Business Commons^™

Implementing Artificial Intelligence In Forecasting The Risk Of Personal Bankruptcies In Poland And Taiwan, Tomasz Korol, Anestis K. Fotiadis

All Works

Research background: The global financial crisis from 2007 to 2012, the COVID-19 pandemic, and the current war in Ukraine have dramatically increased the risk of consumer bankruptcies worldwide. All three crises negatively impact the financial situation of households due to increased interest rates, inflation rates, volatile exchange rates, and other significant macroeconomic factors. Financial difficulties may arise when the private person is unable to maintain a habitual standard of living. This means that anyone can become financially vulnerable regardless of wealth or education level. Therefore, forecasting consumer bankruptcy risk has received increasing scientific and public attention. Purpose of the article: …

An Automation Tax- Adopt With Caution, Vincent Ooi

Research Collection Yong Pung How School Of Law

The post highlights three main issues that may result from the rapid and widespread automation of jobs: 1) declining tax revenues; 2) inequitable distribution of gains and losses from automation; and 3) social costs of job displacement, such as social support and retraining programmes for displaced workers.An automation tax may be imposed on a temporary basis to manage (slow) the rate of displacement of workers due to the adoption of automation technologies, but should not be a permanent feature. Otherwise, there will be a risk of loss of competitiveness in the long-term, possibly resulting in even greater economic harm.One main …

Decentralized Finance: Implications Of The So-Called Disintermediation Of Financial Services, Nydia Remolina Leon

Research Collection Yong Pung How School Of Law

Decentralized Finance, known as DeFi, refers to the use of blockchain and digital assets or crypto-assets for the provision of financial services. Under this concept, services such as loans, insurance, crypto-asset exchanges, among others, are offered, are structured based on crypto-assets and through technologically decentralized applications. This chapter discusses the concept of DeFi and how it challenges the traditional market infrastructures of the financial sector, demystifying the idea of absolute decentralization, generally mentioned in the crypto-asset arena, from the perspective of decision-makers and governors of these decentralized applications. Subsequently, the chapter analyses the opportunities and challenges of DeFi for consumers, …

Out Of Crisis, Learnings Shape Future Grantmaking, Stacie S. Cherner

The Foundation Review

Like other philanthropic organizations during the early weeks of the COVID-19 pandemic, the Jim Joseph Foundation took steps to loosen grant requirements, support CEOs and leadership teams, and provide funding for emergencies and innovations.

The foundation, which strives to bring consistent expertise with evaluation and research in untroubled times and whose mission is to foster effective Jewish learning experiences for young Jews, has a unique perspective when reflecting on learning. So another area that required flexibility was in the re-examination of learning plans to take advantage of the “forced experimentation” imposed by the pandemic lockdown.

In March 2020, the foundation …

Analysis Of Maximization Strategy Intangible Assets Through The Speed Of Innovation On Knowledge-Driven Business Performance Improvement, I. Gusti Ayu Purnamawati, Ferry Jie, Puah Chin Hong, Gede Adi Yuniarta

Research outputs 2022 to 2026

This study aims to determine the effect of human capital, structural capital, and consumer capital on financial performance and moderate the speed of innovation. The type of research used in the study is quantitative—data collection techniques in distributing questionnaires measured using a Likert scale. The sampling technique used was random sampling and was determined by the slovin formula. The population in this study was MSMEs in Buleleng Regency, and the samples used in this study amounted to 392 MSMEs. Data or statistical analysis techniques in the study were considered using the Structural Equation Model with WarpPLS 5.0 software modelling. The …

Do Large Gains Make Willing Sellers?, Dong Hong, Roger Loh, Mitch Warachka

Research Collection Lee Kong Chian School Of Business

Using unique real estate data that allow for accurately-measured capital gains, we examine whether sell propensities depend on the magnitude of a seller's capital gain. We find that short-term sell propensities are flat over losses and increasing in gains. Consistent with their higher sell propensities, selling prices are lower for properties with larger gains. Large-sized short-term stock investments also have sell propensities that are flat over losses and increasing in gains, although the sell propensities of typical-sized short-term stock investments are V-shaped (Ben-David and Hirshleifer (2012)). Our findings provide empirical support for the realization utility theories of Barberis and Xiong …

From Impacts To Dependencies: A First Global Assessment Of Corporate Biodiversity Risk Exposure And Responses, Sergio Henrique Collaço De Carvalho, Theodor Florian Cojoianu, Francisco Ascui

Research Collection College of Integrative Studies

There is growing awareness that biodiversity loss poses a significant risk to the global economy, but a lack of clarity on what this means for corporations, and how they are responding. This study provides a first quantitative assessment of biodiversity risk exposure across the world's largest listed companies, compared with their adoption of biodiversity policies, through analysis of disclosures from a sample of 11,812 companies from 2004 to 2018. We find that companies have started responding strategically to biodiversity risk, with 29% having adopted a biodiversity policy by 2018. However, around $7.2 trillion of total enterprise value remains exposed to …

The Mda Public Education Campaign: An X-Ray View, James Pond, Matt Maguy

The Journal of the Michigan Dental Association

The MDA Public Education Campaign has achieved significant engagement, surpassing previous milestones in video views and Find-a-Dentist searches. The article delves into the campaign's success, emphasizing its educational focus and strategic use of digital platforms. It explores the campaign's structure, target audience, and the integration of the Find-a-Dentist tool. With a shift from traditional TV commercials to digital advertising, the campaign's adaptability and real-time metrics are highlighted. The piece concludes by providing insights into the campaign's funding, oversight, and the content of the 2022 initiatives.

The Teacher, Yoga, And The Third Eye, Christopher J. Smiley Dds

The Journal of the Michigan Dental Association

This editorial discusses a dental assistant's concern about a teacher promoting unfounded claims about fluoride and the "third eye" concept, impacting students' choices. The author explores the dubious origins of the third eye idea, referencing a yoga article, and emphasizes the importance of evidence-based approaches in dental care. Drawing from historical examples and challenges in patient beliefs, the editorial stresses the need for clinicians to blend scientific evidence, expertise, and patient preferences in a patient-centered approach. The author advocates presenting valid, reliable information in plain language to empower patients in making informed decisions and highlights the obligation to provide care …

Yes, The Mda Stands For Something, Michael G. Maihofer Dds

The Journal of the Michigan Dental Association

In the President's address, Dr. Maihofer responds to concerns about the MDA's relevance, outlining four key points that emphasize its commitment to ethical dentistry, continuous education, advocacy, and adapting to changing professional needs. He highlights the MDA's role in opposing dental therapy, advocating for tax repeals, and promoting diversity, equity, and inclusion. Dr. Maihofer encourages member participation, emphasizing the collective strength of the MDA community. The address expresses gratitude to various contributors, including predecessor Dr. Steve Meraw, President-elect Dr. Vince Benivegna, the Board of Trustees, MDA staff, volunteers, and his wife, Denise.

Dentistry And The Law: Purchase Price Allocation When Selling Your Practice, Dan Schulte Jd

The Journal of the Michigan Dental Association

This Dentistry & the Law column advises a dentist on the importance of carefully considering the purchase price allocation when selling a dental practice. While the initial letter of intent may contain such terms, the author emphasizes that they are not binding, and negotiations on the purchase agreement will determine the final allocation. The article highlights the significance of tax implications for both the seller and the buyer, urging involvement of an attorney and accountant in the process. The Internal Revenue Code's requirements for purchase price allocation and potential tension in negotiations are discussed, emphasizing the need for informed decision-making.

J Mich Dent Assoc June 2022

The Journal of the Michigan Dental Association

Monthly, The Journal of the Michigan Dental Association brings news, information, and feature articles to our state's oral health community and the MDA's 6,200+ members. No publication reaches more Michigan dentists!

In this June 2022 issue, the reader will find the following original content:

• A cover feature on the MDA Public Education Campaign
• A 10-Minute EBD, "Are Neoplasms a Risk for Peri-Implantitis?"
• A feature on "The President’s Address to the House of Delegates"
• News you need: an Editorial, a Headquarters Report, Facts about MDA Peer Review, and regular department articles, Dentistry and the Law, Staff Matters, Advocacy, and component news …

Headquarters Report: Without Mda Advocacy, Michigan Dentistry Would Look Very Different, Karen Burgess Cae

The Journal of the Michigan Dental Association

This Headquarters Report reflects on the impactful advocacy efforts of the Michigan Dental Association (MDA) over the past three years. Highlighting various scenarios, the report envisions a different landscape for dentistry in Michigan without MDA advocacy. The article emphasizes the critical role played by MDA in addressing issues related to COVID-19, regulations, funding, public protection, and dental policies. The advocacy initiatives have not only protected dental professionals but have also ensured the best interests of the public, contributing to a resilient and thriving dental community in Michigan.

Entrepreneurship And Heterogeneity Among Firms' Strategies: Three Essays, Xi Zhang

Dissertations

The first essay of this dissertation focuses on the entrepreneurship survival in the early stage, during which time an entrepreneur plays the game at the "edge of chaos" and improvises in real-time to learn the strategic playing field. It examines the social networks of entrepreneurs and the impact on new venture survival. Specifically, it explores how the entrepreneurs' social connections with other entrepreneurs and their types of employment differentially affect survival during the different stages of the entrepreneurial journey in the United States and India. Using the Global Entrepreneurship Monitor (GEM) dataset, this study documents not only how the social …

Representation Learning In Finance, Ajim Uddin

Dissertations

Finance studies often employ heterogeneous datasets from different sources with different structures and frequencies. Some data are noisy, sparse, and unbalanced with missing values; some are unstructured, containing text or networks. Traditional techniques often struggle to combine and effectively extract information from these datasets. This work explores representation learning as a proven machine learning technique in learning informative embedding from complex, noisy, and dynamic financial data. This dissertation proposes novel factorization algorithms and network modeling techniques to learn the local and global representation of data in two specific financial applications: analysts’ earnings forecasts and asset pricing.

Financial analysts’ earnings forecast …

Summoning Laplace’S Demon: The Erosion Of Meaningful Voter Choice In An Era Of Algorithms?, Stephen Bork

Compass: An Undergraduate Journal of American Political Ideas

Precise individual microtargeting threatens to remake the political landscape as thoroughly as it has remade marketing. This paper explores the observed uses to date of political microtargeting as well as the many difficulties, some inherent to politics, of measuring its effects. Considering the philosophical difficulties of predictively removing human choice, it then assesses the observed risks of and some potential remedies to the current trajectory and finds that free electoral choice is not doomed to be written out of the system.

Graph Enabled Cross-Domain Knowledge Transfer, Shibo Yao

Dissertations

The world has never been more connected, led by the information technology revolution in the past decades that has fundamentally changed the way people interact with each other using social networks. Consequently, enormous human activity data are collected from the business world and machine learning techniques are widely adopted to aid our decision processes. Despite of the success of machine learning in various application scenarios, there are still many questions that need to be well answered, such as optimizing machine learning outcomes when desired knowledge cannot be extracted from the available data. This naturally drives us to ponder if one …

Can Financialization Save Nature? The Case Of Endangered Species, Diane-Laure Arjalies, Delphine Gibassier

Business Publications

The current biodiversity loss is dramatic. Over the past 50 years, more than 68% of the mammals, birds, amphibians, reptiles, and fish on earth have disappeared, putting the planet's survival and its inhabitants – including human beings – at risk (WWF, 2020). Financialization, or the transformation of nature into financial assets, is increasingly proposed as a solution to the biodiversity crisis. Proponents of financialization believe that assigning a monetary value to nature will incentivize human beings to protect habitats and their species. This article offers a four-mechanism model of nature’s financialization, explaining why it is virtually impossible to financialize nature. …

2022-May-31-Welcome To Etsu, University Marketing And Communication, East Tennessee State University

ETSU News

East Tennessee State University welcomes the following faculty and staff members who recently joined the university:

Sara Allen is a marketing and communications manager with the Martin Center for the Arts. She was previously a digital marketing manager with Pharmacy Network Services. She holds a B.S. degree in mass communications from the University of Montevallo.

Sarah Bennett is an employment coordinator for Access ETSU, Clemmer College. Before coming to ETSU, she was a coordinator of High School Programs and Perkins V at Northeast State Community College. She holds a B.A. degree in collaborative health and human services from California State …

Lindenwood Shines Again At National Conference, Lindenwood University

Archived Lindenwood Press Releases

No abstract provided.

2022-May-31-Enjoy Retirement, University Marketing And Communication, East Tennessee State University

ETSU News

Congratulations to the following members of the East Tennessee State University family who retired in May.  Thank you for your service!

Robert Plummer – Executive Director, University Advancement, 37 years of service

Leisa Wiseman – Director of Foundation Accounting, Business and Finance, 38 years of service

Published May 31, 2022, as part of the Accent email newsletter for faculty and staff.

Dismantling Power And Patriarchy: Reconceptualizing Entrepreneurship Through Feminist Research Methods, Heatherjean Macneil

Graduate Doctoral Dissertations

Initial research has shown how male and heroic idealism of the entrepreneur (Ahl, 2006), the gendering of entrepreneurial ecosystems (Özkazanç-Pan & Muntean, 2021), and societal racism (Wingfield, 2008), contribute to othering conditions for entrepreneurs who are not white and male (Ahl, 2006). Not only does this othering effect create interlocking and compounded barriers, (Collins and Blige, 2016), but a diverse perspective of how-to entrepreneur is lost amidst dominant discourse and homogenous norms. To disrupt this patriarchal mold, this dissertation investigates: How does social identity shape early-stage entrepreneurship? It applies feminist theory and qualitative research methods to explore the lived experiences …

Impact Of Hospital Inventory Management Of Ppe On State-Level Healthcare Worker Infections During The Covid-19 Pandemic, Nidhal Bouazizi

College of Business Theses and Dissertations

The COVID-19 pandemic has put a spotlight on the personal protective equipment (PPE) supply chain and its inability to keep up with the fluctuating demands of a global pandemic. Limited research examines the resilience of the PPE supply chain in times of stress, and very few studies rely on quantitative retrospective analysis. This dissertation studies the impact of hospital inventory management, a portion of PPE supply chain preparedness, on infections in healthcare workers (HCWs). Our research shows that there exists a statistically significant negative relationship between PPE preparedness and infections for HCWs, but this relationship is only significant for N95 …

Knowledge Risks And Sustainability: An Empirical Study On Lebanese Knowledge-Intensive Firms, Rabih A. El Khatib, Alaaeldine Abbass Ali

BAU Journal - Creative Sustainable Development

Today’s business environment is characterized by a growing number of knowledge risks. There has been a paucity of empirical research on the impact of knowledge risks on business sustainability. This paper looks at the direct and indirect consequences of knowledge risks on a firm's sustainability. A questionnaire was administered with a sample of 427 respondents from Lebanese knowledge-intensive firms. Structural equation modeling (SEM) was used to test the research framework. The findings indicate that knowledge risks and knowledge loss have a direct and significant detrimental impact on business sustainability. The performance of organizations has a direct and significant positive impact …

The Impact Of Economic Growth And Inflation On Youth Unemployment: Empirical Study In Escwa Region, Mohamed Khodor El Daw

BAU Journal - Creative Sustainable Development

High unemployment particularly among youth is a serious burden for economy. There are many causes behind the high unemployment in the Escwa region, which differ from one country to another. Governments policies aim to solve this problem by creating new jobs symmetric with the sustainability of economic growth. These policies usually aim to increase growth rates and not to reduce unemployment. Inflation is another factor that has influence on unemployment rate, therefore economic growth and inflation are two factors that have impact on unemployment. Youth are the most affected group due to many reasons, the most important is the employment …

Impact Of Corporate Social Responsibility Practices On Financial Performance: Evidence From Selected Mena Region Commercial Banks, Rasha Mohamad Mahboub, Lynn Imad Fawaz

BAU Journal - Creative Sustainable Development

Nowadays, corporations are being held accountable for their actions that affect their surroundings. Thus, corporate social responsibility (CSR) has been integrated in their business models, which can impact their financial performances (FP). Previous researches regarding the relationship between CSR and FP have yielded mixed results. Thus, this research aims at identifying the impact of CSR practices in the environment (ENV), human resources (HR), products and consumers (PC) and community involvement (CI) on FP of 81 commercial banks operating in selected MENA countries for the year 2018. Data were gathered from CSR report and annual report for each bank. The multiple …

Factors Affecting Accounting Students’ Performance At University In Lebanon, Rasha Mohamad Mahboub

BAU Journal - Creative Sustainable Development

Factors affecting students' performance (SP) have been the topic of continuing discussion among academics, instructors, and policy - makers. There have been several research that tried to investigate this subject; however; most of those research have concentrated on SP in America and Europe. Though, since cultural dissimilarities might have a function in determining the factors that influence SP, it is extremely vital to investigate those factors to the Lebanese society. The purpose of this research is to investigate the factors affecting accounting SP at the faculty of business administration at Beirut Arab University (BAU) in Lebanon. To achieve this, a …

Does Citizens’ Involvement Reflect Sustainability In Smart Cities?, Zeina Mazloum

BAU Journal - Creative Sustainable Development

Though being highlighted for years as a core driver for smart cities to advance, a small body of research revealed the significant role of citizens in contributing to smart cities’ maturity and sustainability. This paper emphasizes the importance of citizens’ involvement in the decision-making process in smart cities through obtaining a high quality of life, ensuring rapid urban growth, attracting brains, talents, and skills in addition to raising productivity. All these serve as solid foundations for sustainability in smart cities and opens doors wide for future studies.

Betting On Talent: Examining The Relationship Between Employee Retention And Onboarding Programs, Jonna B. Blount

Engaged Management ReView

The expectations of employees in the United States continue to evolve as generational shifts occur in the workforce. The already raging war for talent has been fueled by the 2020 pandemic, which introduced new ways to work and different types of work opportunities. As a result, employees are re-evaluating their options and seeking ways to extract more value from their professional lives. In these circumstances, employee retention is a competitive advantage, and companies must consider how to retain their most desirable talent. Research in the organizational behavior domain shows that when employees hold values like those of their employing organization, …

Determinants Of Software-As-A-Service Adoption By Small And Medium Enterprises In Tanzania, Riziki Majengo, Mercy Mbise

The African Journal of Information Systems

Organizations in developed economies use the software-as-a-service (SaaS) model to improve performance and efficiency. However, its adoption in developing economies such as Tanzania is very low due to limited research on its adoption. This study enhances the adoption of SaaS in Tanzanian small and medium enterprises (SMEs) by proposing a conceptual framework based on the diffusion of innovation theory and the technology-organization-environment framework and recommending strategies for improving adoption. The framework was tested using regression analysis on data collected from 139 SMEs. Findings show that eight factors, relative advantage, compatibility, awareness, cost, perceived security and privacy risk, reliability and availability, …