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Full-Text Articles in Social Work

Global Savings, Assets And Financial Inclusion: Lessons, Challenges, And Directions, Jamie M. Zimmerman, Ray Boshara, Michael Sherraden, Li Zou, Kate Mckee, Leslie Meek-Wohl, Amy Feldman Jul 2007

Global Savings, Assets And Financial Inclusion: Lessons, Challenges, And Directions, Jamie M. Zimmerman, Ray Boshara, Michael Sherraden, Li Zou, Kate Mckee, Leslie Meek-Wohl, Amy Feldman

Center for Social Development Research

Global Savings, Assets and Financial Inclusion: Lessons, Challenges, and Directions


Seed For Oklahoma Kids: Summary Of Project, Research, And Policy Implications, Michael Sherraden, Margaret M. Clancy Jul 2007

Seed For Oklahoma Kids: Summary Of Project, Research, And Policy Implications, Michael Sherraden, Margaret M. Clancy

Center for Social Development Research

SEED for Oklahoma Kids: Summary of Project, Research, and Policy Implications


Reforming 529 College Savings Plans To Better Reach Low-Income Families, Margaret Clancy, Leslie Parrish Jul 2006

Reforming 529 College Savings Plans To Better Reach Low-Income Families, Margaret Clancy, Leslie Parrish

Center for Social Development Research

Reforming 529 College Savings Plans to Better Reach Low-Income Families


Do Assets Affect Well-Being? Perceptions Of Youth In A Matched Savings Program, Edward Scanlon, Deborah Adams Jul 2006

Do Assets Affect Well-Being? Perceptions Of Youth In A Matched Savings Program, Edward Scanlon, Deborah Adams

Center for Social Development Research

Do Assets Affect Well-Being? Perceptions of Youth in a Matched Savings Program


Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton Jul 2006

Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton

Center for Social Development Research

Barriers to Asset Accumulation for Families in the SEED Pre-School Demonstration and Impact Assessment


How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams Jul 2006

How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams

Center for Social Development Research

How Young People Save Money: Findings From Interviews With SEED Participants


Building Assets From Birth: A Comparison Of The Policies And Proposals On Children Savings Accounts In Singapore, The United Kingdom, Canada, Korea, And The United States, Vernon Loke, Michael Sherraden Jul 2006

Building Assets From Birth: A Comparison Of The Policies And Proposals On Children Savings Accounts In Singapore, The United Kingdom, Canada, Korea, And The United States, Vernon Loke, Michael Sherraden

Center for Social Development Research

Holding assets is increasingly acknowledged as yielding positive effects and enhancing opportunities. In Assets and the Poor, Sherraden proposed that Individual Development Accounts (IDAs) should be opened for every person from birth in order to provide them with the lifetime potential to accumulate assets and to experience the effects of assets from a young age. a few countries have recently implemented or are proposing policies that build assets for every child starting from birth. Among these countries are Singapore, the United Kingdom, Canada, Korea, and the United States. The purposes and strategies adopted by each country are distinctive. This paper …


From Financial Literacy To Financial Capability Among Youth, Elizabeth Johnson, Margaret S. Sherraden Jul 2006

From Financial Literacy To Financial Capability Among Youth, Elizabeth Johnson, Margaret S. Sherraden

Center for Social Development Research

Youth in the United States are facing an increasingly complex and perilous financial world. Economically disadvantaged youth, in particular, lack financial knowledge and access to mainstream financial institutions. Despite growing interest in youth financial literacy, we have not seen comparable efforts to improve institutional access to financial institutions and services. Instead of aiming for financial literacy, we suggest aiming for financial capability, a concept that builds on the writing of Amartya Sen and Martha Nussbaum. The paper proposes that financial capability results when individuals develop financial knowledge and skills, but also gain access to financial instruments and institutions. The paper …


The I Can Save Program: School-Based Children's Saving Accounts For College, Margaret Sherraden, Lissa Johnson, William Elliott, Shirley Porterfield, William Rainford Jul 2006

The I Can Save Program: School-Based Children's Saving Accounts For College, Margaret Sherraden, Lissa Johnson, William Elliott, Shirley Porterfield, William Rainford

Center for Social Development Research

This paper examines an innovative college savings program for public elementary school children. The project is based on the proposition that children will gain financial knowledge and be more likely to view college as an attainable goal because they are accumulating savings to help pay for higher education. As the latest in a long history of school-based savings programs, this program pioneers the idea of matched savings in which children and family savings in the students’ accounts are matched one to one up to a maximum of $3,500. Findings suggest that the principal, teachers, children, and their families are enthusiastic …


Account Monitoring Report At June 30, 2005, Richard Larock, Margaret Clancy Jul 2005

Account Monitoring Report At June 30, 2005, Richard Larock, Margaret Clancy

Center for Social Development Research

Account Monitoring Report at June 30, 2005


Section 529 Savings Plans, Access To Post-Secondary Education, And Universal Asset Building, Margaret Clancy, Reid Cramer, Leslie Parrish Jul 2005

Section 529 Savings Plans, Access To Post-Secondary Education, And Universal Asset Building, Margaret Clancy, Reid Cramer, Leslie Parrish

Center for Social Development Research

Section 529 Savings Plans, Access to Post-Secondary Education, and Universal Asset Building


The Universal Model In Seed, Michael Sherraden, Margaret M. Clancy Jul 2005

The Universal Model In Seed, Michael Sherraden, Margaret M. Clancy

Center for Social Development Research

The Universal Model in SEED


Participants In Seed: A Report From Account Monitoring Research, Vernon Loke, Margaret Clancy Jul 2005

Participants In Seed: A Report From Account Monitoring Research, Vernon Loke, Margaret Clancy

Center for Social Development Research

Participants in SEED: A Report From Account Monitoring Research


Seed Universal Policy Model And Research Request For Proposal, Michael Sherraden, Margaret M. Clancy Jul 2005

Seed Universal Policy Model And Research Request For Proposal, Michael Sherraden, Margaret M. Clancy

Center for Social Development Research

SEED Universal Policy Model and Research Request for Proposal


In-Depth Interviews With Seed Youth: Profiles Of Participants In A Pilot Study, Edward Scanlon, Deborah Adams Jul 2005

In-Depth Interviews With Seed Youth: Profiles Of Participants In A Pilot Study, Edward Scanlon, Deborah Adams

Center for Social Development Research

In-Depth Interviews With SEED Youth: Profiles of Participants in a Pilot Study


Increasing Life Chances For Orphaned Children In Africa: Testing An Asset-Based Development Strategy, Fred Ssewamala, Jami Curley Jul 2005

Increasing Life Chances For Orphaned Children In Africa: Testing An Asset-Based Development Strategy, Fred Ssewamala, Jami Curley

Center for Social Development Research

Increasing Life Chances for Orphaned Children in Africa: Testing an Asset-Based Development Strategy


College Savings Plans: A Platform For Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, Michael Sherraden Jul 2004

College Savings Plans: A Platform For Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, Michael Sherraden

Center for Social Development Research

College Savings Plans: A Platform for Inclusive Saving Policy?


Children's Development Accounts: The Oregon Story, Beverly Stein, Robert Freedman Jul 2003

Children's Development Accounts: The Oregon Story, Beverly Stein, Robert Freedman

Center for Social Development Research

Children's Development Accounts: The Oregon Story


Experience In The American Dream Demonstration: Lessons For Monitoring In A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner Jul 2001

Experience In The American Dream Demonstration: Lessons For Monitoring In A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner

Center for Social Development Research

Experience in the American Dream Demonstration: Lessons for Monitoring in a Children and Youth Savings Account Policy Demonstration


Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald Jul 2001

Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald

Center for Social Development Research

Assets, Health, and Well Being: Neighborhoods, Families, Children and Youth


Maximizing Internal And External Validity: Recommendations For A Children And Youth Savings Account Policy Demonstration, Sondra Beverly, Michael Sherraden Jul 2001

Maximizing Internal And External Validity: Recommendations For A Children And Youth Savings Account Policy Demonstration, Sondra Beverly, Michael Sherraden

Center for Social Development Research

Maximizing Internal and External Validity: Recommendations for a Children and Youth Savings Account Policy Demonstration


Savings Deposits, Incentive Structure, And Management Information Systems: Implications For Research On A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner Jul 2001

Savings Deposits, Incentive Structure, And Management Information Systems: Implications For Research On A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner

Center for Social Development Research

Savings Deposits, Incentive Structure, and Management Information Systems: Implications for Research on a Children and Youth Savings Account Policy Demonstration


Financial Education In A Children And Youth Savings Account Policy Demonstration: Issues And Options, Sondra G. Beverly, Margaret Clancy Jul 2001

Financial Education In A Children And Youth Savings Account Policy Demonstration: Issues And Options, Sondra G. Beverly, Margaret Clancy

Center for Social Development Research

Financial Education in a Children and Youth Savings Account Policy Demonstration: Issues and Options


The Universal Piggy Bank: Designing And Implementing A System Of Savings Accounts For Children, Fred T. Goldberg Jr., Jodi Birk Cohen Jul 2000

The Universal Piggy Bank: Designing And Implementing A System Of Savings Accounts For Children, Fred T. Goldberg Jr., Jodi Birk Cohen

Center for Social Development Research

The Universal Piggy Bank: Designing and Implementing a System of Savings Accounts for Children


The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Jami C. Curley, Michael Sherraden Jul 1998

The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Jami C. Curley, Michael Sherraden

Center for Social Development Research

Children’s allowances, a common feature of twentieth century welfare states, are cash grants to families with children. The concept of a government-provided monthly cash benefit to foster income security for all children has never had widespread political appeal. This report traces the history of children’s allowances in other nations to see what can be learned about child support policies.