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Full-Text Articles in Social Work
Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell
Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell
Center for Social Development Research
Individual Development Accounts (IDAs) are matched savings accounts that encourage asset development for individuals and families with low incomes. Unique program data from an IDA program serving 758 Native Hawaiians were used to model the probability of participating in and graduating from the IDA program. Multivariate logistic regression models show that children in the household, lack of vehicle ownership, and savings goal (education) were associated with a reduced likelihood of program participation. Participants who owned homes and had relatively high savings balances prior to starting the program were more likely to graduate. Additionally, Maui participants were more than three times …
Parental Assets And Children's Educational Outcomes, Vernon Loke, Paul Sacco
Parental Assets And Children's Educational Outcomes, Vernon Loke, Paul Sacco
Center for Social Development Research
Several countries, including Canada, Singapore and the United Kingdom, have enacted asset-based policies for children in recent years. The premise underlying these policies is that increases in assets lead to improvement in various child outcomes over time. But little existing research examines this premise from a dynamic perspective. Using data from the NLSY79 mother and child datasets, two parallel process latent growth curve models are estimated to examine the effects of parental asset accumulation on changes in children’s math and reading achievement over six years during middle childhood. Results indicate that the initial level of assets is positively associated with …
Food Insecurity And Disability: Do Economic Resources Matter?, Jin Huang, Baorong Guo, Youngmi Kim
Food Insecurity And Disability: Do Economic Resources Matter?, Jin Huang, Baorong Guo, Youngmi Kim
Center for Social Development Research
This research examines the relationship between work disability and food insecurity, and tests whether the positive association between disability and food insecurity is accounted for by two mechanisms: economic resources and/or competing consumption needs. a sample (N=6,997) is chosen from the 1999 Panel Study of Income Dynamics (PSID) with over 1,200 households headed by people with disabilities. Findings support both mechanisms but depending on the levels of food insecurity and the types of family economic resources, their success at explaining the relationship of disability with food insecurity varies. In addition, we find that household assets are more effective than income …
Ida Evaluation Handbook: A Practical Guide And Tools For Evaluation Of Pioneering Ida Projects, Michael Sherraden, Deborah Page-Adams, Shirley Emerson, Sondra Beverly, Edward Scanlon, Li-Chen Cheng, Margaret S. Sherraden, Lissa Johnson
Ida Evaluation Handbook: A Practical Guide And Tools For Evaluation Of Pioneering Ida Projects, Michael Sherraden, Deborah Page-Adams, Shirley Emerson, Sondra Beverly, Edward Scanlon, Li-Chen Cheng, Margaret S. Sherraden, Lissa Johnson
Center for Social Development Research
This IDA Evaluation Handbook is designed as a practical guide with tools for emergent, pioneering IDA (Individual Development Accounts) projects. The goal of this Handbook is to promote early evaluations of IDAs and learn as much as possible from each project.
Social Security In The 21st Century, Michael Sherraden
Social Security In The 21st Century, Michael Sherraden
Center for Social Development Research
Social Security in the 21st Century
Asset-Building Coalitions In States: Innovative Coalition Development And Policy Advocacy Strategies Meeting, Karen Edwards, Gena Gunn Mcclendon, Jennifer Heffern
Asset-Building Coalitions In States: Innovative Coalition Development And Policy Advocacy Strategies Meeting, Karen Edwards, Gena Gunn Mcclendon, Jennifer Heffern
Center for Social Development Research
Asset-Building Coalitions in States: Innovative Coalition Development and Policy Advocacy Strategies Meeting
Asset-Building Coalitions In Oregon And North Carolina: Two Case Studies, Karen Edwards, Gena Gunn, Jennifer Downs, Jennifer Heffern
Asset-Building Coalitions In Oregon And North Carolina: Two Case Studies, Karen Edwards, Gena Gunn, Jennifer Downs, Jennifer Heffern
Center for Social Development Research
Asset-Building Coalitions in Oregon and North Carolina: Two Case Studies
Changing Roles Of Parental Economic Resources In Children's Education Attainment, Yunju Nam, Jin Huang
Changing Roles Of Parental Economic Resources In Children's Education Attainment, Yunju Nam, Jin Huang
Center for Social Development Research
We investigate whether the relationship between parents’ economic resources and children’s educational attainment has changed over time by comparing two cohorts from the Panel Study of Income Dynamics. We examine multiple measures of economic resources, including income, net worth, liquid assets, and homeownership. We employ probit regressions and Chow tests in multivariate analyses. Results show that the associations between parents’ liquid assets and college attendance became significantly stronger among the later cohort, suggesting the increasing importance of liquid assets. of particular interest is a change in the role of negative liquid assets (unsecured debt exceeding savings) in high school graduation: …
Dialogues On Assets In Native Communities: Recording A Native Perspective On The Definition And Benefits Of Retaining And Building Assets, Amy Locklear Hertel, Kristen Wagner, John Phillips, Karen Edwards, Jessica Hale
Dialogues On Assets In Native Communities: Recording A Native Perspective On The Definition And Benefits Of Retaining And Building Assets, Amy Locklear Hertel, Kristen Wagner, John Phillips, Karen Edwards, Jessica Hale
Center for Social Development Research
Dialogues on Assets in Native Communities: Recording a Native Perspective on the Definition and Benefits of Retaining and Building Assets
Determinants Of Asset Building, Sondra G. Beverly, Michael Sherraden, Min Zhan, Trina R. Williams Shanks, Yunju Nam, Reid Cramer
Determinants Of Asset Building, Sondra G. Beverly, Michael Sherraden, Min Zhan, Trina R. Williams Shanks, Yunju Nam, Reid Cramer
Center for Social Development Research
Determinants of Asset Building
Parental Assets: A Pathway To Positive Child Educational Outcomes, Michal Grinstein-Weiss, Yeong H. Yeo, Kate Irish, Min Zhan
Parental Assets: A Pathway To Positive Child Educational Outcomes, Michal Grinstein-Weiss, Yeong H. Yeo, Kate Irish, Min Zhan
Center for Social Development Research
A growing body of evidence suggests parental assets have positive effects on children’s well-being. Using 2004 data from the Survey of Income and Program Participation, this study tests the effect of parental asset holding on child educational outcomes, and explores whether this relationship is mediated by parental involvement and expectations. Results indicate that assets are a significant predictor of all child academic outcomes of our study, however income is not a significant predictor for school outcomes when controlling for assets. The mediation analyses show the effect of assets on school outcomes is mediated by two of the three parenting measures: …
Equal Opportunity For All?: Parental Economic Resources And Children's Educational Achievement, Yunju Nam, Jin Huang
Equal Opportunity For All?: Parental Economic Resources And Children's Educational Achievement, Yunju Nam, Jin Huang
Center for Social Development Research
We investigate the roles of parents’ economic resources in children’s educational attainment and test the liquidity constraint hypothesis. Using data from the Panel Study of Income Dynamics, we find that parents’ liquid assets have significantly positive associations with years of schooling, high school graduation, and college attendance. We find that the relationship between liquid assets and education is non-linear: children from negative liquid asset households have a higher chance of finishing high school but a lower chance of graduating college than those from zero liquid asset households. Results suggest that we should consider assets when seeking to understand educational mobility.
The Effects Of Holding Assets On Social And Economic Outcomes Of Families: A Review Of Theory And Evidence, Robert Lerman, Signe-Mary Mckernan
The Effects Of Holding Assets On Social And Economic Outcomes Of Families: A Review Of Theory And Evidence, Robert Lerman, Signe-Mary Mckernan
Center for Social Development Research
The Effects of Holding Assets on Social and Economic Outcomes of Families: A Review of Theory and Evidence
Household Assets And Health In China: Evidence And Policy Implications, Baorong Guo, Lin Zhang, Michael Sherraden
Household Assets And Health In China: Evidence And Policy Implications, Baorong Guo, Lin Zhang, Michael Sherraden
Center for Social Development Research
China’s health care reform of the 1990s has not yielded much success. The market-oriented health system has resulted in declines in fairness of health services and efficiency of investment in the health sector. Further health care reform will be required. Among many options, asset-based policy has demonstrated some potential in domestic policy development. To provide evidence to inform health policy development in China, this study focuses on effects of household assets on health in China. Specifically, the current study examines how household assets may affect health status and how assets differ from income in predicting health status. Using a random …
The Achievement Gap From A Capabilities And Asset Perspective, William Elliott Iii, Margaret Sherrard Sherraden
The Achievement Gap From A Capabilities And Asset Perspective, William Elliott Iii, Margaret Sherrard Sherraden
Center for Social Development Research
Current explanations for the achievement gap do not fully explain why high-achieving poor and minority children perceive of college as being out of reach. This paper reviews perspectives on the achievement gap and proposes a model that incorporates a capabilities and assets approach. The uneven playing field created by unequal distribution of assets sustains educational advantage and high expectations for college among children from families with assets, while dampening expectations for college among poor and minority children. As a possible avenue to closing the gap, we suggest that increasing poor and minority children’s capability for financing college may increase educational …
Assessing Asset Data On Low-Income Households, Caroline Ratcliffe, Henry Chen, Trina R. Williams Shanks, Yunju Nam, Mark Schreiner, Min Zhan, Michael Sherraden
Assessing Asset Data On Low-Income Households, Caroline Ratcliffe, Henry Chen, Trina R. Williams Shanks, Yunju Nam, Mark Schreiner, Min Zhan, Michael Sherraden
Center for Social Development Research
Assessing Asset Data on Low-Income Households
The Balance Sheets Of Low-Income Households: What We Know About Their Assets And Liabilities., Adam Carasso, Signe-Mary Mckernan
The Balance Sheets Of Low-Income Households: What We Know About Their Assets And Liabilities., Adam Carasso, Signe-Mary Mckernan
Center for Social Development Research
The Balance Sheets of Low-Income Households: What We Know About Their Assets and Liabilities.
Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton
Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton
Center for Social Development Research
Barriers to Asset Accumulation for Families in the SEED Pre-School Demonstration and Impact Assessment
How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams
How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams
Center for Social Development Research
How Young People Save Money: Findings From Interviews With SEED Participants
Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala
Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala
Center for Social Development Research
Research indicates that low-income families with children have many motives to save, however, the costs of raising children, low wage employment, means tested programs, and the need for child care make it difficult for them to save. Using data from the American Dream Demonstration (n=1,801), this study examines saving performances of low-income families with children in a matched savings program – Individual Development Accounts (IDAs). The results indicate that households with children in IDAs can save when they are provided structured opportunities. In addition, this study finds that institutional factors, not merely individual characteristics, are highly associated with IDA saving …
Using Tax Refunds To Promote Asset Building In Low-Income Households: Program And Policy Options, Sondra G. Beverly, Colleen Dailey
Using Tax Refunds To Promote Asset Building In Low-Income Households: Program And Policy Options, Sondra G. Beverly, Colleen Dailey
Center for Social Development Research
Using Tax Refunds to Promote Asset Building in Low-Income Households: Program and Policy Options
Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald
Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald
Center for Social Development Research
Assets, Health, and Well Being: Neighborhoods, Families, Children and Youth
Assets And The Poor: Evidence From Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra Beverly, Michal Grinstein-Weiss
Assets And The Poor: Evidence From Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra Beverly, Michal Grinstein-Weiss
Center for Social Development Research
Assets and the Poor: Evidence From Individual Development Accounts
Who Are The Asset Poor? Levels, Trends, And Composition, 1983-1998, Robert Haveman, Edward N. Wolff
Who Are The Asset Poor? Levels, Trends, And Composition, 1983-1998, Robert Haveman, Edward N. Wolff
Center for Social Development Research
Who Are the Asset Poor? Levels, Trends, and Composition, 1983-1998
Assets, Race, And Educational Choices, Tom Shapiro, Heather Beth Johnson
Assets, Race, And Educational Choices, Tom Shapiro, Heather Beth Johnson
Center for Social Development Research
Assets, Race, and Educational Choices
Downpayments On The American Dream Policy Demonstration, Michael Sherraden, Deborah Page-Adams, Lissa Johnson, Edward Scanlon, Jamie Curley, Min Zhan, Alfreda Bady, James Hinterlong
Downpayments On The American Dream Policy Demonstration, Michael Sherraden, Deborah Page-Adams, Lissa Johnson, Edward Scanlon, Jamie Curley, Min Zhan, Alfreda Bady, James Hinterlong
Center for Social Development Research
This report presents findings from the first annual evaluation of the American Dream Demonstration, a multiyear, nationwide test of Individual Development Accounts. Covering the period from the demonstration’s start-up through June 30, 1998, the report details insights from an implementation assessment and from preliminary analyses of monitoring data.
Education, Assets, And Intergenerational Well-Being: The Case Of Female Headed Families, Li-Chen Cheng, Deborah Page-Adams
Education, Assets, And Intergenerational Well-Being: The Case Of Female Headed Families, Li-Chen Cheng, Deborah Page-Adams
Center for Social Development Research
This paper reports findings from an analysis of economic well-being among female headed households. Previous theoretical and empirical work in this area suggests that poverty among female headed families is to some extent an intergenerational process, a vicious cycle. One common explanation for this pattern is that low socioeconomic status in a woman’s family of origin results in low educational attainment and, ultimately, in low earning capacity. However, an exclusive focus on education may overlook the long term dynamics of the household as an institution that can accumulate assets to enhance economic well-being across generations. Using data from the National …
Effects Of Assets On Attitudes And Behaviors: Advance Test Of A Social Policy Proposal, Gautam N. Yadama, Michael Sherraden
Effects Of Assets On Attitudes And Behaviors: Advance Test Of A Social Policy Proposal, Gautam N. Yadama, Michael Sherraden
Center for Social Development Research
Raising asset limits and creating individual development accounts have been proposed in welfare reform. In part the rationale for these proposals is that assets have positive effects on attitudes and behaviors, including long-term planning, greater work effort, and improved social connectedness. The Panel Study of Income Dynamics (PSID), between 1968 and 1972, included a wide range of attitude and behavioral measures. In this study, data from the PSID are analyzed to test for the following: a) the effect of assets on attitudes and behaviors; b) the effect of attitudes and behaviors on assets; c) the effect of income on attitudes …