Insurance Commons^™

Central Bank Of Nigeria Statistical Bulletin, December 1995, Central Bank Of Nigeria

CBN Statistical Bulletin

Financial data is compiled from balance sheets and financial statements, which are primarily designed for legal and administrative purposes rather than economic analysis. The Finance and Accounts Department prepares the CBN accounting balance sheet data for the Research Department, using the monthly return of Assets and Liabilities and the summary trial balance as benchmarks. The Financial Statistics Office compiles the analytical CBN balance sheet without major reclassifications or rearrangements. The consolidation of accounts of monetary authorities and deposit money banks produces monetary survey accounts. Deposit money banks are highly prone to volatility and fragility, making them subject to regulations and …

Flood Insurance Study, Federal Emergency Management Agency

All U.S. Government Documents (Utah Regional Depository)

No abstract provided.

Fact Sheet- Corporate Background, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A Fact Sheet about BCBSF Corporate Background.

No. 126 1995 November

International Journal for Business Education

SIEC Historical Documents

Profile Vol: 44 No: 5 October 20, 1995, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

October 20, 1995 employee newsletter published by the Public Relations Department to educate, inform and recognize the employees of Blue Cross and Blue Shield of Florida. Special Issue – United Way.

Remarks: Edited Transcript Of Remarks By William E. Flaherty At The 1995 Annual Sales And Marketing Conference, With Attachment: Mckinsey Article Written By Michael S. Pritula, William E. Flaherty

Florida Blue Archives Printed Materials

No abstract provided.

Remarks: Edited Transcript Of Remarks By William E. Flaherty At The 1995 Annual Sales And Marketing Conference, William E. Flaherty

Florida Blue Archives Printed Materials

No abstract provided.

Partial Copy- Remarks By William E. Flaherty 10/11/95 At The Annual Sales And Marketing Conference, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Partial Copy- Remarks by William E. Flaherty from October 11, 1995 at the Annual Sales and Marketing Conference.

Marketing Education & Development Fall 1995, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Fall 1995 quarterly newsletter published to inform, update and inspire the BCBSF marketing staff.

Transcript Of Q & A With William E. Flaherty At The All Officers’ Meeting, William E. Flaherty

Florida Blue Archives Printed Materials

No abstract provided.

News Release: Blue Cross And Blue Shield Of Florida: Notice For Community Calendars, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

Performance Overview- 9/1995, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A pamphlet of BCBSF Performance Overview from September 1995.

Profile Vol: 44 No: 4 July 25, 1995, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

July 25, 1995 employee newsletter published by the Public Relations Department to educate, inform and recognize the employees of Blue Cross and Blue Shield of Florida.

Profile Vol: 44 No: 3 June 19, 1995, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

June 19, 1995 employee newsletter published by the Public Relations Department to educate, inform and recognize the employees of Blue Cross and Blue Shield of Florida.

Reducing Moral Hazard In Deposit Insurance : A Policy Instrument For Generating Regulatory Information, Chengze, Simon Fan

Centre for Public Policy Studies : CPPS Working Paper Series

No abstract provided.

Marketing Education & Development Spring 1995, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Spring 1995 quarterly newsletter published to inform, update and inspire the BCBSF marketing staff.

No. 125 1995 April

International Journal for Business Education

SIEC Historical Documents

Profile Vol: 44 No: 1 March 31, 1995, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

March 31, 1995 employee newsletter published by the Public Relations Department to educate, inform and recognize the employees of Blue Cross and Blue Shield of Florida. Special Issue Corporate Direction.

Remarks: Edited Transcript Of Remarks By William. E. Flaherty At An All Officers’ Meeting, William E. Flaherty

Florida Blue Archives Printed Materials

No abstract provided.

Profile Vol: 44 No: [2?] April 27, 1995, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

April 27, 1995 employee newsletter published by the Public Relations Department to educate, inform and recognize the employees of Blue Cross and Blue Shield of Florida.

Remarks By William E. Flaherty 3/27/95 At All Officers' Meeting, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Remarks by William E. Flaherty from March 27, 1995 at All Officer’s Meeting.

Regulatory And Legal Issues Associated With Integrated Delivery Systems, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Regulatory and Legal Issues Associated with Integrated Delivery Systems from January 25, 1995.

Cross-Tested Defined Contribution Plans, Ho Kuen Ng

Journal of Actuarial Practice (1993–2006)

Cross-tested plans are defined contribution plans that test allocations for nondiscrimination. The test is based on a plan's actuarial equivalent annuity benefits. Cross-tested plans have become popular among small plan sponsors after the release of the nondiscrimination regulations. This paper investigates the pros and cons of cross-testing.

Discussion Of Leonard T. Guarini And Edward P. Lotkowski's "Model Year Rating For Automobile Liability And Injury Coverages", Cheng-Sheng Peter Wu

Journal of Actuarial Practice (1993–2006)

No abstract provided.

Discussion Of Ronald T. Kozlowski And Stuart B. Mathewson's "Measuring And Managing Catastrophe Risk", Rade T. Musulin

Journal of Actuarial Practice (1993–2006)

Mr. Kozlowski and Mr. Mathewson's paper provides a good introduction to the development and use of models in the property insurance industry. It will be a valuable addition to the regrettably sparse actuarialliterature in this area. This discussion will offer several comments on the ideas raised in the paper, focusing on how models can be used to enhance an actuary's work. The use of models has sparked major controversies between regulators and insurers in several jurisdictions, notably Florida. Controversy is not limited to the regulatory arena, however. Because models are being used by reinsurers to rate contracts and by A.M. …

Decision Making Under Conflicting Criteria In Pension Valuations: An Expected Utility Model, Lisa Lipowski Posey, Arnold F. Shapiro

Journal of Actuarial Practice (1993–2006)

Many of the criteria used by actuaries when selecting assumptions for pension plan valuations often conflict. As a result, actuaries must weigh the various costs and benefits associated with a particular set of assumptions. We use expected utility theory to model the process of chOOSing actuarial assumptions when faced with potentially conflicting criteria. The three criteria considered are prudence, best estimate, and conservatism. The actual contribution chosen by the actuary is found to depend on the contribution level that triggers a red flag with respect to tax deductibility. If this level is relatively low, the actuary chooses a high contribution …

Journal Of Actuarial Practice, Volume 3, No.2, 1995, Colin Ramsay , Editor

Journal of Actuarial Practice (1993–2006)

ARTICLES

Measuring and Managing Catastrophe Risk • Ronald T. Kozlowski and Stuart B. Mathewson

Discussion • Rade T. Musulin & Authors' Reply

Sensitivity Testing of Property/Casualty Cash Flows • Ralph S. Blanchard, III and Eduardo P. Marchen

A Pension Plan Incorporating Both Defined Benefit and Defined Contribution Principles • M. Zaki Khorasanee

Expected Loss Development in Workers' Compensation Pricing: A Shift in Credibility • Christopher J. Poteet

Editor - Colin Ramsay, University of Nebraska. Associate Editors: Robert Brown, University of Waterloo ○ Cecil Bykerk, Mutual of Omaha ○ Ruy Cardoso, Actuarial Frameworks ○ Samuel Cox, Georgia State University ○ David …

Discussion Of Leonard T. Guarini And Edward P. Lotkowski's "Model Year Rating For Automobile Liability And Injury Coverages", Mohammed Q. Ashab

Journal of Actuarial Practice (1993–2006)

No abstract provided.

Sensitivity Testing Of Prdperty/Casualty Cash Flows, Ralph S. Blanchard Iii, Eduardo P. Marchena

Journal of Actuarial Practice (1993–2006)

The paper outlines an approach that has evolved at Aetna through ten years of property/casualty insurance cash flow testing. Methodologies and approaches to setting parameters reflecting both default and call/prepayment risk are discussed for major invested asset categories. Modeling runoff cash flows for a base scenario (and, for some of these assets, shocked scenarios) also is examined for major non-invested asset categories. Loss reserve cash flow modeling is not addressed, except for a brief description of one approach to shocking projected flows. Finally, various alternatives are given for presenting cash flow testing results to management and non-actuarial audiences.

Surveillance Of Life Insurer Solvency: A Comparison Of Stock And The Multiple Scenario Cash Flow Financial Stress Tests, Ronald W. Spahr, Paul L. Gronewoller

Journal of Actuarial Practice (1993–2006)

The solvency of life insurance companies may be threatened by interest rate risk when the maturities of assets and liabilities are mismatched. The National Association of Insurance Commissioners' (NAIC) multiple scenario cashflow test (MSCFT) and the Office of Thrift Supervision (OTS) net portfolio value model (stock) approaches to financial stress tests are illustrated and analyzed with respect to their capacity to estimate the impact of potential changes in interest rates on life insurance company capital and surplus. Each approach is illustrated with the assets and liabilities of three hypothetical life insurance company capital levels (high, average, and below average) and …