochure: Be A Part Of The Global Action, University Of Dayton Human Rights Center

Human Rights Program Documents

This biennial conference provides a unique space for scholars, practitioners and advocates to engage in collaboration, dialogue and critical analysis of human rights advocacy — locally and globally. The 2015 conference features:

  • Research panels
  • Roundtables
  • Keynote addresses
  • Sustainable development goals-focused plenaries

We hope you will join us in this endeavor.


Framing Elite Consensus, Ideology And Theory And A Classcrits Response, Athena D. Mutua Jan 2015

Framing Elite Consensus, Ideology And Theory And A Classcrits Response, Athena D. Mutua

Journal Articles

This short paper, really a thought piece, builds upon the examination begun in the Foreword of the ClassCrits VI Symposium which sought to outline a ClassCrits critique of neoclassical economic principles. It argues that neoliberal practices, theory and ideology, built on the scaffold of neoclassical economic ideas, frame an elite consensus that makes elites feel good but which are ethically, intellectually, and structurally problematic for the social well-being of most Americans. It does so, in part, by chronicling a number of recent practices of large corporations, including for example, the practice of inversion. Again, this paper takes as its specific …


Is Student Loan Debt Discouraging Homeownership Among Young Adults?, Jason N. Houle, Lawrence Berger Jan 2015

Is Student Loan Debt Discouraging Homeownership Among Young Adults?, Jason N. Houle, Lawrence Berger

Dartmouth Scholarship

Amid concern that rising student loan debt has social and economic consequences for young adults, many suggest that student loan debt is leading young adults to forgo home buying. However, there is little empirical evidence on this topic. In this study, we use data from the National Longitudinal Survey of Youth 1997 to estimate associations of student loan debt with homeownership, mortgage amount, and home equity. We use a variety of methodological techniques and test several model specifications. While we find a negative association between debt and homeownership in some models, the association is substantively modest in size and is …


Threads And Stitches Of Peace- Understanding What Makes Ghana An Oasis Of Peace?, Hippolyt Akow Saamwan Pul Jan 2015

Threads And Stitches Of Peace- Understanding What Makes Ghana An Oasis Of Peace?, Hippolyt Akow Saamwan Pul

Department of Conflict Resolution Studies Theses and Dissertations

Ghana is considered an oasis of peace despite having the same mix of ethno-political competitions for state power and resources; north-south horizontal inequalities; ethno-regional concentrations of Christians and Muslims; highly ethnicised elections; a natural resource dependent economy; and a politically polarized public sphere, among others, that have plunged other countries in Africa into violent and often protracted national conflicts. Use of the conflict paradigm to explain Africa's conflicts glosses over positive deviance cases such as Ghana. This study used the peace paradigm in a mixed method, grounded theory research to examine Ghana's apparent exceptionalism in staving off violent national conflicts. …


At The Intersection Of Deferred Action For Childhood Arrivals, The Migration Trust Network And Labor, Mario Javier Chavez Jan 2015

At The Intersection Of Deferred Action For Childhood Arrivals, The Migration Trust Network And Labor, Mario Javier Chavez

Open Access Theses & Dissertations

This study unpacks the intersection of Deferred Action for Childhood Arrivals, the Migration Trust Network and Labor. I use 9 in-depth qualitative interviews to address how such policies are affecting the labor acquisition and labor outcomes of DACA recipients. The Migrant trust network remained important for DACA recipients, although in a more indirect and macro-level way than described in Flores-Yeffal (2013). In particular, DACA recipients relied on the collective efficacy embedded within the community to facilitate their job search. Additional, migrant trust networks function differently according to the DACA recipients' level of education, but to fully benefit from the advantages …


Against The Grain: The Imf, Bread Riots, And Altered State Development In The Hashemite Kingdom Of Jordan, David M. Leathers Jan 2015

Against The Grain: The Imf, Bread Riots, And Altered State Development In The Hashemite Kingdom Of Jordan, David M. Leathers

CMC Senior Theses

Since the end of World War II, and especially over the past three decades, there has been a dramatic increase of interactions between international financial institutions (IFIs) and states. This paper will explore these interactions by examining the Hashemite Kingdom of Jordan and the International Monetary Fund (IMF). This paper rests on the assumption that the complex implications of these interactions are not yet comprehensively understood and will move towards that goal by setting forth a collection of new approaches to further understand IFI-state interaction. It will discuss Jordan’s economic and political history, structural adjustment policies implemented by the IMF, …


Mcnair Research Journal - Summer 2015, Kelly Abuali, Starr Bailey, Krystal Courtney D. Belmonte, Brittaney Benson-Townsend, Jennifer Bolick, Mihaela A. Ciulei, Ashley Crisp, Daniel N. Erosa, Richard V. Foster, Gisele Braga Goertz, Michael A. Langhardt, Kara Osborne, Julienne Jochel Paraiso, Shawn M. Rosen, Bella V. Smith, Jeevake Attapattu, Ernesto H. Bedoy, Michael G. Curtis, Wanda Inthavong, Marielle Leo, Primrose Martin, Tamieka Meadows, Rosa Perez, Jessica Recarey, Shea Silver, Linda Tompkins Jan 2015

Mcnair Research Journal - Summer 2015, Kelly Abuali, Starr Bailey, Krystal Courtney D. Belmonte, Brittaney Benson-Townsend, Jennifer Bolick, Mihaela A. Ciulei, Ashley Crisp, Daniel N. Erosa, Richard V. Foster, Gisele Braga Goertz, Michael A. Langhardt, Kara Osborne, Julienne Jochel Paraiso, Shawn M. Rosen, Bella V. Smith, Jeevake Attapattu, Ernesto H. Bedoy, Michael G. Curtis, Wanda Inthavong, Marielle Leo, Primrose Martin, Tamieka Meadows, Rosa Perez, Jessica Recarey, Shea Silver, Linda Tompkins

McNair Journal

Journal articles based on research conducted by undergraduate students in the McNair Scholars Program

Table of Contents

Biography of Dr. Ronald E. McNair

Statements:

Dr. Neal J. Smatresk, UNLV President

Dr. Juanita P. Fain, Vice President of Student Affairs

Dr. William W. Sullivan, Associate Vice President for Retention and Outreach

Mr. Keith Rogers, Deputy Executive Director of the Center for Academic Enrichment and Outreach

McNair Scholars Institute Staff


Critique And Transformation: On The Hypothetical Nature Of Ecosystem Service Value And Its Neo-Marxist, Liberal And Pragmatist Criticisms, Andony P. Melathopoulos, Alex Stoner Jan 2015

Critique And Transformation: On The Hypothetical Nature Of Ecosystem Service Value And Its Neo-Marxist, Liberal And Pragmatist Criticisms, Andony P. Melathopoulos, Alex Stoner

Journal Articles

Ecosystem service valuation (ESV) attempts to transform the opposition of human economic necessity and ecological conservation by valuing the latter in terms of the services rendered by the former. However, despite a number of ESV-inspired sustainability initiatives since the 1990s, global ecological degradation continues to accelerate. This suggests that ESV has fallen far short of its goals of sustainable social transformation—a failure which has generated considerable criticism. This paper reviews three prominent lines of ESV criticism: 1) the neo-Marxist criticism, which emphasizes the “fictitious” character of ecosystem commodities; 2) the liberal criticism through Friedrich Hayek's concept “scientistic objectivism”; and 3) …


Conduct In Narrativized Trust Games, Jan Osborn, Bart J. Wilson, Bradley R. Sherwood Jan 2015

Conduct In Narrativized Trust Games, Jan Osborn, Bart J. Wilson, Bradley R. Sherwood

English Faculty Articles and Research

We “narrativize” a basic extensive form trust game by placing participants in a story that contextualizes the interaction with an unforeseeable future. In our narrative experiment, participants consider each decision as a character, advancing the story with their choices for salient payoffs. Our interest is in understanding how participants apply Adam Smith's rules of beneficent and just conduct in our narrativized games with epistemic conditions of an unknown future, conditions which aren't possible in extensive form. We invite our readers to participate in the story of the results, making meaning as participants in a narrative that unfolds with their choices.


Wealth And Democracy, Jedediah Purdy Jan 2015

Wealth And Democracy, Jedediah Purdy

Faculty Scholarship

The renewed debate over inequality has highlighted a set of deficits in much of the last fifty-plus years of thinking on the topic. The late twentieth-century tradition of thinking about distributive justice largely assumed (1) that market dynamics would produce stable and tolerable levels of inequality; and (2) that a relatively powerful, competent, and legitimate state could effectively redistribute to mitigate what inequality did arise. What was largely overlooked in this thought and has since risen to central attention is the prospect that (1) accelerating levels of market-produced inequality will (2) undermine the legitimacy and efficacy of the state and …


Wellbeing Of Singapore’S Youths, Kong Weng Ho Jan 2015

Wellbeing Of Singapore’S Youths, Kong Weng Ho

Research Collection School Of Economics

Given Singapore’s focus on human capital investment in its residents, the nation’s youths have experienced increases in their financial, educational, and physical wellbeing. However, how have our youths fared in their emotional and mental wellbeing? Figures from the World Values Survey show reported a gradual decline in life satisfaction for both general population and youths. Data from four waves of the National Youth Survey confirms this trend. This chapter explores and examines the non-economic channels that may have countered the positive influence of economic success on the wellbeing of youths, namely, changing family structure, heightened stressors, shifting life goals, time …


Infant Mortality: Cross Section Study Of The United State, With Emphasis On Education, Daniel C. Sheets-Poling Dec 2014

Infant Mortality: Cross Section Study Of The United State, With Emphasis On Education, Daniel C. Sheets-Poling

Student Research – Stevenson Center

On the surface infant mortality is usually thought of as just a unfortunate part of life in what can happen to an individual family, but infant mortality is part of the factors that affect social capital, which can lead back to overall trust in a community. When that trust starts to wither within a community, economic activity will be affected as community members will not behave as they usually do within their given economic boundaries. While social capital is not solely affected by infant mortality, it does show what type of health status an area has. As a community, state, …


The Economic Review Of The Travel Industry In Montana: 2014 Biennial Edition, Kara Grau, Jake Jorgenson, Norma P. Nickerson Dec 2014

The Economic Review Of The Travel Industry In Montana: 2014 Biennial Edition, Kara Grau, Jake Jorgenson, Norma P. Nickerson

Institute for Tourism and Recreation Research Publications

This review provides current and historical data of nonresident travel and tourism in Montana, and offers the industry's economic contributions to the state.


The Marriage Market: The Mail-Order Bride Industry In The United States!, Penelope Burner Dec 2014

The Marriage Market: The Mail-Order Bride Industry In The United States!, Penelope Burner

Student Scholar Symposium Abstracts and Posters

The international bride market has generated more than 2 billion dollars in 2010 in the United States alone. The concept of a “mail-order bride” is one that dates back to the founding of the United States. Many people believe this practice to be antiquated, but with the addition of technology, this industry has become very prevalent in modern society. I will examine the effects the mail order bride industry has had on views regarding women in the United States, Asia and Europe and show how this industry still has relevance today. I will track the way this industry has shaped …


Promoción De La Salud En La Ciudad De Buenos Aires: Un Estudio Sobre El Trabajo De Los Promotores De Salud Y Las Percepciones De Su Rol En La Comunidad. / Health Promotion In The City Of Buenos Aires: A Study Of The Work Of Community Health Workers And Perceptions Of Their Role In The Community, Elizabeth Sherwin Dec 2014

Promoción De La Salud En La Ciudad De Buenos Aires: Un Estudio Sobre El Trabajo De Los Promotores De Salud Y Las Percepciones De Su Rol En La Comunidad. / Health Promotion In The City Of Buenos Aires: A Study Of The Work Of Community Health Workers And Perceptions Of Their Role In The Community, Elizabeth Sherwin

Independent Study Project (ISP) Collection

Contextual information: At the global level, inequities exist with respect to access and quality of healthcare. Primary Health Care is a strategy to respond to these inequities. It adopts an integral concept of health that includes no only illness but also the wellbeing of a person affected by many environmental factors. It is a strategy that aims to improve access to medical care and health information through health promotion and has the goal of giving the population more control over their health. Community health workers, people from the same neighborhood in which they work promoting health, are recognized on the …


Hispanic Entrepreneurship In Nebraska: Trends And Economic Profile, Lissette Aliaga-Linares Dec 2014

Hispanic Entrepreneurship In Nebraska: Trends And Economic Profile, Lissette Aliaga-Linares

Latino/Latin American Studies Policy Briefs

The growth of the Hispanic population in Nebraska was accompanied by a significant increase in Hispanic entrepreneurship at the beginning of the 2000s. From 2002 to 2007, the 3,065 Hispanic-owned businesses constituted a small but dynamic and resilient segment of business growth in the state. Did participation in self-employment decrease for Hispanics after the economic crisis of 2008? What are the characteristics of Hispanic-owned businesses and Hispanics business-owners in Nebraska? Do some of these characteristics reveal social or economic barriers that could prevent these businesses from succeeding?


Three Essays On Gender Differences On Risk Preferences And Credit Market Constraints, Jyoti Rai Dec 2014

Three Essays On Gender Differences On Risk Preferences And Credit Market Constraints, Jyoti Rai

Dissertations

The disadvantages that women face in the financial market hamper their social and economic well-being. These disadvantages may arise from their own risk preferences or from financial market. The aim of this dissertation is to examine different aspects of the disadvantages that women face in the U.S Financial Market. In that light, I present three essays that analyze gender differences in risk preferences and credit market constraints. I use the Survey of Consumer Finances (SCF) data for all my empirical analysis.

In the first essay, I examine whether women exhibit greater financial risk aversion than men using attitudinal and behavioral …


Mountain Monitor - 3rd Quarter 2014, Kenan Fikri, Mark Muro Dec 2014

Mountain Monitor - 3rd Quarter 2014, Kenan Fikri, Mark Muro

Mountain Monitor Quarterly

As a group, the 10 major metro areas of the Mountain West outperformed the national economy during the third quarter of 2014 on all four indicators of economic vitality measured by the Mountain Monitor: employment growth, output growth, unemployment, and house prices. In the three months ending in September, the country’s large metropolitan areas were anticipating the rapid uptick in national economic growth that took hold at the end of 2014. Mountain region metro areas led the way.

All but two major metro areas in the region added jobs, and six did so at a faster rate than the …


Premature Births And Maternal Health: An Analysis Of Risk Factors That Affect The Rate Of Prematurity / Los Nacimientos Prematuros Y La Salud Materna: Un Análisis De Los Factores De Riesgo Que Afecta La Tasa De Prematuridad, Alexandria Mickler Dec 2014

Premature Births And Maternal Health: An Analysis Of Risk Factors That Affect The Rate Of Prematurity / Los Nacimientos Prematuros Y La Salud Materna: Un Análisis De Los Factores De Riesgo Que Afecta La Tasa De Prematuridad, Alexandria Mickler

Independent Study Project (ISP) Collection

Research Question: What are the major socio-demographic risk factors influencing the rate of preterm birth in Valparaiso, Chile? Objectives: The objective of this study is to identify risk factors that influence the rate of preterm birth in an urban population of women living in Valparaiso, Chile. This study aims to understand whether a relationship exists between socio-demographic characteristics, such as economic level, education, lifestyle, access to medical attention and resources and the risk of prematurity. The outcomes of this study seek to determine the major biological, cultural, and social relationships and identify at-risk social groups. Additionally, this study considers the …


El Modelo Médico, El Capitalismo Y La Acción Pública: Un Estudio Sobre Discapacidad Y Empleo En La Argentina / The Medical Model, Capitalism And Public Action:A Study Of Disability And Employment In Argentina, Zoe Zakin Dec 2014

El Modelo Médico, El Capitalismo Y La Acción Pública: Un Estudio Sobre Discapacidad Y Empleo En La Argentina / The Medical Model, Capitalism And Public Action:A Study Of Disability And Employment In Argentina, Zoe Zakin

Independent Study Project (ISP) Collection

People with disabilities are one of the largest “minority” groups in the world, accounting for approximately 15% of the global population. They are still, however, denied most of their basic rights in countries around the world. While movements have been made around access to education, transportation, and health systems, people with disabilities are still culturally thought of as incapable of being able to work. By being characterized this way, people with disabilities are denied a most basic human right. In Argentina, there has been greater effort in recent years to provide services for people with disabilities, which are a growing …


La Atención De Mujeres Con Complicaciones Post-Aborto En Un Hospital Público Del Partido De La Matanza: La Perspectiva De Los Profesionales De La Salud / The Perspective Of Health Professionals On The Quality Oftreatment For Women With Complications Post-Abortion Ina Public Hospital In La Matanza, Hannah Collins Dec 2014

La Atención De Mujeres Con Complicaciones Post-Aborto En Un Hospital Público Del Partido De La Matanza: La Perspectiva De Los Profesionales De La Salud / The Perspective Of Health Professionals On The Quality Oftreatment For Women With Complications Post-Abortion Ina Public Hospital In La Matanza, Hannah Collins

Independent Study Project (ISP) Collection

Background: In Argentina, abortion is illegal under all circumstances except for when a woman has been raped, has a mental disability or her life is in danger. There are approximately 500,000 abortions practiced each year in Argentina, and the majority is performed in an unsafe manner, which can result in complications that require medical attention. In 2010, over 50,000 women were hospitalized because of complications post-abortion. These complications can include hemorrhages, infections, or other toxic illnesses. After the International Conference on Population and Development in 1994 they identified post-abortion care as a worldwide problem. Subsequently, Argentina created a guide for …


Sexual And Reproductive Health And Rights Of Aymara Women In The Intercultural Health System In Chile / Salud Y Derechos Sexuales Y Reproductivos De Las Mujeres Aymara En El Sistema De Salud Intercultural De Chile, Ariela Schnyer Dec 2014

Sexual And Reproductive Health And Rights Of Aymara Women In The Intercultural Health System In Chile / Salud Y Derechos Sexuales Y Reproductivos De Las Mujeres Aymara En El Sistema De Salud Intercultural De Chile, Ariela Schnyer

Independent Study Project (ISP) Collection

This investigation seeks to understand how Aymara women navigate their sexual and reproductive health and rights (SRHR) in Chile’s intercultural health care model. Indigenous communities have their own practices that complicate the provision of sexual and reproductive health by requiring health care providers to be aware of two different worldviews and how they may conflict, as well as what is necessary to provide respectful care. However, an ethnically and culturally pertinent framework is vital to actually assuring successful SRHR provision, whose tenants include autonomous choice and care free of discrimination, coercion or violence. These interactions were investigated through semi-structured interviews …


Predicting Employment Intention Of Ssa Beneficiaries: A Theory-Based Approach, James Mather Ii Dec 2014

Predicting Employment Intention Of Ssa Beneficiaries: A Theory-Based Approach, James Mather Ii

Graduate Theses and Dissertations

Employment has become an integral aspect of American society. Each year, millions of Americans engage in job search as a result of economic conditions, involuntary job loss, completion of their education, or the desire to pursue a new career opportunity. However, the employment reality for persons with disabilities remains stark. In 2012 the employment rate of working-age people with disabilities was 32.7 percent, compared to 73.6 percent for those without disabilities. Given the long-standing employment gap between persons with disabilities and those without disabilities, this exploratory research utilizes the Theory of Planned Behavior (TPB) to predict determinates of Social Security …