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Repayment Determinants For Egyptian Microfinance Institutions, Reem Nabil Hashad Oct 2014

Repayment Determinants For Egyptian Microfinance Institutions, Reem Nabil Hashad

Theses and Dissertations

Finance is one of the core development axes and is the basis for job creation, income, poverty reduction and economic growth. Financial resources in Egypt are both idle and misallocated. Access to finance is a major constraint especially to the poor stratum of the Egyptian society. Microfinance is one of the means through which the poor can gain access to finance. However, Egyptian microfinance institutions (MFIs) are inefficient and are unable to supply 90% of the demand for microcredit. This research focuses on how the supply-demand gap of microcredit in Egypt can be reduced. Hence this paper examines what are …


Climbing The Mountain: An Approach To Planning And Evaluating Public-Policy Advocacy, Sam Gill, Tom Freedman Oct 2014

Climbing The Mountain: An Approach To Planning And Evaluating Public-Policy Advocacy, Sam Gill, Tom Freedman

The Foundation Review

· This article proposes a new methodology for planning and evaluating public-policy advocacy. The methodology is designed around a series of stages, each with a different set of strategic planning and assessment requirements.

· The article suggests that both planning and evaluative approaches that fail to take account of the necessary stages required to develop and then implement an advocacy strategy will likely assign the wrong indicators of success.

· This analysis is based on direct experience working with both policy processes and a wide range of foundations and nonprofits that have invested in public-policy advocacy, including the Rockefeller, Ford, …


The Moderating Role Of Mindfulness In New Product Evaluation, Mary E. Schramm, Michael Y. Hu Sep 2014

The Moderating Role Of Mindfulness In New Product Evaluation, Mary E. Schramm, Michael Y. Hu

Atlantic Marketing Journal

Mindfulness has the potential to affect new product evaluation since consumers with a higher propensity for mindfulness are more likely to notice and accept differences between existing and new products. This research references piecemeal/category-based processing theory to study the moderating effect of individual mindfulness on information processing in the presence of product category knowledge. We find that mindfulness does not have a direct effect on processing style. However, mindfulness does moderate the relationship between product category knowledge and processing style. Understanding underlying factors during information processing provides important insights for marketers as they implement marketing strategies.


Ada News - 09/15/2014, American Dental Association, Publishing Division Sep 2014

Ada News - 09/15/2014, American Dental Association, Publishing Division

ADA News

Established in 1970 as the official newspaper of the American Dental Association, the ADA News serves practicing dentists and others allied to the dental profession in the U.S. and internationally. It is the No. 1 source of news and information about the many benefits and services the ADA delivers to members daily as well as timely information on scientific, social, political and economic developments affecting dentistry and health care.


September 2014, Inland Empire Business Journal Sep 2014

September 2014, Inland Empire Business Journal

Inland Empire Business Journal

Checking Account Transparency Report: How Easily Can Consumers Shop for a Checking Account Online?

There are more than 100 million

checking accounts in the U.S. and close to nine out of

10 households have an existing account. Having

access to and understanding the costs associated

with checking accounts is essential for consumers. . . . . 3

You Can Negotiate Anything: 13 Negotiating Techniques Taught at the Wharton School of Business

Everything is open for negotiation—

even prices, schedules, and product offerings that

seem carved in stone. No one has to just accept

what’s offered…..but first you must hone your …


Wall Fellows Newsletter, Volume 2, Issue 3, Fall 2014, Coastal Carolina University Sep 2014

Wall Fellows Newsletter, Volume 2, Issue 3, Fall 2014, Coastal Carolina University

Wall Fellows Newsletter

Newsletter of the Wall Fellows Program in the E. Craig Wall Sr. College of Business Administration. Mislabeled as Volume 3, Issue 1.


Ecological Agriculture. Integrating Low Input, High Productive Farming With Wildlife Conservation. Results From The Experimental Farm La Combe, Drome France, Marthe Kiley-Worthington Sep 2014

Ecological Agriculture. Integrating Low Input, High Productive Farming With Wildlife Conservation. Results From The Experimental Farm La Combe, Drome France, Marthe Kiley-Worthington

Ecological Impacts of Animal Agriculture Collection

Wildlife conservation must be integrated with energy and resource efficient agriculture for the human population to survive. Modern high input energy and resource inefficient agriculture does not address these problems. An efficient food producing system which marries wildlife conservation with resource and energy efficient human food production is needed. This is Ecological Agriculture, modelled on how natural ecosystems work. It is defined as: The establishment and maintenance of a diversified, self-sustaining low input farming system managed to maximize net production without causing large or long term changes to the environment. It must be economically viable, and ethically and aesthetically acceptable …


Building And Testing A Portfolio Of Marijuana Stocks: Why U.S. Sec Trading Suspensions Might Cause Some To Crash Before (Or After) Reaching New High, Anthony J. Cataldo Ii, Thomas Miller, Glenn S. Soltis, Brian J. Halsey Sep 2014

Building And Testing A Portfolio Of Marijuana Stocks: Why U.S. Sec Trading Suspensions Might Cause Some To Crash Before (Or After) Reaching New High, Anthony J. Cataldo Ii, Thomas Miller, Glenn S. Soltis, Brian J. Halsey

Accounting Faculty Publications

No abstract provided.


Ada News - 08/18/2014, American Dental Association, Publishing Division Aug 2014

Ada News - 08/18/2014, American Dental Association, Publishing Division

ADA News

Established in 1970 as the official newspaper of the American Dental Association, the ADA News serves practicing dentists and others allied to the dental profession in the U.S. and internationally. It is the No. 1 source of news and information about the many benefits and services the ADA delivers to members daily as well as timely information on scientific, social, political and economic developments affecting dentistry and health care.


2014-07-15-Dr. Cecilia Mcintosh, University Marketing And Communications, East Tennessee State University Aug 2014

2014-07-15-Dr. Cecilia Mcintosh, University Marketing And Communications, East Tennessee State University

Accent [newsletter]

No abstract provided.


What Enables Size-Selective Trophy Hunting Of Wildlife?, Chris T. Darimont, K. Rosie Child Aug 2014

What Enables Size-Selective Trophy Hunting Of Wildlife?, Chris T. Darimont, K. Rosie Child

Big-Game and Trophy Hunting Collection

Although rarely considered predators, wildlife hunters can function as important ecological and evolutionary agents. In part, their influence relates to targeting of large reproductive adults within prey populations. Despite known impacts of sizeselective harvests, however, we know little about what enables hunters to kill these older, rarer, and presumably more wary individuals. In other mammalian predators, predatory performance varies with knowledge and physical condition, which accumulates and declines, respectively, with age. Moreover, some species evolved camouflage as a physical trait to aid in predatory performance. In this work, we tested whether knowledge-based faculty (use of a hunting guide with accumulated …


2014 Tsu Undergraduate Research Program, David Owerbach Aug 2014

2014 Tsu Undergraduate Research Program, David Owerbach

Office of Research Institutional Research and Scholarship

No abstract provided.


Attitudes Of Canadian Pig Producers Toward Animal Welfare, Jeffrey M. Spooner, Catherine A. Schuppli, David Fraser Aug 2014

Attitudes Of Canadian Pig Producers Toward Animal Welfare, Jeffrey M. Spooner, Catherine A. Schuppli, David Fraser

Farm Animal Welfare Collection

As part of a larger study eliciting Canadian producer and non-producer views about animal welfare, open-ended, semi-structured interviews were used to explore opinions about animal welfare of 20 Canadian pig producers, most of whom were involved in confinement-based systems. With the exception of the one organic producer, who emphasized the importance of a ‘‘natural’’ life, participants attached overriding importance to biological health and functioning. They saw their efforts as providing pigs with dry, thermally regulated, indoor environments where animals received abundant feed, careful monitoring and where prospective disease outbreaks could be minimized and controlled. Emphasis was also placed on low-stress …


The Impact Of Managerial Styles And Job Satisfaction On Employee Turnover In The Hospitality Industry, Amanda Ayres Aug 2014

The Impact Of Managerial Styles And Job Satisfaction On Employee Turnover In The Hospitality Industry, Amanda Ayres

UNLV Theses, Dissertations, Professional Papers, and Capstones

The hospitality industry in Las Vegas is a business that relies heavily on the competences of their employees. Unique to this industry, is the delivery of experiences rather than actual products or tangible goods. Due to the nature of this business, management styles, employee retention and standards of the employees are of the utmost importance to employers (Faldetta, Fasone and Provenzano, 2013). In summary, the stability among employees becomes an essential characteristic of the positive functionality of a hospitality organization. The irony in this is that high, employee turnover rates are common to these corporations. Employee turnover is a component …


How Microlending Affects Innovation And Entrepreneurship: Evidence From Ethiopia, Robert Hirth Aug 2014

How Microlending Affects Innovation And Entrepreneurship: Evidence From Ethiopia, Robert Hirth

Graduate Theses and Dissertations

Advocates of microlending suggest it is a sustainable intervention that reaches the poor directly and offers them the means to invest and improve their incomes (Khavul, 2010; Morduch, 1999; Yunus, 2007); yet, impact studies of these interventions have suggested they often have little or even a detrimental impact on borrowers (Van Rooyen, Stewart & De Wet, 2012). This dissertation examines the efforts to promote entrepreneurship and alleviate poverty in developing countries through microlending. I begin by reviewing the microlending literature, and in particular, impact studies of the effect microlending is having in developing countries. Next, I review theory and empirical …


2014-July-30-Plant Biochemistry Research, University Marketing And Communications, East Tennessee State University Jul 2014

2014-July-30-Plant Biochemistry Research, University Marketing And Communications, East Tennessee State University

ETSU News

No abstract provided.


2014-07-22-Lowe Receives Grant For Healthy Opportunities At Local School, University Marketing And Communications, East Tennessee State University Jul 2014

2014-07-22-Lowe Receives Grant For Healthy Opportunities At Local School, University Marketing And Communications, East Tennessee State University

Accent [newsletter]

No abstract provided.


2014-07-22-Community Health Center To Host 5k, Health Fair, University Marketing And Communications, East Tennessee State University Jul 2014

2014-07-22-Community Health Center To Host 5k, Health Fair, University Marketing And Communications, East Tennessee State University

Accent [newsletter]

No abstract provided.


2014-July-07-Community Health Center To Host 5k, Health Fair, University Marketing And Communications, East Tennessee State University Jul 2014

2014-July-07-Community Health Center To Host 5k, Health Fair, University Marketing And Communications, East Tennessee State University

ETSU News

No abstract provided.


2014-July-03-Etsu’S Lowe Receives Grant For Healthy Opportunities At Local School, University Marketing And Communications, East Tennessee State University Jul 2014

2014-July-03-Etsu’S Lowe Receives Grant For Healthy Opportunities At Local School, University Marketing And Communications, East Tennessee State University

ETSU News

No abstract provided.


A Study To Determine Student Perceptions Of The Cal Poly Veterinary Clinic, Fallon Bliss Sheridan Jul 2014

A Study To Determine Student Perceptions Of The Cal Poly Veterinary Clinic, Fallon Bliss Sheridan

Master's Theses

The purpose of this study was to determine the important benefits of Cal Poly Veterinary Clinic (CPVC) and establish areas of interest for the students at the CPVC. The CPVC is a student run veterinary clinic that exposes students to teachable hands-on veterinary experiences by addressing the needs of animals on campus as well as animals in the San Luis Obispo.

This study thoroughly investigated the student who have taken or are currently taking any of the five courses taught at the CPVC. The research was accomplished through a survey questionnaire. The student questionnaire was conducted by the researcher at …


Use Of System Dynamics Modeling To Explicate The Theory-Of-Change Of A Social Marketing Innovation, Brian J. Biroscak Jul 2014

Use Of System Dynamics Modeling To Explicate The Theory-Of-Change Of A Social Marketing Innovation, Brian J. Biroscak

USF Tampa Graduate Theses and Dissertations

Community coalitions are an important part of the public health milieu and thus subject to many of the same external pressures as public health organizations--including changes in required strategic orientation. Many funding agencies have shifted their funding agenda from program development to policy change. Thus, the Florida Prevention Research Center created the Community-Based Prevention Marketing for Policy Development framework to teach community coalitions how to apply social marketing to policy change. The dissertation research reported here was designed to explicate the framework's theory-of-change. The research question was: "What are the linkages and connections between CBPM inputs, activities, immediate outcomes, intermediate …


2014-June-12-Silas Tolan, University Marketing And Communications, East Tennessee State University Jun 2014

2014-June-12-Silas Tolan, University Marketing And Communications, East Tennessee State University

ETSU News

No abstract provided.


Multi-Perspective Technology Assessment To Improve Decision Making: A Novel Approach Using Fuzzy Cognitive Mapping For A Large-Scale Transmission Line Upgrade, Richard Chad Sperry Jun 2014

Multi-Perspective Technology Assessment To Improve Decision Making: A Novel Approach Using Fuzzy Cognitive Mapping For A Large-Scale Transmission Line Upgrade, Richard Chad Sperry

Dissertations and Theses

The objective of the technology assessment (TA) process is to understand problematic and undesirable consequences from the development and application of technology. TA advocates for the engagement of technology experts and stakeholders to understand the effects of technology. However, TA is often criticized that the decision-making process is not transparent - leaving stakeholders wondering if their contributions were heard. Furthermore, the methods have limited capability for conducting tradeoff analysis between the organizational objectives and conflicting stakeholder perspectives that can result in unintended consequences. Finally, these methods are static making it difficult to update and reassess decision alternatives when new information …


The Rhetoric Of Corporate Identity: Corporate Social Responsibility, Creating Shared Value, And Globalization, Carolyn Day Jun 2014

The Rhetoric Of Corporate Identity: Corporate Social Responsibility, Creating Shared Value, And Globalization, Carolyn Day

USF Tampa Graduate Theses and Dissertations

In today's global political and media climate, the stakes are high for corporations, local or otherwise, to create and maintain an `ethical' perception of not only their daily business activities and how they can benefit society or protect the environment, but also their enduring characteristics or `corporate identity' (Conrad, 2011) for numerous, sometimes conflicting stakeholder audiences (Cheney, 1983). This dissertation examines how such forms of `socially responsible' corporate identities are created and maintained through the use of persuasive language. In particular it examines the role and implications of rhetoric within the contexts of Corporate Social Responsibility (CSR), as well as …


Service Learning Across Disciplines And Countries, M. Meral Anitsal, Ismet Anitsal, Bonita Barger, Ismail Fidan Jun 2014

Service Learning Across Disciplines And Countries, M. Meral Anitsal, Ismet Anitsal, Bonita Barger, Ismail Fidan

Atlantic Marketing Journal

No abstract provided.


Vegetable Production Concentration In Northwest Mexico, Desiree Michelle Danel Jun 2014

Vegetable Production Concentration In Northwest Mexico, Desiree Michelle Danel

Master's Theses

An American company that supplies premium quality hybrid vegetable seed to commercial growers in the southern part of the US, Mexico, and Central America sought an assessment of the market potential in the Northwest region of Mexico by identifying land area and production concentrations of vegetables by location, crop, and cultivation method, whether open-field, greenhouse, or shade house.

Data on the cultivated area of four states in the Northwest region of Mexico was collected for 12 crops of interest for the period of 2003-2012 from secondary sources. Data was entered into a statistical software program to complete frequency distribution charts …


The 24th Annual Research Conference Abstract Booklet, Nikki Lynn Rogers Jun 2014

The 24th Annual Research Conference Abstract Booklet, Nikki Lynn Rogers

University of Gondar Research Conferences

Staff members, postgraduate and senior undergraduate students of the University, invited guests and speakers participated in the conference. The annual conference of the University is meant to share experiences in research activities among juniors and seniors, staff and students, and invited guests. It is also meant to motivate students and young faculty to engage in research and also to initiate and strengthen interdisciplinary collaborations. The findings of the studies and the resulting recommendations are expected to be used in solving the diverse societal problems we have been facing.

Research activities at the University of Gondar are primarily aimed at solving …


The Economic Feasibility Of Establishing A Pine Nut Orchard In California, Jason Joseph Colombini Jun 2014

The Economic Feasibility Of Establishing A Pine Nut Orchard In California, Jason Joseph Colombini

Agribusiness

The purpose of this project was to determine where pine nuts could be grown in California and if they would be economically feasible to grow in California.

There is very limited information for growing pine nuts in a domesticated orchard. Areas where there was a lack of information were completed with assumptions using costs for walnuts. Once all costs were determined, they were entered into an Excel spreadsheet for analysis.

It has been concluded that pine nuts could be grown in California, mainly in the far northern intermountain regions such as Modoc County. The breakeven for the enterprise would not …


Trading Responses To Negative Signals, Mark W. Zikiye, Rebecca Abraham, Charles Harrington Jun 2014

Trading Responses To Negative Signals, Mark W. Zikiye, Rebecca Abraham, Charles Harrington

HCBE Faculty Articles

Mergers may be undertaken by giving shareholders of the target firm the right to exchange their stock for stock in the combined firm. Such stock mergers release the negative signal that the acquiring firm lacks cash. Informed traders seeking immediate gain may short sell acquirer stock or buy puts and sell calls. Liquidity traders, desiring longterm gain, may purchase stock or call options to benefit from lower stock prices, or sell stock or buy put options to maintain liquidity. This paper constructs a theoretical model in which option volume forms the bounds of the final stock price for informed traders …