Open Access. Powered by Scholars. Published by Universities.®

Digital Commons Network™

Open Access. Powered by Scholars. Published by Universities.®

Washington University in St. Louis

Discipline
Keyword
Publication Year
Publication
Publication Type
File Type

Articles 1111 - 1140 of 1280

Full-Text Articles in Entire DC Network

Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson Jul 2004

Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson

Center for Social Development Research

Asset Building: Increasing Capacity for Performance Measurement and Effects


Match Rates, Individual Development Accounts, And Saving By The Poor, Mark Schreiner Jul 2004

Match Rates, Individual Development Accounts, And Saving By The Poor, Mark Schreiner

Center for Social Development Research

Individual Development Accounts (IDAs) provide low-income people with matches for savings used for home purchase, post-secondary education, or microenterprise. Match rates for the 2,350 IDA participants in the American Dream Demonstration (ADD) were typically 1:1 or 2:1 but ranged as high as 7:1. This paper looks at how these match rates were related with the likelihood of saving something and with the level of savings. The model controls for a number of confounding factors often ignored in similar studies of match rates in 401(k) plans. For IDAs in ADD, higher match rates were generally associated with a greater likelihood of …


Civic Engagement Among Low-Income And Low-Wealth Families: In Their Words, Amanda Moore Mcbride, Margaret S. Sherraden, Suzanne Pritzer Jul 2004

Civic Engagement Among Low-Income And Low-Wealth Families: In Their Words, Amanda Moore Mcbride, Margaret S. Sherraden, Suzanne Pritzer

Center for Social Development Research

Through in-depth interviews with 84 low-income, low-wealth families, we find civic engagement across a range of behaviors, e.g., volunteering through religious organizations, neighboring, involvement in children’s activities, and contributing. Data are suggestive of a modified life cycle theory of engagement as well as a “stakeholding” theory, highlighting assets as resources and incentives for action. Time constraint is noted as a primary mediator. Possible implications for measurement, future research, and social interventions and policies are discussed.


The Voluntary Cultural Year In Germany: Perceptions Of Volunteers, Institutions, Politicians, And Society, Gesa Birnkraut, Ines E. Hein, Frederick Loock Jul 2004

The Voluntary Cultural Year In Germany: Perceptions Of Volunteers, Institutions, Politicians, And Society, Gesa Birnkraut, Ines E. Hein, Frederick Loock

Center for Social Development Research

The Voluntary Cultural Year in Germany: Perceptions of Volunteers, Institutions, Politicians, and Society


Organizing For Economic Empowerment Of Battered Women: Women's Savings Accounts, Cynthia K. Sanders, Meg Schnabel Jul 2004

Organizing For Economic Empowerment Of Battered Women: Women's Savings Accounts, Cynthia K. Sanders, Meg Schnabel

Center for Social Development Research

When describing reasons for remaining with or returning to an abusive partner, many women mention economic dependence on their abuser. Few battered women, especially those who are poor,have the economic resources necessary to live independently. Additionally, battered women are commonly isolated from financial resources lacking ready access to cash, checking accounts, or charge accounts. Creating strategies that address financial well-being is essential to addressing the issue ofdomestic violence. This article discusses a collaboration among domestic violence service providers in the St. Louis, Missouri region created to promote the economic development of low-income batteredwomen. The collaboration has culminated in formalized economic …


Program Costs For Individual Development Accounts: Final Figures From Captc In Tulsa, Mark Schreiner Jul 2004

Program Costs For Individual Development Accounts: Final Figures From Captc In Tulsa, Mark Schreiner

Center for Social Development Research

Program Costs for Individual Development Accounts: Final Figures From Captc in Tulsa


Saving Performance In Individual Development Accounts: Does Marital Status Matter?, Michal Grinstein-Weiss, Min Zhan, Michael Sherraden Jul 2004

Saving Performance In Individual Development Accounts: Does Marital Status Matter?, Michal Grinstein-Weiss, Min Zhan, Michael Sherraden

Center for Social Development Research

Research indicates that marriage has a large effect on reducing the risk of poverty and is associated with a higher probability of attaining affluence over the life course when comparedwith nonmarriage. Using data from the American Dream Demonstration (N = 2,364), this studycompares savings performances of married and unmarried low income participants in a matched savings program – Individual Development Accounts (IDAs). The results indicate that both married and unmarried low income participants can save in IDA programs; however, unmarried participants are saving less than married participants. We further examine possible factors that are associated with savings performance for these …


Voluntariado Juvenil Y Servicio Cívico En América Latina Y El Caribe: Una Posible Estrategia De Desarrollo Económico Y Social [Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development], Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate Jul 2004

Voluntariado Juvenil Y Servicio Cívico En América Latina Y El Caribe: Una Posible Estrategia De Desarrollo Económico Y Social [Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development], Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate

Center for Social Development Research

Voluntariado Juvenil Y Servicio Cívico en América Latina y el Caribe: Una Posible Estrategia de Desarrollo Económico y Social [Youth volunteerism and civic service in Latin America and the Caribbean: A potential strategy for social and economic development]


Support For Microenterprise As Asset-Building: Concepts, Good Practices, And Measurement, Mark Schreiner Jul 2004

Support For Microenterprise As Asset-Building: Concepts, Good Practices, And Measurement, Mark Schreiner

Center for Social Development Research

This paper proposes that building assets—be they human, financial, or social—plays a fundamental role on the development of microenterprise, that is, very small businesses owned by people of modest means. This new view expands beyond the current focus on training and loans to include savings services and networks of social capital. This is useful because most new ventures depend more on savings than on loans and because social networks are key—if invisible—business assets that people of modest means often lack. The outputs of microenterprise-support programs and the intermediate and final outcomes of self-employment can also be seen (and measured) in …


State Ida Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit, Center For Social Development, Corporation For Enterprise Development Jul 2004

State Ida Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit, Center For Social Development, Corporation For Enterprise Development

Center for Social Development Research

State IDA Policy Brief: Promoting Asset Building Through the Earned Income Tax Credit


Youth Service: A Comprehensive Perspective, Amanda Moore Mcbride, Suzanne Pritzker, Dolly Daftary, Fengyan Tang Jul 2004

Youth Service: A Comprehensive Perspective, Amanda Moore Mcbride, Suzanne Pritzker, Dolly Daftary, Fengyan Tang

Center for Social Development Research

When youth are involved in their communities, they typically do so through institutional structures. We construe youth service as a type of long-term, intensive volunteerism or civic service, which takes a range of institutional forms including service-learning, national service, and international service. We define these forms as having common operational features, and summarize what is known about them and their effects on youth and the individuals and communities with whom the youth are engaged. We identify directions for future research,including issues of server inclusion and impacts on the served.


Youth Service And Elder Service In Comparative Perspective, Nancy Morrow-Howell, Fengyan Tang Jul 2004

Youth Service And Elder Service In Comparative Perspective, Nancy Morrow-Howell, Fengyan Tang

Center for Social Development Research

Youth Service and Elder Service in Comparative Perspective


Family Saving And Community Assets: Designing And Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, Margaret Sherraden Jul 2004

Family Saving And Community Assets: Designing And Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, Margaret Sherraden

Center for Social Development Research

Family Saving and Community Assets: Designing and Implementing Family-Centered, Place-Based Individual Development Account Programs


Integrating Savings Into Microenterprise Programs For The Poor: Do Institutions Matter?, Fred M. Ssewamala, Michael Sherraden Jul 2004

Integrating Savings Into Microenterprise Programs For The Poor: Do Institutions Matter?, Fred M. Ssewamala, Michael Sherraden

Center for Social Development Research

Numerous theoretical frameworks have been used to explain factors that influence outcomes of poor families engaged in self-employment. Theories related to human capital, social capital, andfinancial assets have guided most studies. Using data from fourteen institutions promoting self-employment among the poor, and drawing on the institutional theory, this study finds that theories related to individual influences do not adequately explain all the phenomenon.Controlling for a wide range of individual characteristics, there is a statistically significant association between institutional influences and participants’ outcomes. Policy makers shouldconsider a range of institutional characteristics when designing policies and programs aimed atpromoting self-employment among poor …


Measuring Saving, Mark Schreiner Jul 2004

Measuring Saving, Mark Schreiner

Center for Social Development Research

Development depends on saving. But what exactly is saving, and how is it measured? This paper defines saving and describes several measures of financial savings in the context of Individual Development Accounts, a new policy idea that provides matches for poor people who save for home purchase, post-secondary education, and microenterprise. The proposed measures of savings take into account the passage of time and the three stages of saving: putting in (depositing), keeping in (maintaining a balance), and taking out (withdrawing). Together, the measures help describe how people move financial resources through time.


Saving For Microenterprise In Individual Development Accounts: Lessons From The American Dream Demonstration, Fred M. Ssewamala, Michael Sherraden Jul 2004

Saving For Microenterprise In Individual Development Accounts: Lessons From The American Dream Demonstration, Fred M. Ssewamala, Michael Sherraden

Center for Social Development Research

Saving for Microenterprise in Individual Development Accounts: Lessons From the American Dream Demonstration


Asset Building Through Community Participation: Re-Stocking Pastoralists Following Drought In Northern Kenya, Carolyn Lesorogol Jul 2004

Asset Building Through Community Participation: Re-Stocking Pastoralists Following Drought In Northern Kenya, Carolyn Lesorogol

Center for Social Development Research

Restocking has conventionally been viewed as a short-term relief or recovery intervention initiated by development agencies for the benefit of destitute pastoralists. In contrast, this case study illustrates how restocking became a community initiated and organized strategy to alleviate poverty in specific communities with support from a development agency. The case study outlines the process that occurred in Samburu district of northern Kenya through which a number of communities designed restocking programs to meet their perceived needs. It presents results of the program, constraints and contrasts with more conventional restocking approaches. This study shows the potential for asset building approaches …


Effects Of The 1996 Welfare Reform Legislation On Families With Children On Reservations: What Have We Learned And What Questions Remain Unanswered? (Working Paper 5), Shanta Pandey, Eddie Brown, Baorong Guo, Hyo Jin Jung, Patricia Welch Saleeby, E. Allen Moushey, Rose Okrah Jan 2004

Effects Of The 1996 Welfare Reform Legislation On Families With Children On Reservations: What Have We Learned And What Questions Remain Unanswered? (Working Paper 5), Shanta Pandey, Eddie Brown, Baorong Guo, Hyo Jin Jung, Patricia Welch Saleeby, E. Allen Moushey, Rose Okrah

Buder Center for American Indian Studies Research

Working Paper


Promise Of Welfare Reform: Development Through Devolution On Indian Reservations, Shanta Pandey, Eddie Brown, Leslie Scheuler-Whitaker Jan 2004

Promise Of Welfare Reform: Development Through Devolution On Indian Reservations, Shanta Pandey, Eddie Brown, Leslie Scheuler-Whitaker

Buder Center for American Indian Studies Research

In the 1990s, devolution of authority from federal to states and local governmental institutions in the administration of social welfare policies, programs, and services is seen as an answer to alleviating poverty among low-income families with children. To this effect, the Personal Responsibility and Work Opportunity Reconciliation Act (PRWORA) of 1996 has granted an option to tribal governments to administer their own Temporary Assistance for Needy Families (TANF) services. In this article we provide findings from early experience of tribes within Arizona in their attempt to self-administer TANF services. We collected and analyzed data from multiple sources, including a review …


State Policy Trends For Individual Development Accounts In The United States: 1993–2003, Karen Edwards, Lisa Marie Mason Jul 2003

State Policy Trends For Individual Development Accounts In The United States: 1993–2003, Karen Edwards, Lisa Marie Mason

Center for Social Development Research

State Policy Trends for Individual Development Accounts in the United States: 1993–2003


The Potential For Inclusion In 529 Savings Plans: Report On A Survey Of States, Margaret Clancy, Michael Sherraden Jul 2003

The Potential For Inclusion In 529 Savings Plans: Report On A Survey Of States, Margaret Clancy, Michael Sherraden

Center for Social Development Research

The Potential for Inclusion in 529 Savings Plans: Report on a Survey of States


The Struggle To Make Ends Meet: Teen Employment And The 1996 Federal Welfare Legislation, Shirley L. Porterfield, Anne E. Winkler Jul 2003

The Struggle To Make Ends Meet: Teen Employment And The 1996 Federal Welfare Legislation, Shirley L. Porterfield, Anne E. Winkler

Center for Social Development Research

This study investigates the possibility that teens in more economically-disadvantaged families may have entered the labor market in response to the 1996 welfare legislation that replaced AFDC with TANF. Data are from the outgoing rotation groups of the Current Population Survey (CPS) from September 1995-May 1996 (pre-TANF) and from September 2000-May 2001 (post-TANF). To identify the policy's effect, we compare changes in the employment of teens in economically-disadvantaged families over the study period with changes in the employment of their more advantaged counterparts (a "difference-in-difference" methodology). We find that teen employment significantly increased among those in economically-disadvantaged families relative to …


Using Tax Refunds To Promote Asset Building In Low-Income Households: Program And Policy Options, Sondra G. Beverly, Colleen Dailey Jul 2003

Using Tax Refunds To Promote Asset Building In Low-Income Households: Program And Policy Options, Sondra G. Beverly, Colleen Dailey

Center for Social Development Research

Using Tax Refunds to Promote Asset Building in Low-Income Households: Program and Policy Options


Fostering Social Development Through Civic And Political Engagement: How Confidence In Institutions And Agency Matter, Gautam N. Yadama, Natasha Menon Jul 2003

Fostering Social Development Through Civic And Political Engagement: How Confidence In Institutions And Agency Matter, Gautam N. Yadama, Natasha Menon

Center for Social Development Research

Traditional approaches in social development have neglected the role of politics, civic engagement, and processes of democratization. This paper empirically tests the extent to which civic engagement and political action are shaped by confidence in state and non-state institutions and political and personal agency. The results underscore the importance of enabling social development through inclusive governance and democratization.


The Knowledge Base On Civic Service: Status And Directions, Amanda Moore Mcbride, Margaret Lombe, Fengyan Tang, Michael Sherraden, Carlos Benitez Jul 2003

The Knowledge Base On Civic Service: Status And Directions, Amanda Moore Mcbride, Margaret Lombe, Fengyan Tang, Michael Sherraden, Carlos Benitez

Center for Social Development Research

The Knowledge Base on Civic Service: Status and Directions


A Comparative Analysis Of Rural And Urban Saving Performance In Individual Development Accounts, Jami Curley, Michal Grinstein-Weiss Jul 2003

A Comparative Analysis Of Rural And Urban Saving Performance In Individual Development Accounts, Jami Curley, Michal Grinstein-Weiss

Center for Social Development Research

The purpose of this study was to examine the predictors of savings outcomes for rural and urban participants in IDA programs. Multivariate analyses by residency were used to explore the experiences of rural and urban participants. a short survey among rural IDA administrators in ADD was used to identify the challenges associated with managing IDAs in these regions. Finally, conclusions and policy implications are presented.


American Indian Tribal Communities And Individual Development Account (Ida) Policy, Juliet King, Sarah Hicks, Karen Edwards, Alisa Larson Jul 2003

American Indian Tribal Communities And Individual Development Account (Ida) Policy, Juliet King, Sarah Hicks, Karen Edwards, Alisa Larson

Center for Social Development Research

American Indian Tribal Communities and Individual Development Account (IDA) Policy


Linking Tax Refunds And Low-Cost Bank Accounts: A Social Development Strategy For Low-Income Families?, Sondra G. Beverly, Jennifer L. Romich, Jennifer Tescher Jul 2003

Linking Tax Refunds And Low-Cost Bank Accounts: A Social Development Strategy For Low-Income Families?, Sondra G. Beverly, Jennifer L. Romich, Jennifer Tescher

Center for Social Development Research

This article describes a pilot program encouraging low-income workers to have their tax refunds directly deposited into low-cost bank accounts. The program did not lead to substantial saving and asset accumulation in the short-term. However, surveys and interviews suggest that the program helped some participants spend money more slowly and more thoughtfully, introduced some to account ownership or direct deposit, and encouraged some to obtain other mainstream financial products. Thus, the program may have helped low-income families “get on track” for future saving and asset accumulation.


Developing Family Development Accounts In Taipei: Policy Innovation From Income To Assets, Li-Chen Cheng Jul 2003

Developing Family Development Accounts In Taipei: Policy Innovation From Income To Assets, Li-Chen Cheng

Center for Social Development Research

In July 2000, the Taipei City Government launched an anti-poverty program, Taipei Family Development Accounts, which drew heavily on Sherraden’s asset-based welfare theory, and was to provide matched savings accounts for low-income families in the City. This paper presents the “income to assets” policy shift process and a research summary on the participants to date.


North American Community Service Pilot Project, Margaret S. Sherraden, Carlos Benítez Jul 2003

North American Community Service Pilot Project, Margaret S. Sherraden, Carlos Benítez

Center for Social Development Research

North American Community Service Pilot Project