Behavioral Economics Commons^™

Willingness To Pay Student Insurance As A Primary Plan Among Eastern Illinois University Students, George Anaman

2018 Awards for Excellence in Student Research and Creative Activity – Documents

Abstract

Selecting ideal health insurance coverage entails a trade-off between the gain from risk reduction and the deadweight loss from moral hazard (Manning and Marquis, 1996). This paper investigates students’ willingness to pay for student health insurance which will serve as a primary plan. Variables such as demographics, student insurance enrollment and coverage, student insurance utilization and satisfaction were used to assess students’ Willingness to pay for student insurance as a primary plan. Both qualitative and quantitative statistics were used to explain the willingness of students to pay for student insurance as a primary plan.

Analyzing The Effects Of Self-Esteem And Personality Traits On The Purchase Of Counterfeit Goods, Srishti Slaria

Undergraduate Honors Theses

No abstract provided.

The U.S. Folklore, Proverbs, And Economic Behavior, Ahmed Abou-Zaid

Faculty Research and Creative Activity

Social scientists strongly believe that the cultural values and norms motivate, guide, and influence the behavior of each and every society. However, studying the relationship between culture and behavior, notably economic behavior, is not very popular in the literature, mainly because of the vague and broad definition of the culture. Thereby this paper provides a narrow definition of the culture as “the set of beliefs and values that are often revealed in folklore of the country, where proverbs are the most concise form of the verbal folklore genres.” Using this definition, the paper attempts to relate several types of economic …

The U.S. Folklore, Proverbs, And Economic Behavior, Ahmed Abou-Zaid

Faculty Research and Creative Activity

Social scientists strongly believe that the cultural values and norms motivate, guide, and influence the behavior of each and every society. However, studying the relationship between culture and behavior, notably economic behavior, is not very popular in the literature, mainly because of the vague and broad definition of the culture. Thereby this paper provides a narrow definition of the culture as “the set of beliefs and values that are often revealed in folklore of the country, where proverbs are the most concise form of the verbal folklore genres.” Using this definition, the paper attempts to relate several types of economic …

An Analysis Of Consumer Behavior On Black Friday, Linda Simpson, Lisa Taylor, Kathleen O'Rourke, Katherine Shaw

Faculty Research & Creative Activity

The purpose of this study was to observe and analyze the consumer behaviors and commentary of the Black Friday customer. An observational instrument documented consumer in-line behavior while waiting for the stores to open, store entry behavior, and individual behavior. Findings show that the majority of the shoppers demonstrated calmness, courteousness, and happiness during the shopping experience; however, a number of shoppers exhibited negative and potentially dangerous behaviors which pose a safety concern for store personnel and other shoppers. Implications for retailers, researchers, and family and consumer sciences educators are discussed.

An Analysis Of Consumer Behavior On Black Friday, Linda Simpson, Lisa Taylor, Kathleen O'Rourke, Katherine Shaw

Faculty Research & Creative Activity until 2018 (FCS)

The purpose of this study was to observe and analyze the consumer behaviors and commentary of the Black Friday customer. An observational instrument documented consumer in-line behavior while waiting for the stores to open, store entry behavior, and individual behavior. Findings show that the majority of the shoppers demonstrated calmness, courteousness, and happiness during the shopping experience; however, a number of shoppers exhibited negative and potentially dangerous behaviors which pose a safety concern for store personnel and other shoppers. Implications for retailers, researchers, and family and consumer sciences educators are discussed.

An Analysis Of Student Credit Card Debt Determinants And Factors, James Paton

Masters Theses

The Permanent Income Hypothesis (PIH) derived by Milton Friedman in 1957 states that individuals will base their current consumption on what they consider to be their "normal income." Normal income is derived by the individual's current and expected future income.

Credit cards have become prevalent among college campuses. Credit card issuers seek out students because of market saturation and the idea that students, are generally in independence limbo; still being supported by parents, yet regarded as legal adults.

This study seeks to find if the PIH is valid amongst college students by using student credit card debt as a sort …