Race and Ethnicity Commons^™

Borrowing Trouble? Iv: Subprime Mortgage Refinance Lending In Greater Boston, 2000-2002, Jim Campen

Gastón Institute Publications

The present report is the fourth in the annual series begun by that initial study; it extends the time period covered through 2002, and expands the number of individual cities and towns for which data on subprime refinance lending are provided to 108.

Although motivated by a concern with predatory lending, this study and its predecessors – like all of the other quantitative studies of which I am aware – analyzes and reports on lending by subprime lenders. It is therefore important to emphasize that although all predatory loans are subprime, only a fraction of subprime loans are predatory. While …

Changing Patterns X: Mortgage Lending To Traditionally Underserved Borrowers And Neighborhoods In Greater Boston, 1990-2002, Jim Campen

Gastón Institute Publications

The present study is the latest in a series of annual updates of the original report, Changing Patterns: Mortgage Lending in Boston, 1990-1993. Beginning in 1998, the reports’ geographic scope was expanded to include an examination of mortgage lending patterns in 27 cities and towns surrounding the city of Boston. In this year’s report, the geographic coverage has been further expanded t o include a total of 108 communities.

This introduction is followed by ten pages of text that identify some of the most significant findings that emerge from the extensive set of tables and charts that constitute the …

Who's In Charge? Appointments Of Latinos To Policymaking Offices And Boards In Massachusetts, Carol Hardy-Fanta

Gastón Institute Publications

As the Latino population in Massachusetts continues to grow, there has been a corresponding increase in the number of Latinos achieving elected office throughout the state. Twenty years ago there was only one Latino serving in elected office in Massachusetts—Nelson Merced. In 1995, there were only four elected officials who were Latino and no state representatives. Today, through the hard work of candidates, activists, and Latino community activists and organizations, there are three Latinos serving as state legislators, fourteen holding municipal office, and an increasing number of campaigns at all levels of municipal and state government being conducted.

While this …

Business Ownership Patterns Among Black, Latina, And Asian Women In Massachusetts, Russell E. Williams

Trotter Review

Using data from the most recently released Survey of Minority Businesses, this article explores the significance of businesses owned by minority women in Massachusetts. I describe the number of such businesses, the rates at which the number of such businesses are expanding, and the average sales and receipts of women-owned businesses — and I compare these statistics for White, Black, Latino and Asian businesses.

Shelter Poverty: Housing Affordability Among Asian Americans, Michael E. Stone

Institute for Asian American Studies Publications

Relatively little research has been conducted that focuses on the housing situation of Asian and Pacific Islander Americans (hereafter generally referred to as Asian Americans), especially on the national level. From a review of about 30 articles and reports over the past decade that examine racial/ethnic housing situations nationally, only one specifically addressed housing problems of Asian Americans (Hansen, 1986) while two others included Asian Americans along with other populations of color. Of the remaining articles, most used the terms race, racial discrimination, or segregation in their titles, yet did not include Asian Americans in the studies. Of particular note, …

Industrial Change, Immigration, And Community Development: An Overview Of Europeans And Latinos, Ramón F. Borges-Méndez

New England Journal of Public Policy

The industrial forces and conditions of Massachusetts that awaited and attracted European immigrants were vastly different from those encountered by the more recent wave of Latino immigrants. This study seeks to compare and clarify what those forces and conditions were at three different times, especially in the small mill towns of Lowell, Lawrence, and Holyoke. The objective is to delineate a historical backdrop to allow an understanding of the present situation of Latinos in those cities and, to some extent, within the commonwealth of Massachusetts.

Latinos And Labor: Challenges And Opportunities, Andrés Torres

New England Journal of Public Policy

The growing presence of Latino workers in the Massachusetts labor force presents opportunities as well as challenges for the labor movement. An overview of occupational, industrial, and unionization patterns helps to describe the potential for Hispanic contribution to renewed union strength in the region. But revitalizing the house of labor in the twenty-first century requires an innovative interplay of workplace and community strategies. As labor comes to terms with its multiracial/multicultural constituency, the relationship between class and race/ethnicity is being revisited, as is the very definition of "labor movement."

Latina Women And Political Leadership: Implications For Latino Community Empowerment, Carol Hardy-Fanta

New England Journal of Public Policy

Mainstream studies of Latino politics have tended to reflect a primarily male view of political participation and political leadership. In such a view, the study of Latino political leadership continues the tradition of viewing leadership as derived from official positions in elected or appointed office and informal organizations. This article demonstrates that (1) contrary to prevailing myths, Latina women in Massachusetts run for and are elected to office in very high numbers, and (2) when the definition of political leadership is expanded to include community-based, not solely position-derived, forms of leadership, Latino community empowerment may depend, to a great extent, …

Social Networks And Employment For Latinos, Blacks, And Whites, Luis M. Falcón

New England Journal of Public Policy

Despite the immigrant character of Latino groups in the United States, little attention has been given to the role of social networks in the job-search process and in labor market outcomes for Latinos. The literature on social networks describes their use as important in providing access to jobs but neutral as to affecting earnings or attainment of prestige. This study uses data from a 1988-1989 Boston survey to examine the effect of finding employment through social networks on the income attainment of white, black, and Latino workers. Job seekers in all groups rely on such networks, but Latinos exhibit the …

The African-American Business Tradition In Boston, Robert C. Hayden

Trotter Review

African Americans in Boston have been exhibiting their interest and talents in business for a long time. Those in business today are continuing a tradition that goes back to the African culture of preslavery days. Enslaved Africans who were brought to America came from a business tradition, from a culture of great traders, merchants, and craftsmen. Many enslaved blacks, in fact, purchased their freedom by marketing their skilled services and handmade products.

Providing Quality Leadership In Roxbury: A Profile Of Leon T. Nelson, Harold Horton

Trotter Review

Poor leadership is often the cause for the inept functioning and eventual collapse of an organization or agency. This is because the leader sets the tone and to a great extent determines whether or not an organization will be viable. Leon T. Nelson, president of the Greater Roxbury Chamber of Commerce, has done his utmost to live up to the organization's motto, "Quod facis bene fac," which means doing whatever you do as well as you possibly can.

In a community that underwent drastic demographic changes during the 1970s and 1980s, when numerous businesses led the "white flight" to suburbia, …

Latinos In Massachusetts: Growth And Geographical Distribution, Ralph Rivera

New England Journal of Public Policy

Massachusetts has undergone radical changes in its racial/ethnic composition in the last ten years. The Latino population, owing to its extraordinary growth rate during the last two decades, is the largest racial/ethnic minority group in the state. Yet relatively little is known about this population because of the "information gap." Based on 1990 census data, this article focuses on the growth and geographical distribution of Latinos in Massachusetts. It considers the undercount of Latinos, the growth of Latinos in the commonwealth from a national perspective, and assesses the increase of Latinos in the New England states. It explores the growth …

Latinas And The Massachusetts Employment And Training (Et) Choices Program: Factors Associated With Participation And Outcomes For Boston Latinas In Et, Miren Uriarte

Gastón Institute Publications

This report presents the results of an assessment of the participation and outcomes of Latinos in the Massachusetts Employment and Training (ET) Choices Program. From the start of the ET program, there has been evidence that Latinos participate at rates comparable to that of other groups, but that their outcomes in terms of job placements and wages fall well below the outcome rates of any other group of participants. The main goal of this report is to ascertain the experience of Latino participants in ET and the individual and program factors that present barriers to their successful participation in this …

Roxbury, Boston, And The Boston Smsa: Socioeconomic Trends 1960-1985, Sally Brewster Moulton

New England Journal of Public Policy

Socioeconomic trends for a primarily black and poor urban area, Roxbury, Massachusetts, are compared to those of the surrounding city of Boston and the Boston Standard Metropolitan Statistical Area (SMSA) for the period 1960 to 1985. Patterns in income, poverty, labor force participation, educational attainment, and racial composition are examined for each of the three areas. The chief purpose of the analysis is to determine the nature of gaps between Roxbury residents and the rest of the metropolitan area as well as the ways in which such gaps have changed over time.

The findings indicate that, despite growth in income, …

Black And White Perceptions Of Quality Of Life In Boston, Floyd J. Fowler Jr.

Center for Survey Research Publications

It is difficult, probably impossible, to compare objectively the seriousness of racial problems and tensions in Boston with those in other cities. However, there can be little doubt that there is a widespread perception that relationships between blacks and whites in Boston constitute a serious problem. Specifically, one image is that Boston is a community in which blacks are not welcome and in which they are treated with unusual hostility and abuse. Another image is that whites in Boston are unfairly maligned as racists and bigots.

In 1980, following several race-related incidents, The Boston Committee was formed. The purpose of …