Insurance Commons^™

An Analysis Of Australian Pensioner Mortality By Pre-Retirement Income, David Knox, Andrew Tomlin

Journal of Actuarial Practice (1993–2006)

The existence of a relationship between an individual's socioeconomic status and his or her mortality is often accepted, but it is difficult to measure this relationship objectively. This study analyses the relationship between an individual's final salary immediately prior to retirement and mortality rates during retirement. The data used are taken from a large Australian public sector pension plan. A strong inverse relationship is found, which decreases with age. Some of the implications of these results for individual annuity markets and public pension policy are discussed.

A Frailty Model For Projection Of Human Mortality Improvements, Shaun S. Wang, Robert L. Brown

Journal of Actuarial Practice (1993–2006)

Based on the everyday observations that individual human beings vary significantly in their capacity to combat death, we adopt a so-called frailty model of human mortality. This frailty model assumes that each individual in a given population is endowed with his or her own frailty index, r, which remains constant for life. In addition, we assume that the individual's force of mortality (hazard rate function) at age x, Ux(r), satisfies Ux(r) = rUx where Ux is the population's base force of mortality at age x. Given the probability distribution of the frailty index among the newborns in the population, an …

Actuarial Techniques In Risk Pricing And Cash Flow Analysis For U.K. Bank Loans, Philip Booth, Duncan E.P. Walsh

Journal of Actuarial Practice (1993–2006)

A cash flow model is developed to set the price for a loan to a borrower with known risks. Similarities are noted between this model and those used for profit testing in life insurance. We emphasize aspects that reasonably can be treated in several ways and also indicate where the cash flow model differs from the pricing methods usually employed in bank lending. The sensitivity of interest rates to various parameters of the model such as the length of loan and the expected default rate is examined. Also, we examine how features of loans, including cash back and early repayments, …

Journal Of Actuarial Practice, Volume 6, Nos. 1 And 2, 1998, Colin Ramsay , Editor

Journal of Actuarial Practice (1993–2006)

ARTICLES

Principles and Application of Credibility • Vincent Goulet

Actuarial Techniques in Risk Pricing and Cash Flow Analysis for U.K. Bank Loans • Philip Booth and Duncan E.P. Walsh

Stability of Representative Crediting Rate Scenarios Under Monte Carlo Simulations • Sarah L.M. Christiansen and Kelley Buchacker

Outlier Analysis of Annual Retail Price Inflation: A Cross-Country Study • Wai-Sum Cha

An Analysis of Australian Pensioner Mortality by Pre-Retirement Income • David Knox and Andrew Tomlin

Using Parametric Statistical Models to Estimate Mortality Structure: The Case of Taiwan • Shih-Chieh Chang

A Frailty Model for Projection of Human Mortality Improvements • Shaun …

Coalition For Tobacco Responsibility- What They Are Saying, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Coalition for Tobacco Responsibility- What They Are Saying.

U.S. District Court Western District Of Washington At Seattle, List Of Lawsuit Plaintiffs And Defendants, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

U.S. District Court Western District of Washington at Seattle, List of lawsuit Plaintiffs and Defendants.

U.S. District Court Northern District Of Illinois, List Of Lawsuit Plaintiffs And Defendant, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

U.S. District Court Northern District of Illinois, List of lawsuit Plaintiffs and Defendants.

Press Release- Coalition Announces Major Lawsuits Against Tobacco Companies, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A press release about Coalition Announces Major Lawsuits Against Tobacco Companies.

Coalition For Tobacco Responsibility Summary Final, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A final of the Coalition for Tobacco Responsibility Summary.

United Way Award To Blue Cross Blue Shield Of Florida – Charter Corporate Partner In Caring, United Way

Florida Blue Archives Printed Materials

No abstract provided.

State Of Florida Employees’ Group Health Self-Insurance Plan, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A booklet about the State of Florida Employees’ Group Health Self-Insurance Plan with a provider directory.

Health Options State Of Florida Employees 1998 Benefit Information, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

An informational booklet about the health options for Florida employees.

First Coast Service Options, Inc.- Making Our Mark-1998, First Coast Service Options, Inc.

Florida Blue Archives Printed Materials

First Coast Service Options, Inc.- Making our Mark-1998.

1998 Summary Annual Reports, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

1998 Summary Annual Reports.

Perspectives Winter 1998, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Winter 1998 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida.

1998 Compensation Program Information Guide, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

1998 Compensation Program guide to pay for performance charts and employee category salary ranges.

Hmo Civil Remedy- Legislative Summary, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A legislative Summary about HMO Civil Remedy.

U.S. District Court Eastern District Of New York, List Of Lawsuit Plaintiffs And Defendants, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

U.S. District Court Eastern District of New York, List of Lawsuit Plaintiffs and Defendants.

Media Kit Title Page, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Media Kit Title Page.

Blue Cross And Blue Shield Of Florida Annual Report: 1998, Blue Cross Of Florida, Inc.

Florida Blue Archives Printed Materials

Annual company report for 1998 detailing Blue Cross of Florida's business operations, financial assets and expenditures, and executive leadership.

Issue Brief- Health Plan Liability Issues, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

An issue brief about Health Plan Liability issues.

Article: Associated Press, “Health Insurance Sue Tobacco Firms”, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

An article from the Associated Press about “Health Insurance Sue Tobacco Firms.”

Press Release- Coalition Announces Major Lawsuits Against Tobacco Companies, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A press release about the Coalition Announcing Major Lawsuits Against Tobacco Companies.

Coalition For Tobacco Responsibility- Map- State Plans In Tobacco Litigation Coalition, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Coalition for Tobacco Responsibility- Map- State Plans in Tobacco Litigation Coalition.

Profile Special Issue: 3 December 18, 1997, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

December 18, 1997 employee newsletter devoted to Organization Re-Design. Special Issue.

Profile Vol: 46 No: 8 December 17, 1997, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

December 17, 1997 employee newsletter published to educate and inform the employees of Blue Cross and Blue Shield of Florida.

Profile Special Issue: 2 December 3, 1997, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

December 3, 1997 employee newsletter devoted to Organization Re-Design. Special Issue.

Central Bank Of Nigeria Statistical Bulletin, December 1997, Central Bank Of Nigeria

CBN Statistical Bulletin

Financial data is compiled from documents like balance sheets and financial statements, which are designed for legal and administrative purposes rather than economic analysis. The Financial Statistics Office compiles the analytical CBN balance sheet without major reclassifications or rearrangements. However, due to problems with imprecise definitions, improper classification, inadequate sectorization, inaccuracies, irregular valuation procedures, and errors in data compilation, major revisions were made. The Computer Services Department generates summary and detailed analytical balance sheets based on the end-month BANKOS 302 of the CBN, Lagos branch. The consolidation of accounts of monetary authorities and deposit money banks produces monetary survey accounts. …

Ua25/2 Connections, Wku Human Resources

WKU Administration Documents

Newsletter created by WKU Human Resources for the faculty and staff of WKU regarding personnel issues and benefits.

Profile Vol: 46 No: 7 November 24, 1997, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

November 24, 1997 employee newsletter published to educate and inform the employees of Blue Cross and Blue Shield of Florida.