Entrepreneurial and Small Business Operations Commons^™

Cost Of The Connoisseur’S Cup: Power Dynamics In A Tea Factory’S Conversion To Organic Production, Karen Gardner

Independent Study Project (ISP) Collection

This paper analyzes the identity of the tea factory as relating to small-holder tea farmers in eastern Nepal as well as the effects of a tea factory’s conversion to organic production on the bargaining power of tea farmers. This research uses both primary and secondary sources, including but not limited to interviews with tea farmers in the Sundarpani area of the Ilam district of eastern Nepal as well as interviews with staff members of Gorkha Tea Estate in the same area. The research findings indicate that though tea factories in the eastern hill region of Nepal act as efficient, expert …

Mobility And Permanence Of Local Ethics: The Case Of Young Adults Involved In The Banco Palmas Economic Solidarity Movement, Lillian Steponaitis

Independent Study Project (ISP) Collection

The global capitalist model produces economic centers and peripheries on many scales. In Fortaleza, Brazil this pattern is evident, with the majority of the wealth and capital concentrated in central neighborhoods. As one travels to the edge of the municipality, one encounters economically and socially marginalized communities. One of these communities, Conjunto Palmeira, has attempted to mollify this exclusion by imagining and exploring new modes of existing and finding economic growth outside of the capitalist model. In 1998, the residents created Banco Palmas, a community bank. Operating under the philosophies of economic solidarity, Banco Palmas offers microcredit loans, circulates a …

De Sous Le Matelas: La Capacité D’Épargne Des Propriétaires De Petites Entreprises Dans Le Réseau De Microfinance De Unics, Ali Urban

Independent Study Project (ISP) Collection

L’épargne est une facette intégrante et nécessaire de la microfinance, un outil qui favorise une croissance financière durable des institutions de microfinance et leurs clients. Cette recherche examine les perceptions des Camerounais en ce qui concerne les économies et comment les pratiques des propriétaires des petites entreprises et comment la gestion du budget influence leur capacité d’épargne. Pour ce faire, la recherche a été menée auprès d’un échantillon de clients de Unity Cooperative Society (UNICS), un IMF de la deuxième catégorie basée à Yaoundé, et des propriétaires qui ne sont pas affiliés avec UNICS et qui travaillent au Marché Central. …

“It’S A Ripple Effect”: Global Mamas In A Developing Ghana, Mara Dold

Independent Study Project (ISP) Collection

My research took place almost entirely in Cape Coast but was supplemented with time in Krobo-Odumase and Accra. I worked exclusively with the nonprofit and fair trade international organization Women in Progress, specifically focusing on the women working for their brand name product line Global Mamas. I was a part of 2 batik workshops and 1 bead making workshop, led by Ghanaians hired by Global Mamas. Participant observation and informal interviews went hand in hand during the workshops. I had many an informal discussion and just 5 formal interviews overall. Book research was key to my more general findings and …

Community-Based Income Generation: A Case Study Of Its Effects And Replicability In Urucureá, Santarém, Lucy Midelfort

Independent Study Project (ISP) Collection

This study examines the method of income generation through handcraft production used by Projeto Saude e Alegria, or the Health and Happiness Project, in Urucureá, a small community in the region of Santarém, Pará, Brazil. Urucureá is a rural community of ribeirinhos (or caboclos), traditional populations living along the banks of the Amazon River and its tributaries. The project of organizing community-based handcraft production in the community began in 1995, and since then the TucumArte group has been quite successful in strengthening their production of woven basketry from the straw of tucumã, a locally abundant species of palm tree. This …

The Microcredit Impact: The Evaluation And Effects Of Microloans On Caboclos Communities Of The Tapajós River, Robert Chew

Independent Study Project (ISP) Collection

In 2002, Projeto Saúde e Alegria, an NGO dedicated to improving the health, education and socio-economic situation of rural caboclos communities of the greater Santarém region of Pará, began a microcredit program to facilitate the creation of alternative sources of income and poverty reduction within the communities. Three years later in 2005, the program was cancelled indefinitely due to low repayment rates. The following study attempts to identify and analyze what problems occurred within the microcredit program that led to the project’s eventual failure. Additionally, speculation into whether the program helped certain communities reduce poverty will also be investigated to …

“Con Paciencia” : El Proceso Y Los Desafíos De La Textilería Mapuche, Julie Dorian

Independent Study Project (ISP) Collection

Every culture boasts craftsmanship that reflects the philosophies, passions, interests, needs, and stories of its people. Such craftsmanship not only represents a culture, but also embodies many facets of the collective identity of that culture. In the case of the Mapuche, traditional craftsmanship holds an important place in their history as a people and the preservation of their culture in the modern world. However, the primary reason that artisans today continue to make their goods is the income it brings to their families. The problem that arises is that an artisan’s handmade goods cannot compete with the cheap, mass-produced products …

Unemployment, Women, And Taxis: A Study Of The Taxi-Sister Program In Its Test Phase, Mackenzie Israel-Trummel

Independent Study Project (ISP) Collection

In May of 2007, the Senegalese Ministry for Family and Female Entrepreneurship in collaboration with a private car dealership, Espace-Auto, announced plans for the Taxi-Sister program, which introduced ten women into the taxi driving profession. The first ten women, who hit the streets in September 2007, are considered a test-run for the program, as the Ministry seeks to expand women’s roles in Senegalese society and presence in the economic sector. The program is considered to be both an effort to address women’s poverty and to establish a feminine presence in professions formerly reserved for men.

This study attempts to describe …

Growing ‘Black Diamonds’: The Role Of The Government In Small Business Development And Black Entrepreneurship, Will Houghteling

Independent Study Project (ISP) Collection

One of the most damaging and threatening legacies of the Apartheid system is the enormous wealth inequality gap that still persists today. The gulf between the ‘haves’ and the ‘have-nots’ perpetuates problems of crime, educational attainment gaps and racial isolation and therefore minimizing this inequality is central to future economic stability and national success. In an effort to reconcile past injustices and create a more even and just wealth distribution the post Apartheid government focused on aiding black small business development and spurring entrepreneurship to as a sustainable route to economic growth and job creation. However, as various reports indicate, …

Entrepreneurship And “Conscientious Capitalism”? Economic Solidarity Within The Banco Palmas Network, Caroline Whistler

Independent Study Project (ISP) Collection

Capitalism is often thought of as a struggle between the ‘haves’ and ‘have-nots’. Although the very nature of the economic system is to reward innovative ideas that can survive competition and the ‘free market’, many ‘have-nots’ do not have the same opportunities to succeed as those born with economic resources. The gap between those with capital and those without has gradually widened into a gaping hole that few can cross. While there are certainly enough resources in Brazil to keep all citizens above the poverty line, the reality is that economic survival has been replaced by one of the most …

Faleoloa Laititi: The Role Of Small Shops In A Developing Samoa, Nicholas K. Courtney

Independent Study Project (ISP) Collection

Samoa presently finds itself caught between the wave of development and an unyielding tie to its culture. Development in Samoa consists of a multitude of efforts including, but not limited to, commercial agriculture, tourism, environmental protection, and private sector business. In all of the areas, the struggle between the Western view and the Samoan internalization of the Western view proves readily apparent. More so, the way of life in Samoa somehow drips its way through the cracks of all these ideas, creating protocol for development which is uniquely Samoan. The research examines the strength and weaknesses of the small roadside …

Loaning Health: The Effectiveness Of Microfinance As An Hiv/Aids Intervention Method In Kibera Slums, Lara Berlin

Independent Study Project (ISP) Collection

Three of the major societal issues facing Kenya are poverty, gender inequalities, and HIV/AIDS, each of which acts as a catalyst for the others. In the last twenty years, microfinance has been used as an intervention method combating poverty and women’s disempowerment. As such, this study examines the effectiveness of using microfinance as an HIV/AIDS intervention method in the Kibera slums of Nairobi, Kenya. The research is primarily based upon interviews with Kibera residents and members of microfinance organizations. The findings indicate that most Kibera residents believe microfinance is the best method of reducing the spread of AIDS, especially when …

La Economía Solidaria: Ayudando A Las Mujeres A Cambiar Su Destino De Pobreza, Michele Frix

Independent Study Project (ISP) Collection

In the last two decades in Latin America many social movements have arisen in response to the permeation of neo-liberalism throughout. These movements have many different labels (economía solidaria, economía comunitaria, economía social, solidaridad social, etc) but are all centered around the objective of forming a network of groups in the fight for economic justice, joining in solidarity, cooperation and mutual support. The idea of “economía solidaria” has become an alternative method of development in Latin America on the micro level, alleviating the effects of poverty that result from neo-liberal policies. Many non-governmental organizations have adopted the beliefs of “economía …

Crafting A Co-Operative: Lessons On Women’S Education, Artisans’ Livelihoods, And Rural Development In Morocco, Jenifer Humphrey

Independent Study Project (ISP) Collection

This project started out as part of a larger plan; the plan was for three students to do the background research necessary to start a women’s weaving co-operative in the rural village of Loutichina, located northeast of the city of Boujad in Morocco. The initial goal of my portion of the research was to understand the mobilization process that takes place when a co-operative is created; ethical considerations included understanding whether or not a co-operative is an organization that the community in Loutichina truly desires and ensuring that we did not create false hopes that a co-operative would form and …

Microcredit In The Rural Areas Of Northwest Yunnan Province, China: Investigating The Operation Of, Results Of, And Obstacles To Microfinancial Institutions, Evan Hofmockel

Independent Study Project (ISP) Collection

The UN declared 2005 the Silver Year of International Microfinance, due to the successes of microcredit programs in underdeveloped countries around the world since the phenomenon first started appearing in the eighties and nineties. Although programs succeed, it is not without great effort, extended time periods, and competent administration. Previous research of microfinance in Yunnan Province, China has indicated that some of the greatest barriers to success in the programs are their administrative costs and instability, information inequity, and borrowers’ misunderstanding of policies or refusal to adhere to those policies. The purpose of this paper will be to investigate in …

El Impacto De Micro-Crédito En Superar La Pobreza, Magda Tsaneva

Independent Study Project (ISP) Collection

The present study is a microeconomic investigation, based on personal interviews with different microentrepreneurs and functionaries of credit institutions. It evaluates the impact of micro-credit, investigates the challenges the micro-credit programs have to confront, and suggests some potential improvements. In a qualitative analysis the following conclusions have been reached: the micro-credit is very limited in scope, it is not focused on really poor people, and neither has it been effective in helping the beneficiaries it has had to grow. Thus, while micro-credit has had many positive effects and has been useful to maintain and develop the microenterprise sector, it has …