Open Access. Powered by Scholars. Published by Universities.®
- Discipline
-
- Business (51)
- Public Affairs, Public Policy and Public Administration (28)
- Business Administration, Management, and Operations (25)
- Accounting (24)
- Public Economics (23)
-
- Operations and Supply Chain Management (22)
- Public Administration (22)
- Growth and Development (18)
- International Economics (17)
- Finance and Financial Management (15)
- Macroeconomics (15)
- Behavioral Economics (11)
- Regional Economics (11)
- Economic Theory (8)
- International and Area Studies (8)
- Econometrics (7)
- Sociology (6)
- Asian Studies (5)
- Income Distribution (5)
- Political Economy (5)
- Education (4)
- International Business (4)
- Law (4)
- Physical Sciences and Mathematics (4)
- Business Analytics (3)
- Corporate Finance (3)
- Eastern European Studies (3)
- Institution
-
- Al-Muthanna University (22)
- Singapore Management University (17)
- Central Bank of Nigeria (14)
- Utah State University (10)
- Universitas Indonesia (9)
-
- Institute of Business Administration (6)
- University of Texas at El Paso (5)
- Dartmouth College (4)
- University of Arkansas, Fayetteville (4)
- University of Texas Rio Grande Valley (4)
- World Maritime University (4)
- Claremont Colleges (3)
- Gettysburg College (3)
- Illinois Wesleyan University (3)
- University of Mississippi (3)
- City University of New York (CUNY) (2)
- Colby College (2)
- Louisiana Tech University (2)
- University of Central Florida (2)
- University of Denver (2)
- University of Nevada, Las Vegas (2)
- University of Northern Iowa (2)
- Andrews University (1)
- Bard College (1)
- Bryant University (1)
- California Polytechnic State University, San Luis Obispo (1)
- Cornell University Law School (1)
- Edith Cowan University (1)
- Embry-Riddle Aeronautical University (1)
- Georgetown University Law Center (1)
- Keyword
-
- Economic downturn (9)
- Economic growth (9)
- Economic development (4)
- Federal government programmes (4)
- Government finance (4)
-
- Nigerian economy (4)
- Event Study (3)
- Federal Reserve (3)
- Government programmes (3)
- Inflation (3)
- Investor Sentiment (3)
- Liquidity (3)
- Microfinance (3)
- Monetary policy (3)
- Nigeria (3)
- Recession (3)
- Risk (3)
- Securitization (3)
- Stock prices (3)
- Volatility (3)
- Banking (2)
- China (2)
- College of Arts Humanities and Social Sciences (2)
- Economics (2)
- Financial development (2)
- Financial markets (2)
- Foreign direct investment (2)
- GDP (2)
- Limits to Arbitrage (2)
- Literacy (2)
- Publication
-
- Muthanna Journal of Administrative and Economics Sciences (22)
- Economic and Financial Review (13)
- Research Collection School Of Economics (11)
- Economics and Finance in Indonesia (9)
- All Graduate Plan B and other Reports, Spring 1920 to Spring 2023 (6)
-
- Business Review (6)
- Electronic Theses and Dissertations (5)
- Border Region Modeling Project (4)
- Dartmouth Scholarship (4)
- School of Economics and Finance Faculty Publications (4)
- Gettysburg Economic Review (3)
- Research Collection Lee Kong Chian School Of Business (3)
- Undergraduate Economic Review (3)
- Undergraduate Honors Capstone Projects (3)
- World Maritime University Dissertations (3)
- CMC Senior Theses (2)
- Dissertations and Theses (2)
- Dissertations and Theses Collection (Open Access) (2)
- Doctoral Dissertations (2)
- Graduate Theses and Dissertations (2)
- HIM 1990-2015 (2)
- UNLV Theses, Dissertations, Professional Papers, and Capstones (2)
- Archives of Anwar Shaikh (1)
- Black & Gold (1)
- Bullion (1)
- Capstone Collection (1)
- Celebration of Research and Creative Scholarship (1)
- Consumer Sciences Faculty Publications (1)
- Cornell Law Faculty Publications (1)
- Departmental Papers (E & F) (1)
- Publication Type
Articles 61 - 90 of 148
Full-Text Articles in Finance
قياس الأداء الشركات الصناعية وفق بطاقة الأداء المتوازن (دراسة ميدانية لمجموعة من الشركات الصناعية في محافظة الديوانية), خضير مجيد علاوي
قياس الأداء الشركات الصناعية وفق بطاقة الأداء المتوازن (دراسة ميدانية لمجموعة من الشركات الصناعية في محافظة الديوانية), خضير مجيد علاوي
Muthanna Journal of Administrative and Economics Sciences
ملخص الدراسةتعد بطاقة الأداء المتوازن إحدى تقنيات إدارة الكلفة الإستراتيجية وأنموذجا أكثر شمولا لقياس وتقييم الأداء لاشتماله على إطار متكامل يتضمن العديد المقاييس المالية وغير المالية والتي تمثل جزءا من نظام معلومات متكامل للمستويات الإدارية المختلفة , ويهدف البحث إلى قياس الاداء في الشركات الصناعية من خلال استطلاع أراء مجموعة من المدراء لغرض تطبيق هذه التقنية الحديثة في (مجموعة من الشركات الصناعية في محافظة الديوانية ) لغرض تقويم أداءها الاستراتيجي لأجل تمكين المديرين من اتخاذ قرارات رشيدة لزيادة كفاية وفاعلية أداءهم وبما يحقق أهداف الوحدة الاقتصادية والاستمرار في سوق المنافسة والتكيف مع الظروف البيئية التي تتصف بالتغيير والتقييد وذلك من …
دور القطاع الصناعي الخاص في تخفيض معدلات البطالة مع التركيز على اقليم كردستان العراق للفترة (2005 -2010 ), شيماء محمد نجيب المرتضى
دور القطاع الصناعي الخاص في تخفيض معدلات البطالة مع التركيز على اقليم كردستان العراق للفترة (2005 -2010 ), شيماء محمد نجيب المرتضى
Muthanna Journal of Administrative and Economics Sciences
ملخص الدراسة يساهم القطاع الصناعي الخاص في الدول النامية وبالأخص في الدول التي تمر بمراحل انتقالية في الاقتصاد دورا مهما لرفع كفاءة الأداء الصناعي ، فيهدف البحث الى دراسة وتحليل دور القطاع الخاص الصناعي في الإقليم فى توفير فرص العمل للفترة من عام ) 2005 -2010) لرفع الكفاءة الاقتصادية والإنتاجية من اجل خفض معدلات البطالة والحد من الفقر من خلال مساهمة القطاع الخاص الصناعي ، ومن اجل الوقوف على تطور مؤشرات عدد المنشات الصناعية الخاصة و رؤس الاموال المستثمرة في الصناعة وفرص العمل فى القطاع الخاص الصناعي ، وإيجاد الحلول للعديد من المشاكل الاقتصادية التي تواجه القطاع الصناعي في العراق …
مدى تأثير تطبيق محاسبة القيمة العادلة على جودة المعلومات المحاسبية دراسة ميدانية على عدد من الشركات المدرجة في سوق الخرطوم للأوراق المالية, الفاتح الامين عبد الرحيم
مدى تأثير تطبيق محاسبة القيمة العادلة على جودة المعلومات المحاسبية دراسة ميدانية على عدد من الشركات المدرجة في سوق الخرطوم للأوراق المالية, الفاتح الامين عبد الرحيم
Muthanna Journal of Administrative and Economics Sciences
ملخص الدراسةتتناول الدراسة مدى تأثير محاسبة القيمة العادلة على جودة المعلومات المحاسبية. وتتمثل مشكلة الدراسة في السؤال الرئيسي التالي: ما هو تأثير تطبيق محاسبة القيمة العادلة على خصائص المعلومات المحاسبية؟ وذلك بهدف بيان تأثير استخدام القيمة العادلة على جودة المعلومات المحاسبية.ولتحقيق أهداف الدراسة تمّ إتباع المنهج الاستقرائي والاستنباطي والمنهج الوصفي ،حيث تمّ في الجانب النظري من الدراسة مراجعة الأدبيات ذات الصلة بمحاسبة القيمة العادلة، واستخدم المنهج الاستقرائي في تحليل المشكلة وتحديد مكوناتها، بينما اعتمد الباحث على المنهج الاستنباطي في صياغة فروض البحث. أما المنهج الوصفي فقد تم الاعتماد عليه في الجانب الميداني.ومن أهم النتائج التي تم التوصل إليها: تساهم القيمة …
The Invisible Hand Of Short Selling: Does Short Selling Discipline Earnings Management?, Massimo Massa, Bohui Zhang, Hong Zhang
The Invisible Hand Of Short Selling: Does Short Selling Discipline Earnings Management?, Massimo Massa, Bohui Zhang, Hong Zhang
Research Collection Lee Kong Chian School Of Business
We hypothesize that short selling has a disciplining role vis-a-vis firm managers that forces them to reduce earnings management. Using firm-level short-selling data for thirty-three countries collected over a sample period from 2002 to 2009, we document a significantly negative relationship between the threat of short selling and earnings management. Tests based on instrumental variable and exogenous regulatory experiments offer evidence of a causal link between short selling and earnings management. Our findings suggest that short selling functions as an external governance mechanism to discipline managers.
دور فجوة الهو ةٌ التنظ مٌ ةٌ ف ز اٌدة سلوك العمل المنحرف دراسة تحل لٌ ةٌ لآراء ع نٌة من العامل نٌ ف معمل سمنت الكوفة, عامر علي حسين العطوي العطوي, عبد فضل الخالدي
دور فجوة الهو ةٌ التنظ مٌ ةٌ ف ز اٌدة سلوك العمل المنحرف دراسة تحل لٌ ةٌ لآراء ع نٌة من العامل نٌ ف معمل سمنت الكوفة, عامر علي حسين العطوي العطوي, عبد فضل الخالدي
Muthanna Journal of Administrative and Economics Sciences
المستخلص يهدف هذا البحث إلى اختبار دور فجوة الهوية التنظيمية في زيادة سلوك العمل المنحرف لعينة من العاملين في معمل سمنت الكوفة , إذ تم توزيع (307) استمارة استبيان على العاملين ورؤساء الأقسام في معمل سمنت الكوفة. وبعد تفحص الاستمارات المسترجعة استبعدت (15) استمارة لعدم صلاحيتها وعدم تحقيق الشروط المطلوبة للإجابة عن الاستبيان، وبذلك يكون عدد الاستمارات الصالحة للدراسة والتحليل (292) استمارة. يضم مفهوم فجوة الهوية التنظيمية متغيرين هما خصائص هوية المنظمة الحالية وخصائص هوية المنظمة المثالية او المرغوبة اما متغير سلوك العمل المنحرف فيتكون من ثلاث أبعاد رئيسة هي: سلوك العمل المنحرف تجاه المنظمة، و سلوك العمل المنحرف تجاه …
Marketing Deception And Its Impact On The Customer’S Decision In The Stages Of Purchase “An Analytical Study On A Sample Of Private Hospitals”, Dhahir Raddad Al-Qurashi, Muhammad Kamel Al-Sleihat
Marketing Deception And Its Impact On The Customer’S Decision In The Stages Of Purchase “An Analytical Study On A Sample Of Private Hospitals”, Dhahir Raddad Al-Qurashi, Muhammad Kamel Al-Sleihat
Muthanna Journal of Administrative and Economics Sciences
المستخلصهدفت هذه الدراسة إلى بيان أثر الخداع التسويقي على القرار الشرائي لزبائن المستشفيات الخاصة في مدينة عمان، ولتحقيق ذلك فقد قاما الباحثان بتصميم استبانة من أجل جمع البيانات الخاصة بالدراسة حيث قاما بتوزيعها على عينة الدراسة ومقدارها (500) مبحوثٍ جميعهم من زبائن المستشفيات الخاصة في مدينة عمان وقد شملت العينة جنسيات مختلفة من الزبائن ولم تقتصر على جنسية دون الأخرى. أظهرت: إن الخداع التسويقي في جميع المجالات يؤثر بشكل كبير على القرار الشرائي بجميع مراحله (ما قبل الشراء، الشراء، ما بعد الشراء) بنسبة بلغت (71.62%). كما تبين من التحليل أنه لا توجد فروق ذات دلالة إحصائية عند مستوى الدلالة (0.05=α) …
Gender Bias In Microlending: Do Opposites Attract?, Kanyinsola Adepoju
Gender Bias In Microlending: Do Opposites Attract?, Kanyinsola Adepoju
Master's Theses
This study exploits a quasi-random assignment of clients to loan officers using a unique database and survey from a large microfinance bank in Nigeria to show that opposite-sex preferences affect credit demand and supply. We find that clients matched to loan officers of the opposite gender are more likely to receive credit and are more likely to return for an additional loan with the credit lender.
The Federal Reserve And A Cascade Of Failures: Inequality, Cognitive Narrowness And Financial Network Theory, Emma Coleman Jordan
The Federal Reserve And A Cascade Of Failures: Inequality, Cognitive Narrowness And Financial Network Theory, Emma Coleman Jordan
Georgetown Law Faculty Publications and Other Works
The recent financial crisis hollowed out the core of American middle-class financial stability. In the wake of the financial crisis, household net worth in the U.S. fell by 24%, for a loss of $16 trillion. Moreover, retirement accounts, the largest class of financial assets, took a steep drop in value, as did house prices, and these two classes of assets alone represent approximately 43% of all household wealth. The losses during the principal crisis years, 2007–2009, were devastating, “erasing almost two decades of accumulated prosperity,” in the words of a 2013 report. By the Federal Reserve. Beyond these direct household …
The Effects Of Quantitative Easing In The United States: Implications For Future Central Bank Policy Makers, Matthew Q. Rubino
The Effects Of Quantitative Easing In The United States: Implications For Future Central Bank Policy Makers, Matthew Q. Rubino
Senior Honors Projects, 2010-2019
The purpose of this thesis is to examine the effects of the Federal Reserve’s recent bond buying programs, specifically Quantitative Easing 1, Quantitative Easing 2, Operation Twist (or the Fed’s Maturity Extension Program), and Quantitative Easing 3. In this study, I provide a picture of the economic landscape leading up to the deployment of the programs, an overview of quantitative easing including each program’s respective objectives, and how and why the Fed decided to implement the programs. Using empirical analysis, I measure each program’s effectiveness by applying four models including a yield curve model, an inflation model, a money supply …
Mochtar Riady [Indonesia, Banker], Mochtar Riady
Mochtar Riady [Indonesia, Banker], Mochtar Riady
Digital Narratives of Asia
Founder and Chairman of Lippo Group, Mochtar Riady gained the moniker "Magic Man of Banking" because of his ability to turn around and grow several of Indonesia's private banks, the most notable being Bank Central Asia (BCA). But his 15 years in BCA wasn't all smooth sailing. He speaks to DNA about his challenges in BCA, which saw him dealing with sensitive relationships with the Suharto government, as well as the firing of his own son for Forex speculation.
How Behavioral Factors Are Being Implemented Into Today's Financial Education Programs, Esperanza Perez
How Behavioral Factors Are Being Implemented Into Today's Financial Education Programs, Esperanza Perez
HIM 1990-2015
This research examined 50 financial education programs within the state of Florida. The purpose of the research was to survey financial education program providers to see how they are evolving to meet the sociological, psychological and behavioral factors that affect individual’s financial decision making. In constructing the survey I referenced articles, journals and publications regarding how certain factors can affect an individual and their ability to apply financial education to their daily life. This review of previous research showed that tailored education, to determine a participant’s means, ability and goals, is the best way to help participants achieve financial independence. …
Inflation Targeting And Dollarization In Bolivia, Hugo Vaca Pereira Rocha
Inflation Targeting And Dollarization In Bolivia, Hugo Vaca Pereira Rocha
Economics Undergraduate Honors Theses
This thesis attempts to test the effectiveness of the IT regime as a nominal anchor (reference for monetary policy) to the Bolivian Central Bank through the use of the Taylor rule. In order to use the Taylor Rule, it will be necessary to collect data from the monetary aggregates, interest rates (preferably US interest rates since the boliviano is pegged to the US dollar), and Bolivian Central Bank international reserves. Depending upon the results of the coefficients found it would be possible to make some initial conclusions. The reason why this amount of data will be required is that this …
Discussing Economic Factors' Effects On Personal Saving Rate, Zhong Wang
Discussing Economic Factors' Effects On Personal Saving Rate, Zhong Wang
All Graduate Plan B and other Reports, Spring 1920 to Spring 2023
Business capital and investment are increasingly moving abroad as globalization occurs, and worldwide economic integration is accordingly strengthened. The extremely low personal saving rate in the United States and the extremely high personal saving rate in China are always a concern for economists. This project uses data from the United States and economic and econometric methodologies to analyze and discuss several economic factors that affect the U.S. personal saving rate. The result shows that the housing and stock market booms, an increasing interest rate, and a decrease in the ratio of workers to retirees cause the decrease in personal saving …
The Financial Lives Of Low-Income Rhode Islanders: Challenges And Opportunities, Keegan Glennon
The Financial Lives Of Low-Income Rhode Islanders: Challenges And Opportunities, Keegan Glennon
Senior Honors Projects
Less fortunate Americans have historically been urged to “pull themselves up by their bootstraps,” implying that prosperity was essentially just a matter of willpower. Over time, however, it has become clear that there are more than a few problems with this conception of American society. If hard work and willpower aren’t all that lower class Americans need to reach prosperity, then what do they need? This has been an issue of much debate ever since the question was first posed. The truth is that that poor Americans face many obstacles in managing their financial lives, and many of these obstacles …
Exploring The Relationship Between Utah's Wages And Utah's Real Estate Values, S. Scott Laneri
Exploring The Relationship Between Utah's Wages And Utah's Real Estate Values, S. Scott Laneri
Undergraduate Honors Capstone Projects
This paper uses a variety of multiple regression analysis techniques to attempt to answer whether a direct relationship exists between Utah's employee wages and Utah's residential real estate values. Unexpected declines in real estate values can have seriously negative impacts on businesses, individuals, and local governments in Utah. Conversely, unexpected increases represent missed opportunities. Researchers have used various statistical and mathematical methods to explain or predict changes in real estate values, but no method has consistently predicted values for a long period of time or across multiple geographical areas. This paper focuses on exploring the relationship between variables in Utah …
The Affordable Care Act: Five Years Later, Andrew Dana Izatt
The Affordable Care Act: Five Years Later, Andrew Dana Izatt
Undergraduate Honors Capstone Projects
The challenges facing the American health care system are well known and manifold. The United States pays substantially more for its health care than any other developed, industrialized nation. Per capita health care spending in 2012 was $8,745, up from $356 in 1970 without marked improvements in life expectancy, quality of life, or outcomes. But despite all of our health spending, large portions of our population go without health insurance. Being uninsured carries real consequences. A report published in the American Journal of Public Health, by researchers at Harvard Medical School, using statistics from the Centers for Disease Control and …
How Does Untimely Death Of An Executive Affect Stock Prices And Company Performance?, Yu Zhang
How Does Untimely Death Of An Executive Affect Stock Prices And Company Performance?, Yu Zhang
All Graduate Plan B and other Reports, Spring 1920 to Spring 2023
The main purpose of this project is to investigate if the sudden death of an executive will affect the company’s stock price and/or performance, and to examine any other impacts of an executive’s untimely death. Are executives the most important person in a company? If so, how much is an executive worth in comparison to the company’s overall value? Is a CEO’s pay actually worth what the company is getting in return? Many researchers believe that the CEO and executives are the soul of a company, however, there is limited evidence to prove that hypothesis (Fama and Jesnsen, 1983). There …
The Idiosyncratic Volatility Puzzle: A Behavioral Explanation, Brad Cannon
The Idiosyncratic Volatility Puzzle: A Behavioral Explanation, Brad Cannon
All Graduate Plan B and other Reports, Spring 1920 to Spring 2023
The trade-off between risk and return is a fundamental principle in finance. In any finance class, one will likely hear the phrase, “the greater the risk, the greater the return.” The Capital Asset Pricing Model (CAPM), one of the most basic and well-known finance models, estimates the expected return of an asset assuming a positive relation between expected return and a single risk factor. Empirically, risk control variables such as the CAPM beta along with other risk factors associated with market cap, book-to-market ratio, and illiquidity are used when pricing assets. Finance is abundant in theories all supporting positive risk-return …
Decimalization And Illiquidity Premiums: An Extended Analysis, Seth E. Williams
Decimalization And Illiquidity Premiums: An Extended Analysis, Seth E. Williams
All Graduate Plan B and other Reports, Spring 1920 to Spring 2023
In this study I compare the illiquidity premium related to the bid–ask spread before and after the 2001 change to decimal pricing for New York Stock Exchange (NYSE) and Nasdaq stock exchanges. Theory predicts a contraction of the bid-ask spread with a move to more precise pricing, and this association is shown. A disparity between the NYSE and Nasdaq exchanges due to decimalization is shown. A portfolio analysis based on the relationship between the bid-ask spread and next month returns is back-tested, revealing a significant and positive risk-adjusted return for holding the portfolio of stocks with the highest bid-ask spreads. …
Investment Performance Of Common Stock In Relation To Their Price-Earnings Ratios: Basu 1977 Extended Analysis, Jordan R. Tilley
Investment Performance Of Common Stock In Relation To Their Price-Earnings Ratios: Basu 1977 Extended Analysis, Jordan R. Tilley
All Graduate Plan B and other Reports, Spring 1920 to Spring 2023
In this study, the work of Basu 1977 is partly replicated using subsequent market data. A trading strategy of investing in assets based on their price-earnings ratio is back-tested, thus also testing the efficient market hypothesis. Market data over the past twenty-five years (1989-2014) was gathered, cleaned, and modeled to test for unexplained return to five portfolios ranked by PE ratio. The data was tested using the single-factor Capital Asset Pricing Model and the Fama-French three-factor model. The dataset was then decomposed by price and similarly modeled to test whether the effectiveness of using PE as a leading indicator is …
An Empirical Analysis Of Customer Satisfaction In Short Selling, Brian Ramaeker
An Empirical Analysis Of Customer Satisfaction In Short Selling, Brian Ramaeker
All Graduate Plan B and other Reports, Spring 1920 to Spring 2023
Using an event study along with basic linear regressions, this paper sets out to find if customer satisfaction factors into asset pricing, and if short sellers predict or react to the announcement, then capitalize on the mispricing. By using customer satisfaction data from the ACSI index and security pricing data from WRDS it is possible to test whether the absolute level of customer satisfaction factors into a short selling investor’s actions within the market, or if an increase or decrease in satisfaction from the previous year is recognized by short sellers.
Recent Periods Of Financial Turbulence On The Russian Stock Market And Their Effect On Price Correlation And Value At Risk, Alexander Logoveev, Gregory Cherinko
Recent Periods Of Financial Turbulence On The Russian Stock Market And Their Effect On Price Correlation And Value At Risk, Alexander Logoveev, Gregory Cherinko
Undergraduate Economic Review
The aim of this article is to observe and analyze the recent periods of financial turbulence on the Russian stock market and determine their influence on the correlation coefficients between asset prices and the Value at Risk measure for a portfolio. Our task was to describe the previously observed phenomenon of correlation enlargement during times of financial crises deemed in our research as separate Black Swans. Based on up-to-date financial data analysis we determined correlation trends that can be useful in risk management and applied the Value at Risk method.
Helping A Microfinance Institution Select Its Clients: A Risk Analysis Using Social Networks, Sayantan Mitra, Varunavi Newar
Helping A Microfinance Institution Select Its Clients: A Risk Analysis Using Social Networks, Sayantan Mitra, Varunavi Newar
Black & Gold
This paper formulates an objective mathematical model for a Microfinance Institution (MFI) to measure the credit worthiness associated with a potential client. We use concepts from network theory to determine the credit worthiness of an individual in relation to other households in the community. We use the concept of eigenvector centrality to evaluate the relative credit worthiness in the network. The latter part of the model focuses on the absolute measures of credit worthiness such as income, ownership of assets and risk of the proposed investment. This model would help MFIs reduce the risk of borrowing by ensuring that there …
Anchoring Bias, Idiosyncratic Volatility And The Cross-Section Of Stock Returns, Cedric Tresor Luma Mbanga
Anchoring Bias, Idiosyncratic Volatility And The Cross-Section Of Stock Returns, Cedric Tresor Luma Mbanga
Doctoral Dissertations
Ang, Hodrick, Xing and Zhang (2006) document an anomaly in the cross-section of stock returns. They show that high idiosyncratic volatility (IVOL) firms earn lower returns in the following month. Specifically, they find after sorting stocks in quintile portfolios based on the previous month's IVOL that a zero-investment portfolio long the most volatile quintile of stocks and short the least yields about -1% during the subsequent month. The evidence reported in Ang, Hodrick, Xing and Zhang (2006) is primarily puzzling because traditional asset pricing theories suggest that (i) only systematic risk should be priced, (ii) to the extent that markets …
Financial Literacy And College Students: An Exploration Of College Students’ Attitudes, Behaviors, Influences And Preparedness For Financial Decisions After Graduation, Kerry Quirk
Honors Projects in Finance
Financial literacy is the level of understanding an individual has for different financial topics, including but not limited to, investment vehicles, retirement accounts, saving, budgeting, credit and taxes, and the use of such knowledge to change one’s financial behavior to create a more positive financial position for the future. Past research has shown that college students consistently have low levels of financial literacy. They also lack knowledgeable influences on their financial education. Because many college students will soon enter the workforce after graduation and will be responsible for managing their own salary, retirement accounts and investment options, they can be …
Somali Remittances Campaign, Ammar Mohammed
Somali Remittances Campaign, Ammar Mohammed
Capstone Collection
The world changed after 9/11, and so did the US banking regulations. One change was that it has become increasingly difficult for families and communities in Somalia to receive remittances from relatives and friends living in the United States. Those funds are essential to the livelihoods of 40% of the population, especially women and children. It further has a negative impact on the national economy of one of the world’s poorest countries. However, US banks has become increasingly willing to assume the costs of complying with the government’s Anti-Money Laundering and Combatting the Financing of Terrorism (AML/CFT) regulations or to …
Do Opposites Detract? Intrahousehold Preference Heterogeneity And Inefficient Strategic Savings, Simone Schaner
Do Opposites Detract? Intrahousehold Preference Heterogeneity And Inefficient Strategic Savings, Simone Schaner
Dartmouth Scholarship
This paper uses a field experiment to test whether intrahousehold heterogeneity in discount factors leads to inefficient strategic savings behavior. I gave married couples in rural Kenya the opportunity to open both joint and individual bank accounts at randomly assigned interest rates. I also directly elicited discount factors for all individuals in the experiment. Couples who are well matched on discount factors are less likely to use costly individual accounts and respond robustly to relative rates of return between accounts, while their poorly matched peers do not. Consequently, poorly matched couples forgo significantly more interest earnings on their savings. (JEL …
Real Arrow-Securities For All: Just And Efficient Insurance Through Macro-Hedging, Robert C. Hockett
Real Arrow-Securities For All: Just And Efficient Insurance Through Macro-Hedging, Robert C. Hockett
Cornell Law Faculty Publications
As a new hurricane season opened in June of 2006, it emerged that a number of online gaming sites were offering bettors the opportunity to wager on whether New Orleans might suffer another Katrina calamity. Commentators condemned the announced practice with howls of disgust, labeling it both tasteless and heartless. Perhaps they were right. All I could think about as one who grew up in New Orleans, however, was how risk pools might hereby be broadened to include all the world’s bettors. We shouldn’t condemn these people; we should use them—while requiring that they maintain margin accounts at their betting …
Mexico Consensus Economic Forecast, Volume 18, Number 2, Thomas M. Fullerton Jr., Adam G. Walke
Mexico Consensus Economic Forecast, Volume 18, Number 2, Thomas M. Fullerton Jr., Adam G. Walke
Border Region Modeling Project
No abstract provided.
China's Yuan: Asia's Future Anchor Currency?, Hwee Kwan Chow
China's Yuan: Asia's Future Anchor Currency?, Hwee Kwan Chow
Research Collection School Of Economics
The yuan is becoming more widely used in pricing and settling intra-regional trade and investment. Asian currencies' movements are likely to shift more in tandem with the yuan, leading to it becoming one of Asia's lead currencies. Singapore is now the world's second-most- important offshore yuan trading hub after Hong Kong.