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2022

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Full-Text Articles in Business

Assessing The Impacts Of Self-Help Group Based Microcredit Programmes: Non-Experimental Evidence From The Rural Areas Of Coastal Orissa In India, Debadutta Kumar Panda Apr 2022

Assessing The Impacts Of Self-Help Group Based Microcredit Programmes: Non-Experimental Evidence From The Rural Areas Of Coastal Orissa In India, Debadutta Kumar Panda

Management Dynamics

This impact assessment study of microcredit was conducted by a crossectional data-set drawn from a pool of 200 samples from Puri district of India. A structured pre-tested household schedule was used to gather information from households. The "household" was taken as the unit of analysis; and a comparison between the factual and counterfactual was formed as the base of the study where the statistical means of the target households were compared with that of the control households across various variables. The statistical test of significance was conducted by using z-test. Under the econometric model, probit model was used to understand …

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Twelve Concepts Drawn From Life Experiences Useful For Students Of Management Studies, Cynthia Tse Kimberlin Apr 2022

Twelve Concepts Drawn From Life Experiences Useful For Students Of Management Studies, Cynthia Tse Kimberlin

Management Dynamics

A list is given of twelve observations generated by the author's remarks made in Parts 1 and 2 that might prove useful in management discussions. A list of references and other resources follows.

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Chance, Choice, And Opportunity: Effective Tools For Management, Cynthia Tse Kimberlin Apr 2022

Chance, Choice, And Opportunity: Effective Tools For Management, Cynthia Tse Kimberlin

Management Dynamics

This account offers students and professionals, thoughts on useful strategies in management situations based on the author's life experiences. Since the majority of the readers of Management Dynamics come from India and Southeast Asia, the remarks are directed with them in mind but they could be applied elsewhere as well. The author's career trajectory was not planned. Although 90 per cent happened by chance, chance was not entirely random but led to choice and opportunity. 10 per cent was devoted to strategic planning and preparation. Her expertise lies not in management studies but in the field of ethnomusicology, that is, …

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How Bruce Lee Almost Met Chou Enlai: Another View-From A Peace Corps Volunteer In Eritrea, Cynthia Tse Kimberlin Apr 2022

How Bruce Lee Almost Met Chou Enlai: Another View-From A Peace Corps Volunteer In Eritrea, Cynthia Tse Kimberlin

Management Dynamics

Part 2 is an account of the author's two-year tenure as a US Peace Corps Volunteer and subsequent visits to Ethiopia as a US election observer, Fulbright lecturer/researcher, and conferee. The content focuses on circumstances in which the author found herself and how she dealt with them as an outsider and as an American of Chinese descent living and working in Africa. She also alludes to aspects of her Peace Corps experience in Part 1 as they pertain to issues not clarified in Part 2. And occasionally she makes references about events occurring on dates not indicated within the specified …

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Life Insurance As An Investment Option, Saima Rizvi Apr 2022

Life Insurance As An Investment Option, Saima Rizvi

Management Dynamics

Insurance is defined as a cooperative device to spread the loss caused by a particular risk over a number of persons who are exposed to it and who agree to ensure themselves against that risk. The scenario as a whole is changing and life insurance is increasingly being considered as 'an investment option' by investors and companies. The objective of the study is to evaluate life insurance as an investment option post privatization and also to study a shift in people's preferences from other comparable investment avenues. For the purpose of study two populations were selected. First, was the population …

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E-Commerce Revolution In The Insurance Industry Product Development, Aftab Alam, Mairaj Salim, Hassan Shah Apr 2022

E-Commerce Revolution In The Insurance Industry Product Development, Aftab Alam, Mairaj Salim, Hassan Shah

Management Dynamics

The insurance industry appears to be lagging in the rapid evolution of financial services and e-commerce. However, insurers are still hesitant to approve policies online and are adding these services slowly to their sites for product development. This paper discusses some of the fundamental issues surrounding the use of alternative Internet business models in insurance, benefits, barriers as well as the success factors. An Extensive experience within the insurance industry and ability to deliver cost effective e-commerce solutions which suit our needs, are involved in making the Insurance Products suitable for E-commerce. Above all a Bird's eye description can help …

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Policy Selection Behaviour Of Individual Investors Towards Insurance Policies And Marketing Strategies Followed By Insurance Companies, Bhushan Pardeshi Apr 2022

Policy Selection Behaviour Of Individual Investors Towards Insurance Policies And Marketing Strategies Followed By Insurance Companies, Bhushan Pardeshi

Management Dynamics

The Indian insurance industry underwent a drastic transformation with the entry of private players who captured a significant market share-thanks to the deregulation of the Indian insurance industry. But still the insurers had behaved, more as retail seller; the efforts of telemarketing, marketing executives, banks, brokers & agents, channel partners influenced by the financial behaviour of individual as the buyer is involved in price negotiations and other value added elements. Indian consumers have big influence of emotions and rationality on their buying decisions. Indian Economy is having a huge middle class societal status and salaried persons. Their money value for …

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Review Of General Insurance, M. Ramadoss Apr 2022

Review Of General Insurance, M. Ramadoss

Management Dynamics

Integrated Development of the insurance industry should be the main focus in the present scenario. One of the reasons, behind the turmoil in the financial world recently, was lack of coordination between various regulators in developed markets in Europe and in the United States. Hopefully, this wonderful thought of 'integration and co-creation' is going to strengthen the industry.

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Implementing Enterprise Risk Management In Life Insurance, Sanchit Maini Apr 2022

Implementing Enterprise Risk Management In Life Insurance, Sanchit Maini

Management Dynamics

This paper discusses a framework for ERM with particular emphasis on the life insurance industry. The ERM framework involves eight key features ranging from governance aspects to risk management policy, risk tolerance, own risk and solvency assessment, capital assessment on economic and supervisory basis and continuity analysis. Given that the life insurance industry is a regulated industry the supervisory role is an important feature of the ERM framework. The paper highlights the different stages of ERM maturity starting with a compliance orientation and the highest stage with linkage to strategy and value creation. The insurance industry is currently somewhere in …

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Country Of Origin Effects On Brand Image And Social Status In An Emerging Market, Amit Gautam Apr 2022

Country Of Origin Effects On Brand Image And Social Status In An Emerging Market, Amit Gautam

Management Dynamics

Research suggests that country of origin (COO) information serves as a cue from which consumers make influences about product and product attributes. The COO cue triggers a global evaluation of quality, performance or specific product attributes. Consumers inter attributes to the product based on country stereotype and experiences with products from that country. As consumer demand for products in developed countries is reaching the saturation point, companies are looking for new consumers with a strong purchasing power elsewhere. Clearly, through undertaking consumers' differences, companies can better position their product in the marketplace. Hence this research will look at COO effects …

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Three Gorges Dam - Stochastic Perspective For The Project Planning Issues, K. L. Chandrasekhar, D. P. Kothari Apr 2022

Three Gorges Dam - Stochastic Perspective For The Project Planning Issues, K. L. Chandrasekhar, D. P. Kothari

Management Dynamics

Yangtze River in China has been playing havoc, for centuries, causing devastation and destruction to lives and property due to the monsoon floods. To arrest this and to improve the living conditions for millions of Chinese, the Government has taken a bold initiative to 'tame' this mighty river with the construction of a 600 feet high dam, spanning over a mile and half, and extending the Dam to a distance of 350 miles upstream to tap 18200MW of Hydro Electric Power. The sheer size of the Dam and the complexity in this Project execution has never been witnessed in the …

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Twelve Concepts Drawn From Life Experiences Useful For Students, Cynthia Tse Kimberlin Apr 2022

Twelve Concepts Drawn From Life Experiences Useful For Students, Cynthia Tse Kimberlin

Management Dynamics

A list is given of twelve observations generated by the author's remarks made in Parts 1 and 2 that might prove useful in management discussions.

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Network Nirvana: Managing Knowledge In The Postmodern Organization, Pushpendra Priyadarshi Apr 2022

Network Nirvana: Managing Knowledge In The Postmodern Organization, Pushpendra Priyadarshi

Management Dynamics

Knowledg-the insights, understandings, and practical know-how that we all possess, is the fundamental resource that allows us to function intelligently. The present day challenges of an organisation makes it imperative for them not to rely upon the age old way of remaining competitive in the market necessitating the knowledge creation and consistent innovation. Over time, considerable knowledge is also transformed to other manifestations as these transformations result in cumulated expertise and, when used appropriately, increased effectiveness. Knowledge is one, if not the, principal factor that makes personal, organizational, and societal intelligent behavior possible. Given the importance of knowledge in virtually …

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Events That Shaped My Thinking, Cynthia Tse Kimberlin Apr 2022

Events That Shaped My Thinking, Cynthia Tse Kimberlin

Management Dynamics

Issues with which I had to contend are discussed within the context of historical precedent and family influences; discriminatory practices; the politics of political correctness; mentors; gender roles; and the interconnectedness of chance, choice, and opportunity, all of which could serve as catalyst for addressing management issues and new research paradigms.

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How Bruce Lee Almost Met Chou En-Lai: Another View - From A Peace Corps Volunteer In Eritrea, Cynthia Tse Kimberlin Apr 2022

How Bruce Lee Almost Met Chou En-Lai: Another View - From A Peace Corps Volunteer In Eritrea, Cynthia Tse Kimberlin

Management Dynamics

Part 2 is an account of the author's two-year tenure as a US Peace Corps Volunteer and subsequent visits to Ethiopia as a US election observer, Fulbright lecturer/researcher, and conferee. The content focuses on circumstances in which the author found herself and how she dealt with them as an outsider and as an American of Chinese descent living and working in Africa. She also alludes to aspects of her Peace Corps experience in Part 1 as they pertain to issues not clarified in Part 2. And occasionally she makes references about events occurring on dates not indicated within the specified …

Go to article

Chance, Choice, And Opportunity: Effective Tools For Management, Cynthia Tse Kimberlin Apr 2022

Chance, Choice, And Opportunity: Effective Tools For Management, Cynthia Tse Kimberlin

Management Dynamics

This account offers students and professionals, thoughts on useful strategies in management situations based on the author's life experiences. Since the majority of the readers of Management Dynamics come from India and Southeast Asia, the remarks are directed with them in mind but they could be applied elsewhere as well. The author's career trajectory was not planned. Although 90 percent happened by chance, chance was not entirely random but led to choice and opportunity. 10 percent was devoted to strategic planning and preparation. Her expertise lies not in management studies but in the field of ethnomusicology, that is, a process …

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A New Genre Of Business Communication: How To Make A Black Box Transparent, Magoroh Maruyama Apr 2022

A New Genre Of Business Communication: How To Make A Black Box Transparent, Magoroh Maruyama

Management Dynamics

With this article, I am creating a new genre of business communication: how to make a "black box" transparent. For many managers and administrators, science and technology remain mysterious and even scary black boxes. Actually they are neither mysterious nor scary if you know how to open them, and see through them. This article shows you the method. On your part, you have to make efforts to follow the steps without skipping them. Once you have seen the black box transparent, you gain not only a more contextualized vision, but also the ability to organize interactive inventions among heterogeneous specialists …

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Aesthetic Preference For Nonredundant Complexity: Key To Creativity, Magoroh Maruyama Apr 2022

Aesthetic Preference For Nonredundant Complexity: Key To Creativity, Magoroh Maruyama

Management Dynamics

The basic principle of all biological and social, and some physical processes is increase of interactive heterogeneity, which evolutionarily raises the sophistication level of intraspecific and interspecific systems. Primates, including humans, and other species of animals such as elephants, are known to create multicolor pictorial patterns on a canvas, holding a painting brush in a hand, or in the case of elephants, wrapping the long "nose" around a painting brush. Therefore the pattern creation has a long evolutionary history. Humans and monkeys branched off 6 or 7 million years ago. Humans and elephants much earlier. Another important consideration is the …

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Retailing In Kerala: Factors Affecting Growing Retail Market In The State, P. K. Baby, K. R. Nisha Apr 2022

Retailing In Kerala: Factors Affecting Growing Retail Market In The State, P. K. Baby, K. R. Nisha

Management Dynamics

Emergence of organized retailing is a hotly debated issue in the state for last few years. Unfortunately, there is dearth of detailed investigations regarding the scope and implications of organized retailing in the context of Kerala. Retailing industry is one of the most promising segments in the state. However, very large retail formats are at infancy stage. This paper attempts to identify major factors that determine growth of retail industry in the state. The study identifies economic growth, favorable demography, consumption pattern, urbanization and employment pattern as the key drivers of retail growth in the state. Based on a household …

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Impact Of Organized Retail On The Purchase Of Fresh Food Items: A Comparative Analysis Of Organized And Unorganized Retail, Urvashi Makkar Apr 2022

Impact Of Organized Retail On The Purchase Of Fresh Food Items: A Comparative Analysis Of Organized And Unorganized Retail, Urvashi Makkar

Management Dynamics

Competitiveness and search for profits have called more attention towards customer satisfaction and increased researcher's interest on the topic of service quality. In this context, this research paper applies SERVQUAL for assessing service quality in a retail industry. The main objective is to assess quality service dimensions that are hindering the growth of organized retailing of fresh food items in India. This work was performed in two hundred shops, including Subhiksha outlets, located throughout the NCR in the month of July-august 2008. A questionnaire was developed based on the service quality dimensions, the customers for gathering data from which results …

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Modelling The Brand Equity Using Structural Equation Modelling, S. Chandrasekhar, Chabi Sinha Apr 2022

Modelling The Brand Equity Using Structural Equation Modelling, S. Chandrasekhar, Chabi Sinha

Management Dynamics

Modelling the Brand Equity is a must for any corporate. How much a brand is worth? Brands dijfer in their power and value in the market place. Brand Equity is the estimated value of premium customers are willing to pay for using a branded product compared to an unbranded product. Brand is an intangible assets and it is difficult to measure it directly. Brands, however, do not necessarily last forever Hence it is important that they are monitored over a period of time. Structural Equation Modelling methodology (SEM) provides a method to model brand equity that cannot be directly measured. …

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Building The Future Group The Central Way, Vijay Prakash Anand Apr 2022

Building The Future Group The Central Way, Vijay Prakash Anand

Management Dynamics

The objective of the paper is to highlight the importance of innovation in designing different retail formats. The paper deals with the unique retail format 'Central', a subsidiary of Pantaloon Retail (India) Ltd. under Future Group. With the motto of 'Shop, Eat and Celebrate', Central has been attracting thousands of customers everyday and creating a benchmark into this segment.

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Consumer's Preference On Food Retail Store Attributes In India, Jabir Ali, Sanjeev Kapoor, Tribhuvan Nath Apr 2022

Consumer's Preference On Food Retail Store Attributes In India, Jabir Ali, Sanjeev Kapoor, Tribhuvan Nath

Management Dynamics

This paper examines how consumer prefer a variety of attributes of food retail stores while making food purchase decisions and evaluate the effects of socio-demographic factors on their preferences for these market attributes. A sample of 621 urban consumers was personally surveyed using structured questionnaire from six district headquarters of Uttar Pradesh. Simple statistical analysis were carried out such as descriptive statistics, frequency distribution, cross tabulation, analysis of variance and factor analysis to assess the consumer's preference for food store attributes. Analysis of consumers' responses on food store attributes indicates that food retailers should aim to offer a variety of …

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Organizational Environment And Innovation, Magoroh Maruyama Apr 2022

Organizational Environment And Innovation, Magoroh Maruyama

Management Dynamics

There is a popular notion that the life of innovators and inventors is a glorious and enviable one because they have talents which others do not have, and because they can overcome any obstacles. These talents are, in the popular interpretation, something mysterious, indefinable and inimitable. But in reality, the innovators and inventors have to deal with many serious and pernicious obstacles which are unknown to other people. Those who are unaware of the obstacles must become aware of them and must reduce them, because the reduction of these obstacles will greatly facilitate the works of innovators and inventors. Another …

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Enterprise Hospitality Management, Outsourcing Economics And Value Creation: A Case Study, K. M. Mital Apr 2022

Enterprise Hospitality Management, Outsourcing Economics And Value Creation: A Case Study, K. M. Mital

Management Dynamics

Every organization has several stakeholders including customers and vendors, who often visit organization frequently, and in many cases have to stay overnight and in some cases for several days. Enterprise hospitality management (EHM) in a large business firm accordingly becomes an important organizational function as customers, vendors, and other trading partners visit the company every now and then. In view of the importance of EHM, large firms generally maintain their own guesthouses or transit accommodation for the company visitors. However, there can arise many situations when numbers of visitors are much more than they can be internally accommodated in the …

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It, Social Capital And The Digital Ecosystem: A New Approach To Online Content Co-Creation, Radhika Rajagopalan, Runa Sarkar Apr 2022

It, Social Capital And The Digital Ecosystem: A New Approach To Online Content Co-Creation, Radhika Rajagopalan, Runa Sarkar

Management Dynamics

In this paper, we explore how the dynamics of knowledge transfer within a community depends on social capital and how the synergies generated by social capital can positively impact the co-ordination between member-nodes. This could lead to the evolution of a more complex and multi functional ICT enabled socio-technical system capable of enhanced co-creation of knowledge. In this context, we present the Digital Ecosystem (DE) concept as a prototype for a sustainable knowledge synthesizing network. A Digital ecosystem describes an ICT enabled network that displays associative and autopieotic properties. In other words, not only is a so defined network capable …

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An Analytic Hierarchy Process (Ahp) Framework For Selecting Flexible Manufacturing System, Mohammed Ali, Mukesh Kumar Apr 2022

An Analytic Hierarchy Process (Ahp) Framework For Selecting Flexible Manufacturing System, Mohammed Ali, Mukesh Kumar

Management Dynamics

The main objective of this paper is to propose a structured model for evaluating different Flexible Manufacturing System (FMS) using the Analytic Hierarchy Process (AHP). The paper aims to demonstrate how the model can help in taking correct decisions regarding the type of manufacturing flexibility needed for best FMS. This is because huge amount of money is invested to implement FMS in the industry. Hence, managers need to take judicious decision regarding the type and level of manufacturing flexibility. There are a number of manufacturing flexibility being reported in the literature. In this paper the most fundamental types i.e., machine, …

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Rotating The Pyramid: Towards A New Vision Of Holistic Globalization And Holistic Development, Subhash Sharma Apr 2022

Rotating The Pyramid: Towards A New Vision Of Holistic Globalization And Holistic Development, Subhash Sharma

Management Dynamics

Metaphor of 'pyramid' has been widely used in the top down approaches to development. Organizations and societies have been structured around the idea of pyramid. In fact, study of history shows that one type of pyramid has been replaced by another type of pyramid. In many countries, 'Feudal pyramid' was replaced by, 'Socialist pyramid'/'Communist pyramid' and during recent years it has been replaced by 'Market pyramid'. During the era of 'socialist pyramid', reaching out to the bottom of pyramid was the key note of a responsive State. During the era of the 'market pyramid' we hear a similar echo in …

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Interdependence, Integration And Co-Creation, Yogesh Agarwal Apr 2022

Interdependence, Integration And Co-Creation, Yogesh Agarwal

Management Dynamics

The Indian Banking landscape is vast and complex. The monolithic public sector banks and single unit co-operative banks comprise two distinct ends of the spectrum, with private sector banks, regional rural banks and foreign banks populating the intermediate space. The complexity of the banking system can be assessed from its pure bandwidth, straddling 21 public sector banks, SBI and its seven associates, 25 private sector banks, 29 foreign banks, around 100 regional rural banks and around 1800 urban co-operative banks. Between them, these banks have deposits of around Rs. 29 lakh crore, advances of around Rs. 2 0 lakh crore …

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Factors Influencing Internet Banking Adoption: An Empirical Study, Kamal K. Gupta Apr 2022

Factors Influencing Internet Banking Adoption: An Empirical Study, Kamal K. Gupta

Management Dynamics

In the modem era banks can not afford to ignore the importance of Internet as a delivery channel. Although Internet banking offers several advantages, majority of banks' customers are not using Internet banking as reported in several studies. This paper attempts to identify the factors that influence the adoption of Internet banking and how these factors impact Internet banking usage. A survey of Internet banking users was conducted in the National Capital Region of India, at select locations. Based on literature survey and focus group interviews, research model and hypotheses were developed. Exploratory factor analysis reveals five factors perceived ease …

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