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Full-Text Articles in Social Work

Youth And Savings In Assetsafrica, Gina A. N. Chowa, David Ansong Aug 2009

Youth And Savings In Assetsafrica, Gina A. N. Chowa, David Ansong

Center for Social Development Research

As youth transition to adulthood, their ability to save and accumulate assets becomes very important as they begin to accept financial responsibilities and plan for the future. In this paper, we investigated the effects of an asset building intervention on youth asset accumulation in Masindi, a rural area in Uganda. Two waves of data were collected on youth, between 15 and 35 years of age, for both the treatment and comparison groups. We used a Propensity Score Matching (PSM) technique and Difference-in-Difference model to estimate the effects of the asset building intervention. We find that the mean difference in financial …


Youth Saving Preferences In Sub-Saharan Africa And The Potential For Asset Accumulation, David Ansong, Gina Chowa Jul 2009

Youth Saving Preferences In Sub-Saharan Africa And The Potential For Asset Accumulation, David Ansong, Gina Chowa

Center for Social Development Research

As youth transition to adulthood, their ability to save and accumulate assets becomes very important as they begin to accept financial responsibilities and plan for the future. This paper uses data from Masindi, a rural area in Uganda, to (a) investigate the savings preferences of youth in Sub-Saharan Africa (SSA), (b) examine the relationship between an asset-building intervention for youth and higher savings, and (c) determine whether gender and marital status interact in their effect on young people’s savings in SSA. Univariate statistics, independent sample t-test and factorial analysis of variance (ANOVA) are used to address the study’s three goals. …


State-Level Asset-Building Coalitions: Origins, Operations, And Achievements, Naomi Warren, Gena Gunn Jul 2009

State-Level Asset-Building Coalitions: Origins, Operations, And Achievements, Naomi Warren, Gena Gunn

Center for Social Development Research

State-Level Asset-Building Coalitions: Origins, Operations, and Achievements


Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell Jul 2009

Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell

Center for Social Development Research

Individual Development Accounts (IDAs) are matched savings accounts that encourage asset development for individuals and families with low incomes. Unique program data from an IDA program serving 758 Native Hawaiians were used to model the probability of participating in and graduating from the IDA program. Multivariate logistic regression models show that children in the household, lack of vehicle ownership, and savings goal (education) were associated with a reduced likelihood of program participation. Participants who owned homes and had relatively high savings balances prior to starting the program were more likely to graduate. Additionally, Maui participants were more than three times …


Parental Assets And Children's Educational Outcomes, Vernon Loke, Paul Sacco May 2009

Parental Assets And Children's Educational Outcomes, Vernon Loke, Paul Sacco

Center for Social Development Research

Several countries, including Canada, Singapore and the United Kingdom, have enacted asset-based policies for children in recent years. The premise underlying these policies is that increases in assets lead to improvement in various child outcomes over time. But little existing research examines this premise from a dynamic perspective. Using data from the NLSY79 mother and child datasets, two parallel process latent growth curve models are estimated to examine the effects of parental asset accumulation on changes in children’s math and reading achievement over six years during middle childhood. Results indicate that the initial level of assets is positively associated with …


Food Insecurity And Disability: Do Economic Resources Matter?, Jin Huang, Baorong Guo, Youngmi Kim May 2009

Food Insecurity And Disability: Do Economic Resources Matter?, Jin Huang, Baorong Guo, Youngmi Kim

Center for Social Development Research

This research examines the relationship between work disability and food insecurity, and tests whether the positive association between disability and food insecurity is accounted for by two mechanisms: economic resources and/or competing consumption needs. a sample (N=6,997) is chosen from the 1999 Panel Study of Income Dynamics (PSID) with over 1,200 households headed by people with disabilities. Findings support both mechanisms but depending on the levels of food insecurity and the types of family economic resources, their success at explaining the relationship of disability with food insecurity varies. In addition, we find that household assets are more effective than income …


Parental Assets: A Pathway To Positive Child Educational Outcomes, Michal Grinstein-Weiss, Yeong Hun Yeo, Kate Irish, Min Zhan Mar 2009

Parental Assets: A Pathway To Positive Child Educational Outcomes, Michal Grinstein-Weiss, Yeong Hun Yeo, Kate Irish, Min Zhan

The Journal of Sociology & Social Welfare

A growing body of evidence suggests parental assets have positive effects on children's well-being. Using 2004 data from the Survey of Income and Program Participation, this study tests the effect of parental asset holding on child educational outcomes, and explores whether parental involvement and expectations mediate this relationship. Results indicate that assets are a significant predictor of all child academic outcomes of our study; however, income is not a significant predictor for school outcomes when controlling for assets. The mediation analyses show the effect of assets on school outcomes is mediated by two of the three parenting measures: parental expectations …


Ida Evaluation Handbook: A Practical Guide And Tools For Evaluation Of Pioneering Ida Projects, Michael Sherraden, Deborah Page-Adams, Shirley Emerson, Sondra Beverly, Edward Scanlon, Li-Chen Cheng, Margaret S. Sherraden, Lissa Johnson Jan 2009

Ida Evaluation Handbook: A Practical Guide And Tools For Evaluation Of Pioneering Ida Projects, Michael Sherraden, Deborah Page-Adams, Shirley Emerson, Sondra Beverly, Edward Scanlon, Li-Chen Cheng, Margaret S. Sherraden, Lissa Johnson

Center for Social Development Research

This IDA Evaluation Handbook is designed as a practical guide with tools for emergent, pioneering IDA (Individual Development Accounts) projects. The goal of this Handbook is to promote early evaluations of IDAs and learn as much as possible from each project.


Social Security In The 21st Century, Michael Sherraden Jan 2009

Social Security In The 21st Century, Michael Sherraden

Center for Social Development Research

Social Security in the 21st Century


Asset-Building Coalitions In States: Innovative Coalition Development And Policy Advocacy Strategies Meeting, Karen Edwards, Gena Gunn Mcclendon, Jennifer Heffern Jul 2008

Asset-Building Coalitions In States: Innovative Coalition Development And Policy Advocacy Strategies Meeting, Karen Edwards, Gena Gunn Mcclendon, Jennifer Heffern

Center for Social Development Research

Asset-Building Coalitions in States: Innovative Coalition Development and Policy Advocacy Strategies Meeting


Asset-Building Coalitions In Oregon And North Carolina: Two Case Studies, Karen Edwards, Gena Gunn, Jennifer Downs, Jennifer Heffern Jul 2008

Asset-Building Coalitions In Oregon And North Carolina: Two Case Studies, Karen Edwards, Gena Gunn, Jennifer Downs, Jennifer Heffern

Center for Social Development Research

Asset-Building Coalitions in Oregon and North Carolina: Two Case Studies


Changing Roles Of Parental Economic Resources In Children's Education Attainment, Yunju Nam, Jin Huang Jul 2008

Changing Roles Of Parental Economic Resources In Children's Education Attainment, Yunju Nam, Jin Huang

Center for Social Development Research

We investigate whether the relationship between parents’ economic resources and children’s educational attainment has changed over time by comparing two cohorts from the Panel Study of Income Dynamics. We examine multiple measures of economic resources, including income, net worth, liquid assets, and homeownership. We employ probit regressions and Chow tests in multivariate analyses. Results show that the associations between parents’ liquid assets and college attendance became significantly stronger among the later cohort, suggesting the increasing importance of liquid assets. of particular interest is a change in the role of negative liquid assets (unsecured debt exceeding savings) in high school graduation: …


Dialogues On Assets In Native Communities: Recording A Native Perspective On The Definition And Benefits Of Retaining And Building Assets, Amy Locklear Hertel, Kristen Wagner, John Phillips, Karen Edwards, Jessica Hale Jul 2008

Dialogues On Assets In Native Communities: Recording A Native Perspective On The Definition And Benefits Of Retaining And Building Assets, Amy Locklear Hertel, Kristen Wagner, John Phillips, Karen Edwards, Jessica Hale

Center for Social Development Research

Dialogues on Assets in Native Communities: Recording a Native Perspective on the Definition and Benefits of Retaining and Building Assets


Determinants Of Asset Building, Sondra G. Beverly, Michael Sherraden, Min Zhan, Trina R. Williams Shanks, Yunju Nam, Reid Cramer Jul 2008

Determinants Of Asset Building, Sondra G. Beverly, Michael Sherraden, Min Zhan, Trina R. Williams Shanks, Yunju Nam, Reid Cramer

Center for Social Development Research

Determinants of Asset Building


Parental Assets: A Pathway To Positive Child Educational Outcomes, Michal Grinstein-Weiss, Yeong H. Yeo, Kate Irish, Min Zhan Jul 2008

Parental Assets: A Pathway To Positive Child Educational Outcomes, Michal Grinstein-Weiss, Yeong H. Yeo, Kate Irish, Min Zhan

Center for Social Development Research

A growing body of evidence suggests parental assets have positive effects on children’s well-being. Using 2004 data from the Survey of Income and Program Participation, this study tests the effect of parental asset holding on child educational outcomes, and explores whether this relationship is mediated by parental involvement and expectations. Results indicate that assets are a significant predictor of all child academic outcomes of our study, however income is not a significant predictor for school outcomes when controlling for assets. The mediation analyses show the effect of assets on school outcomes is mediated by two of the three parenting measures: …


Equal Opportunity For All?: Parental Economic Resources And Children's Educational Achievement, Yunju Nam, Jin Huang Jul 2008

Equal Opportunity For All?: Parental Economic Resources And Children's Educational Achievement, Yunju Nam, Jin Huang

Center for Social Development Research

We investigate the roles of parents’ economic resources in children’s educational attainment and test the liquidity constraint hypothesis. Using data from the Panel Study of Income Dynamics, we find that parents’ liquid assets have significantly positive associations with years of schooling, high school graduation, and college attendance. We find that the relationship between liquid assets and education is non-linear: children from negative liquid asset households have a higher chance of finishing high school but a lower chance of graduating college than those from zero liquid asset households. Results suggest that we should consider assets when seeking to understand educational mobility.


The Effects Of Holding Assets On Social And Economic Outcomes Of Families: A Review Of Theory And Evidence, Robert Lerman, Signe-Mary Mckernan Jul 2008

The Effects Of Holding Assets On Social And Economic Outcomes Of Families: A Review Of Theory And Evidence, Robert Lerman, Signe-Mary Mckernan

Center for Social Development Research

The Effects of Holding Assets on Social and Economic Outcomes of Families: A Review of Theory and Evidence


Household Assets And Health In China: Evidence And Policy Implications, Baorong Guo, Lin Zhang, Michael Sherraden Jul 2008

Household Assets And Health In China: Evidence And Policy Implications, Baorong Guo, Lin Zhang, Michael Sherraden

Center for Social Development Research

China’s health care reform of the 1990s has not yielded much success. The market-oriented health system has resulted in declines in fairness of health services and efficiency of investment in the health sector. Further health care reform will be required. Among many options, asset-based policy has demonstrated some potential in domestic policy development. To provide evidence to inform health policy development in China, this study focuses on effects of household assets on health in China. Specifically, the current study examines how household assets may affect health status and how assets differ from income in predicting health status. Using a random …


Fostering Low-Income Homeownership: A Longitudinal Randomized Experiment On Individual Development Accounts, Michal Grinstein-Weiss, Jung-Sook Lee, Johanna K.P. Greeson, Chang-Keun Han, Yeong H. Yeo, Kate Irish Dec 2007

Fostering Low-Income Homeownership: A Longitudinal Randomized Experiment On Individual Development Accounts, Michal Grinstein-Weiss, Jung-Sook Lee, Johanna K.P. Greeson, Chang-Keun Han, Yeong H. Yeo, Kate Irish

Johanna K.P. Greeson, PhD, MSS, MLSP

For low-income families, homeownership represents an important strategy for promoting long-term social and economic development. Individual Development Account (IDA) programs facilitate saving toward assets such as a home through matching, financial education, and case management. Using longitudinal experimental data from the American Dream Demonstration, this study examines the impact of IDA participation on homeownership rates and on clearing old debts. Low-income participants were interviewed after 18 months (Wave 2) and after program completion at 48 months (Wave 3). Logistic regression results indicate that among those who were renters at baseline, IDA participation significantly increases the clearing of old debts at …


The Balance Sheets Of Low-Income Households: What We Know About Their Assets And Liabilities., Adam Carasso, Signe-Mary Mckernan Jul 2007

The Balance Sheets Of Low-Income Households: What We Know About Their Assets And Liabilities., Adam Carasso, Signe-Mary Mckernan

Center for Social Development Research

The Balance Sheets of Low-Income Households: What We Know About Their Assets and Liabilities.


Assessing Asset Data On Low-Income Households, Caroline Ratcliffe, Henry Chen, Trina R. Williams Shanks, Yunju Nam, Mark Schreiner, Min Zhan, Michael Sherraden Jul 2007

Assessing Asset Data On Low-Income Households, Caroline Ratcliffe, Henry Chen, Trina R. Williams Shanks, Yunju Nam, Mark Schreiner, Min Zhan, Michael Sherraden

Center for Social Development Research

Assessing Asset Data on Low-Income Households


The Achievement Gap From A Capabilities And Asset Perspective, William Elliott Iii, Margaret Sherrard Sherraden Jul 2007

The Achievement Gap From A Capabilities And Asset Perspective, William Elliott Iii, Margaret Sherrard Sherraden

Center for Social Development Research

Current explanations for the achievement gap do not fully explain why high-achieving poor and minority children perceive of college as being out of reach. This paper reviews perspectives on the achievement gap and proposes a model that incorporates a capabilities and assets approach. The uneven playing field created by unequal distribution of assets sustains educational advantage and high expectations for college among children from families with assets, while dampening expectations for college among poor and minority children. As a possible avenue to closing the gap, we suggest that increasing poor and minority children’s capability for financing college may increase educational …


Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton Jul 2006

Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton

Center for Social Development Research

Barriers to Asset Accumulation for Families in the SEED Pre-School Demonstration and Impact Assessment


How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams Jul 2006

How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams

Center for Social Development Research

How Young People Save Money: Findings From Interviews With SEED Participants


Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala Jul 2005

Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala

Center for Social Development Research

Research indicates that low-income families with children have many motives to save, however, the costs of raising children, low wage employment, means tested programs, and the need for child care make it difficult for them to save. Using data from the American Dream Demonstration (n=1,801), this study examines saving performances of low-income families with children in a matched savings program – Individual Development Accounts (IDAs). The results indicate that households with children in IDAs can save when they are provided structured opportunities. In addition, this study finds that institutional factors, not merely individual characteristics, are highly associated with IDA saving …


Using Tax Refunds To Promote Asset Building In Low-Income Households: Program And Policy Options, Sondra G. Beverly, Colleen Dailey Jul 2003

Using Tax Refunds To Promote Asset Building In Low-Income Households: Program And Policy Options, Sondra G. Beverly, Colleen Dailey

Center for Social Development Research

Using Tax Refunds to Promote Asset Building in Low-Income Households: Program and Policy Options


Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald Jul 2001

Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald

Center for Social Development Research

Assets, Health, and Well Being: Neighborhoods, Families, Children and Youth


Assets And The Poor: Evidence From Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra Beverly, Michal Grinstein-Weiss Jul 2000

Assets And The Poor: Evidence From Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra Beverly, Michal Grinstein-Weiss

Center for Social Development Research

Assets and the Poor: Evidence From Individual Development Accounts


Who Are The Asset Poor? Levels, Trends, And Composition, 1983-1998, Robert Haveman, Edward N. Wolff Jul 2000

Who Are The Asset Poor? Levels, Trends, And Composition, 1983-1998, Robert Haveman, Edward N. Wolff

Center for Social Development Research

Who Are the Asset Poor? Levels, Trends, and Composition, 1983-1998


Assets, Race, And Educational Choices, Tom Shapiro, Heather Beth Johnson Jul 2000

Assets, Race, And Educational Choices, Tom Shapiro, Heather Beth Johnson

Center for Social Development Research

Assets, Race, and Educational Choices