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Articles 1261 - 1280 of 1280
Full-Text Articles in Entire DC Network
Home Mortgage Lending In St. Louis City: An Analysis Of 1992 And 1994 Home Mortgage Disclosure Act Data, Edward Scanlon, Shirley Emerson
Home Mortgage Lending In St. Louis City: An Analysis Of 1992 And 1994 Home Mortgage Disclosure Act Data, Edward Scanlon, Shirley Emerson
Center for Social Development Research
This report examines home mortgage lending data in St. Louis City in 1992 and 1994. Our primary purpose is to determine how race, income level and neighborhood location relate to home mortgage loan application denial rates. Overall, it is demonstrated that race, income level and negative neighborhood conditions are predictive of loan denial in St. Louis City. The study begins with an overview of related literature. The second section describes our study, and provides information regarding the data set, our variables and research procedures. Part three is a report of our findings. The final section draws conclusions and suggests implications …
Homeownership And Well-Being Among Blue-Collar Workers, Deborah Page-Adams, Nancy Vosler
Homeownership And Well-Being Among Blue-Collar Workers, Deborah Page-Adams, Nancy Vosler
Center for Social Development Research
The economic, social, and psychological vulnerability of blue-collar workers increases as the U.S. economy continues to shift from manufacturing to service and technology. This paper reports findings from an analysis of economic resources and well-being among automobile manufacturing workers. Following previous theoretical and empirical work suggesting positive homeownership effects for vulnerable populations, this analysis was designed to test relationships between homeownership and four measures of well-being while controlling for household income and education levels. Workers from two adjacent automobile manufacturing plants in a large midwestern metropolitan area were surveyed. Multivariate analysis of data from a subsample of 193 workers indicate …
Human Capital And Social Work, Sondra Beverly, Michael Sherraden
Human Capital And Social Work, Sondra Beverly, Michael Sherraden
Center for Social Development Research
This article is an update and continuation of Theodore Schultz’s seminal, but largely unheeded, 1959 article on human capital. Like Schultz, we suggest that building human capital should be a key development strategy for social workers. Empirical research demonstrates that human capital has important positive outcomes. However, opportunities for human capital development are not equally accessible to all. By facilitating human capital development among disadvantaged groups, social workers can help individuals obtain skills that will enable them to compete in post-industrial labor markets. This emphasis on investment and development is particularly relevant today since, in the current political climate, there …
Mortgage Lending: Is Gender A Factor?, Cynthia K. Sanders, Edwaard Scalon, Shirley R. Emerson
Mortgage Lending: Is Gender A Factor?, Cynthia K. Sanders, Edwaard Scalon, Shirley R. Emerson
Center for Social Development Research
In promoting well-being for women and female-headed households, social policy analysts are increasingly attending to wealth accumulation rather than focusing solely on income. Homeownership equity is a form of wealth that may be especially helpful for low-income women. This paper analyzes 1992 Home Mortgage Disclosure Act data for the city and county of St. Louis. Our primary hypothesis was that women, controlling for marital status, income, and race, would be more likely to be denied home loans. The findings from this data set contradict our hypothesis and suggest that men are slightly more likely than women to be denied mortgage …
Education, Assets, And Intergenerational Well-Being: The Case Of Female Headed Families, Li-Chen Cheng, Deborah Page-Adams
Education, Assets, And Intergenerational Well-Being: The Case Of Female Headed Families, Li-Chen Cheng, Deborah Page-Adams
Center for Social Development Research
This paper reports findings from an analysis of economic well-being among female headed households. Previous theoretical and empirical work in this area suggests that poverty among female headed families is to some extent an intergenerational process, a vicious cycle. One common explanation for this pattern is that low socioeconomic status in a woman’s family of origin results in low educational attainment and, ultimately, in low earning capacity. However, an exclusive focus on education may overlook the long term dynamics of the household as an institution that can accumulate assets to enhance economic well-being across generations. Using data from the National …
What We Know About Effects Of Asset Holding: Implications For Research On Asset-Based Anti-Poverty Initiatives, Deborah Page-Adams, Michael Sherraden
What We Know About Effects Of Asset Holding: Implications For Research On Asset-Based Anti-Poverty Initiatives, Deborah Page-Adams, Michael Sherraden
Center for Social Development Research
Asset accumulation programs have emerged at local and state levels to help poor people save for purposes such as education, homeowership, and microenterprise development. These anti-poverty programs are built in part on the suggestion that assets have a wide range of positive effects on well-being, and they frequently use a system of Individual Development Accounts (IDAs) to structure asset accumulation. In addition, federal legislation for an IDA demonstration has increasing support. The emergence of asset accumulation programs at local and state levels, along with growing bipartisan support for a national IDA demonstration, makes applied research both possible and necessary. Studies …
Effects Of Assets On Attitudes And Behaviors: Advance Test Of A Social Policy Proposal, Gautam N. Yadama, Michael Sherraden
Effects Of Assets On Attitudes And Behaviors: Advance Test Of A Social Policy Proposal, Gautam N. Yadama, Michael Sherraden
Center for Social Development Research
Raising asset limits and creating individual development accounts have been proposed in welfare reform. In part the rationale for these proposals is that assets have positive effects on attitudes and behaviors, including long-term planning, greater work effort, and improved social connectedness. The Panel Study of Income Dynamics (PSID), between 1968 and 1972, included a wide range of attitude and behavioral measures. In this study, data from the PSID are analyzed to test for the following: a) the effect of assets on attitudes and behaviors; b) the effect of attitudes and behaviors on assets; c) the effect of income on attitudes …
Black-White Housing Segregation In The City Of St. Louis : A 1988 Update, John E. Farley
Black-White Housing Segregation In The City Of St. Louis : A 1988 Update, John E. Farley
Books and Monographs
The purpose of this paper is to examine trends and changes in the patterns of black-white housing segregation in the city of St. Louis between 1980 and 1988. The 1988 Dress Rehearsal Census, conducted in St. Louis city in preparation for the 1990 Census of Population and Housing, offers a unique opportunity to assess recent trends in black-white housing segregation in St. Louis city. Paper for presentation at colloquium jointly sponsored by Regional Research and Development Services and Department of Sociology and Social Work, Southern Illinois University at Edwardsville, November 29, 1989.
A History Of The Missouri Training School For Boys, Boonville, 1917 To 1944, Jack Reichenstein
A History Of The Missouri Training School For Boys, Boonville, 1917 To 1944, Jack Reichenstein
Retrospective Theses and Dissertations
No abstract provided.
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Eliot
December 1946 issue of The Eliot, a student literary magazine of Washington University in St. Louis. Cover says "The Eliot."
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Eliot
January 1946 issue of The Eliot, a student literary magazine of Washington University in St. Louis. Cover says "Eliot."
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Eliot
December 1945 issue of The Eliot, a student literary magazine of Washington University in St. Louis. Cover says "Eliot."
Medical Care Among Mexican Families In The Guadalupe Neighborhood Of Kansas City, Missouri, Carmen Rivera De Alverado
Medical Care Among Mexican Families In The Guadalupe Neighborhood Of Kansas City, Missouri, Carmen Rivera De Alverado
Retrospective Theses and Dissertations
No abstract provided.
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Eliot
May 1942 issue of The Eliot, a student literary magazine of Washington University in St. Louis. Cover says "The Eliot: Senior Issue."
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Eliot
March 1942 issue of The Eliot, a student literary magazine of Washington University in St. Louis. Cover says "The Eliot: Quad Show Issue."
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Eliot
April 1940 issue of The Eliot, a student literary magazine of Washington University in St. Louis. Cover says "Washington University Eliot: Ruts in College."
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Eliot
June 1938 issue of The Eliot, a student literary magazine of Washington University in St. Louis. Cover says "Washington U. Eliot: Youth Marching Forward."
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Eliot
April 1937 issue of The Eliot, a student literary magazine of Washington University in St. Louis. Cover says "Eliot."
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Washington University Eliot, Washington University Eliot, St. Louis, Missouri
Eliot
February 1936 issue of The Eliot, a student literary magazine of Washington University in St. Louis. Cover says "Eliot."
The Negro Standard Of Living In St. Louis, Joseph Berdichevsky Borus
The Negro Standard Of Living In St. Louis, Joseph Berdichevsky Borus
Retrospective Theses and Dissertations
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