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Blue Cross And Blue Shield Of Florida Introduces Hmo In Charlotte County, 6/12/1996, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A news release from BCBSF about introducing HMO in Charlotte County from June 12, 1996.

Blue Cross And Blue Shield Of Florida Announces New Individual Hmo Plan, 6/3/1996, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A news release from BCBSF about a new individual HMO Plan from June 3, 1996.

Central Bank Of Nigeria Statistical Bulletin, June 1996, Central Bank Of Nigeria

CBN Statistical Bulletin

Financial data is compiled from documents like balance sheets and financial statements, which are primarily designed for legal and administrative purposes. The Finance and Accounts Department uses Bloomberg sources to prepare CBN accounting balance sheet data for the Research Department to compile analytical accounts. The Financial Statistics Office compiles the analytical CBN balance sheet without reclassifications or rearrangements of available accounting data. The consolidation of accounts of monetary authorities and deposit money banks produces monetary survey accounts. Monthly interest rate returns are used to compute weighted average lending and deposit interest rates. Deposit rates are computed for various maturities. Clearing …

Fact Book: All About The Blue Cross And Blue Shield Organization, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A fact book about the Blue Cross and Blue Shield Organization.

Fact Sheet- Corporate Background, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A Fact Sheet about BCBSF Corporate Background.

Profile Vol: 45 No: 1 May 29, 1996, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

May 29, 1996 employee newsletter published by the Public Relations Department to educate, inform and recognize the employees of Blue Cross and Blue Shield of Florida.

Blue Cross And Blue Shield Of Florida Reports Strong Growth In Its Hmo, Health Options, Inc., 5/17/1996, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A media release from BCBSF reporting strong growth in its HMO, Health Options,INC. from May 17, 1996.

Duval County Healthy Kids Program, 5/16/1996, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A media advisory about Duval County Healthy Kids Program from May 16, 1996.

Blue Cross And Blue Shield Of Florida Announces New Medicare Hmo Plan In Central Florida, 5/14/1996, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A news release from BCBSF that announces new Medicare HMO planning Central Florida from May 14, 1996.

New Health Program For Children Wins Broad Community Support, 5/10/1996, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A new health plan for children wins support from the community from May 10, 1996.

Managed Care, Medicaid & The Elderly, An Overview Of Five State Case Studies, Robert L. Mollica, Trish Riley, Ltc Resource Center, University Of Minnesota

All U.S. Government Documents (Utah Regional Depository)

This publication contains a series of five state case studies of Medicaid managed care programs enrolling elderly care programs enrolling elderly Medicaid recipients. The case studies were prepared by University of Minnesota National Long Term Care Resource Center's two partners: the National Academy for State Health Policy (NASHP) in Portland, Maine and the Institute for Health Services Research, School of Public Health at the University of Minnesota in Minneapolis, Minnesota. These case studies have been conducted under the leadership of Trish Riley and Robert Mollica at NASHP.

The project was undertaken to examine the experience of elders in managed care, …

Remarks For Tom Albright 5/1/96 At Bcbsa Conference On National Hmo Marketing, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Remarks for Tom Albright from May 1st, 1996 at BCBSA Conference on National HMO Marketing.

No. 127 1996 April

International Journal for Business Education

SIEC Historical Documents

Blue Cross And Blue Shield: Pioneering Managed Care Solutions For Tomorrow’S Health Care Need, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

An informational booklet about Blue Cross and Blue Shield: Pioneering Managed Care Solutions for Tomorrow’s Health Care Need.

Remarks For William E. Flaherty 2/17/96 At Fma Board Of Governors Meeting, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Remarks for William E. Flaherty from February 17, 1996 at FMA Board of Governors Meeting.

Asset Allocation In Investing To Meet Liabilities, Anthony Dardis, Vinh Loi Huynh

Journal of Actuarial Practice (1993–2006)

We present some rudimentary concepts on asset/liability management and describe an approach to asset allocation modeling for institutions that invest to meet liabilities. The traditional risk/reward framework of financial economics is used as a starting pOint. The definitions of risk and reward are then refined with regard to the institution under consideration. A simple model of a U.S. life office is examined. We assume that the only investments available are domestic stocks and long-dated government bonds. Stochastic simulation is used to create a large number of future investment scenarios using historical total return data for these asset classes. The ability …

Constrained Forecasting Of The Number Of Ibnr Claims, Louis G. Doray

Journal of Actuarial Practice (1993–2006)

We consider the problem of forecasting the number of claims incurred. After subtracting the number of claims reported to date, the number of claims incurred but not reported (IBNR) can be forecasted. The basic model assumes that the number of claims per accident period follows an autoregressive moving average time series process. Instead of assuming the data are available in the usual claim run-off triangle format, we assume that the only data available are the number of claims reported at the valuation date for each accident interval of an observation period. Box-Jenkins methods are used to forecast the ultimate number …

Concentration In American Property-Casualty Companies, Edward Nissan

Journal of Actuarial Practice (1993–2006)

A Theil's entropy index utilizing premiums written as units is employed to measure trends in concentration of the largest 200 property-casualty companies in the United States between 1985 and 1993 based on Best's Insurance Report data. Each of the indexes confirms that concentration trends experienced no increase for the whole period for all 200 firms, the top 20, and subsets of lower ranked companies. Significant differences are observed, however, between groups of companies for the same period.

Methodologies For Determining Reserve Liabilities In The Workers Compensation High Deductible Program, Jerome J. Siewert

Journal of Actuarial Practice (1993–2006)

In this paper I describe several approaches for estimating liabilities under a high deductible program, including a proposal for a more sophisticated approach relying upon a loss distribution model. The discussion addresses several related issues dealing with deductible size and mix, absence of longterm histories, and the determination of consistent loss development factors among deductible limits. In addition, I propose several approaches for estimating aggregate loss limit charges, if any, and the asset value for associated servicing revenue.

Discussion Of Theodore Konshak's "Disclosure And Confidentiality Requirements Of Corporate Pension Plan Actuaries", Richard Daskais, Brian A. Jones

Journal of Actuarial Practice (1993–2006)

No abstract provided.

Annuity Choices For Pensioners, Zaki M. Khorasanee

Journal of Actuarial Practice (1993–2006)

We consider two ways for a retiree to obtain a pension from a retirement fund: through the purchase of a whole life annuity providing a level monetary income; and through the withdrawal of income from a fund invested in equities. Deterministic and stochastic models are used to assess the risks and benefits associated with each approach. In each case the projected cash flows are compared with those from a whole life annuity providing an income linked to price inflation. We conclude that, although each of the two options conSidered involves significant risks, each method may be attractive to certain groups …

A Possibilistic Linear Programming Method For Asset Allocation, Lijia Guo, Zhen Huang

Journal of Actuarial Practice (1993–2006)

The mean-variance method has been one of the popular methods used by most financial institutions in making the decision of asset allocation since the 1950s. This paper presents an alternative method for asset allocation. Instead of minimizing risk for a given expected return or maximizing expected return for a fixed level of risk, our approach considers simultaneously maximizing the rate of return of portfolio, minimizing the risk of obtaining lower return, and maximizing the possibility of reaching higher return. By using a triangular possibilistic distribution to describe the uncertainty of the return, we introduce a possibilistic linear programming model which …

Bias Of Excluding High And Low Data For Long-Tailed Distributions, Cheng-Sheng Peter Wu

Journal of Actuarial Practice (1993–2006)

Property and casualty actuaries frequently employ a technique of averaging (called high-low averages) that excludes the same amount of data at both ends. For example, (0 in selecting loss development factors, the middle three of the latest five years or the middle eight of latest 12 quarters sometimes are used, or (ii) in calculating average expense ratios, the largest expense ratios and the smallest expense ratios may be removed from the sample. Although highlow averages can reduce the impact of influential data on analyzed results, the averages will result in downward bias when they are applied to pricing or reserving …

Third Party Administrator (Tpa) Service Pricing And Incentive Contracts, Hou-Wen Jeng

Journal of Actuarial Practice (1993–2006)

This paper addresses a few of the most important pricing issues faced by a third party administrator (TPA) whose main responsibility is claims handling for self·insured employers and self·insured groups. Such pricing issues include the development of service fees using claim closure information, the selection of service durations, and the design of incentive (either activity-based or financially-based) service contracts. Formulas for pricing new and open claims are provided.

Pension Funding By Normal Costs Or Amortization Of Unfunded Liabilities, Keith P. Sharp

Journal of Actuarial Practice (1993–2006)

We discuss the extent of the actuary's freedom in choosing the funding method for defined benefit pension plans. In particular, we look at funding through a combination of normal costs, amortization of an unfunded liabilities, and fund of assets. The IRS constraint on "reasonable funding methods" is considered, with particular mention of the aggregate entry age normal method. In addition, an algebraic development is performed of year-to-year changes in the status of a plan's funding.

A Proposal For Improving The System Of Financing Health Care In Singapore, Robert Keng Heong Lian, Loi Soh Loi

Journal of Actuarial Practice (1993–2006)

Like many other countries, including the United States, Singapore faces the dual problems of rising health care costs and an aging population. To cope with these problems, the Singapore government introduced the Medishield scheme in 1989 that provides low cost catastrophic medical insurance coverage. The scheme suffers from a serious deficiency, however: coverage ceases at age 70. This deficiency is exacerbated by Medishield's premium payment structure which is akin to the premium structure of a one year renewable term policy so no reserves are developed. As a result, coverage beyond age 70 requires exorbitant premiums that are beyond the reach …

Chart- Medicare (Part B): Medical Insurance Covered Services For 1996, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Chart- Medicare (Part B): Medical Insurance Covered Services for 1996.

Blue Cross And Blue Shield Of Florida Annual Report: 1996, Blue Cross Of Florida, Inc.

Florida Blue Archives Printed Materials

Annual company report for 1996 detailing Blue Cross of Florida's business operations, financial assets and expenditures, and executive leadership.

Folder Packet, With Medicare Skin Lesion Policy Items, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Folder Packet, with Medicare Skin Lesion Policy Items: Fact Sheet: Medicare Coverage Policies, Chart- Medicare (Part B): Medical Insurance Covered Services for 1996, Special Issue- Coverage for Benign or Premalignant Skin Lesion Removal, Clarification of Medical Policy for Skin Lesion Removal.

Clarification Of Medical Policy For Skin Lesion Removal, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Clarification of Medical Policy for Skin Lesion Removal.