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Articles 7261 - 7290 of 8221
Full-Text Articles in Social and Behavioral Sciences
Book Review- Microfinance And Poverty: Questioning The Conventional Wisdom By Hege Gulli, Lisa M. Jones
Book Review- Microfinance And Poverty: Questioning The Conventional Wisdom By Hege Gulli, Lisa M. Jones
Journal of Microfinance / ESR Review
No abstract provided.
Microfinance In The United States: The Working Capital Experience— Ten Years Of Lending And Learning, Jeffrey Ashe
Microfinance In The United States: The Working Capital Experience— Ten Years Of Lending And Learning, Jeffrey Ashe
Journal of Microfinance / ESR Review
Working Capital is the United States' largest peer-group lending program. This article reviews what Working Capital has learned about the market, its customers, program impact, and service delivery over its ten year history. It presents a model for understanding how participating in peer lending groups develops “social and economic capital” in poor communities. The article then discusses how participants judge the group model as they identify the characteristics of successful groups and the impact of the group on their businesses, on themselves personally, and on the larger community. The rest of the article discusses how Working Capital evolved from a …
Capital Enhancement Guarantees And Risk Management By Capital-Constrained Lenders, J.D. Von-Pischke
Capital Enhancement Guarantees And Risk Management By Capital-Constrained Lenders, J.D. Von-Pischke
Journal of Microfinance / ESR Review
Commercial lenders require capital to bear risk. The capital enhancement guarantee (CEG) encourages lenders to make loans they would not otherwise make, such as microenterprise loans. The CEG is auctioned and awarded to bidders who promise the greatest amount of new lending for a given increment of permanent capital. Whether the incremental lending causes losses or gains for the lender, the incremental capital is free. The CEG subsidizes innovation in risk management. It places the analytical focus on risk and its cost, supports the key party to the lending decision, promotes skill in managing risk, is transparent, minimizes moral hazard, …
Credit Scoring For Microfinance: Can It Work?, Mark Schreiner
Credit Scoring For Microfinance: Can It Work?, Mark Schreiner
Journal of Microfinance / ESR Review
In rich countries, lenders often rely on credit scoring--formulae to predict risk based on the performance of past loans with characteristics similar to current loans--to inform decisions. Can credit scoring do the same for microfinance lenders in poor countries? This paper argues that scoring does have a place in microfinance. Although scoring is less powerful in poor countries than in rich countries, and although scoring will not replace the personal knowledge of character of loan officers or of loan groups, scoring can improve estimates of risk. Thus, scoring complements--but does not replace--current microfinance technologies. Furthermore, the derivation of the scoring …
"Spiritual Roots Of Ethical Marital Therapy", Wendy Watson Nelson
"Spiritual Roots Of Ethical Marital Therapy", Wendy Watson Nelson
Issues in Religion and Psychotherapy
No abstract provided.
In Search Of "Sound Practices" For Microfinance, Christopher Dunford
In Search Of "Sound Practices" For Microfinance, Christopher Dunford
Journal of Microfinance / ESR Review
The notion of "best practices" for all microfinance is challenged in favor of "sound practices" that are appropriate for particular organizational strategies and situations. A simple conceptual framework is offered to facilitate understanding of the current diversity of experiments with product-market pairs (e.g., group-based lending to poor women struggling to earn enough for family survival). Since the microfinance movement is still in a mode of intensive learning, we should not presume too soon what will be "best" for all product-market pairs. We can expect to discover a somewhat different set of sound practices for each distinct product-market pair.
Mackey, Sandra: The Iranians: Persia, Islam And The Soul Of A Nation., Laina Farhat-Holzman
Mackey, Sandra: The Iranians: Persia, Islam And The Soul Of A Nation., Laina Farhat-Holzman
Comparative Civilizations Review
No abstract provided.
Pre-Columbian Contact With The Americas Across The Oceans: An Annotated Bibliography, Second Edition, Roger W. Wescott
Pre-Columbian Contact With The Americas Across The Oceans: An Annotated Bibliography, Second Edition, Roger W. Wescott
Comparative Civilizations Review
No abstract provided.
The Role Of Amcap And The Amcap Journal: Past, Present And Future: A Conversation With Burton C. Kelly, Phd, Carrie M. Wrigley
The Role Of Amcap And The Amcap Journal: Past, Present And Future: A Conversation With Burton C. Kelly, Phd, Carrie M. Wrigley
Issues in Religion and Psychotherapy
Burton C. Kelly, PhD, has been one of AMCAP's most faithful and fruitful contributors since its earliest years. He served from 1977-1978 as AMCAP's third President, and from 1982- 1987, as Journal Editor, during the journal's most prolific season to date. He has also served in a number of leadership capacities in other professional organizations. He earned a PhD in Human Development and Psychology from the University of Chicago and has served in many Church capacities over the years, including Bishop and Stake Mission President, and has served four full-time missions. Dr. Kelly retired ten years ago from BYU after …
How The News Media Tell The Story Of The Yanomami: A Qualitative Study Of Narrative Coherence And The Ideal Audience, Tania H. Cantrell
How The News Media Tell The Story Of The Yanomami: A Qualitative Study Of Narrative Coherence And The Ideal Audience, Tania H. Cantrell
Theses and Dissertations
The news media link anthropological discovery and the communications discipline. In this study, press stories about the Yanomami Indians of northern Brazil and neighboring Venezuela have been studied and narratively analyzed according to Narrative Paradigm Theory. While not an audience study, plausible interpretations of ideal audience member values and insights into the question of human identity are presented. It is argued that the media are storytellers who tell the audience about itself by telling it about others recursively.
Press coverage of the Yanomami is divided into eight general categories. These include the environment, effects of "civilization," warfare/violence, massacre, gold miners, …
Snow!, Enok Mortensen
Snow!, Enok Mortensen
The Bridge
The winter had been unusually mild. For many years, people had never seen anything like it. The old folks even thought that there was something wrong with such unusual weather. Coal dealers cursed and knocked on their barometers, but the temperature held above freezing and well into December no snow fell. In Grant Park, which Chicago had wrested from Lake Michigan, a faint sun kissed the faded grey lawn and warmed it enough so that fat wealthy women took out their yappy lap dogs. In long uneven rows the homeless lay in rags and stole a belated sleep well into …
Restless Fanatic:Mogens Abraham Sommer, 1829-1901, Thorvald Hansen
Restless Fanatic:Mogens Abraham Sommer, 1829-1901, Thorvald Hansen
The Bridge
This account of the life and activities of a Danish religious fanatic who played a significant role in emigration has been prepared on the basis of materials available in this country. Further items are available in Denmark, but on the basis of what is known to be available, it is doubtful that this would make any appreciable difference. To my knowledge, this is the only English language story of his life.
Time To Retire: Providing For Retirement On A Danish Farm In 1863, J.R. Christianson
Time To Retire: Providing For Retirement On A Danish Farm In 1863, J.R. Christianson
The Bridge
Peder S0rensen and Ane Mette were ready to retire, but the year was 1863, and the famous Danish welfare state was far in the future. So what did they do? It was a problem faced by the families of many Danish immigrants. When he was young, Peder S0rensen had come to the village of Lindeballe and bought a piece of land from the rich widow in Lindeballegaard. That was thirty-seven years ago. He and his first wife, Maren Sofie, built their farm on that piece of land, and they called it L0kkegaard.1 They had no children.
The Effect Of The Auap Study Abroad Experience On The Students' Cultural Perceptions, K. James Hartshorn
The Effect Of The Auap Study Abroad Experience On The Students' Cultural Perceptions, K. James Hartshorn
Faculty Publications
As the Asia University America Program (AUAP) commences its second decade, those who have closely observed this unique study abroad experience are aware of a variety of ways the students seem to benefit from their participation. Some of these benefits are academic and can be seen in the development and improvement of specific language skills, gains in standardized test scores and earned university credit applied toward graduation. However, there seem to be a variety of other valuable benefits that may be a little more difficult to measure. such benefits could include the enlargement of the students' international perspective as world …
The Kjems Family From Odder To Ashland, Magne Kjems
The Kjems Family From Odder To Ashland, Magne Kjems
The Bridge
My father, Simon Nielsen Kjems, was born on the farm of Kjemsgaard on 23 July 1849.2 At the age of twenty, he entered Askov Folk School and was educated to be a teacher in private and folk schools (friskolen og hajskolen). In 1874, father became a teacher in the private school on Odder Mark, a short distance from the village of Odder. The pupils were both farm children and the children of master artisans in Odder. I do not know . whether father built the school himself, but I know that he came to own it, and when he married …
The Long Joumey To Oregon: An Emigrant Family From Odder, Kristian Tybjerg
The Long Joumey To Oregon: An Emigrant Family From Odder, Kristian Tybjerg
The Bridge
Late Thursday afternoon on 7 February 1889, the steamship SS Bravo of the C. K. Hansen Line sailed from the port of Copenhagen for Hull in England. It carried freight, cattle, and a few passengers -all emigrants to America. Among them was a family from Odder in Jutland, a shopkeeper named Corfix S0rensen, his wife, Kathrine, and their five youngest children, Godert, Vagn, Svend, Kamma, and Alrune. Had Corfix and Kathrine known what lay ahead for the rest of their lives in terms of hard work, deprivation, disappointments, and a nagging longing for home in the old country, they may …
A Boyhood At Ashland, Hjalmar Kjems
A Boyhood At Ashland, Hjalmar Kjems
The Bridge
At last the train stopped at Grant in Michigan and Father said, "This is where we get off." The sun was shining in a cloudless sky, and friendly people gathered around us and bade us welcome in Danish, but a Danish that had a strange sound. Outside of the station, there was a wagon to which was harnessed a wonderful little horse. It was yellow with a black muzzle, mane, and tail. Never in our lives had we seen such a beautiful horse. Father said it was ours and we were to ride on it, or with it hitched to …
Marcus Lee Hansen's Approach To The History Of Scandinavian Immigration, J.R. Christianson
Marcus Lee Hansen's Approach To The History Of Scandinavian Immigration, J.R. Christianson
The Bridge
Marcus Lee Hansen (1892-1938) has been called "the first serious student of the history of American immigration," and he was a very good one, but that was long ago.2 His major scholarship appeared after his death at the age of forty-five in 1938. Few authors have written about American immigration with Marcus Lee Hansen's literary grace and historical brilliance, but huge amounts of ethnic and immigration history have been written since his day. Old history often goes stale and out of print. What about Marcus Lee Hansen? Is there anything in his view of immigration that still speaks to us …
Gendered Communication Among Second Generation Danish Americans In The "Blair Church:" A Study In Progress, John Mark Nielsen
Gendered Communication Among Second Generation Danish Americans In The "Blair Church:" A Study In Progress, John Mark Nielsen
The Bridge
I am not nor do I pretend to be an expert on gendered communication or feminist criticism. I have, however, used Carol Gilligan's In A Different Voice and Deborah Tannen's You Just Don't Understand in classes with good results.1 While students differ in their responses, these works are accessible to many and have inspired good discussion about how gender may affect decision-making and impact the way messages are sent and received. Additionally, I have found writings by Peggy McIntosh, Carol Smith-Rosenberg, and Barbara Welter helpful in exploring and thinking about the writings of American women writers of the pre-Civil War …