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Forty-Three Percent Of Eligible Rural Families Can Claim A Larger Credit With Eitc Expansion, Marybeth J. Mattingly May 2009

Forty-Three Percent Of Eligible Rural Families Can Claim A Larger Credit With Eitc Expansion, Marybeth J. Mattingly

Carsey Publications

This policy brief on the changes to the Earned Income Tax Credit in the ARRA also shows that families with three or more children and married couples will receive an increased refund under these new EITC rules for tax years 2009 and 2010. Many families in urban and suburban communities will also see increased benefits under these new provisions.


Navigating The Teen Years: Promise And Peril For Northern New Hampshire Youth, Anne M. Shattuck May 2009

Navigating The Teen Years: Promise And Peril For Northern New Hampshire Youth, Anne M. Shattuck

Carsey Publications

This report provides a snapshot of how youth are doing in Carroll, Coos, and Grafton counties and describes some of the difficulties they and their communities face as they negotiate the transition to adulthood. The study is based on data from several agencies that collect county- and community-level information about youth, as well as from interviews with individuals working with youth in each of the three counties.


Paid Sick Time Helps Workers Balance Work And Family, Kristin Smith May 2009

Paid Sick Time Helps Workers Balance Work And Family, Kristin Smith

Carsey Publications

In New Hampshire, workers fare better than workers nationally, yet one-quarter of Granite State workers do not have paid sick days. The lack of paid sick days places workers in a bind. They are forced to choose between caring for a sick family member or themselves and losing pay. This brief suggests that the long-term benefits of workers having paid sick days out way the cost for employers because it promotes less contagion among coworkers, increased productivity, and reduced turnover.


Child Tax Credit Expansion Increases Number Of Families Eligible For A Refund, Marybeth J. Mattingly May 2009

Child Tax Credit Expansion Increases Number Of Families Eligible For A Refund, Marybeth J. Mattingly

Carsey Publications

The analysis shows that more than 500,000 rural families, or almost 9 percent of rural families, will become newly eligible for the Child Tax Credit under the expansion included in the American Recovery and Reinvestment Act. Within these families are an estimated 900,000 rural children. The proportion of urban families benefiting from the expanded Child Tax Credit is slightly lower than in rural areas, but only 5 percent of suburban families are newly eligible for the credit.


Financial Innovations Roundtable: Developing Practical Solutions To Scale Up Integrated Community Development Strategies, Michael E. Swack, Noemi Giszpenc Apr 2009

Financial Innovations Roundtable: Developing Practical Solutions To Scale Up Integrated Community Development Strategies, Michael E. Swack, Noemi Giszpenc

Carsey Publications

Essays from experts affiliated with the “think-do” tank , the Financial Innovations Roundtable, housed at the Carsey Institute at the University of New Hampshire.


Maximizing Returns To Colleges And Communities, Michael E. Swack Feb 2009

Maximizing Returns To Colleges And Communities, Michael E. Swack

Carsey Publications

Colleges and universities depend tremendously on their local communities in numerous ways, and through community investment, have a unique opportunity to support these communities in turn. This handbook provides an overview of community investment, including a step-by-step guide to implementing a community investment program that maximizes both financial and social returns.


Youth Aspirations And Sense Of Place In A Changing Rural Economy: The Coos Youth Study, Nena F. Stracuzzi Jan 2009

Youth Aspirations And Sense Of Place In A Changing Rural Economy: The Coos Youth Study, Nena F. Stracuzzi

Carsey Publications

Youth in rural Coos County have surprisingly strong ties to their communities, finds a new report from the Carsey Institute. The brief is the first to report on a ten-year panel study of students who began seventh and eleventh grades in 2007 in Coos, New Hampshire's northernmost and most rural county.


The Promise And Responsibility Of Community Finance, Ellen Seidman, Mark Huelsman Jan 2009

The Promise And Responsibility Of Community Finance, Ellen Seidman, Mark Huelsman

Carsey Publications

Community development finance has played an important role in community revitalization over the past 30 years and may be even more important in the current financial climate. But today community development finance institutions (CDFIs), as well as many community banks and credit unions face significant funding stress. This brief highlights the importance of refocusing support of CDFIs to sustain and rebuild health communities across the United States.


The Experience Of The New Hampshire Community Loan Fund In Mainstreaming Of Acquisition Loans To Cooperative Manufactured Housing Communities, Michael E. Swack, Jolan Rivera Jan 2009

The Experience Of The New Hampshire Community Loan Fund In Mainstreaming Of Acquisition Loans To Cooperative Manufactured Housing Communities, Michael E. Swack, Jolan Rivera

Carsey Publications

This study aimed to provide evidence of the extent to which a financial product―land acquisition loans for manufactured home parks―performed well and was adopted by mainstream financial institutions. The study hypothesized that The New Hampshire Community Loan Fund’s effective introduction of the new loan product, coupled with excellent loan performance, led banks to adopt the loan product.


Working Hard For The Money: Trends In Women's Employment 1970 To 2007, Kristin Smith Dec 2008

Working Hard For The Money: Trends In Women's Employment 1970 To 2007, Kristin Smith

Carsey Publications

Seventy-three percent of married rural mothers with children under age 6 work for pay. As men's employment rates have dropped over the past four decades, more rural women are working to keep the lights on at home. Rural women are just as likely as their urban counterparts to work for pay, but they earn less, have fewer occupational choices, and have seen their family income decline as men's wages have not kept pace with inflation. Dr. Smith's report looks at over 30 years of data about women's employment.


Discussion On Poor Rural Areas At The Brookings Institution, Cynthia M. Duncan Dec 2008

Discussion On Poor Rural Areas At The Brookings Institution, Cynthia M. Duncan

Carsey Publications

No abstract provided.


Concentrated Rural Poverty And The Geography Of Exclusion, Daniel T. Lichter, Domenico Parisi Nov 2008

Concentrated Rural Poverty And The Geography Of Exclusion, Daniel T. Lichter, Domenico Parisi

Carsey Publications

One-half of rural poor are segregated in high-poverty areas, a new policy brief co-published by the Carsey Institute at the University of New Hampshire and Rural Realities. This brief highlights the challenges faced by America's rural poor, particularly as they are physically and socially isolated from middle-class communities that might offer economic opportunities.


Many New Hampshire Jobs Do Not Pay A Livable Wage, Daphne Kenyon, Allison Churilla Oct 2008

Many New Hampshire Jobs Do Not Pay A Livable Wage, Daphne Kenyon, Allison Churilla

Carsey Publications

As the U.S. economy falters and recession looms, 79 percent of jobs in New Hampshire do not pay a wage sufficient for single-parent families with two children to provide basic needs such as housing, food, transportation, child care, and health care. Carroll County has the lowest percentage of livable wage jobs, with only 13 percent of jobs paying a livable wage for single-parent families with two children.


Measures And Methods: Four Tenets For Rural Economic Development In The New Economy, Anita Brown-Graham, William Lambe Oct 2008

Measures And Methods: Four Tenets For Rural Economic Development In The New Economy, Anita Brown-Graham, William Lambe

Carsey Publications

Rural communities working to find strategies for success in today's economy need to rethink the tools they are using. Brown-Graham is the executive director of the Institute for Emerging Issues and a policy fellow at the Carsey Institute. William Lambe is the associate director at the Community and Economic Development Program at the School of Government, University of North Carolina at Chapel Hill.


Children In Central Cities And Rural Communities Experience High Rates Of Poverty, Sarah Savage Aug 2008

Children In Central Cities And Rural Communities Experience High Rates Of Poverty, Sarah Savage

Carsey Publications

New U.S. Census Bureau data released in August highlight increasing similarities of poverty rates between children in urban and rural communities. This common indicator of child well-being is closely linked to undesirable outcomes in areas such as health, education, emotional welfare, and delinquency.


Urban And Rural Children Experience Similar Rates Of Low-Income And Poverty, Allison Churilla Aug 2008

Urban And Rural Children Experience Similar Rates Of Low-Income And Poverty, Allison Churilla

Carsey Publications

Data in this brief shows that the percentages of children living in low-income areas and poverty over the past fifteen years in rural and urban America are converging.


Child Poverty In New Hampshire, Kristin Smith Jun 2008

Child Poverty In New Hampshire, Kristin Smith

Carsey Publications

No abstract provided.


Place Matters: Poverty And Development Challenges In Amenity Rich, Declining Resource Dependent And Chronically Poor Regions, Cynthia M. Duncan Mar 2008

Place Matters: Poverty And Development Challenges In Amenity Rich, Declining Resource Dependent And Chronically Poor Regions, Cynthia M. Duncan

Carsey Publications

No abstract provided.


Understanding Chronically Poor Places: Encouraging More Voices And Commitment To Change, Cynthia M. Duncan Feb 2008

Understanding Chronically Poor Places: Encouraging More Voices And Commitment To Change, Cynthia M. Duncan

Carsey Publications

Bureau of Health Professions, US Health Resources and Services Administration presentation


The State Of Working New Hampshire 2007, Allison Churilla Oct 2007

The State Of Working New Hampshire 2007, Allison Churilla

Carsey Publications

The author of this annual update on the state's workforce finds that wage growth in the state has not kept up with the rising cost of living in New Hampshire. This negative impact exists despite the state's low unemployment rates and high labor force participation rates. This brief was prepared in cooperation with the Economic Policy Institute.


Eitc Is Vital For Working-Poor Families In Rural America, William P. Colnes, Elizabeth Kneebone Sep 2007

Eitc Is Vital For Working-Poor Families In Rural America, William P. Colnes, Elizabeth Kneebone

Carsey Publications

In the 2004 tax year, tax filers claimed almost $40 billion through the Earned Income Tax Credit (EITC), making the EITC one of the largest federal programs that provides cash supports to low-income working families in the United States. The EITC is especially important to rural families throughout the United States. Among poor and near-poor families, those in rural areas are more likely to be working, and they are more likely to be working in low-wage jobs.


Employment Rates Higher Among Rural Mothers Than Urban Mothers, Kristin Smith Sep 2007

Employment Rates Higher Among Rural Mothers Than Urban Mothers, Kristin Smith

Carsey Publications

As men's jobs in traditional rural industries, such as agriculture, natural resource extraction, and manufacturing disappear due to restructuring of rural labor markets, the survival of the family increasingly depends on women's waged labor. Rural mothers with children under age 6 have higher employment rates than their urban counterparts but have higher poverty rates, lower wages, and lower family income, placing rural mothers and their children in a more economically vulnerable situation than urban mothers.


Child Poverty High In Rural America, William P. O'Hare, Sarah Savage Aug 2007

Child Poverty High In Rural America, William P. O'Hare, Sarah Savage

Carsey Publications

On August 28, 2007, new data from the U.S. Census Bureau's American Community Survey show that 22 percent of rural children are living in poverty, up from 19 percent in 2000. On average, rates are highest in the nonmetropolitan South (27 percent) and have climbed the most in the nonmetropolitan Midwest (by 3.9 percentage points).


Food Stamp And School Lunch Programs Alleviate Food Insecurity In Rural America, Kristin Smith, Sarah Savage Jul 2007

Food Stamp And School Lunch Programs Alleviate Food Insecurity In Rural America, Kristin Smith, Sarah Savage

Carsey Publications

The Food Stamp and the School Lunch Programs play a vital role in helping poor, rural Americans obtain a more nutritious diet and alleviate food insecurity and hunger. This fact sheet looks at the extent to which rural America depends on these programs and describes characteristics of beneficiaries of these federal nutrition assistance programs.


Low Wages Prevalent In Direct Care And Child Care Workforce, Kristin Smith, Reagan A. Baughman Jun 2007

Low Wages Prevalent In Direct Care And Child Care Workforce, Kristin Smith, Reagan A. Baughman

Carsey Publications

The large-scale movement of women into the paid labor market has brought sweeping change into family life and also in who cares for the elderly and children. This brief studies workers in two low wage, predominantly female care-giving occupations plagued with high turnover, direct care workers and child care workers. It provides a better understanding of how they fare when compared with other female workers and discusses factors that contribute to their continued employment.


New England Has The Highest Increase In Income Disparity In The Nation, Ross Gittell, Jason Rudokas Apr 2007

New England Has The Highest Increase In Income Disparity In The Nation, Ross Gittell, Jason Rudokas

Carsey Publications

Income inequality in New England is rising at the highest rate in the nation, this brief finds. Between 1989 and 2004, the region experienced the largest increase in income inequality in the country, due to both growth among top earners and the hollowing out of the middle class caused by significant changes in the nation's economy.


Biofueling Rural Development: Making The Case For Linking Biofuel Production To Rural Revitalization, Jim Kleinschmidt Jan 2007

Biofueling Rural Development: Making The Case For Linking Biofuel Production To Rural Revitalization, Jim Kleinschmidt

Carsey Publications

Biofuels play a crucial role in America's quest for oil independence. In recent years, the biofuel industry has seen significant technology and efficiency advances, as well as expansions in the materials that can be used to create biofuels. Grains and oilseeds are limited in their ability to meet fuel needs, but a shift to biomass feedstocks offers better production possibilities. For rural communities, locally owned biomass refineries may offer promise of new investment, job growth, and revitalization.


Rural Workers Would Benefit More Than Urban Workers From An Increase In The Federal Minimum Wage, William P. O'Hare Jan 2007

Rural Workers Would Benefit More Than Urban Workers From An Increase In The Federal Minimum Wage, William P. O'Hare

Carsey Publications

While members of the U.S. Senate considered the first increase in minimum wage in a decade, the Carsey Institute released findings of a study showing that it would benefit rural, low-wage workers every bit as much, if not more, than workers in big cities.


Low-Income Families In New Hampshire, Allison Churilla Dec 2006

Low-Income Families In New Hampshire, Allison Churilla

Carsey Publications

New Hampshire boasts the nation's lowest percentage of people living in poverty and maintains strong rankings in other quality-of-life measures. But 48,000 New Hampshire families with low incomes struggle to make ends meet, this issue brief finds. The brief identifies characteristics that heighten families' risk of a lower income and documents recent trends in the economic status of low-income families in the state.


The State Of Working New Hampshire 2006, Allison Churilla Oct 2006

The State Of Working New Hampshire 2006, Allison Churilla

Carsey Publications

While New Hampshire has the highest labor force participation (71 percent) and the second-lowest unemployment and underemployment rates in New England, recent trends in employment and wages point to growing disparities in the state, this issue brief finds. The brief provides a state-focused analysis of the Economic Policy Institute's report, “The State of Working America 2005/2006.”