Insurance Commons^™

Agenda: News Conference: The Blue Foundation For A Healthy Florida’S Inaugural Grants, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.

News Release: The Blue Foundation For A Healthy Florida Awards First Philanthropic Grants, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.

Letter: Statistics Of The Blue Foundation’S Initial Grant Awards, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.

Letter: Ruth Schroeder To Mary Lou, Re: Picture Printouts, With Attachments, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Letter: Ruth Schroeder to Mary Lou, re: picture printouts, with attachments: Photocopy of Profile 6/1969 issue, pg. 18, Photo printout of BCBS Coral Gables office employees, Photo printouts of BCBS employees at an unknown company event, Photocopies of photos of various BCBS executives, including Paul Mitalas, Jerry Potter, Norman Tuck, Gary Karasick, Jerry Vaughn, Imogene Cunningham, Ted Hedrick, Jackie McKenzie, and Jay Kapur, Photocopy of articles from Profile 11/1977 and 9/1978 issues, and List of various former South Florida BCBS employees.

Newsletter: Fact: Florida Activist Champions Team Member Newsletter No. 1, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

Perspectives Fall 2001, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Fall 2001 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida. Includes Brand Matters, Fall 2001.

The Blue Foundation Grant Guidelines And Application Fall 2001, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

The Blue Foundation Grant Guidelines and Application for Fall of 2001.

News Release: The Blue Foundation For A Healthy Florida: The Blue Foundation For A Healthy Florida Names Staff And Board Members, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

News Release: "Blue Cross And Blue Shield Of Florida Establishes Health Care Foundation" W/ Printout Of Presentation Slides, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

The Blue Foundation For A Healthy Florida Packet With Attachments, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

The Blue Foundation for a Healthy Florida packet, containing: News Release: Blue Cross and Blue Shield of Florida Establishes Health Care Foundation and Booklet: The Blue Foundation For a Healthy Florida information and grant application.

Ua3/9/5 Faculty Staff Convocation, Wku President's Office

WKU Administration Documents

Speech delivered by WKU president Gary Ransdell at fall convocation. He discusses enrollment, budget, tuition, salaries, insurance, administrative reorganization, legislative priorities, construction of Mass Media & Technology Hall and Guthrie Tower, engineering, economic development, information technology and capital campaign.

Bcbsf Bulletin Boards, “Medical Insurance Blue-Cross Drops Local Doctor, Parents Upset…”, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

Florida Blue-Ppo Edition, Summer 2001, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Florida Blue-PPO Edition from Summer 2001.

Perspectives Summer 2001, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Summer 2001 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida. Includes Brand Matters, Summer 2001.

Putting Customers At The Center Of The Universe: Combining Internal And External Information Resources, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Putting Customers at the Center of the Universe: Combining Internal and External Information Resources, from June 2001.

Healthy Kids, Inc. 2001 Annual Report With Accompanying Letter From Rose M. Naff To Susan Towler, Florida Healthy Kids Corporation

Florida Blue Archives Printed Materials

No abstract provided.

Newsletter: Florida Blue Medicare Edition, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

Perspectives Spring 2001, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Spring 2001 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida.

Items Donated To Corporate Archives-Joe Girouex, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Items Donated to Corporate Archives-Joe Girouex.

Quick Connections February 9, 2001, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

February 9, 2001 weekly newsletter published for employees of Blue Cross and Blues Shield of Florida.

Fitting Loss Distributions In The Presence Of Rating Variables, Farrokh Guiahi

Journal of Actuarial Practice (1993–2006)

This paper focuses on issues and methodologies for fitting alternative statistical models-parametric probability distributions-to samples of insurance loss data. The interactions of loss distributions, deductibles, policy limits, and rating variables in the context of fitting distributions to losses are discussed. Fitted loss distributions serve an important function in pricing insurance products. The methodology developed in this paper is applied to a sample of insurance loss data that has the lognormal as the underlying loss distribution.

Linear Empirical Bayes Estimation Of Survival Probabilities With Partial Data, Mostafa Mashayekhi

Journal of Actuarial Practice (1993–2006)

In this paper we consider linear empirical Bayes estimation of survival probabilities with partial data from right-censored and possibly left-truncated observations. Such data are produced by studies in which the exact times of death are not recorded and the length of time that each subject may be under observation cannot exceed one unit of time. We obtain asymptotically optimal linear empirical Bayes estimators, with respect to the squared error loss function, under the assumption that the probability of death under observation in a unit time interval is proportional to the length of observation. This assumption is sometimes implied by Balducci's …

A Sensitivity Analysis Of The Premiums For A Permanent Health Insurance (Phi) Model, Ben D. Rickayzen

Journal of Actuarial Practice (1993–2006)

This paper presents an analysis of the parameters used in a multi-state model for permanent health insurance (PHI). The model is a simplification of that used in the United Kingdom. To avoid using duration dependent probabilities, the model splits the sick state into several sub-states to act as a proxy for duration spent in a particular state. This enables a Markov approach to be adopted. Lapses are incorporated within the model, and the net premium for a particular policy is tested for sensitivity to the various parameters used, including their interaction with the lapse rate. One of our conclusions is …

Controlling The Solvency Interaction Among A Group Of Insurance Companies, Alexandros Zimbidis, Steven Haberman

Journal of Actuarial Practice (1993–2006)

Pooling of risks is an efficient risk management technique used by large employee benefit schemes of multinational companies to self-insure their retirement and other benefit obligations. This technique forms a basis for formulating a general control theoretic model for the interaction between insurance companies within a pooling network. The objective of these insurance companies is to avoid insolvency yet maintain stable premium and surplus processes. A general control system of equations that is used as a model for the interaction of m insurance companies within the network is first analyzed. An analytic solution is provided. Questions concerning the stability and …

Exponential Bonus-Malus Systems Integrating A Priori Risk Classification, Llufs Bermudez, Michel Denuit, Jan Dhaene

Journal of Actuarial Practice (1993–2006)

This paper examines an integrated ratemaking scheme including a priori risk classification and a posteriori experience rating. In order to avoid the high penalties implied by the quadratic loss function, the symmetry between the overcharges and the undercharges is broken by introducing parametric loss functions of exponential type.

Premium Earning Patterns For Multi-Year Policies With Aggregate Deductibles, Thomas Struppeck

Journal of Actuarial Practice (1993–2006)

MUlti-year policies with large aggregate deductibles or multiple triggers raise some interesting issues about the correct amount of unearned premium reserve that a company should carry. Examples in this paper illustrate some of the difficulties that arise when trying to establish such reserves. The basic approach taken here is that the pure premium portion of the unearned premium reserve should always be adequate to cover the remaining risk. This approach, however, can lead to some unusual and controversial earning patterns; there are even situations where a negative premium is earned. In addition, the earning pattern for a particular loss scenario …

Analyzing Management Fees Of Pension Funds: A Case Study Of Mexico, Tapen Sinha

Journal of Actuarial Practice (1993–2006)

Though the rates of return for public pension funds have been high over the past two decades, one critical aspect of the financing of this type of fund is often overlooked: high management fees. As a result, the rates of return for workers who have invested in these funds have not necessarily been high. Management fees charged on pension funds in Mexico result in a leakage of funds in the order of 20-30% of the fund. That is, the amount at retirement would have been 20-30% higher had there been no fees. A model is developed that includes all the …

Journal Of Actuarial Practice, Volume 9 (2001), Colin Ramsay , Editor

Journal of Actuarial Practice (1993–2006)

(The complete issue, including) ARTICLES

Analyzing Management Fees of Pension Funds: A Case Study of Mexico • Tapen Sinha 5

Premium Earning Patterns for Multi-Year Policies with Aggregate Deductibles • Thomas Struppeck 45

Exponential Bonus-Malus Systems Integrating A Priori Risk Classification • Lluis Benmidez, Michel Denuit, and Jan Dhaene 67

Fitting Loss Distributions in the Presence of Rating Variables • Farrokh Guiahi 97

Linear Empirical Bayes Estimation of Survival Probabilities with Partial Data • Mostafa Mashayekhi 131

Controlling the Solvency Interaction Among a Group of Insurance Companies • Alexandros Zimbidis and Steven Haberman 151

A Sensitivity Analysis of the Premiums …

2001 Performance Highlights, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

2001 Performance Highlights.

Pamphlet: The State Of Health Care – Making Sense Of The Current Issues In Health Care, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.