Computer Sciences Commons^™

Generative Artificial Intelligence In Business Higher Education: A Focus Group Study, Xuenan Huo, Keng Siau

Research Collection School Of Computing and Information Systems

This research investigates the opportunities and challenges of integrating generative artificial intelligence (GenAI) into business higher education, drawing insights from an asynchronous focus group research study with doctoral students who serve dual roles as both learners and educators. Key opportunities identified through thematic analysis include knowledge acquisition, intelligent co-ideation, supportive augmentation, and personalized learning. Challenges identified include AI trustworthiness, cognitive dependency, human value, policy and instruction, assessment integrity, and identity management. This study clarifies GenAI’s specific role in business education and provides practical insights for effectively integrating GenAI to enhance learning outcomes and address emerging challenges. An analysis theory on …

Meta-Entrepreneurship: An Analysis Theory On Integrating Generative Ai, Agentic Ai, And Metaverse For Entrepreneurship, Yingying Zhang, Keng Siau

Research Collection School Of Computing and Information Systems

Metaverse entrepreneurship has emerged as an innovative topic alongside the development of generative AI, agentic AI and metaverse. This study conceptualizes meta-entrepreneurship as a novel form of entrepreneurial activity that enables value creation within virtual and physical realms and proposes an analytical theoretical framework based on a systematic literature review, observations, and focus group study. Our framework is structured around three layers (infrastructure, content, and experience) and two domains (metaverse-based operational domain and AI-based production domain), aims to conceptualize “what is meta-entrepreneurship” and identify new possibilities. The research highlights the multifaceted impact of meta-entrepreneurship on individuals, corporations, industries, societies, and …

A Full-History Network Dataset For Btc Asset Decentralization Profiling, Ling Cheng, Qian Shao, Fengzhu Zeng, Feida Zhu

Research Collection School Of Computing and Information Systems

Since its advent in 2009, Bitcoin (BTC) has garnered increasing attention from both academia and industry. However, due to the massive transaction volume, no systematic study has quantitatively measured the asset decentralization degree specifically from a network perspective.In this paper, by conducting a thorough analysis of the BTC transaction network, we first address the significant gap in the availability of full-history BTC graph and network property dataset, which spans over 15 years from the genesis block (1st March, 2009) to the 845651-th block (29, May 2024). We then present the first systematic investigation to profile BTC's asset decentralization and design …

Relationship-Influenced Cyber Hygiene (Rich) In Community Banks, Monte L. Ward

USF Tampa Graduate Theses and Dissertations

This dissertation is a research study that introduces the theoretical model of Relationship-Influenced Cyber Hygiene (RICH) through its investigation of the phenomenon the researcher experienced: how the interpersonal relationship between top management and cybersecurity personnel within smaller community banks influences the cyber hygiene of top management. Due to the value proposition of community banks to their clients and the limited budget of smaller institutions for investment in cybersecurity controls and initiates, community banks need additional strategies to achieve stronger cyber hygiene, especially as it relates the greatest weakness in most cybersecurity infrastructures—the human element. This study identifies and addresses a …

Beyond Human-Centric Models In Cybersecurity Education: A Pilot Posthuman Analysis Of The Nice Workforce Framework For Cybersecurity, Ryan Straight

Journal of Cybersecurity Education, Research and Practice

This study applies a posthuman lens to the National Initiative for Cybersecurity Education (NICE) Workforce Framework, examining two key Work Roles in cybersecurity education. Employing a novel posthuman coding scheme, the associated Tasks, Knowledge, and Skills (TKS) statements were analyzed. Findings reveal significant posthuman elements within the framework while identifying opportunities for further integration. The analysis demonstrates a strong presence of human-technology entanglement and adaptive learning concepts, yet highlights areas where the framework could emphasize system complexity and interconnectedness. This research contributes to ongoing discussions on cybersecurity education in complex technological landscapes, proposing a theoretical framework for integrating posthuman concepts …

Between Copyright And Computer Science: The Law And Ethics Of Generative Ai, Devin R. Desai, Mark Riedl

Northwestern Journal of Technology and Intellectual Property

Copyright and computer science continue to intersect and clash, but they can coexist. The advent of new technologies such as digitization of visual and aural creations, sharing technologies, search engines, social media offerings, and more, challenge copyright-based industries and reopen questions about the reach of copyright law. Breakthroughs in artificial intelligence research, especially Large Language Models that leverage copyrighted material as part of training, are the latest examples of the ongoing tension between copyright and computer science. The exuberance, rush-to-market, and edge problem cases created by a few misguided companies now raises challenges to core legal doctrines and may shift …

Exploring Factors That Influence Artificial Intelligence Adoption In Banks And Credit Unions, Vijaya S. Tumma

USF Tampa Graduate Theses and Dissertations

The importance of Artificial Intelligence (AI) is exploding in the banking sector, fueled by enhanced productivity, improved efficiencies, and personalized services to the consumers. For credit unions, the adoption of AI technologies presents opportunities and challenges. This research explores the factors influencing AI adoption in the banking sector through the lens of Unified Theory of Acceptance and Use of Technology (UTAUT) framework. This study aims to explore the influence of key aspects of UTAUT model, Performance Expectancy (PE), Effort Expectancy (EE), Social Influence (SI), and Facilitating Conditions (FC) on the intention of AI adoption among credit unions, banks, and their …

Ai And Creativity: Effects Of Culture And Task Emotiveness In Human-Ai Collaboration, Choon Ngee Tan

Dissertations and Theses Collection (Open Access)

Creativity is the driving force behind innovation, propelling individuals and societies toward progress by generating novel ideas and groundbreaking solutions. The emergence of generative AI models, exemplified by GPT-3, offers opportunities to enhance human creativity. This paper explores the potential for unprecedented breakthroughs through the synergy between human intuition and AI-driven creativity, providing practical guidance on leveraging AI to amplify creative capacities. Study 1 finds that AI models trained on data from the U.S. and Chinese cultures exhibit cultural norms, values and cognition of those cultures. Study 2 finds that when humans and AI models of the same culture collaborate …

Uncovering Merchants’ Willingness To Wait In On-Demand Food Delivery Markets, Jian Liang, Ya Zhao, Hai Wang, Zuopeng Xiao, Jintao Ke

Research Collection School Of Computing and Information Systems

While traditional on-demand food delivery services help restaurants reach more customers and enable doorstep deliveries, they also come with drawbacks, such as high commission fees and limited control over the delivery process. White-label food delivery services have emerged as an alternative, ready-to-use platform for restaurants to arrange delivery for customer orders received through their applications or websites, without the constraints imposed by traditional on-demand food delivery platforms or the need to develop an in-house delivery operation. Although several studies have investigated consumer behavior when using traditional on-demand food delivery services, there is limited research on merchants’ behavior when adopting white-label …

Regulating Adaptive Medical Artificial Intelligence: Can Less Oversight Lead To Greater Compliance?, Jiayi Lai, Liang Xu, Xin Fang, Tinglong Dai

Research Collection Lee Kong Chian School Of Business

As of June 2024, the U.S. Food and Drug Administration (FDA) has approved 950 medical artificial intelligence (AI) devices. The current regulatory framework freezes AI algorithms after approval, requiring new submissions for updates to ensure compliance with Good Machine Learning Practices (GMLP). This approach imposes a significant administrative burden, while hindering the ability of AI algorithms to learn from new data. To address these challenges, the FDA has explored a novel pathway known as Predetermined Change Control Plans (PCCP), allowing developers to outline future changes during initial submissions and exempting approved changes from regulatory review. Yet, the impact of this …

Wormhole Attack Mitigation In Wireless Network Using Propagation Delay, Harry May, Travis Atkison

Journal of Cybersecurity Education, Research and Practice

This paper presents a novel approach for mitigating wormhole attacks on wireless networks using propagation delay timing. The wormhole attack is a persistent security threat that threatens the integrity of network communications, potentially leading to data theft or other malicious activities. While various methods exist for combating wormhole attacks, our approach offers advantages that set it apart. Our approach involves a combination of proactive and reactive measures, harnessing box plot analysis and weighting factor techniques to identify and isolate outlier node links effectively. Unlike traditional methods, our solution not only detects outlier links but also defines dynamic weighting factors, providing …

Happy Hours, Not Office Hours: Socially Engaging Cybersecurity Students In A Large Online Graduate Course, James T. Mccafferty

Journal of Cybersecurity Education, Research and Practice

Engagement is a critical part of student learning and student success. This is especially true in online classes where students have less interaction with their classmates and instructors when compared to traditional face-to-face courses. Research on engagement has shown that when students are meaningfully engaged it can increase student satisfaction and it may also increase levels of academic achievement, including grades earned and degree progression (e.g. Wong et al., 2024). This paper focuses on social engagement in a graduate cybersecurity program that uses large, expandable online courses as described by Whitman and Mattord (2023). Large online graduate classes (i.e., more …

Empowering Entrepreneurial Evolution: A Beyond Founder Strategic Approach To Small Business Growth, D. Jared Knisley

USF Tampa Graduate Theses and Dissertations

Growing a business beyond its founder’s capacities and talents presents a challenging undertaking. When a founder is no longer involved or motivated to grow the business, firm decline is a likely outcome. Small businesses often have a deep and, at times, hindering reliance on their early founders for development. Therefore, a continuous engaging plan to advance entrepreneurial success is needed to grow a small business.

My research objective aims to find methods and designs, through academic literature and practitioner interviews, that transition leadership responsibilities and increase team empowerment within a small business, enabling these firms to continue growing as the …

Influence Of Artificial Intelligence (Ai) On Decision-Making For Market-Entry Strategies In Emerging Economies, Tejas Deshpande

Dissertations and Theses Collection (Open Access)

International firms with growth-oriented business models face a complex array of factors when planning to enter emerging markets. These markets are characterized by dynamic socio-economic and geopolitical conditions, often resulting in limited market intelligence and a fragmented understanding of the business ecosystem. To succeed, firms must align their short-term objectives and long-term strategic goals with the specific characteristics of these target markets.

Decision-making in such environments is fraught with uncertainty and is critical in determining the success or failure of market-entry strategies. While business leaders rely on their cognition and heuristics to navigate these challenges, the complexity and volume of …

The Promise And Perils Of Smart (City) Bots As Educational Tools, Thomas Menkhoff, Siew Ning Kan, Shaohui Foong

Research Collection Lee Kong Chian School Of Business

Written from an educator’s perspective, the paper aims to examine the increasing use of chatbot technology capable of answering user queries in various fields such as commerce, public service delivery, urban areas, higher education etc. by simulating human conversation through text messages or voice commands. We analyse why smart bots have become popular technologies in the context smart cities; shed light on different types of bots (chatbots, large language models such as ChatGPT, flying bots); and explain how we use bots as teaching tool in an introductory AI for business course. A key argument putting forward is that smart bots …

Does Ceo Agreeableness Personality Mitigate Real Earnings Management?, Shan Liu, Xingying Wu, Nan Hu

Research Collection School Of Computing and Information Systems

Despite efforts to mitigate aggressive financial reporting, earnings management remains challenging to parties interested in inhibiting its dysfunctional effects. Using linguistic algorithms to assess CEO agreeableness personality from their unscripted texts in conference calls, we find that it is a determinant that mitigates a firm's real earnings management. Furthermore, such an effect is more pronounced when firms confront intensive market competition and financial distress and have weaker managerial entrenchment or when CEOs face stronger internal governance. Our findings persist even after we utilize several alternative real earnings management metrics and control other confounding personalities in prior earnings management studies. The …

Temporal Relational Graph Convolutional Network Approach To Financial Performance Prediction, Jeyaraman Brindha Priyadarshini, Bing Tian Dai, Yuan Fang

Research Collection School Of Computing and Information Systems

Accurately predicting financial entity performance remains a challenge due to the dynamic nature of financial markets and vast unstructured textual data. Financial knowledge graphs (FKGs) offer a structured representation for tackling this problem by representing complex financial relationships and concepts. However, constructing a comprehensive and accurate financial knowledge graph that captures the temporal dynamics of financial entities is non-trivial. We introduce FintechKG, a comprehensive financial knowledge graph developed through a three-dimensional information extraction process that incorporates commercial entities and temporal dimensions and uses a financial concept taxonomy that ensures financial domain entity and relationship extraction. We propose a temporal and …

Antitrust After The Coming Wave, Daniel A. Crane

Articles

A coming wave of general-purpose technologies, including artificial intelligence ("AI"), robotics, quantum computing, synthetic biology, energy expansion, and nanotechnology, is likely to fundamentally reshape the economy and erode the assumptions on which the antitrust order is predicated. First, AI-driven systems will vastly improve firms' ability to detect (and even program) consumer preferences without the benefit of price signals, which will undermine the traditional information-producing benefit of competitive markets. Similarly, these systems will be able to determine comparative producer efficiency without relying on competitive signals. Second, AI systems will invert the salient characteristics of human managers, whose intentions are opaque but …

Leveraging Propagation Delay For Wormhole Detection In Wireless Networks, Harry May, Travis Atkison

Journal of Cybersecurity Education, Research and Practice

Detecting and mitigating wormhole attacks in wireless networks remains a critical challenge due to their deceptive nature and potential to compromise network integrity. This paper proposes a novel approach to wormhole detection by leveraging propagation delay analysis between network nodes. Unlike traditional methods that rely on signature-based detection or specialized hardware, our method focuses on analyzing propagation delay timings to identify anomalous behavior indicative of wormhole attacks. The proposed methodology involves collecting propagation delay data in both normal network scenarios and scenarios with inserted malicious wormhole nodes. By comparing these delay timings, our approach aims to differentiate between legitimate network …

How State Universities Are Addressing The Shortage Of Cybersecurity Professionals In The United States, Gary Harris

Journal of Cybersecurity Education, Research and Practice

Cybersecurity threats have been a serious and growing problem for decades. In addition, a severe shortage of cybersecurity professionals has been proliferating for nearly as long. These problems exist in the United States and globally and are well documented in literature. This study examined what state universities are doing to help address the shortage of cybersecurity professionals since higher education institutions are a primary source to the workforce pipeline. It is suggested that the number of cybersecurity professionals entering the workforce is related to the number of available programs. Thus increasing the number of programs will increase the number of …

The Use Of Social Media For Organisational Learning: A Systematic Review Of Literature, Harry Moongela, Marie Hattingh

African Conference on Information Systems and Technology

Social media (categorised as Web 2.0 platforms) has been reported to significantly impact and improve organisational learning (OL), but there seems to be a lack of systematic literature reviews (SLR) covering the use of social media to facilitate OL. Thus, this article conducted a SLR for both social media and OL by presenting the significant concepts, models and frameworks from literature. A total number of 48 articles were found for the analysis method and the findings reveal important concepts such as types of OL, levels of OL and frameworks incorporating both social media and OL. The results also show that …

Designing Cybersecurity Escape Rooms: A Gamified Approach To Undergraduate Learning, Thitima Srivatanakul

Journal of Cybersecurity Education, Research and Practice

Gamification, including game-based learning (GBL), is a widely recognized pedagogical approach used for imparting and reinforcing cybersecurity knowledge and skills to learners. One innovative form of GBL gaining popularity across various educational levels, from secondary schools to professional development, is escape room-style education. This study is centered on the development and design of escape room activities tailored for teaching cybersecurity concepts, with a particular focus on web and software security, to undergraduate students at York College. The primary objectives of this research are twofold: firstly, to evaluate the effectiveness of educational escape room activities in reinforcing cybersecurity concepts taught in …

Pooling And Winsorizing Machine Learning Forecasts To Predict Stock Returns With High-Dimensional Data, Erik Mekelburg, Jack Strauss

Finance: Faculty Scholarship

We evaluate US market return predictability using a novel data set of several hundred ag- gregated firm-level characteristics. We apply LASSO, Elastic Net, Random Forest, Neural Net, Extreme Gradient Boosting, and Light Gradient Boosting Machine methods and find these models experience large prediction errors that lead to forecast failures. However, winsorizing and pooling machine learning model forecasts provides consistent out-of-sample predictability. To assess robustness, we apply machine learning methods to high-dimensional data for Canada, China, Germany and the UK as well as the Goyal-Welch data. All machine learning models we consider, except for the ensemble pooled methods, fail to significantly …

The Impact Of Instrumental Attribution In Ai-Enabled Monitoring On Counterproductive Work Behavior, Qiang Zhang

Dissertations and Theses Collection (Open Access)

AI-enabled monitoring tools are theoretically expected to suppress unethical employee behavior. However, in practice, employees may perceive such monitoring as being driven by leaders' instrumental motives, primarily focused on personal performance evaluation and self-interest. This perception can foster feelings of job insecurity and moral disengagement, ultimately leading to counterproductive work behavior (CWB), which includes unethical employee behavior and turnover. These outcomes may undermine the intended effectiveness of AI-enabled monitoring tools. This study aims to explore the impact of Instrumental Attribution in AIenabled Monitoring (IAAIM) on CWB, specifically focusing on unethical employee behavior and turnover, through both theoretical and empirical lenses. …

Low/No-Code And Traditional Code Integration In Digital Banking, Kim Siang Yeo, Alan @ Ali Madjelisi Megargel

Research Collection School Of Computing and Information Systems

This paper seeks to combine the merits of Low/No-Code Programming (LNCP) with Traditional Programming (TP) systems to achieve true “agility” when creating banking infrastructure. While it is easy to fall prey to Shiny Object Syndrome in today’s dynamic and fast-paced banking technology world, it is not easy to pick out the right technology for today and tomorrow’s financial industry. Instead, LNCPs allow us to hedge all bets by equally lowering the technical entry barriers for each technology. The added integration of TP, when needed, also rounds out the faults related to sole LNCP use and provides any bank with a …

The Impact Of Managerial Myopia On Cybersecurity: Evidence From Data Breaches, Wen Chen, Xing Li, Haibin Wu, Liandong Zhang

Research Collection School Of Accountancy

Using a sample of U.S. firms for the period 2005–2017, we provide evidence that managerial myopic actions contribute to corporate cybersecurity risk. Specifically, we show that abnormal cuts in discretionary expenditures, our proxy for managerial myopia, are positively associated with the likelihood of data breaches. The association is largely driven by firms that appear to cut discretionary expenditures to meet short-term earnings targets. In addition, the association is stronger for firms with greater short-term equity incentives, higher earnings response coefficients, low levels of institutional block ownership, or large market shares. Finally, firms appear to increase discretionary expenditures upon the announcement …

Fintech Digital Transformation: Generative Ai, Humanoid Robots, Metaverse, Human-Ai Collaboration, And Industry 5.0, Yuxin Liu, Runyu Wang, Keng Siau

Research Collection School Of Computing and Information Systems

This paper discusses the transformative impact of emerging digital technologies on the digital transformation of the financial industry, focusing on integrating Generative AI (GenAI), humanoid robots, and the Metaverse within the framework of Industry 5.0. Industry 5.0 emphasizes a human-centric approach to technology, where human-AI collaboration plays a central role in reshaping financial services. By reviewing both academic research and practical applications, the paper highlights the current advancements in FinTech, particularly in AI technologies and the Metaverse, and their future potential, demonstrating how these innovations are driving growth, efficiency, and resilience in the financial sector. Further, the paper proposes a …

Creating A Business In 50 Minutes With Ai, Mark A. Rider Vanarsdale Chair In Entrepreneurship, School Of Business

Artificial Intelligence, 2024-25

This lesson plan explores using artificial intelligence (AI) to enhance the process of business idea generation and validation. Over a dynamic 50-minute workshop, students will engage with AI tools, particularly Microsoft's Copilot, to develop viable business concepts aligned with their personal interests and market needs.

The session begins with the Ikigai exercise, guiding students to identify their passions, strengths, and potential economic opportunities. Following this, students will use AI to engage in divergent thinking, generating a wide range of business ideas and refining them through iterative prompts until they find promising concepts.

In the validation phase, students will employ AI …

A Multimodal Foundation Agent For Financial Trading : Tool-Augmented, Diversified, And Generalist, Wentao Zhang, Lingxuan Zhao, Haochong Xia, Shuo Sun, Jiaze Sun, Molei Qin, Xinyi Li, Yuqing Zhao, Yilei Zhao, Xinyu Cai, Longtao Zheng, Xinrun Wang, Bo An

Research Collection School Of Computing and Information Systems

Financial trading is a crucial component of the markets, informed by a multimodal information landscape encompassing news, prices, and Kline charts, and encompasses diverse tasks such as quantitative trading and high-frequency trading with various assets. While advanced AI techniques like deep learning and reinforcement learning are extensively utilized in finance, their application in financial trading tasks often faces challenges due to inadequate handling of multimodal data and limited generalizability across various tasks. To address these challenges, we present FinAgent, a multimodal foundational agent with tool augmentation for financial trading. FinAgent's market intelligence module processes a diverse range of data-numerical, textual, …

Predicting Personality Or Prejudice? Facial Inference In The Age Of Artificial Intelligence, Shilpa Madan, Gayoung Park

Research Collection Lee Kong Chian School Of Business

Facial inference, a cornerstone of person perception, has traditionally been studied through human judgments about personality traits and abilities based on people's faces. Recent advances in artificial intelligence (AI) have introduced new dimensions to this field, employing machine learning algorithms to reveal people's character, capabilities, and social outcomes based just on their faces. This review examines recent research on human and AI-based facial inference across psychology, business, computer science, legal, and policy studies to highlight the need for scientific consensus on whether or not people's faces can reveal their inner traits, and urges researchers to address the critical concerns …