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Blue Cross And Blue Shield Of Florida – 2010 United Way Campaign, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Blue Cross and Blue Shield of Florida – 2010 United Way Campaign.

Healthy People 2010 – A Provider Guide: Leading The Way To Health, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

An informational guide for Physicians about leading the way to health. 2010.

Blue Cross And Blue Shield Of Florida Annual Report: 2010, Blue Cross Of Florida, Inc.

Florida Blue Archives Printed Materials

Annual company report for 2010 detailing Blue Cross of Florida's business operations, financial assets and expenditures, and executive leadership.

Better Books- Nutrition Guide For Everyday Foods, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A small book containing a Nutrition Guider for everyday foods.

Kajian Aplikasi Akad Mudarabah Di Pt. Asuransi Takaful Umum Jakarta, Indonesia / Marhadi, Marhadi .

Student Works (2010-2019)

This disertation discourses the contract of mudarabah and its application in the general takaful at PT. Asuransi Takaful Umum Jakarta,Indonesia. The study focuses on the application, profit calculation and some relevant issues in general takaful product. The takaful company itself in form of annual report and also from interviews with the respective officers. It was found from the study that Asuransi Takaful Umum has appliced the mud}a>rabah contract in accordance with the shariah requirement which is to uphold justice, ensure mutual benefits and to avoid riba>, gharar ,maysir and dishonesty.

Deposit Insurance Coverage, Ownership, And Banks' Risk-Taking In Emerging Markets, Apanard P. Angkinand, Clas Wihlborg

Business Faculty Articles and Research

We ask how deposit insurance systems and ownership of banks affect the degree of market discipline on banks' risk-taking. Market discipline is determined by the extent of explicit deposit insurance, as well as by the credibility of non-insurance of groups of depositors and other creditors. Furthermore, market discipline depends on the ownership structure of banks and the responsiveness of bank managers to market incentives. An expected U-shaped relationship between explicit deposit insurance coverage and banks' risk-taking is influenced by country specific institutional factors, including bank ownership. We analyze specifically how government ownership, foreign ownership and shareholder rights affect the disciplinary …

2010 Performance Highlights, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

2010 Performance Highlights.

Pemakaian Maqasid Al-Shari'ah Dalam Produk Takaful Keluarga Di Etiqa Takaful Berhad., Che Ismail Che Othaman

Student Works (2010-2019)

Takaful is one of the financial instruments that has its own importance. It is the fundamental to Islamic insurance and its existence is as an alternative to the present conventional insurance in the conventional world of banking and finance. Al-Takaful which is based on al-mudarabah, at-tabarru’ and al-wakalah is very supportive towards syara’ in facing the conventional insurance which contains the element of gharar, usury and gambling element. The existence of takaful has aroused various issues, among them is to what extend is the application of maqasid al-shari‘ah in all of the products offered either in Family Takaful or General …

Why It Managers Don't Go For Cyber-Insurance Products, Tridib Bandyopadhyay, Vijay S. Mookerjee, Ram C. Rao

Faculty Articles

Despite positive expectations, cyber-insurance products have failed to take center stage in the management of IT security risk. Market inexperience, leading to conservatism in pricing cyber-insurance instruments, is often cited as the primary reason for the limited growth of the cyber-insurance market. In contrast, here we provide a demand-side explanation for why cyber-insurance products have not lived up to their initial expectations. We highlight the presence of information asymmetry between customers and providers, showing how it leads to overpricing cyber-insurance contracts and helps explain why cyber insurance might have failed to deliver its promise as a cornerstone of IT security-management …

Ua3/9 Fall 2009 Midpoint Report, Wku President's Office, Gary Ransdell

WKU Administration Documents

Memo from President Gary Ransdell to all faculty and staff regarding events and announcements for Fall semester 2009.

Manual: The Blue Foundation For A Healthy Florida- October 2009-June 2010 Media Coverage, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A manual for the Blue Foundation for a healthy Florida Media coverage for October 2009- June 2010.

Reynolds, William Russell, Jr., 1878-1955 (Sc 2004), Manuscripts & Folklife Archives

Manuscript Collection Finding Aids

Finding aid only for Manuscripts Small Collection 2004. Letters, chiefly to William Russell Reynolds, Jr., Cave City, Barren County, Kentucky, in his role as an agent or "sovereign" for the Woodmen of the World.

The Blue Foundation For A Healthy Florida, Inc. Health Foundation Of South Florida Opa-Locka Community Meeting, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.

Agenda: The Blue Foundation For A Healthy Florida, Inc. Health Foundation Of South Florida Opa-Locka Community Meeting, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.

The Psychology Of Money: Beyond Behavioral Finance, Cicily Maton, William Martin

College of Business Faculty and Staff Works

Behavioral finance has attracted the attention of both academics and practitioners. This article explores the roots of behavioral finance, psychology, and showns how these principles are actually used in practice.

Controlling The Cost Of Municipal Health Insurance: Lessons From Springfield, Robert L. Carey

Edward J. Collins Center for Public Management Publications

The study finds that, by joining the Group Insurance Commission (GIC), Springfield cut increases in its health care costs an estimated $14 million to $18 million over two years. It saved an additional $5 million per year by requiring eligible municipal retirees to enroll in Medicare Part B as a precondition of receiving supplemental health coverage from the City. These two actions, together, reduced increases in the City’s health care costs an estimated 15-19% annually, on average, with savings growth each year due to compounding. Furthermore, the study estimates that if the GIC continues its past pattern of keeping its …

Healthcare Could Your Organization Save Money With Complementary And Alternative Medicine?, William Martin, Hugh Long

College of Business Faculty and Staff Works

Some evidence suggests complementary and alternative medicine could reduce costs and improve efficiency while increasing patient satisfaction.

Event Program: United Way’S Campaign & Leadership Recognition Event, United Way Of Northeast Florida

Florida Blue Archives Printed Materials

No abstract provided.

Form: The Blue Foundation For A Healthy Florida Sapphire Award Recognizing Community Health Excellence 2009 Nomination Information, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.

Booklet: Investing In America's Health, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

Report: Investing In America's Health, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

2009 Blue Foundation Report To The Community, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

2009 Blue Foundation Report to the Community.

Sapphire Award Program: Grants And Awards Given, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

An informational document about grants and awards given through the Sapphire Award Program.

Risky Asset Substitution In The Insurance Industry: An Historical Example, Brenda Wells, Karen Epermanis, Larry A. Cox, Michael Mcshane

Finance Faculty Publications

In the 1980s, life insurers sold guaranteed investment contracts (GICs) to pension plan sponsors, then backed these contracts with portfolios heavily weighted with higher risk assets such as common stocks and junk bonds. Ultimately this caused considerable loss, and history has repeated itself in many respects in recent years via holdings of equities and mortgage-backed securities. We evaluate the risky asset substitution in the life insurance industry from an historical perspective to determine if organizational form or other factors might be rationale for managerial decisions to engage in asset substitution. We find evidence that stock insurer managers are more likely …

Long-Term Care Insurance For The Elderly And Long-Term Care Insurance As A Viable Option For Today's Elderly, Brenda Joan Turnis

Honors Program Theses

Long-term care insurance policies have been sold for the last forty years, but many people are hesitant to invest in these plans. The purpose of this thesis is to provide a realistic view of how long-term care insurance is perceived in our society. It will also include factual evidence on the option of private long-term care insurance for the elderly. A review of research on long-term care will emphasize the coming crisis in long-term care and provide information on the viability of long-term care insurance in our communities.

Cedar Rapids Flood Of 2008: Manmade Or Statistical Anomaly?, Beth Kolsrud

Honors Program Theses

One of the main research questions for this thesis is what factors caused the flooding last summer and why was it so extreme? This is an important question to answer because it is vital to understand what causes a flood of this magnitude so communities can take steps to avoid or minimize damage that may result from floods in the future. The second question is what impact does this flood have on flood insurance? Flood insurance is one tool used to protect property owners from substantial loss due to flooding and plays a vital role in recovery after a flood, …

Managing Risk In Life Insurance With Your Genetic Information: The Issues, The Options, And The Speed Of Progress, Michelle Gogerty

Honors Program Theses

legislation is already in place to restrict the use of genetic information in the health insurance industry (Genetics and Public Policy Center 2008) and several states have similar laws restricting its use in the life insurance industry as well (National Conference of State legislatures 2008}. It is only a matter of time before national legislation applicable to life insurance is enacted on the matter and I expect it to come within the next five years. Unless both insurers and consumers actively protect their rights to privacy, equality, and profitability, the result of that legislation may be very harmful to one …

Technical Analysis: The Interface Of Rational And Irrational Decision Making, William Martin

College of Business Faculty and Staff Works

No abstract provided.

Louzon V. Government Of Israel, Dorit Beinisch, Asher Grunis, Miriam Naor

Translated Opinions

This Petition challenges the exclusion of the medication “Erbitux” among the state provided health services, which are publically funded. The medication Erbitux is a new drug for the treatment of colon cancer.

The Supreme Court, sitting as a High Court of Justice, held as following:

It is doubtful whether the demand for public funding of new medications may find a hold in the hard core of the constitutional rights detailed in the Basic Law. Even under a broad interpretive approach with expand the constitutional scope of the right to dignity beyond the necessary minimum in the context of welfare and …

Florida Blue, Summer 2008, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A Florida Blue magazine with health advice and tips from Summer 2008.