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Status Of State Supported Ida Programs In 2005, Naomi Warren, Karen Edwards Jul 2005

Status Of State Supported Ida Programs In 2005, Naomi Warren, Karen Edwards

Center for Social Development Research

Status of State Supported IDA Programs in 2005


Temporary Assistance For Needy Families (Tanf) And Individual Development Accounts (Idas): A Good Match?, Karen Edwards Jul 2005

Temporary Assistance For Needy Families (Tanf) And Individual Development Accounts (Idas): A Good Match?, Karen Edwards

Center for Social Development Research

Temporary Assistance for Needy Families (TANF) and Individual Development Accounts (IDAs): A Good Match?


The Homestead Act Of The Nineteenth Century And Its Influence On Rural Lands, Trina Williams Shanks Jul 2005

The Homestead Act Of The Nineteenth Century And Its Influence On Rural Lands, Trina Williams Shanks

Center for Social Development Research

The Homestead Act of the Nineteenth Century and Its Influence on Rural Lands


The Impacts Of The American Dream Demonstration On Savings And Asset-Building In Canada, Peter Nares Jul 2005

The Impacts Of The American Dream Demonstration On Savings And Asset-Building In Canada, Peter Nares

Center for Social Development Research

The Impacts of the American Dream Demonstration on Savings and Asset-Building in Canada


Evaluation Of The American Dream Demonstration: Impacts Of Idas On Participant Savings And Asset Ownership, Gregory Mills Jul 2005

Evaluation Of The American Dream Demonstration: Impacts Of Idas On Participant Savings And Asset Ownership, Gregory Mills

Center for Social Development Research

Evaluation of the American Dream Demonstration: Impacts of IDAs on Participant Savings and Asset Ownership


Exploration And Use Of Individual Development Accounts By Three American Indian Tribes In Oregon, Christina Finsel, Jennifer Russ Jul 2005

Exploration And Use Of Individual Development Accounts By Three American Indian Tribes In Oregon, Christina Finsel, Jennifer Russ

Center for Social Development Research

Exploration and Use of Individual Development Accounts by Three American Indian Tribes in Oregon


Financial Services And Savings: Theory And Evidence From The American Dream Demonstration, Michael S. Barr Jul 2005

Financial Services And Savings: Theory And Evidence From The American Dream Demonstration, Michael S. Barr

Center for Social Development Research

Financial Services and Savings: Theory and Evidence From the American Dream Demonstration


In-Depth Interviews With Seed Youth: Profiles Of Participants In A Pilot Study, Edward Scanlon, Deborah Adams Jul 2005

In-Depth Interviews With Seed Youth: Profiles Of Participants In A Pilot Study, Edward Scanlon, Deborah Adams

Center for Social Development Research

In-Depth Interviews With SEED Youth: Profiles of Participants in a Pilot Study


Rural Wealth Building: Native Americans, Eric Henson, Anna Lee, Luxman Nathan Jul 2005

Rural Wealth Building: Native Americans, Eric Henson, Anna Lee, Luxman Nathan

Center for Social Development Research

Rural Wealth Building: Native Americans


Saving In Add: Measures From Mis Ida, Mark Schreiner, Michael Sherraden Jul 2005

Saving In Add: Measures From Mis Ida, Mark Schreiner, Michael Sherraden

Center for Social Development Research

Saving in Add: Measures From MIS IDA


Add Implementation Assessment: Design, Implementation, And Administration Of Individual Development Account Programs In The American Dream Demonstration, Deborah Adams Jul 2005

Add Implementation Assessment: Design, Implementation, And Administration Of Individual Development Account Programs In The American Dream Demonstration, Deborah Adams

Center for Social Development Research

ADD Implementation Assessment: Design, Implementation, and Administration of Individual Development Account Programs in the American Dream Demonstration


Add: Lessons From The Uk, Dominic Maxwell, Will Paxton Jul 2005

Add: Lessons From The Uk, Dominic Maxwell, Will Paxton

Center for Social Development Research

ADD: Lessons From the Uk


Asset-Building In Tribal Communities: Generating Native Discussion And Practical Approaches, Sarah Hicks, Karen Edwards, Mary Kate Dennis, Christy Finsel Jul 2005

Asset-Building In Tribal Communities: Generating Native Discussion And Practical Approaches, Sarah Hicks, Karen Edwards, Mary Kate Dennis, Christy Finsel

Center for Social Development Research

Asset-Building in Tribal Communities: Generating Native Discussion and Practical Approaches


Diffusion Of Policy Innovation: The Case Of Individual Development Accounts (Idas) As An Asset-Building Policy, Michal Grinstein-Weiss, Kristen Wagner, Karen Edwards Jul 2005

Diffusion Of Policy Innovation: The Case Of Individual Development Accounts (Idas) As An Asset-Building Policy, Michal Grinstein-Weiss, Kristen Wagner, Karen Edwards

Center for Social Development Research

Diffusion of a policy innovation from one state to another is an important component of social change. Several theories and models have been developed to explain how and under what circumstances policy innovation and diffusion occurs. This paper examines the policy diffusion process through the case of Individual Development Accounts (IDAs), a policy innovation designed to provide matched saving opportunities for low-income people to accumulate assets. While our examination supports several of the prominent theories of policy diffusion, we suggest that a fusion of policy theories may better guide policy makers in more adequately predicting and executing the diffusion of …


Immigrants In Rural America: Finding A Foothold, Creating A Home, Kathleen Miller Jun 2005

Immigrants In Rural America: Finding A Foothold, Creating A Home, Kathleen Miller

Center for Social Development Research

The purpose of this paper is to review the literature relating to immigration into rural America, including the scale and location of immigration, the characteristics of immigrant populations, and community impacts. The paper looks at aspects of wealth and assets among immigrants, including the use of the U.S financial systems, homeownership, remittances, individual development accounts, and microentrepreneurship. This paper is one of a series focusing on wealth-building in rural America.


Social Impact: Knowledge Monographs: The Question Of Questions: An Agenda For Social Work Practice Research, Enola K. Proctor, Frank Bruno Jan 2005

Social Impact: Knowledge Monographs: The Question Of Questions: An Agenda For Social Work Practice Research, Enola K. Proctor, Frank Bruno

Social Impact Publication

No abstract provided.


Creative Financing In Social Science: Women Scholars And Early Research, Mary Ann Dzuback Jan 2005

Creative Financing In Social Science: Women Scholars And Early Research, Mary Ann Dzuback

Women, Gender & Sexuality Studies Faculty Research

Book chapter "Creative Financing in Social Science: Women Scholars and Early Research" from Women and Philanthropy in Education, edited by Andrea Walton, published by Indiana University Press.


Savings Outcomes Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden Oct 2004

Savings Outcomes Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden

Center for Social Development Research

This research report is the second of a three-part series aimed at developing a greater understanding of older adults and their use of Individual Development Accounts (IDAs). The intent of this second report is to answer the following question: What individual and IDA program characteristics are associated with saving outcomes among older adults participating in IDA? These questions are answered using data from the American Dream Demonstration programs (ADD), the first nation-wide evaluation of IDAs as tools for asset building and community development. In this report, comparisons are made between older (50 years or older) and younger (49 years or …


An Agenda On Productive Aging: Research, Policy, And Practice, Nancy Morrow-Howell, Michael Sherraden, Amanda Moore Mcbride, Jim Hinterlong, Philip Rozario, Fengyan Tang Sep 2004

An Agenda On Productive Aging: Research, Policy, And Practice, Nancy Morrow-Howell, Michael Sherraden, Amanda Moore Mcbride, Jim Hinterlong, Philip Rozario, Fengyan Tang

Center for Social Development Research

The Center for Social Development (CSD) at Washington University in St. Louis is advancing an agenda on productive aging, focusing on three primary forms of productive engagement: employment, volunteerism/civic engagement, and caregiving. These are activities that produce goods and services, whether paid for or not, and that have effects beyond individuals to families, communities, and society. Older adults who engage in these activities make important economic and social contributions, though these contributions are often undervalued. This agenda on productive aging builds on the results of a CSD-sponsored symposium where leading gerontologists from many academic disciplines discussed older adults as a …


Profile Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden Sep 2004

Profile Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden

Center for Social Development Research

This research report is the first of a three-part series aimed at developing a greater understanding of older adults and their use of Individual Development Accounts (IDAs). The intent of this first report is to answer the following three questions: 1) Who are the older adults participating in IDAs? 2) What are they saving for? and 3) What do we know about IDAs and saving for retirement? These questions are answered using data from the American Dream Demonstration (ADD), the first nation-wide evaluation of IDAs as tools for asset building and community development. In this report, comparisons are made between …


College Savings Plans: A Platform For Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, Michael Sherraden Jul 2004

College Savings Plans: A Platform For Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, Michael Sherraden

Center for Social Development Research

College Savings Plans: A Platform for Inclusive Saving Policy?


Cost-Effectiveness In Individual Development Accounts, Mark Schreiner, Guat Tin Ng, Michael Sherraden Jul 2004

Cost-Effectiveness In Individual Development Accounts, Mark Schreiner, Guat Tin Ng, Michael Sherraden

Center for Social Development Research

Because resources are limited, the benefits and costs of social-work interventions—like all interventions—must be compared with the benefits and costs of alternatives. Evidence-basedpractice should ask not only “What works?” but also “How well does it work?” and “What does it cost?” Unfortunately, evaluations of social-work practice—like evaluations in any field—rarely can measure all the relevant variables. In particular, benefits are extremely difficult to measure. Costs are simpler to measure, but even so, few evaluations measure costs. In the end, all evaluations are inevitably incomplete and so must make subjective judgments aboutunmeasured factors. The key to evaluation, then, is not certainty …


Evaluation Of The American Dream Demonstration: Final Evaluation Report, Gregory Mills, Rhiannon Patterson, Larry Orr, Donna Demarco Jul 2004

Evaluation Of The American Dream Demonstration: Final Evaluation Report, Gregory Mills, Rhiannon Patterson, Larry Orr, Donna Demarco

Center for Social Development Research

Evaluation of the American Dream Demonstration: Final Evaluation Report


Overcoming Poverty: Supported Saving As A Household Development Strategy, Margaret S. Sherraden, Trina Williams, Amanda Moore Mcbride, Fred Ssewamala Jul 2004

Overcoming Poverty: Supported Saving As A Household Development Strategy, Margaret S. Sherraden, Trina Williams, Amanda Moore Mcbride, Fred Ssewamala

Center for Social Development Research

Low-income participants experience greater positive financial, psychological, and cognitive outcomes of saving in IDAs than controls. The study contributes to knowledge about poverty alleviation, capacity-building, and empowerment.


Racial Differences In Performance In A Matched Savings Program, Michal Grinstein-Weiss, Michael Sherraden Jul 2004

Racial Differences In Performance In A Matched Savings Program, Michal Grinstein-Weiss, Michael Sherraden

Center for Social Development Research

This study examines the saving performance of low income African Americans and Caucasian participants in an Individual Development Accounts (IDA) program. IDAs are matched saving for home ownership, education, and small business capitalization. Using data from the American Dream Demonstration (N = 2,364), this study compares the savings performance of Black and White participants in IDAs. The results indicate that low-income African Americans on average save successfully in IDAs, though in smaller amounts than Caucasians. Results of separateregressions for Blacks and Whites indicate that mostly individual characteristics are associatedwith saving performance among Caucasians. In contrast, mostly institutional characteristics areassociated with …


Saving For Post-Secondary Education In Individual Development Accounts, Min Zhan, Mark Schreiner Jul 2004

Saving For Post-Secondary Education In Individual Development Accounts, Min Zhan, Mark Schreiner

Center for Social Development Research

Low-income people have less access to opportunities for post-secondary education, and the welfare reform in 1996 further limited access for welfare recipients. Since welfare reform, there has been an increasing interest in strategiesmeant to enhance the well-being of low-incomepeople through education and the development of human capital. In this study, we examine how low-income people saved for post-secondary education in Individual Development Accounts (IDAs) in a nationwide demonstration. IDAs are structured accounts that provide matches for savings used for home purchase, microenterprise, retirement savings, and post-secondary education. We examine how savings outcomes differed between participants who intended to use their …


The Impacts Of Household Wealth On Child Development, Trina Williams Shanks Jul 2004

The Impacts Of Household Wealth On Child Development, Trina Williams Shanks

Center for Social Development Research

Using data from the Panel Study of Income Dynamics, this study examines the influence of wealth relative to income across several child development outcomes. The wealth measures include net worth and whether the household has certain specific asset holdings. The child development measures cover two domains: academic achievement and socio-emotional behavior. The intent is to examine which measures of wealth have the most explanatory value with respect to child development outcomes and test whether these are distinct from income. Results show that wealth is a significant predictor of two out of three dependent variables and that these predictors have different …


What States Can Do To Remove Penalties For Saving, Center For Social Development, Corporation For Enterprise Development Jul 2004

What States Can Do To Remove Penalties For Saving, Center For Social Development, Corporation For Enterprise Development

Center for Social Development Research

What States Can Do to Remove Penalties for Saving


Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development, Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate Jul 2004

Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development, Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate

Center for Social Development Research

Youth Volunteerism and Civic Service in Latin America and the Caribbean: A Potential Strategy for Social and Economic Development


Youth Civic Service In Europe, Association Of Voluntary Service Organizations Jul 2004

Youth Civic Service In Europe, Association Of Voluntary Service Organizations

Center for Social Development Research

Youth Civic Service in Europe