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Crafting A Co-Operative: Lessons On Women’S Education, Artisans’ Livelihoods, And Rural Development In Morocco, Jenifer Humphrey
Crafting A Co-Operative: Lessons On Women’S Education, Artisans’ Livelihoods, And Rural Development In Morocco, Jenifer Humphrey
Independent Study Project (ISP) Collection
This project started out as part of a larger plan; the plan was for three students to do the background research necessary to start a women’s weaving co-operative in the rural village of Loutichina, located northeast of the city of Boujad in Morocco. The initial goal of my portion of the research was to understand the mobilization process that takes place when a co-operative is created; ethical considerations included understanding whether or not a co-operative is an organization that the community in Loutichina truly desires and ensuring that we did not create false hopes that a co-operative would form and …
Microcredit In The Rural Areas Of Northwest Yunnan Province, China: Investigating The Operation Of, Results Of, And Obstacles To Microfinancial Institutions, Evan Hofmockel
Independent Study Project (ISP) Collection
The UN declared 2005 the Silver Year of International Microfinance, due to the successes of microcredit programs in underdeveloped countries around the world since the phenomenon first started appearing in the eighties and nineties. Although programs succeed, it is not without great effort, extended time periods, and competent administration. Previous research of microfinance in Yunnan Province, China has indicated that some of the greatest barriers to success in the programs are their administrative costs and instability, information inequity, and borrowers’ misunderstanding of policies or refusal to adhere to those policies. The purpose of this paper will be to investigate in …
El Impacto De Micro-Crédito En Superar La Pobreza, Magda Tsaneva
El Impacto De Micro-Crédito En Superar La Pobreza, Magda Tsaneva
Independent Study Project (ISP) Collection
The present study is a microeconomic investigation, based on personal interviews with different microentrepreneurs and functionaries of credit institutions. It evaluates the impact of micro-credit, investigates the challenges the micro-credit programs have to confront, and suggests some potential improvements. In a qualitative analysis the following conclusions have been reached: the micro-credit is very limited in scope, it is not focused on really poor people, and neither has it been effective in helping the beneficiaries it has had to grow. Thus, while micro-credit has had many positive effects and has been useful to maintain and develop the microenterprise sector, it has …